MIRA INFORM REPORT

 

 

Report No. :

324569

Report Date :

03.06.2015

 

IDENTIFICATION DETAILS

 

Name :

B G INTERNATIONAL TRADING CC

 

 

Registered Office :

Unit 1 22 Yarborough Road Shorts Retreat Pietermaritzburg Kwazulu-Natal

 

 

Country :

South Africa

 

 

Date of Incorporation :

06.11.2000

 

 

Com. Reg. No.:

2000/066870/23

 

 

Legal Form :

Closed Corporation

 

 

Line of Business :

Subject operates as importers and suppliers of textiles and fabric.

 

 

No. of Employee :

10

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

Unknown

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

South Africa

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

SOUTH AFRICA ECONOMIC OVERVIEW

 

South Africa is a middle-income, emerging market with an abundant supply of natural resources; well-developed financial, legal, communications, energy, and transport sectors, and a stock exchange that is Africa’s largest and among the top 20 in the world. Even though the country's modern infrastructure supports a relatively efficient distribution of goods to major urban centers throughout the region, unstable electricity supplies retard growth. The global financial crisis reduced commodity prices and world demand, and GDP fell nearly 2% in 2009 but has recovered since then, albeit slowly, with 2014 growth less than 2%. Unemployment, poverty, and inequality - among the highest in the world - remain a challenge. Official unemployment is roughly 25% of the work force, and runs significantly higher among black youth. Eskom, the state-run power company, has built two new power stations and installed new power demand management programs to improve power grid reliability. Load shedding and resulting rolling blackouts gripped many parts of South Africa in late 2014 because of electricity supply constraints that resulted from technical problems at some generation units, unavoidable planned maintenance, and an accident at a power station in Mpumalanga province. The rolling black outs were the worst the country faced since 2008. Construction delays at two additional plants, however, mean South Africa will continue to operate on a razor thin margin; economists judge that growth cannot exceed 3% until those plants come on line. South Africa's economic policy has focused on controlling inflation, however, the country faces structural constraints that also limit economic growth, such as skills shortages, declining global competitiveness and frequent work stoppages. The current government faces growing pressure from special interest groups to use state-owned enterprises to deliver basic services to low-income areas and to increase job growth.

 

Source : CIA

 

COMPANY NAME

 

B G INTERNATIONAL TRADING CC

 

 

TRADING NAME

 

B G I

 

 

Address

 

PHYSICAL ADDRESS

 

Unit 1

22 Yarborough Road

Shorts Retreat

PIETERMARITZBURG

KwaZulu-Natal

 

 

POSTAL ADDRESS

 

P O Box 28674

HAYMARKET

3201

 

TELEPHONE NUMBER:            +27 33 386 1649

 

FAX NUMBER:                          +27 33 386 0741

 

 

CELLULAR NUMBER:               +27 82 550 4917

           

 

The subject moved from 17 Nelson Close, Lincoln Meade, Pietermaritzburg in February 2008.

 

 

MEMBERS

 

50%      J SRIDHAR                                           ID No.   6208135226184

25%      M SRIDHAR (wife)                                 ID No.   6706201194186

25%      A SRIDHAR (daughter)                          ID No.   8703310789186

           

Members changed in October 2007 and was previously 50% M SRIDHAR and 50% J SRIDHAR.

 

 

ASSOCIATE COMPANIES

 

None

 

 

BANKERS

 

ABSA BANK, Longmarket Street, Pietermaritzburg Branch.  Further banking information was not forthcoming from respondents at the subject.

 

 

DATE REGISTERED

 

6 November 2000

Registration Certificate Number: 2000/066870/23

 

B G INTERNATIONAL TRADING CC was registered in November 2000 and operations commenced immediately. In 2002 the subject had a name change from ETERNAL LIGHT TRADING to the current name.

 

 

VAT NUMBER

 

4830203610

 

 

TAX NUMBER

 

9121172143      

 

 

BBBEE STATUS

 

Level 2 contributor

 

 

MAJOR OPERATION

 

The subject operates as importers and suppliers of textiles and fabric.

 

 

MAJOR SUPPLIERS

 

The subject imports most of its supplies and deals locally with one shipper.

 

Previously, we have divulged the names of the major suppliers in our reports.  We have discontinued this practice to protect our valuable sources of trade information.  This has become necessary because we now give a description of the goods or services to which the trade references relate.  This gives our client the ability to assess whether  the purchases are vital to the subject’s operation and whether we have only been given their essential suppliers that must be paid promptly for the subject to maintain its operation.

 

 

MAJOR CUSTOMERS OR BUSINESS SECTORS

 

Fabric and clothing manufacturers

 

 

AREA OF DISTRIBUTION AND SELLING

 

Mainly KwaZulu-Natal and also the rest of South Africa

 

 

EXPORTS

 

African countries

 

 

TOTAL EMPLOYEES

 

10

 

 

OTHER PREMISES

 

None

 

 

OWNED OR LEASED

 

The premises are reported to be owned.

 

 

FINANCIALS

 

Full financial information was not forthcoming from respondents at the    company and outside authorities were unable to assist in this respect.

 

 

AUDITORS

 

N J D CONSULTING

 

 

YEAR END

 

APRIL

 

 

INSURANCE BROKERS

 

FIRST NATIONAL BANK INSURANCE BROKERS

 

 

TRADE REFERENCES – OCTOBER 2008

 

            PERIOD            HIGHEST          AVERAGE        TERMS                         PAYMENT        EXPERIENCE

            CREDIT            CREDIT                                    PATTERN

 

1.         Few years         R650 000          R400 000          30 days            30 days                        Very Good

 

 

TRADE REFERENCES-OCTOBER 2014 

 

            PERIOD            HIGHEST          AVERAGE        TERMS PAYMENTPATTERN    EXPERIENCE

            CREDIT            CREDIT                                   

 

1.         3 years             R2 500 000        R600 000          60 days                        +60days    Average

                                    c/l

 

 

NATURE OF GOODS OR SERVICES SUPPLIED

 

(These descriptions relate respectively by number to the above current trade transactions):

 

Shipper

 

CURRENT TRADE REFERENCES: 

 

            PERIOD            HIGHEST          AVERAGE        TERMS             PAYMENT        EXPERIENCE

            CREDIT            CREDIT                                    PATTERN

 

1.         Awaiting emailed trade reference

 

 

COMMENTS

 

This is an established business which is not a general credit seeker. We have not traced dealings to the extent of €255 168 and would prefer to see dealings with the subject on a secured basis.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.63.83

UK Pound

1

Rs.97.10

Euro

1

Rs.69.74

 

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

ANK

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.