MIRA INFORM REPORT

 

 

Report No. :

324080

Report Date :

01.06.2015

 

IDENTIFICATION DETAILS

 

Name :

SAPPI EUROPE NV

 

 

Registered Office :

Terhulpsesteenweg 166 1170 Brussel

 

 

Country :

Belgium

 

 

Financials (as on) :

30.09.2014

 

 

Date of Incorporation :

12.03.1993

 

 

Com. Reg. No.:

449654386

 

 

Legal Form :

Public Limited Liability Company (BE)

 

 

Line of Business :

Wholesale of office and school supplies.

 

 

No. of Employee :

67

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ca

 

RATING

STATUS

PROPOSED CREDIT LINE

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

Limited with full security

 

Status :

Moderate

 

 

Payment Behaviour :

Slow

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Belgium

A2

 A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

BELGIUM ECONOMIC OVERVIEW

 

This modern, open, and private-enterprise-based economy has capitalized on its central geographic location, highly developed transport network, and diversified industrial and commercial base. Industry is concentrated mainly in the more heavily-populated region of Flanders in the north. With few natural resources, Belgium imports substantial quantities of raw materials and exports a large volume of manufactures, making its economy vulnerable to shifts in foreign demand, particularly in Belgium’s EU trade partners. Roughly three-quarters of Belgium's trade is with other EU countries. In 2014 Belgian GDP grew by 0.9%, the unemployment rate stabilized at 8.5%, and the the budget deficit was 3.2% of GDP. Prime Minister Charles MICHEL’s center-right government has pledged to further reduce the deficit in response to EU pressure to reduce Belgium’s high public debt, which remains above 100% of GDP, but such efforts could also dampen economic growth. In addition to restrained public spending, low wage growth and high unemployment promise to curtail a more robust recovery in private consumption. The government has pledged to pursue an reform program to improve Belgium’s competitiveness, including changes to tax policy, labor market rules, and welfare benefits. These changes risk worsening tensions with trade unions and triggering extended strikes.

 

Source : CIA

 

 

Company summary

 

Business number                     449654386

Branche Unit Number               2061626320

Company name                        SAPPI EUROPE NV

Address                                   TERHULPSESTEENWEG 166

1170 BRUSSEL

Number of staff                        67

Date of establishment               12/03/1993

Telephone number                   026769700

Fax number                              026769660

 

 

Commentary

 

The business was established over 22 years ago.

The business has 67 employees.

The business is part of a group.

This business has a foreign parent business.

The business has been at the address for over 2 months.

The business has been at the address for less than 6 months.

The business has changed address 1 times in the last year.

There has been no significant change in the business's credit limit.

Operating Result in the latest trading period decreased 309% on the previous trading period.

Pre-tax profits decreased by 532% compared to the previous trading period.

The business saw a decrease in their Cash Balance of 38% during the latest trading period.

Net Worth is a negative amount during the latest trading period.

Working Capital is a negative amount during the latest trading period.

 

 

Accounts

 

 

DATE  OF  LATEST  ACCOUNTS

TURNOVER

PROFIT  BEFORE  TAX

NET  WORTH

WORKING  CAPITAL

30/09/2014

1,723,279,753

-8,661,430

-104,691,831

-107,668,666

30/09/2013

1,753,971,070

2,000,803

-96,969,681

-100,184,962

30/09/2012

1,886,708,217

857,542

-100,517,281

-104,044,802

 

ACCOUNTS

 

 

 

 

 

DATE  OF  LATEST  ACCOUNTS

BALANCE  TOTAL

NUMBER  OF  EMPLOYEES

CAPITAL

CASHFLOW

30/09/2014

112,421,610

67

15,130,751

5,428,144

30/09/2013

115,536,160

76

15,130,751

7,153,517

30/09/2012

120,619,546

86

15,130,751

6,952,750

 

 

Trends

 

Profitability

Liquidity

Net worth

 

 

Payment expectations

 

Past  payments

 

Payment  expectation  days

28.05

Industry  average  payment

96.72

Industry  average  day  sales

138.55

expectation  days

 

outstanding

 

Day  sales  outstanding

20.46

 

 

 

 

Court data summary

 

BANKRUPTCY DETAILS

Court action type                       No

 

PROTESTED BILLS

Bill amount                                -

 

NSSO DETAILS

Date of summons                     02/12/1999

 

 

Company information

 

Business  number

449654386

Company  name

SAPPI  EUROPE  NV

Fax  number

026769660

Date  founded

12/03/1993

Company  status

active

Company  type

Public  Limited  Liability

Currency

Euro  (€)

Date  of  latest  accounts

30/09/2014

Activity  code

46492

Liable  for  VAT

yes

Activity  description

Wholesale  of  office  and

VAT  Number

BE.0449.654.386  Check  VAT

 

school  supplies

 

number

Belgian  Bullettin  of  Acts

moniteur  belge

 

 

 

 

CONTRACTOR DETAILS

 

Registered  contractor number

-

Contractor  description

-

Date  struck  off  register

 

 

 

PERSONNEL  (NSSO  CLASSIFICATION)

 

Code

-

Description

-

 

 

JOINT  INDUSTRIAL  COMMITTEE  (JIC)

 

JIC  Code

100

Description category

Additional  joint  committee  for  labourers

 

 

JIC  Code

218

Description

Additional  national  joint  committee  for  the  employees

 

 

SIGNIFICANT EVENTS

 

Event  Date

17/03/2015

Event  Description

 

Event  Details

Neerlegging van de éénparige schriftelijke besluiten van de aandeelhouders genomen op 11-3-2015 overeenkomstig artikel 556 van het Wetboek van vennootschappen.

 

 

Company accounts

 

ASSETS

 

Annual  accounts

30-09-2014

%

30-09-2013

%

30-09-2012

%

30-09-2011

%

30-09-2010

Weeks

52

 

52

 

52

 

52

 

52

Currency

EUR

 

EUR

 

EUR

 

EUR

 

EUR

Total  fixed  assets

9,252,203

-15.38

10,933,338

-7.23

11,785,773

-21.14

14,944,523

-19.74

18,619,985

Intangible  fixed  assets

6,275,367

-6.67

6,724,057

-18.10

8,210,152

-14.79

9,635,117

-14.43

11,260,470

Tangible  fixed  assets

2,587,675

-31.01

3,750,787

12.35

3,338,351

-34.68

5,111,080

-28.63

7,161,189

Land  &  building

12,179

-6.38

13,009

-6.00

13,840

-66.58

41,418

-5.41

43,785

Plant  &  machinery

2,455,755

-19.50

3,050,777

0.32

3,041,193

-36.89

4,819,183

-29.07

6,794,698

Furniture  &  Vehicles

104,420

-19.26

129,330

-15.07

152,285

3.51

147,117

47.32

99,861

Leasing  &  Other  Similar

-

-

3,554

-71.23

12,354

-41.60

21,154

-29.38

29,954

Rights

 

 

 

 

 

 

 

 

 

Other  tangible  assets

15,321

-97.24

554,117

366

118,679

44.36

82,208

-57.38

192,891

Financial  fixed  assets

389,161

-15.12

458,494

93.24

237,270

19.64

198,326

0

198,326

Total  current  assets

103,169,407

-1.37

104,602,822

-3.89

108,833,773

13.83

95,610,696

-2.53

98,089,749

Inventories

150,774

25.48

120,157

-59.43

296,178

-22.79

383,605

-77.50

1,705,088

Raw  materials  & consumables

-

-

-

-

-

-

-

-

-

Work  in  progress

0

-

0

-

0

-

0

-

0

Finished  goods

150,774

25.48

120,157

-59.43

296,178

-22.79

383,605

-77.50

1,705,088

Other  stocks

0

-

0

-

0

-

0

-

0

Trade  debtors

96,600,259

22.26

79,013,354

-16.47

94,588,151

23.27

76,730,112

-0.08

76,792,154

Other  amounts  receivable

5,776,311

-75.41

23,491,372

93.72

12,126,229

-16.27

14,483,273

-6.79

15,538,364

Cash

17,104

-38.49

27,805

70.61

16,297

-99

2,899,262

-14.22

3,380,055

Miscellaneous  current assets

624,959

-57.78

1,480,134

10.71

1,336,918

107

644,444

-4.40

674,088

Total  Assets

112,421,610

-2.70

115,536,160

-4.21

120,619,546

9.10

110,555,219

-5.27

116,709,734

 

 

LIABILITIES

 

Total  shareholders  equity

-98,416,464

-9.05

-90,245,624

97.77

-92,307,129

99

-93,220,570

-6.43

-87,591,257

Issued  share  capital

15,130,751

0.00

15,130,751

0

15,130,751

0

15,130,751

0

15,130,751

Share  premium  account

-

-

-

-

-

-

-

-

-

Revaluation  reserve

-

-

-

-

-

-

-

-

-

Reserves

-113,547,215

-7.75

-105,376,375

98.08

-107,437,880

99

-108,351,321

-5.48

-102,722,008

Provisions  for  Liabilities

0

-100

994,000

2269

41,955

-88.03

350,637

-

0

&  Charges

 

 

 

 

 

 

 

 

 

Deffered  taxes

-

-

-

-

-

-

-

-

-

Creditors

210,838,073

2.95

204,787,784

-3.80

212,884,720

4.65

203,425,152

-0.43

204,300,991

Other  long  term  loans

-

-

-

-

6,145

-59.70

15,249

-37.82

24,523

Long  term  group  loans

-

-

-

-

-

-

-

-

-

Other  long  term  liabilities

0

-

0

-

0

-

0

-

0

Total  long  term  debts

0

-100

994,000

1966

48,100

-86.85

365,886

1392

24,523

Current  portion  of  long

29,000,000

-42.01

50,007,631

56.23

32,009,036

166

12,008,538

0.01

12,007,374

term  debt

 

 

 

 

 

 

 

 

 

Financial  debts

-

-

-

-

9,504,289

243

2,770,281

-56.10

6,310,232

Trade  creditors

132,960,340

17.93

112,749,671

-11.22

126,999,644

-5.12

133,852,052

1.77

131,517,695

Amounts  Payable  for Taxes,  Remuneration  & Social  Security

10,669,510

18.29

9,020,088

-17.09

10,879,863

-38.43

17,671,220

58.32

11,161,595

Miscellaneous  current

38,208,223

15.75

33,010,394

-1.42

33,485,743

-9.76

37,107,812

-14.26

43,279,572

liabilities

 

 

 

 

 

 

 

 

 

Total  current  liabilities

210,838,073

2.95

204,787,784

-3.80

212,878,575

4.65

203,409,903

-0.42

204,276,468

Total  Liabilities

112,421,610

-2.70

115,536,160

-4.21

120,619,546

9.10

110,555,219

-5.27

116,709,734

 

 

RATIO  ANALYSIS

 

TRADING  PERFORMANCE

 

Profit  Before  Tax

-0.50

-554

0.11

120

0.05

50.0

-0.10

-176

0.13

Return  on  capital employed

8.80

392

-2.24

-140

-0.93

-139

2.35

79.12

-2.97

Return  on  total  assets employed

-7.70

-545

1.73

143

0.71

36.04

-1.97

-188

2.23

Return  on  net  assets

8.80

396

-2.22

-138

-0.93

-139

2.34

78.79

-2.97

employed

 

 

 

 

 

 

 

 

 

Sales  /  net  working

-16.01

91.43

-17.51

96.58

-18.13

92.08

-19.69

-3.31

-19.06

capital

 

 

 

 

 

 

 

 

 

Stock  turnover  ratio

0.01

0

0.01

-50.0

0.02

0

0.02

-75.00

0.08

Creditor  days

28.05

19.31

23.51

-4.43

24.60

6.68

23.06

-2.91

23.75

Debtor  days

20.46

24.45

16.44

-10.16

18.30

38.64

13.20

-4.69

13.85

 

SHORT TERM STABILITY

 

Current  ratio

0.49

-3.92

0.51

0

0.51

8.51

0.47

-2.08

0.48

Liquidity  ratio  /  acid  ratio

0.49

-3.92

0.51

0

0.51

8.51

0.47

0

0.47

Current  debt  ratio

-2.14

94.27

-2.27

98.27

-2.31

-5.96

-2.18

93.56

-2.33

Liquidity ratio reprocessed

--

--

--

--

--

--

--

--

--

Cashflow

5,428,144

-24.12

7,153,517

2.89

6,952,750

334

1,598,980

-84.90

10,591,188

Net  worth

-104,691,831

-7.96

-96,969,681

96.47

-100,517,281

97.73

-102,855,687

-4.05

-98,851,727

 

LONG  TERM  STABILITY

 

Gearing

-29.47

53.19

-55.41

-23.19

-44.98

-183

-15.87

75.79

-20.94

Equity  in  percentage

-92.72

-11.79

-82.94

-1.00

-82.12

88.90

-92.37

-11.21

-83.06

Total  debt  ratio

-2.14

93.86

-2.28

98.70

-2.31

-5.48

-2.19

93.99

-2.33

Working  capital

-107,668,666

-7.47

-100,184,962

96.29

-104,044,802

96.52

-107,799,207

-1.52

-106,186,719

 

 

PROFIT  &  LOSS

 

Operating  Income

1,866,249,864

-3.01

1,924,166,967

-6.07

2,048,604,973

-10.56

2,290,604,867

4.14

2,199,608,325

Turnover

1,723,279,753

-1.75

1,753,971,070

-7.04

1,886,708,217

-11.10

2,122,270,910

4.87

2,023,739,581

Total  operating

1,730,333,763

-1.16

1,750,606,356

-7.09

1,884,127,301

-11.08

2,118,803,754

4.81

2,021,492,093

expenses

 

 

 

 

 

 

 

 

 

Gross  Operating

-

-

-

-

-

-

-

-

-

Margin

 

 

 

 

 

 

 

 

 

Operating  Charges

1,873,303,874

-2.47

1,920,802,253

-6.12

2,046,024,057

-10.54

2,287,137,711

4.09

2,197,360,837

Employee  costs

15,660,356

-1.04

15,825,417

-12.56

18,097,710

16.11

15,586,535

-13.45

18,008,300

Wages  and  salary

11,471,747

-4.42

12,001,684

-8.02

13,048,764

12.98

11,549,179

-14.55

13,515,340

Employee  pension costs

-

-

-

-

-

-

-

-

-

Social  security contributions

 

2,963,899

24.94

2,372,226

-26.48

3,226,514

15.67

2,789,344

-7.07

3,001,434

Other  employee costs

1,224,710

-15.62

1,451,507

-20.35

1,822,432

46.03

1,248,012

-16.33

1,491,526

Director remuneration

612,632

4.54

586,013

6.72

549,133

5.46

520,712

7.57

484,085

Operating  result

-7,054,010

-309

3,364,714

30.37

2,580,916

-25.56

3,467,156

54.27

2,247,488

Total  financial income

21,877,147

-5.74

23,209,866

-12.90

26,646,360

-11.09

29,969,024

-1.93

30,557,380

Total  financial expenses

23,484,568

-4.43

24,573,777

-13.38

28,369,734

-20.35

35,616,921

17.93

30,201,168

Results  on ordinary operations  before taxation

-8,661,430

-532

2,000,803

133

857,542

39.32

-2,180,741

-183

2,603,700

Extraordinary Income

2,728,967

74.34

1,565,331

-1.29

1,585,826

781

179,812

-90.23

1,841,060

Extraordinary Charges

2,180,044

45.29

1,500,501

-1.67

1,526,005

-57.94

3,628,385

3092

113,649

Extraordinary items

548,923

746

64,830

8.37

59,821

1.73

-3,448,573

-299

1,727,411

Results  for  the

-8,112,508

-492

2,065,633

125

917,363

16.30

-5,629,314

-229

4,331,111

Year  Before

 

 

 

 

 

 

 

 

 

Taxation appropriations

 

 

 

 

 

 

 

 

 

Taxation

58,331

1312

4,129

5.30

3,921

-

-

-

-

Results  on ordinary operations  after taxation

-8,719,762

-536

1,996,674

133

853,621

39.14

-2,180,741

-183

2,603,700

Net  result

-8,170,839

-496

2,061,504

125

913,442

16.23

-5,629,314

-229

4,331,111

Profit  (Loss)  for the  Year  to  be appropiated

-8,170,839

-496

2,061,504

125

913,442

16.23

-5,629,314

-229

4,331,111

 

 

Social Balance Sheet Details

 

Social  Balance  Sheet

Total

During  the  reporting  year

 

ended  30-09-2014

 

Full-time  Employees

67

Part-time  Employees

4

Total  Fte  Employees

70

Number  of  hours  worked

 

Full-time  Employees

110,389

Part-time  Employees

5,612

Total

116,001

Personnel  Charges

 

Full-time  Employees

15,204,640

Part-time  Employees

455,716

Total

15,660,356

Benefits  In  Addition  To  Wages

-

During  the  previous  reporting  year

 

Average  number  employees  in  Fte

80

Actual  working  hours

134,033

Personnel  Charges

15,825,417

Benefits  In  Addition  To  Wages

-

 

 

Type  of  Contract

Full-Time

Part-Time

Total  Fte

Unlimited  Duration

64

4

67

Contracts

 

 

 

Limited  Duration  Contracts

-

-

-

Contracts  For  Specific  Work

-

-

-

Contracts  Regarding

-

-

-

Substitution

 

 

 

 

 

Gender  and  Education Level

 

 

 

Men

Full-Time

Part-Time

Total  Fte

Primary  education

-

-

-

Secondairy  education

-

-

-

Higher  education  (non university)

-

-

-

Higher  education (university)

39

-

39

 

 

 

 

Women

Full-Time

Part-Time

Total  Fte

Primary  education

-

-

-

Secondairy  education

-

-

-

Higher  education  (non university)

-

-

-

Higher  education (university)

25

4

28

 

 

Working  Category

Full-Time

Part-Time

Total  Fte

Management

-

-

-

White  collar  worker

61

4

64

Blue  collar  worker

3

-

3

Other

-

-

-

 

 

 

Temporary  personnel

Total

Average  number  of  temporary  staff

1

Actual  working  hours

2,640

Cost  of  temporary  staff

90,243

 

 

New  staff  and  leavers

Full-Time

Part-Time

Total  Fte

New  Starters

8

1

9

Leavers

18

-

18

 

 

Total  of  formal  continuing  vocational  training  initiatives

 

 

for  workers  paid  by  the  employer

Male

Female

Number  of  employees

40

27

Number  of  training  hours

1,246

792

Net  costs  for  enterprise

147,233

93,586

Total  of  less  formal  and  informal  continuing  vocational

 

 

training  initiatives  for  workers  paid  by  the  employer

Male

Female

Number  of  employees

-

-

Number  of  training  hours

-

-

Net  costs  for  enterprise

-

-

Total  of  initial  training  initiatives  at  the  expense  of  the

 

 

employer

Male

Female

Number  of  employees

-

-

Number  of  training  hours

-

-

Net  costs  for  enterprise

-

-

 

 

Industry comparison

 

Activity  code

46492

Activity  description

Wholesale  of  office  and  school  supplies

industry  average  credit rating

63.37

Industry  average  credit  limit

22333.36

Payment  Information

 

 

 

Payment Information Summary

 

Total  number  of  Invoices  available

22

Total  number  of  Invoices  paid  within  or  up  to  30  days  after  the  due  date

8

Total  number  of  Invoices  paid  more  than  30  days  after  the  due  date

14

Total  number  of  Invoices  currently  outstanding  where  the  due  date  has  not  yet  been  reached

0

Total  number  of  Invoices  currently  outstanding  beyond  the  due  date

0

 

 

SUSPENSION  OF PAYMENTS / MORATORIUM HISTORY

 

Amount

-

Details

-

 

 

PAYMENT  EXPECTATIONS

 

Payment  expectation  days

28.05

Day  sales  outstanding

20.46

 

 

INDUSTRY  COMPARISON

 

Activity  code

46492

Activity  description

Wholesale  of  office  and  school  supplies

Industry average payment

expectation days

96.72

Industry average day sales

outstanding

138.55

 

 

INDUSTRY QUARTILE ANALYSIS

 

Payment expectations

Company result            28.05

Lower                           92.78

Median                         48.14

Upper                           18.45

 

 

DAY SALES OUTSTANDING

 

Company result            20.46

Lower                           84.96

Median                         41.69

Upper                           17.32

 

 

Shareholder Details

 

SUMMARY

 

Group  -  Number  of  Companies

5

Linkages  -  Number  of  Companies

44

Number  of  Countries

13

 

 

GROUP STRUCTURE

 

Company  name

Number

Latest financials

- SAPPI  EUROPE  NV

449654386

30-09-2014

- - SAPPI BLACKBURN SA

459376162

30-09-2013

- - SAPPI HELLAS LTD SOC.ETR. E.P.B.

 

 

- - SAPPI ISTANBUL KAGIT VE TICARIT LIMITED ...

 

 

- - SAPPI POLSKA SP. Z.O.O SOC.ETR. E.P.B.

 

 

 

 

MINORITY SHAREHOLDERS

No minority shareholders found

 

 

MINORITY INTERESTS

 

Business

Company  name

%

Date  of

number

 

 

accounts

-

SAPPI  ITALIA  SRL  SOC.ETR. E.P.B.

5

-

-

SAPPI  EUROPE  IBERICA SOC.ETR.  E.P.B.

5

-

 

 

Linked Companies

 

SUMMARY

 

 

Group  -  Number  of  Companies

5

Linkages  -  Number  of  Companies

44

Number  of  Countries

13

 

 

LINKED COMPANIES

 

NAME

NUMBER

LATEST  KEY

TURNOVER

 

 

FINANCIALS

 

SAPPI

-

30.09.2014

€4.206.398.779

SAPPI  (UK)  SALES  OFFICE  LTD.

02523638

30.09.2013

£2.546.000

SAPPI  EUROPE  LIMITED

02456283

30.09.2011

-

SAPPI  FINE  PAPER  LIMITED

03555775

30.09.2013

-

SAPPI  UK  HOLDINGS  B.V.

33285779

-

-

SAPPI  LANAKEN  PRESS  PAPER  NV

426966779

30.09.2014

€170.595.181

SAPPI  INTERNATIONAL  SA

449887582

30.09.2014

€449.732

HANNOVERSCHE  PAPIERFABRIKEN

HRB  3

-

-

ALFELD-GRONAU

 

 

 

AKTIENGESELLSCHAFT

 

 

 

SAPPI  FINE  PAPER  NORTH  AMERICA

-

-

$1.405.600.000

BROCAS  LLC

-

-

-

SAPPI  CLOQUET  LLC

-

-

$516.000

EUROPEAN  PAPER  HOLDINGS  SA

-

-

-

GLOBAL  PAPER  HOLDINGS  SA

-

-

-

LIGNIN  INSURANCE  CO.LTD

-

-

-

NGODWANA  MILL  LTD

-

-

-

POLYMER  TECHNOLOTY  INTL  BV

-

-

-

PULP  HOLDINGS  (PTY)  LTD.

-

-

-

SAPPI  ALFELD  GMBH

-

-

-

SAPPI  AUSTRIA  PRODUKTIONS

-

-

-

GMBH

 

 

 

SAPPI  BELGIUM  BV

-

-

-

1 2 3

 

 

 

 

 

SUMMONS

 

 

 

 

Legal  event  type

Social  Security  Summons

 

Event  date

02/12/1999

 

Court  type

 

Court  name

Creditor's  name

 

3rd  party  type

 

 

PROTESTED BILLS

There is no data for this company

 

BANKRUPTCY AND OTHER LEGAL EVENTS

There is no data for this company

 

 

Director details

 

CURRENT DIRECTOR DETAILS

 

Name

BEREND  WIERSUM

Position

Managing  Director

Start  Date

01/04/2007

Street

435 LOUIZALAAN  BRUSSEL

Post  code

1050

Country

Belgium

Position

Director

Start  Date

15/01/2007

Street

435 LOUIZALAAN  BRUSSEL

Post  code

1050

Country

Belgium

Name

STEPHEN  BLYTH

Position

Director

Start  Date

01/07/2014

End  Date

03/02/2020

Street

66 AV.  DU  BOIS  DE  CHAPELLE  LASNE

Post  code

1380

Country

Belgium

Name

STEPHEN  BINNIE

Position

Director

Start  Date

01/07/2014

End  Date

03/02/2020

Street

9 MAXWELL  MACDONOLD  STREET

Post  code

2196

Country

South  Africa

 

 

FORMER DIRECTOR DETAILS

 

Name

GLEN  PEARCE

Position

Director

Start  Date

01/05/2008

End  Date

01/07/2014

Street

90 MEZENSTRAAT  BERTEM

Post  code

3061

Country

Belgium

Name

WOLFGANG  PFARL

Position

Managing  Director

Start  Date

12/03/2008

End  Date

Unknown  date

Street

3 EKSELBOSLAAN  SINT-GENESIUS-RODE

Post  code

1640

Country

Belgium

Position

Director

Start  Date

18/03/1998

End  Date

31/03/2007

Street

3 EKSELBOSLAAN  SINT-GENESIUS-RODE

Post  code

1640

Country

Belgium

Name

HUBERT  GEBREITER

Position

Managing  Director

Start  Date

15/03/2000

End  Date

01/05/2009

Street

17 SINT-HUBERTUSLAAN  TERVUREN

Post  code

3080

Country

Belgium

Position

Director

Start  Date

18/03/1998

End  Date

01/05/2009

Street

17 SINT-HUBERTUSLAAN  TERVUREN

Post  code

3080

Country

Belgium

Name

RUDOLF  THUMMER

Position

Managing  Director

Start  Date

12/03/2008

End  Date

Unknown  date

Street

30 CLOS  HOF  TEN  BERGE  BRUSSEL

Post  code

1200

Country

Belgium

Position

Director

Start  Date

18/03/1998

End  Date

31/12/2005

Street

30 CLOS  HOF  TEN  BERGE  BRUSSEL

Post  code

1200

Country

Belgium

Name

MATH  QUAEDVLIEG

Position

Director

Start  Date

01/01/2006

End  Date

Unknown  date

Street

 

Post  code

 

Country

The  Netherlands

Name

R.  BÖETTGER

Position

Director

Start  Date

21/11/2007

End  Date

01/07/2014

Street

1 JB  CHAPMAN  ROAD

Post  code

0

Country

South  Africa

Name

DONALD  G  WILSON

Position

Director

Start  Date

17/03/1999

End  Date

Unknown  date

Street

50 WORCHESTER  ROAD,  PARKWOOD,  2193  GAUTENG

Post  code

 

Country

South  Africa

Name

WILLIAM  E.  HEWITT

Position

Director

Start  Date

18/03/1998

End  Date

Unknown  date

Street

FIFTH  STREET

Post  code

2146

Country

South  Africa

Name

RALPH  BOETTGER

Position

Director

Start  Date

21/11/2007

End  Date

01/07/2014

Street

 

Post  code

 

Country

 

Name

MATHIJS  QUAEDVLIEG

Position

Director

Start  Date

01/01/2006

End  Date

01/07/2014

Street

 

Post  code

 

Country

 

Name

MATHIJS  QUAEDVLIEG

Position

Director

Start  Date

01/01/2006

End  Date

01/07/2014

Street

 

Post  code

 

Country

 

Name

RALPH  BOËTTGER

Position

Director

Start  Date

21/11/2007

End  Date

Unknown  date

Street

 

Post  code

 

Country

 

Name

MICHAEL  SPALLART

Position

Director

Start  Date

01/04/2004

End  Date

16/03/2005

Street

 

Post  code

 

Country

 

Name

A.  VLOK

Position

Director

Start  Date

18/03/1998

End  Date

Unknown  date

Street

 

Post  code

 

Country

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.63.76

UK Pound

1

Rs.97.80

Euro

1

Rs.69.91

 

 

INFORMATION DETAILS

 

Analysis Done by :

RAS

 

 

Report Prepared by :

ANK

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.