MIRA INFORM REPORT

 

 

Report No. :

332064

Report Date :

17.07.2015

 

IDENTIFICATION DETAILS

 

Name :

ISLAMIC PHARMACEUTICALS CHEMICALS & MEDICAL SUPPLIES CO SAE

 

 

Registered Office :

496 El Horreya Road, Boulkley, Ramleh, PO Box 12, Sidi Gaber, Alexandria

 

 

Country :

Egypt

 

 

Financials (as on) :

31.12.2014

 

 

Date of Incorporation :

1984

 

 

Com. Reg. No.:

221697

 

 

Legal Form :

Egyptian Joint Stock Company

 

 

Line of Business :

Engaged in the manufacture and marketing of over 150 medical products, including carbohydrates, proteins and enzymes, barbiturates, sulphonamides, glycacoides, antibiotics, penicillin,  as well as pharmaceutical preparations for the cardio-vascular system and chemotherapeutic agents.

 

 

No. of Employees :

2,000

 

 

RATING & COMMENTS

 

MIRA’s Rating :

A

 

RATING

STATUS

PROPOSED CREDIT LINE

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

Fairly Large

 

Status :

Good

Payment Behaviour :

Regular

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Egypt

B2

B2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

EGYPT - ECONOMIC OVERVIEW

 

Occupying the northeast corner of the African continent, Egypt is bisected by the highly fertile Nile valley, where most economic activity takes place. Egypt's economy was highly centralized during the rule of former President Gamal Abdel NASSER but opened up considerably under former Presidents Anwar EL-SADAT and Mohamed Hosni MUBARAK. Cairo from 2004 to 2008 pursued business climate reforms to attract foreign investment and facilitate growth. Poor living conditions and limited job opportunities for the average Egyptian contribute to public discontent, a major factor leading to the January 2011 revolution that ousted Mubarak. The uncertain political, security, and policy environment since 2011 caused economic growth to slow significantly, hurting tourism, manufacturing, and other sectors and pushing up unemployment. Weak growth and limited foreign exchange earnings have made public finances unsustainable, leaving authorities dependent on expensive borrowing for deficit finance and on Gulf allies to help cover the import bill. Egypt's current Constitution passed in a referendum that took place in January 2014.

 

Source : CIA


SUMMARY

 

Company Name                                    : ISLAMIC PHARMACEUTICALS CHEMICALS & MEDICAL SUPPLIES

  CO SAE

Also Known As                                     : PHARCO PHARMACEUTICALS

Country of Origin                                   : Egypt

Legal Form                                           : Egyptian Joint Stock Company

Registration Date                                  : 1984

Commercial Registration Number           : 221697, Alexandria

Authorised Capital                                 : £E 1,000,000,000

Issued Capital                                       : £E 1,000,000,000

Paid up Capital                                     : £E 1,000,000,000

Total Workforce                                     : 2,000

Activities                                               : Production of medical products.

Financial Condition                                : Good

Payments                                             : Nothing detrimental uncovered

Operating Trend                                    : Steady

Person Interviewed                                : Mohamed El Desouky, Finance Manager

 

 

COMPANY NAME

 

ISLAMIC PHARMACEUTICALS CHEMICALS & MEDICAL SUPPLIES CO SAE

 

 

ALSO KNOWN AS

 

PHARCO PHARMACEUTICALS

 

 

ADDRESS

 

Registered & Physical Address

 

Street               : 496 El Horreya Road

Area                 : Boulkley, Ramleh

PO Box            : 12, Sidi Gaber

Town                : Alexandria

Country             : Egypt

Telephone         : (20-3) 5823745 / 5821999 / 5839670 / 5863745

Facsimile          : (20-3) 5830958

Mobile              : (20-122) 3931000 / 3175550 / (20-100) 1628026

Email                : pharco@pharco.com.eg / contact@pharco.org / mdousky1962@gamil.com

 

Premises

 

Subject operates from a large suite of offices that are owned and located in the Central Business Area of Alexandria.

 

Branch Office (s)

 

Location                                                                                   Description

 

Alexandria-Cairo Desert Road, Km-31, Plot 8-15                         Owned factory premises

Amreya

Alexandria

Tel: (20-3) 4480440 / 4480720 / 44800130 / 4480140

Fax: (20-3) 4480730 / 4486560

 

2 El Gomhoureya Square                                                           Rented office premises

Hadayek El Qobba

Cairo

Tel: (20-2) 23920845 / 23920529

Fax: (20-2) 24486560

 

 

KEY PRINCIPALS

 

Name                                                                                       Position

 

Dr Hassan Abbas Helmi                                                             Chairman

 

Yasha Hassan Abbas Helmi                                                       Vice Chairman

 

Dr Sherine Hassan Abbas Helmi                                                 Director

 

Abdel Moneim El Toukhi                                                            Director

 

Mamdouh Abbass Labib                                                            Director

 

Adel Hamed Hamza                                                                   Director

 

El Prince Mahmoud Tawfik                                                         Director

 

Mohamed Youssef                                                                    Projects Manager

 

Dr Mohamed Ibrahim Hamza                                                      Planning Manager

 

Fayez El Sobky                                                                         Administration Manager

 

Nagi El Saif                                                                              Operations Manager

 

Mohamed Rakha                                                                       Export Manager

 

Ahmed El Sayed Ahmed El Shahawi                                          Maintenance Manager

 

Mohamed El Desouky                                                               Finance Manager

 

Diaa El Din Ibrahim                                                                    Branch Manager – Cairo

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 1984

 

Legal Form                  : Egyptian Joint Stock Company

 

Commercial Reg. No.   : 221697, Alexandria

 

Authorised Capital       : £E 1,000,000,000

 

Issued Capital              : £E 1,000,000,000

 

Paid up Capital            : £E 1,000,000,000

Name of Shareholder (s)                                          Percentage

 

Dr Hassan Abbas Helmi                                                 72%

 

Dr Sherine Hassan Abbas Helmi                                     10%

 

Yasha Hassan Abbas Helmi                                           10%

 

Local businessmen and private investors                          7%

 

Company Employee’s Fund                                             1%

 

 

AFFILIATED COMPANIES

 

Amriya Pharmaceuticals

 

European Egyptian Pharmaceuticals

 

Safe Pharma

 

Pharco B International

 

Techno Pharma Egypt

 

Pharco Impex 93 Srl

 

Abou Kir Trading

 

 

OPERATIONS

 

Activities: Engaged in the manufacture and marketing of over 150 medical products, including carbohydrates, proteins and enzymes, barbiturates, sulphonamides, glycacoides, antibiotics, penicillin,  as well as pharmaceutical preparations for the cardio-vascular system and chemotherapeutic agents.

 

Subject’s agents include:

 

Pharco Impex                                                                            Romania

International Trading Pharmaceuticals Laboratories Inc                United States of America

Tunsal International Company Limited                                         Nigeria

Pharmaplus Pharmaceuticals & Beauty Care LTD                        Kenya

Ramada Trading Co                                                                   Ethiopia

El Nasr Export Import Co                                                           Zimbabwe

Pharco Pharmaceuticals Uganda LTD                                         Uganda

Medix International                                                                    Malawi

Soprophal Spa                                                                          Algeria

U.M.A Line Group                                                                      Tunisia

Qatar Pharmacy                                                                        Qatar

Modern Drug Store                                                                    Jordan

Kambal International Agencies                                                   Sudan

Abdulrehman Algosaibi General Trading Bureau                          Saudi Arabia

Gulf Drug LLC                                                                           United Arab Emirates

Boushahri Group WLL                                                                Kuwait

Jaffar Pharmacy                                                                        Bahrain

Muttrah Pharmacy LLC                                                               Oman

Al Fath Trading Co                                                                    Yemen

 

Import Countries: Germany, France, Italy, the Netherlands, Austria and the United States of America.

 

International Suppliers:

 

Mead Johnson              United States of America

Duphar                         Netherlands

Biochemee                    Austria

Merz                             Germany

Latema                         France

 

Export Countries: Subject exports to over 50 countries covering Africa, the Middle East, Europe and the United States of America.

 

Operating Trend: Steady

 

Subject has a workforce of approximately 2,000 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Egyptian Pounds (£E)

 

                                                Year Ending 31/12/13:              Year Ending 31/12/14:

 

Total Sales                                £E 402,350,000                         £E 409,700,000

 

Local sources consider subject’s financial condition to be Good.

 

The above financial figures are based on estimations by our local sources.

 

 

BANKERS

 

Faisal Islamic Bank of Egypt

7 Victor Pasilly Street

El Azareta

Alexandria

Tel: (20-3) 4911653

 

Commercial International Bank (CIB)

61 Sultan Hussein Street

Alexandria

Tel: (20-3) 4824643 / 4834255

Fax: (20-3) 4832240

 

National Societe Generale Banque SAE

Evergreen Building

10 Talaat Harb Street

PO Box: 2664

Cairo

Tel: (20-2) 25749376

Fax: (20-2) 25776249

 

Banque du Caire SAE

Sesostris Branch

1 Hagar El Newateyah Street

Alexandria

Tel: (20-3) 5744532

 

Citibank

95, 26th July Street

Azarita

Alexandria

Tel: (20-3) 4834363 / 4840342

Fax: (20-3) 4884363

 

 

PAYMENT HISTORY

 

Subject’s payment record is reported to be met in a generally prompt manner.

 

 

GENERAL COMMENTS

 

Pharco Pharmaceuticals is one of the largest Egyptian companies in the field of pharmaceutical products, and was ranked number one in the Egyptian pharmaceutical market, with 13.2% market share in 2011.

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.63.50

UK Pound

1

Rs.99.17

Euro

1

Rs.69.39

 

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

TPT

 

               


 

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.