MIRA INFORM REPORT

 

 

Report No. :

325073

Report Date :

05.06.2015

           

IDENTIFICATION DETAILS

 

Name :

TONY COLYER PTY LTD

 

 

Registered Office :

521 South Rd, Regency Park, SA 5015

 

 

Country :

Australia

 

 

Date of Incorporation :

29.08.1975

 

 

Legal Form :

Australian Proprietary Company

 

 

Line of Business :

·         Subject operates in the wholesale of textiles to the hospitality industry including, bed, bath and table textiles.

·         Subject also distributes kitchen and electrical products including irons, iron boards, kettles and toasters.

 

 

No. of Employees :

20

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Australia

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

AUSTRALIA - ECONOMIC OVERVIEW

 

The Australian economy has experienced continuous growth and features low unemployment, contained inflation, very low public debt, and a strong and stable financial system. By 2014, Australia had experienced more than 20 years of continued economic growth, averaging more than 3% a year. Demand for resources and energy from Asia and especially China has grown rapidly, creating a channel for resources investments and growth in commodity exports. The high Australian dollar has hurt the manufacturing sector, while the services sector is the largest part of the Australian economy, accounting for about 70% of GDP and 75% of jobs. Australia was comparatively unaffected by the global financial crisis as the banking system has remained strong and inflation is under control. Australia has benefited from a dramatic surge in its terms of trade in recent years, stemming from rising global commodity prices. Australia is a significant exporter of natural resources, energy, and food. Australia's abundant and diverse natural resources attract high levels of foreign investment and include extensive reserves of coal, iron, copper, gold, natural gas, uranium, and renewable energy sources. A series of major investments, such as the US$40 billion Gorgon Liquid Natural Gas project, will significantly expand the resources sector. Australia is an open market with minimal restrictions on imports of goods and services. The process of opening up has increased productivity, stimulated growth, and made the economy more flexible and dynamic. Australia plays an active role in the World Trade Organization, APEC, the G20, and other trade forums. Australia has bilateral free trade agreements (FTAs) with Chile, Malaysia, New Zealand, Singapore, Thailand, and the US, has a regional FTA with ASEAN and New Zealand, is negotiating agreements with China, India, Indonesia, Japan, and the Republic of Korea, as well as with its Pacific neighbors and the Gulf Cooperation Council countries, and is also working on the Trans-Pacific Partnership Agreement with Brunei Darussalam, Canada, Chile, Malaysia, Mexico, New Zealand, Peru, Singapore, the US, and Vietnam.

 

Source : CIA


CORPORATE REPORT  

 

REGISTERED NAME               

 

TONY COLYER PTY LTD

ACN: 007 778 672

ABN: 93 007 778 672

 

ADDRESS GIVEN                    

 

521 South Rd

Regency Park, SA 5015

 

SUMMARY PANEL

 

Established

1964

 

Incorporated

1975

 

Line of Business

Distribution of hospitality textiles

Status

Trading

Chief Executive Officer

Tont Colyer

 

 

EXECUTIVE SUMMARY

 

For the last financial year ended 30 June 2014 the subject traded profitably and recorded revenue of $10,000,000.

 

The subject is experiencing tough market conditions and is expecting to record similar trading results for the current financial year ending 30 June 2015.

 

The subject maintains a Bills Line facility with its bankers which has a $1,000,000 limited.

 

Enquiries in trade quarters revealed satisfaction from suppliers contacted in dealing with the subject on a credit basis.

 

 

CORPORATE SEARCH

 

COMPANY TYPE                      Australian Proprietary Company

 

INCORPORATED                      29 August 1975

 

REGISTERED ADDRESS          521 South Rd

                                                Regency Park, SA 5015

 

SHARECAPITAL                       $1,110             

 

SHAREHOLDERS                     AW Colyer Nominees P/L                       Holds 1,000

                                                COLYER, Anthony Wayne                      Holds 99 shares

                                                COLYER, Susan Jane                            Holds 11 shares

 

DIRECTORS                             COLYER, Anthony Wayne

                                                12 Zenith Ave

                                                BURNSIDE, SA 5066

 

                                                COLYER, Susan Jane

                                                12 Zenith Ave

                                                BURNSIDE, SA 5066

                                                           

SECRETARY                            COLYER, Anthony Wayne

                                                12 Zenith Ave

                                                BURNSIDE, SA 5066    

 

SECURITY INTERESTS            Effective 30 January 2012 the Personal Property Securities Register (PPSR) 

was introduced to give the different Commonwealth, State and Territory laws and registers regarding security interests in personal property under one national system.

                                               

As a result of PPS Reform a number of existing Commonwealth, State and Territory personal property security registers will close. Interests registered on existing security interest registers will be migrated to the national PPS Register. Subsequently Registered Charges are no longer lodged with the Australian Securities and Investments Commission (ASIC).

 

 

BUSINESS STRUCTURE

 

TRADING ADDRESS                 521 South Rd

                                                REGENCY PARK, SA 5015

 

TELEPHONE                             (613) 8362 9844

 

FACSIMILE                               (613) 8363 1562

 

WEBSITE                                  www.tonycolyer.com.au

 

ASSOCIATED ENTITY               HOSPITALITY TEXTILES P/L

 

BANK                                       WESTPAC BANKING CORPROATION   

                                               

EMPLOYEES                            20

 

 

BACKGROUND

 

The subject was incorporated in South Australia on 29 August 1975 to commence operations under the current style.

 

Operations were originally established by Tony Colyer in 1964.

 

 

OPERATIONS

 

The subject operates in the wholesale of textiles to the hospitality industry including, bed, bath and table textiles.

 

The subject also distributes kitchen and electrical products including irons, iron boards, kettles and toasters.

 

The subject services hotels, motels, health care industry, tourism, aged care facilities bed and breakfasts, hostels and backpackers, retails, camps, barracks and parks.

Activities are conducted from premises located at the above listed trading address.

 

 

ADVERSE

                                               

A search of of on 29 May 2015 failed to trace any litigation listed against the subject at that date.

 

 

FINANCES

 

The subject is not required to lodge financial statements with the Australian Securities and Investments Commission.

 

During the current interview conducted with Director Tony Colyer he advised that for the last financial year ended 30 June 2014 the subject traded profitably and recorded revenue of $10,000,000.

 

The subject is experiencing tough market conditions and is expecting to record similar trading results for the current financial year ending 30 June 2015.

 

For the year ended 30 June 2011, the subject traded profitably and recorded revenue of $8,000,000.

 

Current assets include stock on hand valued at $4,000,000 and cash at bank of more than $1,000,000.

 

The subject maintains a Bills Line facility with its bankers which has a $1,000,000 limited.

 

Current liabilities include local creditors totalling $500,000.

 

In regards to asset backing, the subject’s director Anthony Colyer is noted to own the premises located at the above listed trading address through a family trust. A property search can be conducted at your request to confirm ownership.

 

Enquiries in trade quarters revealed satisfaction from suppliers contacted in dealing with the subject on a credit basis.

TRADE SURVEY

 

A trade survey on the subject traced the following accounts:

 

  1. (Accommodation Linen) Nominated supplier failed to respond to correspondence despite chasing.

 

  1. (Thomas Textiles) Purchases range between $3,000 and $12,000 per month on 30 day terms. Payment is met 30 days and the account is considered satisfactory having been known since 1993.

 

  1. (Sheridan) Nominated supplier failed to respond to correspondence despite chasing.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.64.17

UK Pound

1

Rs.98.30

Euro

1

Rs.72.25

 

 

INFORMATION DETAILS

 

Analysis Done by :

RAS

 

 

Report Prepared by :

TPT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.