MIRA INFORM REPORT

 

 

Report No. :

332972

Report Date :

31.07.2015

 

IDENTIFICATION DETAILS

 

Name :

TRAVCO GROUP INTERNATIONAL HOLDING SAE

 

 

Registered Office :

26th July Corrido, 12588 Sheikh Zayed, Giza, 6th of October City,

 

 

Country :

Egypt

 

 

Year of Establishment :

1979

 

 

Legal Form :

Egyptian Closed Joint Stock Company

 

 

Line of Business :

Subject is engaged in the provision of real estate development, hotel operation and tourism services.

 

 

No. of Employees :

10,000

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 


 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

EGYPT - ECONOMIC OVERVIEW

 

Occupying the northeast corner of the African continent, Egypt is bisected by the highly fertile Nile valley, where most economic activity takes place. Egypt's economy was highly centralized during the rule of former President Gamal Abdel NASSER but opened up considerably under former Presidents Anwar EL-SADAT and Mohamed Hosni MUBARAK. Cairo from 2004 to 2008 pursued business climate reforms to attract foreign investment and facilitate growth. Poor living conditions and limited job opportunities for the average Egyptian contribute to public discontent, a major factor leading to the January 2011 revolution that ousted Mubarak. The uncertain political, security, and policy environment since 2011 caused economic growth to slow significantly, hurting tourism, manufacturing, and other sectors and pushing up unemployment. Weak growth and limited foreign exchange earnings have made public finances unsustainable, leaving authorities dependent on expensive borrowing for deficit finance and on Gulf allies to help cover the import bill. Egypt's current Constitution passed in a referendum that took place in January 2014.

 

Source : CIA

 

SUMMARY

 

Company Name                                     : TRAVCO GROUP INTERNATIONAL HOLDING SAE

Country of Origin                                    : Egypt

Legal Form                                            : Egyptian Closed Joint Stock Company

Registration Date                                   : 1979

Issued Capital                                        : £E 10,000,000

Paid up Capital                                      : £E 10,000,000

Total Workforce                                     : 10,000

Activities                                               : Providers of real estate development, hotel operation and

                                                              tourism services.

Financial Condition                                 : Undetermined

Payments                                             : Nothing detrimental uncovered

 

COMPANY NAME

 

TRAVCO GROUP INTERNATIONAL HOLDING SAE

 

 

ADDRESS

 

Registered & Physical Address

 

Location            : 26th July Corrido, 12588 Sheikh Zayed, Giza

 

Town                 : 6th of October City

Country             : Egypt

 

Telephone         : (20-2) 38541111

Facsimile          : (20-2) 38541099

Email                : info@travco.com

 

Premises

 

Subject operates from a large suite of offices that are rented and located in the Central Business Area of 6th of October City.

 

 

KEY PRINCIPALS

 

     Name                                                                                               Position

 

·       Hamed El Chiaty Mohamed Ali El Chiaty                                             Chairman

 

·       Osama Bushra                                                                                  Vice Chairman

 

·       Amani Adel Al Turjmano                                                                    Director

 

·       Yaser Arafa                                                                                      Chief Financial Officer

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 1979

 

Legal Form                  : Egyptian Closed Joint Stock Company

 

Issued Capital              : £E 10,000,000

 

Paid up Capital            : £E 10,000,000

 

Name of Shareholder (s)

 

·       Hamed El Chiaty Mohamed Ali El Chiaty

 

·       Members of Mr Hamed El Chiaty Mohamed Ali El Chiaty’s family

 

 

OPERATIONS

 

Activities: Engaged in the provision of real estate development, hotel operation and tourism services.

 

The company owns and operates the fleet of Nile cruise ships; a collection of hotels and resorts; and real estate developments offering summer residences and resort experiences, as well as provides ground, sea, and air transportation services. It offers inbound and outbound travel packages, such as cultural tourism, shore excursions, leisure tourism, adventure holidays, golf packages, diving safaris, ticketing, and hotel accommodation services. The company also provides tourist transport services ranging from art coaches to luxury limousines and vehicles of various sizes and models. In addition, it offers ground handling, airline catering, and back-end solutions, as well as represents airline and cruise companies. Further, the company operates retail shops, restaurants, and marinas, as well as provides security services.

 

Subject has a workforce of approximately 10,000 employees.

 

 

FINANCIAL DATA

 

Companies registered in Egypt are not legally required to make their accounts public and no financial information was released by the company or submitted by outside sources.

 

 

BANKERS

 

·       Mashreq Bank

72B El Mahad Elishtraky Street

Heliopolis

Cairo

US$ Acc No. 059000001451

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.64.07

UK Pound

1

Rs.99.83

Euro

1

Rs.70.07

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

NIT

 

 

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

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