MIRA INFORM REPORT

 

 

Report No. :

325204

Report Date :

12.06.2015

 

IDENTIFICATION DETAILS

 

Name :

AGRIM ASIA LIMITED SHPS

 

 

Registered Office :

Likhauri Street 21, Vake-Saburtalo District, Tbilisi 0171     

 

 

Country :

Georgia

 

 

Date of Incorporation :

24.01.2013

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Trading as importers and distributors of food products, mainly nuts, grains, spices and seeds.

 

 

No. of Employees :

4

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

 


 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Georgia

C1

C1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

GEORGIA - ECONOMIC OVERVIEW

 

Georgia's main economic activities include cultivation of agricultural products such as grapes, citrus fruits, and hazelnuts; mining of manganese, copper, and gold; and producing alcoholic and nonalcoholic beverages, metals, machinery, and chemicals in small-scale industries. The country imports nearly all of its needed supplies of natural gas and oil products. It has sizeable hydropower capacity that now provides most of its energy needs. Georgia has overcome the chronic energy shortages and gas supply interruptions of the past by renovating hydropower plants and by increasingly relying on natural gas imports from Azerbaijan instead of from Russia. Construction of the Baku-T'bilisi-Ceyhan oil pipeline, the South Caucasus gas pipeline, and the Kars-Akhalkalaki Railroad are part of a strategy to capitalize on Georgia's strategic location between Europe and Asia and develop its role as a transit point for gas, oil, and other goods. The expansion of the South Caucasus pipeline, as part of the Shah Deniz II Southern Gas Corridor project, will result in a $2 billion foreign investment in Georgia, the largest ever in the country. Gas from Shah Deniz II is expected to begin flowing in 2019. Georgia's economy sustained GDP growth of more than 10% in 2006-07, based on strong inflows of foreign investment and robust government spending. However, GDP growth slowed following the August 2008 conflict with Russia, and sunk to negative 4% in 2009 as foreign direct investment and workers' remittances declined in the wake of the global financial crisis. The economy rebounded in 2010-13, but FDI inflows, the engine of Georgian economic growth prior to the 2008 conflict, have not recovered fully. Unemployment has also remained high. Georgia has historically suffered from a chronic failure to collect tax revenues; however, since 2004 the government has simplified the tax code, improved tax administration, increased tax enforcement, and cracked down on petty corruption, leading to higher revenues. The country is pinning its hopes for renewed growth on a determined effort to continue to liberalize the economy by reducing regulation, taxes, and corruption in order to attract foreign investment, with a focus on hydropower, agriculture, tourism, and textiles production. The government has received high marks from the World Bank for its anti-corruption efforts. Since 2012, the Georgian Dream-led government has continued the previous administration's low-regulation, low-tax, free market policies, while modestly increasing social spending, strengthening anti-trust policy, and amending the labor code to comply with International Labor Standards. The government published its 2020 Economic Development Strategy in early 2014 and former Prime Minister Bidzina IVANISHVILI launched the Georgian Co-Investment Fund, a $6 billion private equity fund that will invest in tourism, agriculture, logistics, energy, infrastructure, and manufacturing. In mid-2014, Georgia signed an association agreement with the European Union, paving the way to free trade and visa-free travel.

 

Source : CIA


 

COmpany NAME

 

Agrim Asia Limited ShPS (Correct)

AGRIM ASIA LIMITED (Requested)

 

 

ADDRESS

 

Street               : Likhauri Street 21 

 

Area                 : Vake-Saburtalo District    

 

Town                : Tbilisi 0171          

Country             : Georgia

 

Telephone         : (995 32) 218 0056 / Mobile (995 555) 087 766 (Sujata Kumari) / (995 577) 161 897 / (372 54) 700 176

E-Mail               : grimasia@gmail.com 

Website            : www.agrimasia.com

 

Extended Name  : Agrim Asia Limited Shazguduli Pasukhismbgeblobis Sazagadoeba

 

English Translation :  Agrim Asia Limited Ltd

 

 

SENIOR COMPANY PERSONNEL

 

   Name                                    Position

 

1. Aptab Muhamed Alam           Managing Director

 

2. Sujata Kumari                        General Manager

 

Total Employees :                     4 

 

 

PAYMENTS

 

No complaints have been heard regarding payments from local suppliers or banks.

 

We consider it is acceptable to deal with subject for SMALL amounts, although it is normal accepted practice for international suppliers to deal on secured terms with Georgian importers.

 

Trade risk assessment: Normal

 

 

 

SIGNIFICANT CHANGES

 

As per the interview subject’s shareholding structure is currently changing. Application was submitted on 10 June 2015 and Mrs. Sujata Kumari will be added as a shareholder.            

 

 

PRINCIPAL BANKER

 

NAME     : TBC BANK JSC

 

Branch   : Marjanishvili Street 7

Town     : Tbilisi 0102

 

Telephone: (995 32) 227 2727

Fax      : (995 32) 277 2774

 

 

FINANCIAL INFORMATION

 

Private companies in Georgia are not required to publish or disclose balance sheets. However, the subject interviewed offered the following information :

 

Sales Turnover              : LARI 1,000,000 - 2014 – approx

                                                : LARI 3,000,000 – 2015 - projected

 

Net Profit                      : but stated to be 3% of the sales turnover

 

Financial year ends 31 December.

 

 

LEGAL STATUS AND HISTORY

 

Date Started     : 24 January 2013

 

History              : The subject company was established in Georgia on 24 January 2013.

 

ID Code            : 404973882 

 

Capital              : not given

 

Shazguduli Pasukhismbgeblobis Sazagadoeba (limited liability company) ShPS) with the following director and sole shareholder :

 

 

Director

 

Aptab Muhamed Alam        

(Indian national/ Personal No.: L1971256)              

 

Shareholder                                

 

Aptab Muhamed Alam                              100%   

(Indian national / Personal No.: L1971256)              

 

As matter of interest subject’s General Manger Mrs. Sujata Kumari has interest in the following company:

 

Argani ShPS

Aktseretli Street 112 

Didube-Chughureti District

Tbilisi

Managing Director: Dimitri Bakanidze

Est.: 1 November 2012 

ID Code: 401976643 

Shareholders: 

             - Dimitri Bakanidze  50%

             - Sujata Kumari      50%

 

 

ACTIVITIES

 

The Company is involved in the following activities :

 

Trading as importers and distributors of food products, mainly nuts, grains, spices and seeds.

 

NACE Code: 4690

 

Imports from India, Sri Lanka, Vietnam and China.

 

Subject does not export, all sales are domestic.

 

 

FACILITIES

 

The Company has the following facilities:

 

Administrative offices and storage facilities located at the heading address.

 

 

REGISTERED OFFICE

 

Likhauri Street 21 

Vake-Saburtalo District    

Tbilisi 0171     

 

 

SPECIAL NOTE

 

You enquired on: AGRIM ASIA LIMITED. Please note that the correct name is as per heading.  


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.63.89

UK Pound

1

Rs.98.90

Euro

1

Rs.72.31

 

INFORMATION DETAILS

 

Analysis Done by :

RAS

 

 

Report Prepared by :

NIT

 

 

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.