MIRA INFORM REPORT

 

 

Report No. :

324899

Report Date :

04.06.2015

 

IDENTIFICATION DETAILS

 

Name :

INTERNATIONAL GOLDEN GROUP PJSC (IGG)

 

 

Registered Office :

Nation Tower, 28th Floor, Corniche Road, P O Box: 43999, Abu Dhabi

 

 

Country :

United Arab Emirates

 

 

Financials (as on) :

31.12.2014

 

 

Date of Incorporation :

08.06.2002

 

 

Com. Reg. No.:

50333, Abu Dhabi

 

 

Legal Form :

Private Joint Stock Company

 

 

Line of Business :

Subject is engaged in the supply of security and defense solutions to the UAE Government, UAE Armed Forces, UAE Ministry of Interior and other security agencies.

 

 

No. of Employees :

120

 

 

RATING & COMMENTS

 

MIRA’s Rating :

A

 

RATING

STATUS

PROPOSED CREDIT LINE

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

Fairly Large

 

 

Status :

Good

 

 

Payment Behaviour :

Regular

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

UNITED ARAB EMIRATES - ECONOMIC OVERVIEW

 

The UAE has an open economy with a high per capita income and a sizable annual trade surplus. Successful efforts at economic diversification have reduced the portion of GDP based on oil and gas output to 25%. Since the discovery of oil in the UAE more than 30 years ago, the country has undergone a profound transformation from an impoverished region of small desert principalities to a modern state with a high standard of living. The government has increased spending on job creation and infrastructure expansion and is opening up utilities to greater private sector involvement. The country's free trade zones - offering 100% foreign ownership and zero taxes - are helping to attract foreign investors. The global financial crisis, tight international credit, and deflated asset prices constricted the economy in 2009. UAE authorities tried to blunt the crisis by increasing spending and boosting liquidity in the banking sector. The crisis hit Dubai hardest, as it was heavily exposed to depressed real estate prices. Dubai lacked sufficient cash to meet its debt obligations, prompting global concern about its solvency and ultimately a $20 billion bailout from the UAE Central Bank and Abu Dhabi-emirate government that was refinanced in March 2014. Dependence on oil, a large expatriate workforce, and growing inflation pressures are significant long-term challenges. The UAE's strategic plan for the next few years focuses on diversification and creating more opportunities for nationals through improved education and increased private sector employment.

 

Source : CIA

 


SUMMARY

 

Company Name                                    : INTERNATIONAL GOLDEN GROUP PJSC (IGG)

Country of Origin                                   : Abu Dhabi, United Arab Emirates

Legal Form                                           : Private Joint Stock Company

Registration Date                                  : 8th June 2002

Commercial Registration Number           : 50333, Abu Dhabi

Trade Licence Number                           : 1004199

Chamber Membership Number   : 93198

Issued Capital                                       : UAE Dh 10,000,000

Paid up Capital                                     : UAE Dh 10,000,000

Total Workforce                         : 120

Activities                                               : Supplying security and defense solutions.

Financial Condition                                : Good

Payments                                             : Nothing detrimental uncovered

Operating Trend                                    : Steady

Person Interviewed                                : Ramzi Mohamed, Finance Manager


COMPANY NAME

 

INTERNATIONAL GOLDEN GROUP PJSC (IGG)

 

 

ADDRESS

 

Registered & Physical Address

 

Building            : Nation Tower, 28th Floor

Street               : Corniche Road

 

PO Box                        : 43999

 

Town                : Abu Dhabi

Country : United Arab Emirates

 

Telephone         : (971-2) 6266661

Facsimile          : (971-2) 6267070

Email                : igg@iggroup.ae

 

Premises

 

Subject operates from a medium sized suite of offices that are rented and located in the Central Business Area of Abu Dhabi.

 

Branch Office (s)

 

     Location                                                                                           Description

 

·       Umm Al Naar Street                                                                          Sales Office

Abu Dhabi

Tel: (971-2) 5588857 / 5585579 / 5588449

Fax: (971-2) 5585529

 

·       Baniyas Tower, Penthouse Floor                                                       Sales Office

Corniche Road

Abu Dhabi.

 

 

KEY PRINCIPALS

 

     Name                                                                                               Position

 

·       Mohamed Hilal Sorour Al Kaabi                                                         Chairman

 

·       Fadel Saif Al Kaabi                                                                           Chief Executive Officer

 

·       Khalifa Murad Al Baloushi                                                                 Deputy Chief Executive Officer

 

·       Emad Arikat                                                                                     Assistant Chief Executive Officer

 

·       Ramzi Mohamed                                                                               Finance Manager

 

·       Fouzi Amour                                                                         Project Manager

 

·       Sayed Al Shehi                                                                                 Administration Manager

 

·       Issam Al Aitani                                                                                 Legal Adviser

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 8th June 2002

 

Legal Form                  : Private Joint Stock Company

 

Commercial Reg. No.   : 50333, Abu Dhabi

 

Trade Licence No.        : 1004199 (Expires 08/01/2016)

 

Chamber Member No.  : 93198

 

Issued Capital              : UAE Dh 10,000,000

 

Paid up Capital            : UAE Dh 10,000,000

 

Name of Shareholder (s)                                                                                            Percentage

 

·       Seven Emirates Investment & International Trading Company LLC                               34.00%

Sheikh Zayed I Street                                                                                               

PO Box: 6481                                                                                  

Abu Dhabi                                                                                                               

Tel: (971-2) 6665400                                                                                                 

Fax: (971-2) 6663400                                                                                    

                                                                                                                                   

·       Tawazon Holding                                                                                                      26.00%

Dubai

                                                                                                                       

·       Al Qudra Holding                                                                                                        7.40%

Dubai

 

·       Islamic Insurance Co                                                                                       5.04%

 

·       Ali Mohamed Abbas Khoury                                                                                        3.70%

 

·       Sheikh Mohamed Bin Butti Al Hamid                                                                3.70%

 

·       Fadel Al Kaabi                                                                                                            2.98%

 

·       Abdul Khaliq Abdullah Khoury                                                                                     2.50%

 

·       Pal Technologies LLC                                                                                                 2.20%

 

·       Infinity Co LLC                                                                                                            1.85%

 

·       Al Mazrouie Trading Co                                                                                               1.30%

 

·       Aflak for Real Estate & Investment                                                                              1.19%

 

·       Bond Investment                                                                                                        1.14%

 

·       Al Measeh Financial Investments                                                                                 0.88%

Sheikh Zayed I Street                                                                                               

PO Box: 36603                                                                                                        

Abu Dhabi                                                                                                               

Tel: (971-2) 6270909                                                                                                 

Fax: (971-2) 6270909                                                                                    

 

·       Local businessmen and private investors                                                                     6.12%

 

 

OPERATIONS

 

Activities: Engaged in the supply of security and defense solutions to the UAE Government, UAE Armed Forces,

     UAE Ministry of Interior and other security agencies.

 

SEER Technology Inc announced in August 2009 the signing of a contract with IGG, for the delivery of its breakthrough AccuSense and NAViSEER products over the next five years. The contract is initially valued at US$150M.

 

Import Countries: France, Italy, United Kingdom, Japan and the United States of America

 

Operating Trend: Steady

 

Subject has a workforce of approximately 120 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: United Arab Emirates Dirham (UAE Dh)

 

                                    Year Ending 31/12/12:               Year Ending 31/12/13:               Year Ending 31/12/14:

 

Total Sales                    UAE Dh 1,400,000,000               UAE Dh 2,017,000,000               UAE Dh 3,100,000,000

 

Local sources consider subject’s financial condition to be Good.

 

The above figures were provided by Mr Ramzi Mohamed, Finance Manager

 

 

BANKERS

 

·       National Bank of Abu Dhabi

Sheikh Khalifa Street

PO Box: 4

Abu Dhabi

Tel: (971-2) 6345777 / 6327113 / 6335262

Fax: (971-2) 6336078

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.63.85

UK Pound

1

Rs.98.12

Euro

1

Rs.71.28

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

NIT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.