MIRA INFORM REPORT

 

 

Report No. :

325003

Report Date :

05.06.2015

 

IDENTIFICATION DETAILS

 

Name :

P.T. FINDECO JAYA

 

 

Registered Office :

Jalan Raya Bekasi Km. 21, Pulogadung Industrial Estate, Rawa Terate, Cakung Jakarta Timur, 13920, Surabaya

 

 

Country :

Indonesia

 

 

Date of Incorporation :

16.01.1975

 

 

Com. Reg. No.:

AHU-AH.01.10.08883

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Manufacture of Alkyl Benzene Sulfonic Acid

 

 

No. of Employees :

65

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Indonesia

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

INDONESIA - ECONOMIC OVERVIEW

 

Indonesia, a vast polyglot nation, has grown strongly since 2010. During the global financial crisis, Indonesia outperformed its regional neighbors and joined China and India as the only G20 members posting growth. The government has promoted fiscally conservative policies, resulting in a debt-to-GDP ratio of less than 25% and historically low rates of inflation. Fitch and Moody's upgraded Indonesia's credit rating to investment grade in December 2011. Indonesia still struggles with poverty and unemployment, inadequate infrastructure, corruption, a complex regulatory environment, and unequal resource distribution among regions. President Joko WIDODO - elected in July 2014 - has emphasized domestic economic growth in his first few months in office and in November 2014 reduced fuel subsidies, a move which could help the government increase spending on its development priorities. Indonesia, with the nine other ASEAN members, will form the ASEAN Economic Community in 2015.

 

Source : CIA


 

BASIC SEARCH

 

Name of Company :

P.T. FINDECO JAYA

 

A d d r e s s :

Head Office & Factory

Jalan Raya Bekasi Km. 21

Pulogadung Industrial Estate

Rawa Terate, Cakung

Jakarta Timur, 13920

Surabaya,

Indonesia

Phones             - (62-21) 460 2920 (Hunting)

Fax                   - (62-21) 460 2575

E-mail               - edi.zulchaidir@findeco.com

Website            - http://www.findeco.com

Land Area         - 25,000 sq. meters

Building Space  - 18,900 sq. meters

Region              - Industrial Estate

Status               - Rent

 

Date of Incorporation :

16 January 1975

 

Legal Form :

P.T. (Perseroan Terbatas) or Limited Liability Company

 

Company Reg. No. :

The Ministry of Law and Human Rights

- No. Y.A. 5/306/3

  Dated 3 June 1976

- No. AHU-58573.AH.01.02.TH.2009

  Dated 1 December 2009

- No. AHU-AH.01.10.08883

  Dated 6 March 2014

 

Company Status :

Foreign Investment (PMA) Company

 

Permit by the Government Department :

The Department of Finance

NPWP No. 01.000.558.5-052.000

 

The President of the Republic of Indonesia

No. B-86/Pres/8/1974

Dated 21 August 1974

 

The Capital Investment Coordinating Board

-  No. 244/III/PMA/1988

   Dated 22 August 1988

-  No. 560/III/PMA/2005

   Dated 20 May 2005

-  No. 983/III/PMA/2005

   Dated 25 August 2005

 

Related Companies :

a.   A Member Company of the LAUTAN LUAS Group

b.   A Member Company of the WINGS Group

 

 

CAPITAL AND OWNERSHIP

 

Capital Structure :

Authorized Capital                           : US$ 4,600,000.-

Issued Capital                                 : US$ 4,600,000.-

Paid up Capital                               : US$ 4,600,000.-

 

Shareholders/Owners :

a. P.T. LAUTAN LUAS Tbk              - US$ 1,512,020.-

b. P.T. WINGS SURYA                    - US$ 1,344,120.-

c. P.T. SINAR ANTJOL                   - US$    368,000.-

d. P.T. UICCP INDONESIA              - US$    317,860.-

e. Mr. Anthoni Salim                      - US$    276,000.-

f. Mr. Ong Ing Sing                        - US$    276,000.-

g. P.T. CATURWANGSA INDAH      - US$    276,000.-

h. P.T. GADING MASINDOTAMA     - US$    230,000.-

 

 

BUSINESS ACTIVITIES

 

Lines of Business :

Manufacture of Alkyl Benzene Sulfonic Acid

 

Production Capacity :

Alkyl Benzene Sulfonic Acid             - 30,000 tons p.a.

 

Total Investment :

a.   Equity Capital                           - US$ 4.6 million

b.   Loan Capital                              - US$ 2.0 million

c.   Total Investment                        - US$ 6.6 million

 

Started Operation :

1 August 1978

 

 

Brand Name :

FINDECO

 

Technical Assistance :

Tyaca Corporation, Japan

 

Number of Employee :

65 persons

 

Marketing Area :

Local       - 100%

 

Main Customer :

Laundry Bars, Cream and Pastes, Cleaners, Textile Auxiliaries, Emulsifiers, etc

 

Market Situation :

Very Competitive

 

Main Competitors :

a. P.T. BASF INDONESIA Tbk

b. P.T. BOZZETTO INDONESIA

c. P.T. KAO INDONESIA CHEMICALS

d. P.T. MATSUMOTOYUSHI INDONESIA

e. P.T. SNOGEN INDONESIA

 

Business Trend :

Growing

 

 

BANKER, AUDITOR & LITIGATION

 

B a n k e r :

P.T. Bank EKONOMI RAHARDJA Tbk

Graha Ekonomi

Jalan Setiabudi Selatan KAv. 7-8

Jakarta Selatan

Indonesia

 

Auditor :

Internal Auditor

 

Litigation :

No litigation record in our database

 

 

FINANCIAL FIGURE

 

Annual Sales (estimated) :

2012 – Rp.   98.0 billion

2013 – Rp. 109.0 billion

2014 – Rp. 122.0 billion

 

Net Profit (estimated) :

2012 – Rp. 7.8 billion

2013 – Rp. 8.8 billion

2014 – Rp. 9.8 billion

 

Payment Manner :

Average

 

Financial Comments :

Satisfactory

 

 

KEY EXECUTIVES

 

Board of Management :

President Director                           - Mrs. Joan Fudiana

Vice President Director                    - Mr. Handoyo Sutanto

Directors                                         - a. Mr. Eka Leonard Gunawan

                                                        b. Mr. Ridwan Kartolo

                                                        c. Mr. Paulus Iwan Setiawan

                                                        d. Mrs. Eridah Surjanah

 

Board of Commissioners :

President Commissioner                  - Mr. Teddy Jeffrey Katuari

Commissioners                               - a. Mr. Herman Santoso

                                                        b. Mr. Andi Hartandi

 

Signatories :

President Director (Mrs. Joan Fudiana) or Vice President Director (Mr. Handoyo Sutanto) or one of the Directors (Mr. Eka Leonard Gunawan, Mr. Ridwan Kartolo, Mr. Paulus Iwan Setiawan or Mrs. Eridah Surjanah) which must be approved by Board of Commissioner.

 

 

CAPABILITIES

 

Management Capability :

Good

 

Business Morality :

Good

 

 

OVERALL PERFORMANCE

 

P.T. FINDECO JAYA (P.T. FJ) was established in Jakarta based on notary deed Mrs. Kartini Muljadi, SH., no. 58 dated 16 January 1975 with an authorized capital of US$ 4,600,000 issued capital of US$ 1,600,000 entirely paid up. The founding and shareholders of the company originally were P.T. LAUTAN LUAS Tbk, P.T. SINAR ANTJOL, P.T. WINGS SURYA, P.T. SJAM & CO., TOMEN CORPORATION and TYACO CORPORATION both of Japan. Its article of association had been changed a couple of times. Later in June 1995 the company issued capital was increased to US$ 4,600,000 of which paid up. On the same occasion P.T. SUPRA VERITAS, P.T. CATURWANGSA INDAH, P.T. SINARINDO GERBANGMAS, Mr. Andree Halim, Mr. Anthoni Salim and Mr. Ong Ing Sing entered into the company as new shareholders. The latest according to revision of notary deed Mrs. Hannywati Gunawan, SH., dated February 2014 the composition of its shareholders has been changed to become P.T. LAUTAN LUAS Tbk (32.87%), P.T. WINGS SURYA (29.22%), P.T. SINAR ANTJOL (8.00%), P.T. UICCP INDONESIA (6.91%), Mr. Anthoni Salim (6.00%), Mr. Ong Ing Sing (6.00%), P.T. CATURWANGSA INDAH (6.00%) and P.T. GADING MASINDOTAMA (5.00%). The deed of amendments was approved by the Ministry of Law and Human Rights in its decision letter No. AHU-AH.01.10-08883 dated March 6, 2014.

 

P.T. FJ of Findeco is a Foreign Investment (PMA) company facility dealing with manufacture of alkyl benzene sulfonic acid. Its plants is located in Pulogadung, East Jakarta, occupied a 2.5 acre area. It started for commercial operation since 1 Augusts 1978. Findeco stands from the first Indonesian detergent company, founded by domestic detergent companies in cooperation with Tayca Corp. and Tomen Corp. Japan. As the only independent sulphonation plant in Indonesia (unbonded with a certain soap factory) Findeco is a BAS/LAS supplier of universal product quality standard which is acceptable by all domestic and international customers.  Findeco’s new sulphonation plant was built in 2002, and it started for commercial operation in July 2003. The plant is based on a multi tube film reactor technology, which was developed by Ballestra Italy since 1980. The plant is called Sulphurex F, a continuous SO3 sulphonation plant for detergent alkylates, fatty alcohols, etoxilated alcohols, alpha-olefins, methylesters etc. The plant consists of three sections, air drying section, SO3 production section, and sulphonation section.

 

At the air drying section the air required for sulphur combustion and the production of SO3 is filtered and dehumidified to a dew point temperature. The dried air is then conveyed to the sulphur combustion furnace where it meets the liquid sulphur in counter flow, and converts it to SO2, by burning it. The Sulphur at temperature of 430 oC enters the converter for oxidation to SO3. This SO3 gas is fed to the upper part of the reactor and equally distributed to each reaction tube. The organic feedstock and SO3 gas are fed co-currently. The special design of the Ballestra reactor ensures accurate dosing of organic feedstock and SO3 gas keeping the exact mole ratio between them. Most of Findeco’s customers are using BAS as main material to produce cream detergent. Similar with BAS the use of LAS is as universal surfactants. Usually customers are using LAS powder, due to its clarity. In quality, Findeco was awarded 14th International trophy for Quality in 1986, Madrid, Spain and hold a Certificate of Indonesian National Standard (SNI) since 1995. The whole alkyl benzene sulfonic acid supplied to various detergent and soap industries among others are P.T. SAYAP MAS UTAMA, P.T. WINGS SURYA, P.T. SINAR ANTJOL, P.T. UNILEVER INDONESIA Tbk, P.T. BIRINA MULTIDAYA, P.T. CATURWANGSA INDAH, P.T. LIDAH BUAYA, P.T. TOTAL CHEMINDO LOKA, P.T. MURNI CAKRAUTAMA LESTARI and others. We observe the operation of P.T. FJ of Findeco has been growing and developing well in the last three years.

 

In overall we find the demand for various chemicals in the country had been rising in volume by 7% to 8% on the average per year within the last five years. It was in line with the rapid growth of industrial sectors like textile, soap, cosmetic, paper, etc., in that period.

 

Indonesian GDP grew by 5.0% in 2014; almost double the World Bank global average of 2.6%. Behind this performance is a significant change in government policy with regards to fuel subsidies, which will have multiple favorable effects on the economy going forward. The dramatic reduction of fuel subsidies at year-end was a welcome move to strengthen the national budget and free up budget for long overdue infrastructure projects. With this positive move, the Government has set a GDP growth target range of 5.4% to 5.8% for 2015 based on projected higher levels of investment and Government spending. Expanding government consumption and investment will provide greater fiscal capacity to support productive economic activities, including infrastructure development that will catalyze higher economic growth. A further beneficial effect of the resulting strengthened budgetary and fiscal policy environment issuing from decreased subsidies is the potential upgrade of Indonesia’s credit rating, which will deliver multiple favorable effects on the economy. The continued strength of household consumption is also expected to support and extend the prospects for economic growth.

 

The World Bank projects that developing countries should see an uptick in growth in 2015, despite what was seen as a relatively disappointing year in 2014 as compared to initial projections. Growth will be boosted in part by soft oil prices, a stronger U.S. economy, continued low global interest rates, and receding domestic headwinds in several large emerging markets. Lower inflation is projected in several prime-developing economies, including Indonesia. In addition, the World Bank projects that Indonesia’s resilient private sector consumption base will continue to shore up domestic demand and growth. The strengthening of these elemental aspects of the economy and the better investment climate will help return Indonesia to a stronger growth trajectory.

 

Until this time P.T. FJ has not been registered with Indonesian Stock Exchange, so that they had not obliged to announce their financial statement. The management of P.T. FJ is very reclusive towards outsiders and rejected to disclose its financial condition. We estimated that total sales turnover of the company in 2012 amounted to Rp. 98.0 billion increased to Rp. 109.0 billion in 2013 rose to Rp. 122.0 billion in 2014 and projected to go on rising by at least 6% in 2015. The operation in 2014 yielded an estimated net profit of at least Rp. 9.8 billion and the company has an estimated total networth of at least Rp. 50.0 billion. So far, we did not heard that the company having been black listed by the Central Bank (Bank Indonesia). The company usually pays its debts punctually to suppliers.

 

The management of P.T. FJ is led by Mrs. Joan Fudiana (50) a professional manager with experience in manufacture of alkyl benzene sulfonic acid. Joan graduated from the Faculty of Economics at St John’s University, Shanghai, China in 1949. She co-founded the Company in 1951, and then served as Director from 1961 to 1979. Thereafter, she was appointed Vice President Director in 1979, Commissioner in 1992, and Vice President Commissioner in 1997. Since 2007, Joan has held the role of President Commissioner of the Company in which she actively oversees new business development and general operations. Currently, Joan is also on the Board of Commissioners or Directors of several companies in the Lautan Luas Group.

 

The company's management is handled by professional staff in the above business. They have wide relations with private businessmen within and outside the country. So far, we did not hear that the management of the company being filed to the district court for detrimental cases or involved in any business malpractices. The company’s litigation record is clean and it has not registered with the black list of Bank of Indonesia. P.T. FINDECO JAYA is sufficiently fairly good for business transaction.

 

 

 

Attachment

 

List of the LAUTAN LUAS Group Member

 

 

1.     ADVANCE STABILINDO INDUSTRY, P.T. (Methyltine Stabilizer Processing)

2.     ASPIRASI LUHUR, P.T. (Investment Holding)

3.     BINTANG CATUR KARSA LINES, P.T. (Tug and Barge Services/Coal Transportation)

4.     BORNEO BANDAR SEGARA, P.T. (Teluk Timbau Coal Port Operator)

5.     BUKITSUGIH SETIAMAS, P.T. (Contracting Service)

6.     CATURKARSA MEGATUNGGAL, P.T. (Property Management and Investment Holding)

7.     CIPTA MAPAN LOGISTIC, P.T. (Freight Forwarding Services)

8.     DAITI CARBON NUSANTARA, P.T. (Activated Carbon Manufacturing)

9.     DUNIA KIMIA UTAMA, P.T. (Sulphuric Acid and Aluminum Sulphate Processing)

10.  DUNIA KIMIA JAYA, P.T. (Poly Aluminum Chloride, Band Poly Lubricant and Textile Auxiliaries

11.  Processing)

12.  DUTA KIMIA, P.T. (Chemical Trading)

13.  FINDECO JAYA, P.T. (Alkyl Benzene Sulfonic Acid and Dodecyl Benzene Sulfonic Acid

      Industry)

14.  HUAI AN DIAMOND CHEMICAL INDUSTRY LTD (Chemical Industry)

15.  HYDRO HITECH OPTIMA, P.T. (Water Solution Provider)

16.  INDONESIAN ACID INDUSTRY, P.T. (Chemical Industry)

17.  KRYTON LAUTAN INDONESIA, P.T. (Specialty Cements, Concrete Additives and Specialty

      Paints and Coating Industries)

18.  LAUTAN HON HONGZE CHEMICAL INDUSTRY LIMITED (Sodium Sulphate Anhydrous

      Industry and Trade)

19.  LAUTAN JASINDO, P.T. (Trading & Investment Holding)

20.  LAUTAN LUAS Tbk., P.T. (Industrial Chemical Distribution)

21.  LAUTAN LUAS SINGAPORE PTE LTD (Trading)

22.  LAUTAN LUAS THAILAND CO. LTD. (Trading)

23.  LAUTAN LUAS VIETNAM CO. LTD. (Trading)

24.  LAUTAN OTSUKA CHEMICAL, P.T. (Chemical Industry)

25.  LAUTAN SULFAMAT LESTARI, P.T. (Sulfamic Acid Manufacturing)

26.  LENTERA LAUT RAYA, P.T. (Chemical Trading)

27.  LIKU TELAGA, P.T. (Chemical Processing)

28.  MAHKOTA INDONESIA, P.T. (Industrial Chemical Industry)

29.  METABISULPHITE NUSANTARA, P.T. (Sodium Metabisulphite Manufacturing)

30.  MITRADA SINERGY, P.T. (Trading and Exporter of Coal)

31.  MUSTIKA ARTA MAS, P.T. (Investment Holding)

32.  PACINESIA CHEMICAL INDUSTRY, P.T. (Poly Aluminum Chlorida (PAC) Industry)

33.  PKG LAUTAN INDONESIA, P.T. (Solvent, Aromatic, Alcohol, Glycol, Ketones Manufacturing)

34.  PERAK TIMUR PERMAI, P.T. (Tank Terminal Management)

35.  PETRO CENTRAL, P.T. (Sodium Try Poly Sulphate Processing)

36.  RHODIA MANYAR, P.T. (Alkyl Benzene Sulfonate, Alcohol Ether Sulphates

      and Alcohol Sulphates Industry)

37.  ROHA LAUTAN PEWARNA, P.T. (Additives Colour Manufacturing)

38.  SAMUDRA LUAS, P.T. (Chemical Trading)

39.  SERUNI GANDAMEKAR, P.T. (Sulphur Powders Processing)

40.  SIBELCO LAUTAN MINERALS, P.T. (Washed Dry Silica and Silica Flour Manufacturing)

41.  SINOMAST MINERAL, P.T. (Coal Operator and Coal Producer)

42.  SUKINDO JAYA, P.T. (Chemical Trading)

43.  UNGGUL INDAH CORPORATION Tbk., P.T. (Alkyl Benzene Processing)

44.  WHITE OIL NUSANTARA, P.T. (White Oil and Petroleum Sulfonate Industry)

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.64.17

UK Pound

1

Rs.98.30

Euro

1

Rs.72.25

 

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

TPT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.