MIRA INFORM REPORT

 

 

 

Report No. :

316247.2

Report Date :

02.06.2015

 

IDENTIFICATION DETAILS

 

Name :

EURL NOUVEAU DETERGENT IMPORT/EXPORT

 

 

Registered Office :

Cite Bekira No 126 - 3EM T Hamma Bouziane Constantine

 

 

Country :

Algeria

 

 

Date of Incorporation :

16.12.2013

 

 

Com. Reg. No.:

B00698452013

 

 

Legal Form :

Limited Corporation 

 

 

Line of Business :

Importers and exporters of household products mainly soaps and detergents

 

 

No. of Employees :

15 Employees.

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate 

 

 

Payment Behaviour :

Slow but correct

 

 

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Algeria

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

ALGERIA - ECONOMIC OVERVIEW

 

Algeria's economy remains dominated by the state, a legacy of the country's socialist postindependence development model. In recent years the Algerian Government has halted the privatization of state-owned industries and imposed restrictions on imports and foreign involvement in its economy. Hydrocarbons have long been the backbone of the economy, accounting for roughly 60% of budget revenues, 30% of GDP, and over 95% of export earnings. Algeria has the 10th-largest reserves of natural gas in the world and is the sixth-largest gas exporter. It ranks 16th in oil reserves. Strong revenues from hydrocarbon exports have brought Algeria relative macroeconomic stability, with foreign currency reserves approaching $200 billion and a large budget stabilization fund available for tapping. In addition, Algeria's external debt is extremely low at about 2% of GDP. However, Algeria has struggled to develop non-hydrocarbon industries because of heavy regulation and an emphasis on state-driven growth. The government's efforts have done little to reduce high youth unemployment rates or to address housing shortages. A wave of economic protests in February and March 2011 prompted the Algerian Government to offer more than $23 billion in public grants and retroactive salary and benefit increases, moves which continue to weigh on public finances. Long-term economic challenges include diversifying the economy away from its reliance on hydrocarbon exports, bolstering the private sector, attracting foreign investment, and providing adequate jobs for younger Algerians.

 

Source : CIA

 

SUBJECT'S NAME

                                                           

Registered Name:

EURL NOUVEAU DETERGENT IMPORT/EXPORT

Requested Name:

EURL NOUVEAU DETERGENT IMPORT/EXPORT

Other Names:

None

 

 

ADDRESS AND TELECOMMUNICATION

 

Physical Address:

Cite Bekira No 126 - 3EM T Hamma Bouziane

 

Constantine

Country:

Algeria

Phone:

213-550471333

Fax:

213-550471333

Email:

None

Website:

None

 

 

LEGAL

 

Legal Form:

Limited Corporation 

Date Incorporated:

16-Dec-2013

Reg. Number:

B00698452013

Nominal Capital

DZD. 1,000,000

Subscribed Capital

DZD. 1,000,000

Subscribed Capital is Subscribed in the following form:

 

Position

Shares

Mr. Mohammed A.

Director

 

 

 

RELATED COMPANIES

 

None

Parent company.

None

Subsidiary company.

None

Affiliated company.

None

Shareholder of subject firm.

None

Branches of the firm

 

 


OPERATIONS

 

Registered to operate as importers and exporters of household products mainly soaps and detergents

Imports:

Middle East

Exports:

Neighboring countries

Trademarks:

None

Terms of sale:

Cash (40%) and 25-90 days (60%), invoices.

 

 

Main Customers:

Local agencies, stores, distributors, outlets etc  

Employees:

15 employees.

Vehicles:

Several motor vehicles.

Territory of sales:

Algeria

Location:

Rented premises, 5,000 square feet,

 

 

AUDITORS AND INSURANCE

 

Auditors:

Information not available.

Insurance Brokers:

Information not available.

 

 

FINANCE

 

Currency Reported:

Algerian Dinar (DZD.)

Approx. Ex. Rate:

1 US Dollar = 99.48 Algerian Dinar

Fiscal Year End:

December 31, 2014

Inflation:

According to information given by independent sources, the inflation at December 31st, 2014 was of 13%.

 

Financial Information not Submitted

 

 

 

Profit and Loss (expressed in DZD.)

 

 

2014

Sales

 

20,000,000

 

 

BANK

 

Bank Name:

Al Salam Bank Algeria

Branch:

Algeria

Comments:

None

 

 

COMMENTS/ ADDITIONAL INFORMATION

 

This information was obtained from outside sources other than the subject company itself and confirmed the above subject.

 

 


FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.63.61

UK Pound

1

Rs.97.27

Euro

1

Rs.69.63

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

NIT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.