MIRA INFORM REPORT

 

 

Report No. :

324761

Report Date :

02.06.2015

 

IDENTIFICATION DETAILS

 

Name :

NATUREX AG

 

 

Registered Office :

Industriestrasse 8, 9220 Bischofszell/TG, Switzerland/CH

 

 

Country :

Switzerland

 

 

Financials (as on) :

31.12.2014

 

 

Date of Incorporation :

06.06.1936

 

 

Com. Reg. No.:

440.3.003.460-3

 

 

Legal Form :

Company limited by shares

 

 

Line of Business :

Production and Distribution of Pectin, Fruit and Vegetable Powder.

 

 

No. of Employees :

150-249

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

 

Status :

Satisfactory

Payment Behaviour :

Slow but correct

Litigation :

Exist

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Switzerland

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

SWITZERLAND - ECONOMIC OVERVIEW

 

Switzerland is a peaceful, prosperous, and modern market economy with low unemployment, a highly skilled labor force, and a per capita GDP among the highest in the world. Switzerland's economy benefits from a highly developed service sector, led by financial services, and a manufacturing industry that specializes in high-technology, knowledge-based production. Its economic and political stability, transparent legal system, exceptional infrastructure, efficient capital markets, and low corporate tax rates also make Switzerland one of the world's most competitive economies. The Swiss have brought their economic practices largely into conformity with the EU's to enhance their international competitiveness, but some trade protectionism remains, particularly for its small agricultural sector. The fate of the Swiss economy is tightly linked to that of its neighbors in the euro zone, which purchases half of all Swiss exports. The global financial crisis of 2008 and resulting economic downturn in 2009 stalled export demand and put Switzerland in a recession. The Swiss National Bank (SNB) during this period effectively implemented a zero-interest rate policy to boost the economy as well as prevent appreciation of the franc, and Switzerland's economy began to recover in 2010. The sovereign debt crises currently unfolding in neighboring euro-zone countries pose a significant risk to Switzerland's financial stability and are driving up demand for the Swiss franc by investors seeking a safe-haven currency. The independent SNB has upheld its zero-interest rate policy and conducted major market interventions to prevent further appreciation of the Swiss franc, but parliamentarians have urged it to do more to weaken the currency. The franc's strength has made Swiss exports less competitive and weakened the country's growth outlook; GDP growth fell below 2% per year during 2011-13. Switzerland has also responded to increasing pressure from individual neighboring countries, the EU, the US, and international institutions to reform its banking secrecy laws. Consequently, the government agreed to conform to OECD regulations on administrative assistance in tax matters, including tax evasion. The government has renegotiated its double taxation agreements with numerous countries, including the US, to incorporate the OECD standard, and is considering the possibility of imposing taxes on bank deposits held by foreigners. These steps hurt Switzerland's long history of bank secrecy.

 

Source : CIA

 


Company Name

 

NATUREX AG

 

 

Operating address

 

Industriestrasse 8                                                         Branch:

9220 Bischofszell/TG                                                    Kirchbergstrasse 211

Switzerland/CH                                                             3400 Burgdorf

                                                                                   Belgium/BE

 

Telephone:                   071 4247300                             034 4285400

Fax:                             071 4247390                             034 4285490

 

Web site:                      http://www.naturex.com

E-mail:                         naturex.ch@naturex.com

 

WIN Worldbox No.:       CH0000046674

VAT-No.:                      CHE-105.844.767 MWST

UID-No.:                       CHE105844767

 

 

Profile

 

Established:                 1936

History:                        1953:      Limited company

Line of Business:          Food

Industry Division:          Manufacturing

Industry-code (NACE):  1089       Manufacture of other food products n.e.c.

Import/Export:              Export

Quality certification:      ISO 9001:2000 (since 2002)

                                    ISO 17025:2005 (since 2007)

Banks:                          UBS Ltd

                                    TKB Thurgauer Kantonalbank

                                    CS Credit Suisse

 

 

Operational Figures

 

Coverage:                    Company

Employees:                  150-249

Sales:                          EUR 40-60 Mio

Branches:                     1

 

 

Activity

 

Production and distribution of pectin, fruit and vegetable powder. A range of 50 varieties of pectin and over 300 fruit and vegetable powder are produced in all imaginable flavors. Brand names: OBIPEKTIN®, OBISEC® und SPREDA®.

 

The production area includes 9'843 m2 to 16 Ha.

 

The group has other production sites in Poland, France, England, Spain, Italy, Morocco, India, Australia, Brazil and the USA.

 

 

Real Estate

 

Real Estate:                  It is understood that the company owns certain property.

 

 

Company Register

 

Company No:               440.3.003.460-3

UID-No.:                       CHE105844767

Legal form:                   Company limited by shares

Registration:                 06.06.1936

Legal status:                 active

Responsible Register:   Handelsregister des Kantons Thurgau

History:                        Date of Statutes: 18.05.1993

                                    Date of Incorporation Statutes: 30.05.1936

                                    Date of Statutes: 27.02.2010

                                    Date of Statutes: 10.07.2007

                                    Date of Statutes: 27.10.2006

                                    Date of Statutes: 23.03.2001

                                    Date of Statutes: 01.11.2000

                                    Date of Statutes: 18.02.1998

 

Entry          Deleted      Name

01.03.2010                    Naturex AG

01.03.2010                    Naturex Ltd (Name translated)

01.03.2010                    Naturex SA (Name translated)

                  01.03.2010  Obipektin AG

 

Entry          Deleted      Legal domicile

active                           Bischofszell, Switzerland

 

Entry          Deleted      Address

active                           Industriestrasse 8, 9220 Bischofszell/TG, Switzerland/CH

 

Entry          Deleted      Capital

13.07.2007                    Share Capital CHF 15,288,000, paidup CHF 15,288,000

 

Entry          Deleted      Capital Structure

13.07.2007                    15,288 Registered shares of CHF 1,000.--

 

Entry          Deleted      Branches

10.04.2001                    Kirchbergstrasse 215, 3400 Burgdorf/BE, Switzerland/CH

 

 

Official Administration

 

Title                                           Name

President                                    Pascal Cottet

                                                  Citizen: France

                                                  Residential address: Althen des Paluds, France

                                                  single signature

                                                  Registered since: 06.06.2013

Vice-President                            Gilles Emmanuel Assens

                                                  Citizen: France

                                                  Residential address: Bischofszell, Switzerland

                                                  single signature

                                                  Registered since: 07.01.2014

Vice-President                            Dr. Andreas Moll

                                                  Citizen: Basel, Starrkirch-Wil, Switzerland

                                                  Residential address: 8001 Zürich/ZH, Switzerland

                                                  joint signature of two

                                                  Registered since: 03.11.2000

 

 

Management

 

Title                                           Name

Member with signing authority      Wael Kaibi

                                                  Citizen: France

                                                  Residential address: Montfavet , France

                                                  single signature

                                                  Registered since: 08.04.2011

 

 

External Positions

 

Title                                           Name

Auditor                                       KPMG AG

                                                  Residential address: St. Gallen, Switzerland

                                                  Id: CH-320.9.034.266-2

                                                  Registered since: 06.10.2010

 

Ultimate Parent Company

 

Name:                          NATUREX SA

City/Country:                Avignon, France/FR

 

 

Financial Data Naturex AG

 

Consolidation:              unconsolidated

Industry:                       Trade/Industry

 

Fiscal year end:                                     31.12.2014        31.12.2013        31.12.2012        31.12.2011

Number of months:                                      12                    12                    12                    12

Currency:                                                 th. EUR            th. EUR            th. EUR            th. EUR

 

Operating revenue                                       65,771.0           64,056.0           62,162.0           60,905.0

Result before minority interests                     1,385.0             4,312.0             5,018.0             2,778.0

Total shareholders equity                            28,771.0           25,940.0           20,471.0           19,475.0

Sales per Employee                                        439.0                427.0                429.0                426.0

 

Employees  at year end                                      150                   150                  145                   143

Employees inland                                              150                   150                  145                   143

Employees abroad                                                0                      0                      0                      0

 

 

Financial Data NATUREX SA

 

Consolidation:              consolidated

Industry:                       Trade/Industry

 

Fiscal year end:                                    31.12.2014        31.12.2013        31.12.2012        31.12.2011        31.12.2010

Number of months:                                     12                    12                    12                    12                    12

Currency:                                                th. EUR            th. EUR            th. EUR            th. EUR            th. EUR

Statement norm:                                        IAS                  IAS                  IAS

Remarks:                                                                                                                        restated

 

Balance Sheet

Intangible fixed assets                              182,142.0          125,440.0         127,052.0          102,732.0           90,178.0

Other tangible fixed assets                        145,990.0          128,079.0         117,010.0

Tangible fixed assets                                145,990.0          128,079.0         117,010.0          103,174.0           92,313.0

Financial fixed assets                                   5,783.0             5,993.0             4,881.0             1,511.0                724.0

other fixed assets                                         9,072.0             6,729.0             2,337.0             2,376.0             6,261.0

Fixed assets                                             342,987.0          266,241.0         251,280.0          209,793.0         189,476.0

 

Stocks                                                      164,610.0          155,619.0         137,158.0          115,150.0           98,227.0

Trade accounts receivable                           59,696.0           57,935.0           52,113.0

Cash & Cash Equivalents                            29,301.0           12,623.0           10,631.0           37,662.0           17,460.0

Securities                                                                               188.0                307.0

other trade accounts                                   29,571.0           23,183.0           20,143.0

Other current assets                                    58,872.0           35,994.0           31,081.0

Current assets                                          283,178.0          249,548.0         220,352.0          216,321.0         168,665.0

 

Total assets                                             626,165.0          515,789.0         471,632.0          426,114.0         358,141.0

 

Capital                                                       13,795.0           11,765.0           11,593.0

Other shareholders funds                          337,167.0          261,010.0         246,620.0

Total shareholders equity                        350,962.0          272,775.0         258,213.0          236,180.0         168,403.0

 

Minority interests                                             429.0                414.0                412.0                374.0                360.0

long term debt (financial debts)                 171,657.0           91,025.0           69,341.0           87,140.0         108,263.0

Provisions                                                                                                                           2,343.0             2,202.0

Other non current liabilities                          18,955.0           15,490.0           16,763.0           13,850.0           13,891.0

Non current liabilities                              190,612.0          106,515.0           86,104.0          103,333.0         124,356.0

 

short term debt (financial debts)                  17,817.0           72,257.0           58,144.0

Trade accounts payable                              63,510.0           58,628.0           64,526.0

Provisions                                                      529.0                400.0                378.0

other accounts payable                                 2,306.0             4,800.0             3,855.0

other current liabilities                                   2,835.0             5,200.0             4,233.0

Current liabilities                                       84,162.0          136,085.0         126,903.0           86,227.0           65,022.0

 

Shareh. equity, min. int. & liabilities        626,165.0          515,789.0         471,632.0          426,114.0         358,141.0

 

Profit and loss account

Net sales                                                  327,350.0          320,786.0         299,823.0          253,573.0         226,306.0

Other operating revenue                                6,512.0             9,067.0           17,116.0

Operating revenue                                   333,862.0          329,853.0         316,939.0

 

Cost of goods sold                                  133,277.0          124,815.0         124,298.0

Gross profit                                              200,585.0          205,038.0         192,641.0

Other operating expenses                          192,903.0          175,979.0         160,067.0

Operating result                                          7,682.0           29,059.0           32,574.0           31,620.0           27,473.0

 

Financial income                                                 0.0                   0.0                   0.0

other financial expenses                               9,701.0             3,193.0                894.0

Financial expenses                                       9,701.0             3,193.0                894.0

Financial result                                            -9,701.0            -3,193.0               -894.0

Result before extraordinary items               -2,019.0           25,866.0           31,680.0

 

Result before taxes                                     -2,019.0           25,866.0           31,680.0

 

Taxes                                                           2,071.0             9,044.0             8,741.0

Result before minority interests                    -4,090.0           16,822.0           22,939.0

minority interests                                               10.0                   7.0                 38.0

Result for the financial year                        -4,100.0           16,815.0           22,901.0           17,657.0           14,810.0

 

Cash flow

Depreciation                                               22,381.0           17,888.0           14,985.0

Cash flow                                                   18,291.0           34,710.0           37,924.0

Cash flow from operating activities              40,124.0             7,763.0           14,559.0

Investments in tangible fixed assets            26,382.0           28,399.0           25,162.0

Cash flow from investing activities              -85,461.0          -32,921.0          -56,591.0

Cash flow from financing activities              61,774.0           33,872.0             8,474.0

Others                                                            109.0                416.0                276.0

Change in liquidity                                      16,546.0             9,130.0          -33,282.0

Liquidity at beginning of the year                 12,594.0             3,464.0           36,746.0

Liquidity at end of the year                          29,140.0           12,594.0             3,464.0

 

 

Notes

 

Cost of employees                                     77,270.0           69,139.0           58,358.0

Added value                                               97,632.0          112,893.0         105,023.0

Working Capital                                         160,796.0          154,926.0         124,745.0

Net Current Assets                                    199,016.0          113,463.0           93,449.0          130,094.0         103,643.0

Sales per Employee                                        190.5                205.5                206.1

Gross cost land and buildings                   134,983.0          113,837.0           96,772.0

Gross cost other tangible fixed assets       121,189.0           97,010.0           88,765.0

Gross cost total                                        256,172.0          210,847.0         185,537.0

 

Employees  at year end                                   1,718                1,561                1,455

Employees  average                                          421                   400                  385

 

 

Owner/-s

 

No. of Owner/-s:           1

Owner:                         The company is foreign owned.

 

Class:                          100%

Type:                           direct, Group-Level 1

Name:                          NATUREX SA

City/Country:                Avignon, France/FR

Interest:                        100,00% voting right, 100,00% capital interest (since 01.03.2010)

 

 

Investments

 

It is believed that the company has no investments.

 

 

Legal Actions

 

Control date       Year                       No.             Amount CHF     Status

21.08.2014          2014                           1            12,858.--              Opposition filed

31.12.2013          2013                           1             3,504.--              Open legal actions

31.12.2012          2012                           1             2,400.--              Opposition filed

31.12.2011          2011                           1             6,747.--              Open legal actions

31.12.2010          2010                           0                                      Legal actions

31.12.2009          2009                           0                                      Legal actions

31.12.2008          2008                           0                                      Legal actions

31.12.2007          2007                           0                                      Legal actions

31.12.2006          2006                           0                                      Legal actions

Official bankruptcy reports:

No bankruptcy publications available on the subject.

 

An updated legal action check is only available against proof of interest. e.g. a copy of an enquiry letter, and order or invoice relating to the subject company.

 

 

Sanctions List

 

The company is not listed in the WorldCompliance database.

 

 

Payment experiences

 

Debt collection case:

AUG 2007: CHF 873.00, paid.

 

 

Credit Information

 

Financial Situation:        The financial situation is in order.

 

Payment experiences:   Financial obligations are met in an orderly manner.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.63.61

UK Pound

1

Rs.97.27

Euro

1

Rs.69.63

 

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

TPT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.