MIRA INFORM REPORT

 

 

Report No. :

325674

Report Date :

06.06.2015

 

IDENTIFICATION DETAILS

 

Name :

RELIABLE EXIM (AUST) PTY LTD

 

 

Registered Office :

25 Euston St, Rydalmere, NSW 2116

 

 

Country :

Australia

 

 

Year of Establishment :

1998

 

 

Legal Form :

Australian Proprietary Company

 

 

Line of Business :

Import and Distribution of Food Products.

 

 

No. of Employees :

5 (Including 1 Active Director)

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

 

Status :

Moderate

 

 

Payment Behaviour :

Slow but correct

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Australia

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

 

 


 

AUSTRALIA - ECONOMIC OVERVIEW

 

The Australian economy has experienced continuous growth and features low unemployment, contained inflation, very low public debt, and a strong and stable financial system. By 2014, Australia had experienced more than 20 years of continued economic growth, averaging more than 3% a year. Demand for resources and energy from Asia and especially China has grown rapidly, creating a channel for resources investments and growth in commodity exports. The high Australian dollar has hurt the manufacturing sector, while the services sector is the largest part of the Australian economy, accounting for about 70% of GDP and 75% of jobs. Australia was comparatively unaffected by the global financial crisis as the banking system has remained strong and inflation is under control. Australia has benefited from a dramatic surge in its terms of trade in recent years, stemming from rising global commodity prices. Australia is a significant exporter of natural resources, energy, and food. Australia's abundant and diverse natural resources attract high levels of foreign investment and include extensive reserves of coal, iron, copper, gold, natural gas, uranium, and renewable energy sources. A series of major investments, such as the US$40 billion Gorgon Liquid Natural Gas project, will significantly expand the resources sector. Australia is an open market with minimal restrictions on imports of goods and services. The process of opening up has increased productivity, stimulated growth, and made the economy more flexible and dynamic. Australia plays an active role in the World Trade Organization, APEC, the G20, and other trade forums. Australia has bilateral free trade agreements (FTAs) with Chile, Malaysia, New Zealand, Singapore, Thailand, and the US, has a regional FTA with ASEAN and New Zealand, is negotiating agreements with China, India, Indonesia, Japan, and the Republic of Korea, as well as with its Pacific neighbors and the Gulf Cooperation Council countries, and is also working on the Trans-Pacific Partnership Agreement with Brunei Darussalam, Canada, Chile, Malaysia, Mexico, New Zealand, Peru, Singapore, the US, and Vietnam.

 

Source : CIA

 

 

company Name and address 

 

REGISTERED NAME                 RELIABLE EXIM (AUST) PTY LTD

ACN: 086 357 119

                                                ABN: 86 086 357 119

 

 

Summary Panel

 

Established

1998

 

Incorporated

1999

 

Status

Trading

 

Line of Business

Import and distribution of food products

Chief Executive Officer

Mukesh Gupta

 

 

EXECUTIVE SUMMARY

 

For the last financial year ended 30 June 2014, the subject traded profitably and recorded of more than $5,000,000. This compares to revenue of $5,000,000 for the previous corresponding year ended 30 June 2014.

 

In regards to asset backing, the subjects is noted to own the premises located at the above listed trading address.

 

 

CORPORATE SEARCH

 

Company Type                          Australian Proprietary Company

 

INCORPORATED                      19 February 1999

 

REGISTERED ADDRESS          25 Euston St

                                                RYDALMERE, NSW 2116

 

SHARECAPITAL                        $2                    

 

SHAREHOLDERS                     GUPTA, Mukesh                        Holds 1 share

                                                GUPTA, Lata                             Holds 1 share

 

DIRECTORS                             GUPTA, Naresh

                                                21 Gladstone Ave

                                                RYDE, NSW 2112

 

GUPTA, Mukesh

                                                21 Gladstone Ave

                                                RYDE, NSW 2112

 

                                                GUPTA, Lata

                                                21 Gladstone Ave

                                                RYDE, NSW 2112

                                                           

SECRETARY                            GUPTA, Mukesh

                                                21 Gladstone Ave

                                                RYDE, NSW 2112

SECURITY INTERESTS           Effective 30 January 2012 the Personal Property Securities Register (PPSR)  was introduced to give the different Commonwealth, State and Territory laws and registers regarding security interests in personal property under one national system.

As a result of PPS Reform a number of existing Commonwealth, State and Territory personal property security registers will close. Interests registered on existing security interest registers will be migrated to the national PPS Register. Subsequently Registered Charges are no longer lodged with the Australian Securities and Investments Commission (ASIC).

 

 

BUSINESS STRUCTURE

 

TRADING ADDRESS                              25 EUSTON ST, 
RYDALMERE NSW 2116, AUSTRALIA

 

TELEPHONE                             (612) 9533 5700

 

FACSIMILE                                                                                                                                           (612) 9533 5800

 

WEBSITE                                                                                                                                              www.indianfoods.com.au

 

EMAIL                                                                                                                                                  mukesh@indianfoods.com.au

 

TRADING STYLE                                                                                               INDIAN FOODS

 

ASSOCIATED ENTITY                                                                           TAJ INDIAN FOODS P/L

 

GROUP BRANCHES                                                                               SUNSHINE WEST, VIC

                                                                                                                                                            UNDERWOOD, QLD

 

BANK                                       NATIONAL AUSTRALIA BANK   

                                               

EMPLOYEES                            5 (including 1 active Director)

 

                       


BACKGROUND

 

The subject was incorporated in New South Wales on 19 February 1999 to commence operations under the current style.

 

Operations were founded in 1998.

 

 

OPERATIONS

 

The subject operates in the import and distribution of Indian groceries.

 

The subject are exclusive distributors of Haldiram's New Delhi, Frontier Rusk and Lata's Kitchen products Australia Wide.

 

Activities are conducted from premises located at the above listed trading address.

 

 

ADVERSE

                                               

A search of of on 2 June 2015 failed to trace any litigation listed against the subject at that date.

 

 

FINANCES

 

The subject is not required to lodge financial statements with the Australian Securities and Investments Commission.

 

During the current interview conducted with Director, Mukesh Gupta, he advised that for the last financial year ended 30 June 2014, the subject traded profitably and recorded of more than $5,000,000. This compares to revenue of $5,000,000 for the previous corresponding year ended 30 June 2014.

 

For the year ended 30 June 2011 the subject recorded revenue of $4,000,000.

 

Current assets include stock on hand of $200,000.

 

In regards to asset backing, the subjects is noted to own the premises located at the above listed trading address.

 

 

TRADE SURVEY

 

During the current investigation, it was advised that the subject imports all requirements. A trade survey on the subject traced the following account:

 

1.             (BR Williams) Nominated supplier is yet to respond to correspondence despite chasing.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.63.90

UK Pound

1

Rs.97.98

Euro

1

Rs.71.82

 

INFORMATION DETAILS

 

Analysis Done by :

RAS

 

 

Report Prepared by :

NIT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.