MIRA INFORM REPORT

 

 

Report No. :

334352

Report Date :

31.07.2015

 

IDENTIFICATION DETAILS

 

Name :

ZAMIL INFRA SPC

 

 

Registered Office :

Government Avenue, P O Box: 285, Manama

 

 

Country :

Bahrain

 

 

Date of Incorporation :

28.10.2009

 

 

Com. Reg. No.:

73173-1

 

 

Legal Form :

Single Person Company – SPC

 

 

Line of Business :

Subject is engaged in the repair and maintenance of telecommunication systems.

 

 

No. of Employees :

60

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 


 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Bahrain

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

BAHRAIN - ECONOMIC OVERVIEW

 

Bahrain has made great efforts to diversify its economy; its highly developed communication and transport facilities make Bahrain home to numerous multinational firms with business in the Gulf. As part of its diversification plans, Bahrain implemented a Free Trade Agreement (FTA) with the US in August 2006, the first FTA between the US and a Gulf state. Bahrain's economy, however, continues to depend heavily on oil. In 2013, petroleum production and refining accounted for 73% of Bahrain's export receipts, 88% of government revenues, and 21% of GDP. Other major economic activities are production of aluminum - Bahrain's second biggest export after oil - finance, and construction. Bahrain continues to seek new natural gas supplies as feedstock to support its expanding petrochemical and aluminum industries. In 2011 Bahrain experienced economic setbacks as a result of domestic unrest, however, the economy recovered in 2012-14, partly as a result of improved tourism. Lower oil prices in 2015 will likely exacerbate Bahrain’s budget deficit.

 

Source : CIA

 

 

SUMMARY

 

Company Name                                     : ZAMIL INFRA SPC

Country of Origin                                    : Bahrain

Legal Form                                            : Single Person Company – SPC

Registration Date                                   : 28th October 2009

Commercial Registration Number            : 73173-1

Chamber Membership Number                : 22369

Issued Capital                                        : BD 50,000

Paid up Capital                                      : BD 50,000

Total Workforce                                     : 60

Activities                                               : Repair and maintenance of telecommunication systems

Financial Condition                                 : Undetermined

Payments                                             : Nothing detrimental uncovered


COMPANY NAME

 

ZAMIL INFRA SPC

 

 

ADDRESS

 

Registered & Physical Address

 

Location            : Government Avenue

 

PO Box             : 285

 

Town                 : Manama

Country             : Bahrain

 

Telephone         : (973-17) 500000

Facsimile          : (973-17) 500006

Email                : zgroup@zamilgroup.com.bh

 

Premises

 

Subject operates from a medium sized suite of offices that are rented and located in the Central Business Area of Manama.

 

 

KEY PRINCIPALS

 

     Name                                                          Nationality                               Position

 

·       Ahmed Rashed Ahmed Busaiba                     Bahraini                                    Managing Director

·       Abdulla Mohamed Abdulla Al Zamel                Bahraini                                    Director

·       Ramesh Awtaney                                          Indian                                        Director

·       Vivek Gupta                                                  Indian                                        Director

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 28th October 2009

 

Legal Form                  : Single Person Company – SPC

 

Commercial Reg. No.  : 73173-1

 

Chamber Member No. : 22369

 

Issued Capital              : BD 50,000

 

Paid up Capital            : BD 50,000

 

Name of Shareholder (s)                                                       Percentage

·       Zamil Infra Private Ltd                                                            100%

India

 

 

OPERATIONS

 

Activities: Engaged in the repair and maintenance of telecommunication systems.

 

Subject has a workforce of 60 employees.

 

 

FINANCIAL DATA

 

Companies registered in Bahrain are not legally required to make their accounts public and no financial information was released by the company or submitted by outside sources.

 

 

BANKERS

 

·       Gulf International Bank BSC

     Al Dowali Building

     3 Palace Avenue

     PO Box: 1017

     Manama

     Tel: (973-17) 534000 / 534300 / 530030

     Fax: (973-17) 522633 / 522530 / 522629

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.64.07

UK Pound

1

Rs.99.83

Euro

1

Rs.70.07

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

NIT

 

 

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.