MIRA INFORM REPORT

 

 

Report No. :

326206

Report Date :

05.06.2015

 

IDENTIFICATION DETAILS

 

Name :

DR. MACH GMBH & CO. KG

 

 

Registered Office :

Floßmannstr. 28, D 85560 Ebersberg

 

 

Country :

Germany

 

 

Financials (as on) :

31.12.2013

 

 

Year of Establishment :

1947

 

 

Com. Reg. No.:

HRA 42412

 

 

Legal Form :

Ltd partnership with priv. ltd. company as general partner

 

 

Line of Business :

Manufacutre of Technical Instruments and Supplies for Medical Purposes n.e.c.

 

 

No. of Employees :

78

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

 

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Germany

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

 

GERMANY - ECONOMIC OVERVIEW

 

The German economy - the fifth largest economy in the world in PPP terms and Europe's largest - is a leading exporter of machinery, vehicles, chemicals, and household equipment and benefits from a highly skilled labor force. Like its Western European neighbors, Germany faces significant demographic challenges to sustained long-term growth. Low fertility rates and declining net immigration are increasing pressure on the country's social welfare system and necessitate structural reforms. Reforms launched by the government of Chancellor Gerhard SCHROEDER (1998-2005), deemed necessary to address chronically high unemployment and low average growth, contributed to strong growth and falling unemployment. These advances, as well as a government subsidized, reduced working hour scheme, help explain the relatively modest increase in unemployment during the 2008-09 recession - the deepest since World War II - and its decrease to 5.3% in 2014. The new German government introduced a minimum wage of about $11.60 (8.50 euros) per hour to take effect in 2015. Stimulus and stabilization efforts initiated in 2008 and 2009 and tax cuts introduced in Chancellor Angela MERKEL's second term increased Germany's total budget deficit - including federal, state, and municipal - to 4.1% in 2010, but slower spending and higher tax revenues reduced the deficit to 0.8% in 2011 and in 2012 Germany reached a budget surplus of 0.1%. The budget was essentially in balance in 2014. A constitutional amendment approved in 2009 limits the federal government to structural deficits of no more than 0.35% of GDP per annum as of 2016 though the target was already reached in 2012. Following the March 2011 Fukushima nuclear disaster, Chancellor Angela MERKEL announced in May 2011 that eight of the country's 17 nuclear reactors would be shut down immediately and the remaining plants would close by 2022. Germany plans to replace nuclear power with renewable energy, which accounts for 34% of total energy consumption, up from 9% in 2000. Before the shutdown of the eight reactors, Germany relied on nuclear power for 23% of its electricity generating capacity and 46% of its base-load electricity production.

 

Source : CIA

 

 

Company Name And Address

 

DR. MACH GMBH & CO. KG

 

Company Status:      active

                      Floßmannstr. 28

                      D 85560 Ebersberg

                      Telephone:08092/20930

                      Telefax:  08092/209350

                      Homepage: www.dr-mach.de

                      E-mail:   info@dr-mach.de

 

 

VAT no.           

 

DE127913883

 

 

CONCLUSION

 

Business relations are permissible.

 

 

Company Summary

 

 LEGAL FORM              Ltd partnership with priv. ltd. company as general partner

 Date of foundation:      1947

 Registered on:             08.04.1971

 Register of

 companies:                  Local court 80333 München

 under:                          HRA 42412

 

 

Total cap. contribution              

 

EUR             62,888.90

 

 Limited partner:

                      Annette Kemper

                      Oberes Vocherl 4

                      D 82327 Tutzing

                      born: 03.10.1952

                      née: Dufter

                      Share:             EUR             31,444.45

 Limited partner:

                      Dagmar Dufter-Ananou SARL

                      Registre du Commerce et des So

                      ciétés Strasbourg Nr.514054683

                      F - Eckbolsheim

                      Legal form: Other legal form

                      Share:             EUR             31,444.45

 General partner:

                      Hans Dufter Gesellschaft mit beschränkter

                      Haftung

                      Floßmannstr. 28

                      D 85560 Ebersberg

                      Legal form: Private limited company

                      Share capital:     EUR             25,564.60

                      Registered on: 28.10.1998

                      Reg. data: 80333 München, HRB 43098

 

 Shareholder:

                      Dagmar Dufter-Ananou

                      Rue Ch. Baudelaire 1

                      F 67370 Griesheim s. Souffel

                      born: 14.06.1956

                      née: Dufter

                      Share:             EUR             12,782.30

 Shareholder:

                      Annette Kemper

                      Oberes Vocherl 4

                      D 82327 Tutzing

                      born: 03.10.1952

                      née: Dufter

                      Share:             EUR             12,782.30

 Manager:

                      Dr. Hans-Jörg Kemper

                      Oberes Vocherl 4

                      D 82327 Tutzing

                      authorized to jointly represent the company

                      born: 28.12.1947

                      Profession: Businessman

 Proxy:

                      Gerhard Fischer

                      Platanenweg 3

                      D 85609 Aschheim

                      authorized to jointly represent the company

                      born: 21.07.1969

 Proxy:

                      Alfred Brack

                      D 85560 Ebersberg

                      authorized to jointly represent the company

                      born: 12.08.1958

 Proxy:

                      Rainer Adams

                      D 85567 Grafing

                      authorized to jointly represent the company

                      born: 06.09.1967

 

 

COMPANY HISTORY

 

 08.04.1971 - 16.04.2014  Dr. Mach - GmbH & Co. KG

                          Floßmannstr. 28

                          D 85560 Ebersberg

                          Ltd partnership with priv. ltd. company

                          as general partner

 

 

BUSINESS ACTIVITIES

 

 Main industrial sector

 32501   Manufacutre of technical instruments and supplies for medical purposesn.e.c.

 

 

BRANCHES AND FACTORIES

 

 Branch:

                      Dr. Mach GmbH & Co. KG

                      Anzinger Str. 12

                      D 85560 Ebersberg

                      TEL.: 08092/2093-20

                      FAX.: 08092/2093-60

 

 

FINANCIAL INFORMATION

 

 Payment experience:  within agreed terms

 

 Negative information:We have no negative information at hand.

 

 Balance sheet year:  2013

 

 

REAL ESTATE

 

 Type of ownership:   Tenant

 Address              Floßmannstr. 28

                      D 85560 Ebersberg

 

 Land register documents were not available.

 

 

BANKERS

 

 KREISSPARKASSE MÜNCHEN STARNBERG EBERSBERG, 85554 EBERSBERG,

 OBERBAY

 Sort. code: 70051805

 BIC: BYLADEM1EBE

 UNICREDIT BANK - HYPOVEREINSBANK, 85553 EBERSBERG, OBERBAY

 Sort. code: 70020270

 BIC: HYVEDEMMXXX

 

 

FINANCIAL FIGURES

 

 Gross profit or loss:2013               EUR         13,914,981.00

 Profit:              2013               EUR          5,254,575.00

 Equipment:                              EUR            532,890.00

 Ac/ts receivable:                       EUR          2,297,500.00

 Liabilities:                            EUR         16,373,513.00

 Total numbers of vehicles:                                      5

 - Lorries:                                                      1

 - Passenger cars:                                               1

 Employees:                                                     78

 - thereof permanent staff:                                     73

 - Trainees:                                                     5

 

 

BALANCE SHEETS

 

 Balance sheet ratios 01.01.2013 - 31.12.2013

 Equity ratio [%]:                 88.87

 Liquidity ratio:                  10.00

 Return on total capital [%]:      29.10

 

 Balance sheet ratios 01.01.2012 - 31.12.2012

 Equity ratio [%]:                 85.83

 Liquidity ratio:                  10.00

 Return on total capital [%]:      35.84

 

 Balance sheet ratios 01.01.2011 - 31.12.2011

 Equity ratio [%]:                 81.05

 Liquidity ratio:                  10.00

 Return on total capital [%]:      43.05

 

 Balance sheet ratios 01.01.2010 - 31.12.2010

 Equity ratio [%]:                 78.85

 Liquidity ratio:                  10.00

 Return on total capital [%]:      39.28

 

 Equity ratio

 The equity ratio indicates the portion of the equity as compared

 to the total capital. The higher the equity ratio, the better the

 economic stability (solvency) and thus the financial autonomy of

 a company.

 

 Liquidity ratio

 The liquidity ratio shows the proportion between adjusted

 receivables and net liabilities. The higher the ratio, the lower

 the company's financial dependancy from external creditors.

 

 Return on total capital

 The return on total capital shows the efficiency and return on

 the total capital employed in the company. The higher the return

 on total capital, the more economically does the company work

 with the invested capital.

 

 

 Type of balance sheet:               Company balance sheet

 

 Financial year:        01.01.2013 - 31.12.2013

 

 ASSETS                                  EUR         18,065,596.89

  Fixed assets                           EUR            785,597.58

   Intangible assets                     EUR             22,874.00

   Tangible assets                       EUR            762,723.58

    Plant / machinery                    EUR            174,284.00

    Other tangible assets / fixtures and

    fittings                             EUR            532,890.00

    Advance payments made / construction

    in progress                          EUR             55,549.58

  Current assets                         EUR         17,279,999.31

   Stocks                                EUR          4,507,460.05

   Accounts receivable                   EUR          2,297,499.71

   Liquid means                          EUR         10,475,039.55

 

 LIABILITIES                             EUR         18,065,596.89

  Shareholders' equity                   EUR            345,491.03

   Capital                               EUR            345,491.03

  Provisions                             EUR          1,346,593.00

  Liabilities                            EUR         16,373,512.86

   Financial debts                       EUR            191,224.61

    Liabilities due to banks             EUR            191,224.61

   Other liabilities                     EUR         16,182,288.25

    Liabilities due to shareholders      EUR         15,710,539.53

    Unspecified other liabilities        EUR            471,748.72

 

 PROFIT AND LOSS ACCOUNT (cost-summary method) according to Comm.

 Code (HGB)

  Gross result (+/-)                     EUR         13,914,980.62

  Staff expenses                         EUR          4,584,992.92

   Wages and salaries                    EUR          3,946,918.11

   Social security contributions and

   expenses for pension plans and

   benefits                              EUR            638,074.81

  Total depreciation                     EUR            197,397.95

   Depreciation on tangible / intangible

   asssets (incl. start-up and exp. of

   bus.                                  EUR            197,397.95

  Other operating expenses               EUR          2,421,063.02

  Operating result from continuing

  operations                             EUR          6,711,526.73

  Interest result (+/-)                  EUR           -607,882.16

   Interest and similar income           EUR             51,276.66

   Interest and similar expenses         EUR            659,158.82

  Financial result (+/-)                 EUR           -607,882.16

  Result from ordinary operations (+/-)  EUR          6,103,644.57

  Income tax / refund of income tax (+/-)EUR           -847,206.60

  Other taxes / refund of taxes          EUR             -1,863.00

  Tax (+/-)                              EUR           -849,069.60

  Annual surplus / annual deficit        EUR          5,254,574.97

 

 Type of balance

 sheet:               Company balance sheet

 

 Financial year:      01.01.2012 - 31.12.2012

 

 ASSETS                                  EUR         17,931,566.96

  Fixed assets                           EUR            811,171.00

   Intangible assets                     EUR             24,659.00

   Tangible assets                       EUR            786,512.00

    Plant / machinery                    EUR            202,007.00

    Other tangible assets / fixtures and

    fittings                             EUR            584,505.00

  Current assets                         EUR         17,117,583.46

   Stocks                                EUR          4,386,204.43

   Accounts receivable                   EUR          2,391,437.42

   Liquid means                          EUR         10,339,941.61

  Remaining other assets                 EUR              2,812.50

   Accruals (assets)                     EUR              2,812.50

 

 LIABILITIES                             EUR         17,931,566.96

  Shareholders' equity                   EUR            301,686.59

   Capital                               EUR            301,686.59

  Provisions                             EUR          1,480,019.00

  Liabilities                            EUR         16,149,861.37

   Financial debts                       EUR              3,790.02

    Liabilities due to banks             EUR              3,790.02

   Other liabilities                     EUR         16,146,071.35

    Liabilities due to shareholders      EUR         15,091,525.87

    Unspecified other liabilities        EUR          1,054,545.48

 

 PROFIT AND LOSS ACCOUNT (cost-summary method) according to Comm.

 Code (HGB)

  Gross result (+/-)                     EUR         14,764,359.16

  Staff expenses                         EUR          4,406,961.46

   Wages and salaries                    EUR          3,788,319.12

   Social security contributions and

   expenses for pension plans and

   benefits                              EUR            618,642.34

  Total depreciation                     EUR            220,900.06

   Depreciation on tangible / intangible

   asssets (incl. start-up and exp. of

   bus.                                  EUR            220,900.06

  Other operating expenses               EUR          2,411,782.15

  Operating result from continuing

  operations                             EUR          7,724,715.49

  Interest result (+/-)                  EUR           -433,293.95

   Interest and similar income           EUR             74,059.48

   Interest and similar expenses         EUR            507,353.43

  Financial result (+/-)                 EUR           -433,293.95

  Result from ordinary operations (+/-)  EUR          7,291,421.54

  Income tax / refund of income tax (+/-)EUR           -866,287.00

  Other taxes / refund of taxes          EUR             -2,009.00

  Tax (+/-)                              EUR           -868,296.00

  Annual surplus / annual deficit        EUR          6,423,125.54


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.64.18

UK Pound

1

Rs.98.30

Euro

1

Rs.72.25

 

INFORMATION DETAILS

 

Analysis Done by :

RAS

 

 

Report Prepared by :

NIT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.