MIRA INFORM REPORT

 

 

Report No. :

326193

Report Date :

12.06.2015

 

IDENTIFICATION DETAILS

 

Name :

PEMA VERPACKUNG GMBH

 

 

Registered Office :

Carl-Zeiss-Str. 10, D 28857 Syke

 

 

Country :

Germany

 

 

Financials (as on) :

31.12.2013

 

 

Date of Incorporation :

01.03.1990

 

 

Com. Reg. No.:

HRB 110498

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Manufacture of Wooden Containers

 

 

No. of Employees :

73

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Germany

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

GERMANY - ECONOMIC OVERVIEW

 

The German economy - the fifth largest economy in the world in PPP terms and Europe's largest - is a leading exporter of machinery, vehicles, chemicals, and household equipment and benefits from a highly skilled labor force. Like its Western European neighbors, Germany faces significant demographic challenges to sustained long-term growth. Low fertility rates and declining net immigration are increasing pressure on the country's social welfare system and necessitate structural reforms. Reforms launched by the government of Chancellor Gerhard SCHROEDER (1998-2005), deemed necessary to address chronically high unemployment and low average growth, contributed to strong growth and falling unemployment. These advances, as well as a government subsidized, reduced working hour scheme, help explain the relatively modest increase in unemployment during the 2008-09 recession - the deepest since World War II - and its decrease to 5.3% in 2014. The new German government introduced a minimum wage of about $11.60 (8.50 euros) per hour to take effect in 2015. Stimulus and stabilization efforts initiated in 2008 and 2009 and tax cuts introduced in Chancellor Angela MERKEL's second term increased Germany's total budget deficit - including federal, state, and municipal - to 4.1% in 2010, but slower spending and higher tax revenues reduced the deficit to 0.8% in 2011 and in 2012 Germany reached a budget surplus of 0.1%. The budget was essentially in balance in 2014. A constitutional amendment approved in 2009 limits the federal government to structural deficits of no more than 0.35% of GDP per annum as of 2016 though the target was already reached in 2012. Following the March 2011 Fukushima nuclear disaster, Chancellor Angela MERKEL announced in May 2011 that eight of the country's 17 nuclear reactors would be shut down immediately and the remaining plants would close by 2022. Germany plans to replace nuclear power with renewable energy, which accounts for 34% of total energy consumption, up from 9% in 2000. Before the shutdown of the eight reactors, Germany relied on nuclear power for 23% of its electricity generating capacity and 46% of its base-load electricity production.

 

Source : CIA

 


Company Name & address

 

PEMA VERPACKUNG GMBH

 

 Company Status:         active

                                    Carl-Zeiss-Str. 10

                                    D 28857 Syke

                                    Telephone:04242/53930

                                    Telefax:  04242/539333

                                    Homepage: www.pema-verpackung.de

                                    E-mail:   info@pema-verpackung.de

 

 VAT no.:                      DE116637417

 Tax ID number:             46/202/05817

 

 

CONCLUSION

 

 Business relations are permissible.

 

 LEGAL FORM           Private limited company

 Date of foundation:  01.03.1990

 Shareholders'

 agreement:           01.03.1990

 Registered on:       17.05.1990

 Commercial Register: Local court 29664 Walsrode

 under:               HRB 110498

 

 Share capital:                          EUR            511,291.88

 

 Shareholder:

                      Raake/Frey Holding GmbH & Co. KG

                      Carl-Zeiss-Str. 10

                      D 28857 Syke

                      Legal form: Ltd partnership with priv. ltd.

                      company as general partner

                      Total cap.         EUR              2,000.00

                      contribution:

                      Share:             EUR            485,727.29

                      Registered on: 12.12.2014

                      Reg. data: 29664 Walsrode, HRA 202657

 Shareholder:

                      Frey/Schattschneider Besitz GmbH & Co. KG

                      Carl-Zeiss-Str. 10

                      D 28857 Syke

                      Legal form: Ltd partnership with priv. ltd.

                      company as general partner

                      Total cap.         EUR              3,000.00

                      contribution:

                      Share:             EUR             25,564.59

                      Registered on: 06.01.2015

                      Reg. data: 29664 Walsrode, HRA 202683

 Manager:

                      Christof Raake

                      Hügelrose 37

                      D 28857 Syke

                      having sole power of representation

                      born: 11.05.1967

                      Marital status: unknown

 

 Further functions/participations of Christof Raake (Manager)

 Limited partner:

                      Raake/Frey Holding GmbH & Co. KG

                      Carl-Zeiss-Str. 10

                      D 28857 Syke

                      Legal form: Ltd partnership with priv. ltd.

                                  company as general partner

                      Total cap.         EUR              2,000.00

                      contribution:

                      Share:             EUR              1,000.00

                      Registered

                      on:         12.12.2014

                      Reg. data:  29664 Walsrode, HRA 202657

 Limited partner:

                      Frey/Raake Grundbesitz GmbH & Co. KG

                      Carl-Zeiss-Str. 10

                      D 28857 Syke

                      Legal form: Ltd partnership with priv. ltd.

                                  company as general partner

                      Total cap.         EUR              3,000.00

                      contribution:

                      Share:             EUR                300.00

                      Registered

                      on:         11.12.2014

                      Reg. data:  29664 Walsrode, HRA 202656

 Shareholder:

                      Frey/Raake GmbH

                      Carl-Zeiss-Str. 10

                      D 28857 Syke

                      Legal form: Private limited company

                      Share capital:     EUR             25,000.00

                      Share:             EUR              7,500.00

                      Registered

                      on:         21.03.2014

                      Reg. data:  29664 Walsrode, HRB 204777

 

 

BUSINESS ACTIVITIES

 

 Main industrial sector

 16240   Manufacture of wooden containers

 

 

BRANCHES AND FACTORIES

 

 Branch:

                      Pema Verpackung GmbH

                      Wilmersstr. 6

                      D 48282 Emsdetten

                      TEL.: 02572/960290

 

 

PARTICIPATIONS

 

 Shareholder:

                      Beyer Innotec GmbH

                      Carl-Zeiss-Str. 10

                      D 28857 Syke

                      Legal form: Private limited company

                      Company Status: active

                      Share capital:     EUR             25,000.00

                      Share:             EUR             25,000.00

                      Reg. data:  27.12.2006

                                  Local court 29664 Walsrode

                                  HRB 200416

 

Payment experience:  within agreed terms

 

Negative information:We have no negative information at hand.

 

 

REAL ESTATE

 

 Type of ownership:   Tenant

 Address              Carl-Zeiss-Str. 10

                      D 28857 Syke

 

 Land register documents were not available.

 

 

BANKERS

 

 Principal bank

 KREISSPARKASSE SYKE, 28846 SYKE

 Sort. code: 29151700, Account no.: 1110007950

 BIC: BRLADE21SYK, IBAN: DE93291517001110007950

 

 Further bank

 OLDENBURGISCHE LANDESBANK AG, 26016 OLDENBURG (OLDB)

 Sort. code: 28020050, Account no.: 2409888100

 BIC: OLBODEH2XXX, IBAN: DE82280200502409888100

 

 

FINANCIAL FIGURES

 

 Gross profit or loss:     2013                  EUR          4,875,076.00

                                    2014                 *EUR          5,000,000.00

 Profit:                          2013                 EUR            984,368.00

 further business figures:

 Equipment:                                          EUR            300,080.00

 Ac/ts receivable:                                  EUR          1,923,251.00

 Liabilities:                                            EUR            457,948.00

 Total numbers of vehicles:                                                2

 - Passenger cars:                                                             2

 Employees:                                                                    73

 - thereof permanent staff:                                                73

 

 The business figures marked with an asterisk are estimates based

  on average values in the line of business.

 

 

 BALANCE SHEETS

 

 Balance sheet ratios 01.01.2013 - 31.12.2013

 Equity ratio [%]:                 89.38

 Liquidity ratio:                  10.00

 Return on total capital [%]:      16.56

 

 Balance sheet ratios 01.01.2012 - 31.12.2012

 Equity ratio [%]:                 91.11

 Liquidity ratio:                  10.00

 Return on total capital [%]:      13.88

 

 Balance sheet ratios 01.01.2011 - 31.12.2011

 Equity ratio [%]:                 90.65

 Liquidity ratio:                  10.00

 Return on total capital [%]:      17.29

EQUITY RATIO

 The equity ratio indicates the portion of the equity as compared

 to the total capital. The higher the equity ratio, the better the

 economic stability (solvency) and thus the financial autonomy of

 a company.

 

LIQUIDITY RATIO

The liquidity ratio shows the proportion between adjusted

 receivables and net liabilities. The higher the ratio, the lower

 the company's financial dependancy from external creditors.

 

 RETURN ON TOTAL CAPITAL

 The return on total capital shows the efficiency and return on

 the total capital employed in the company. The higher the return

 on total capital, the more economically does the company work

 with the invested capital.

 

 

Type of balance sheet:               Company balance sheet

 

 Financial year:      01.01.2013 - 31.12.2013

 

 ASSETS                                  EUR          5,952,866.24

  Fixed assets                           EUR            706,343.50

   Intangible assets                     EUR             16,330.00

    Other / unspecified intangible assetsEUR             16,330.00

   Tangible assets                       EUR            465,013.50

    Land / similar rights                EUR              4,607.50

    Plant / machinery                    EUR            160,326.00

    Other tangible assets / fixtures and

    fittings                             EUR            300,080.00

   Financial assets                      EUR            225,000.00

    Shares in participations /

    subsidiaries and the like            EUR             25,000.00

     Shares in related companies         EUR             25,000.00

    Loans to participations /

    subsidiaries and the like            EUR            200,000.00

     Loans to investee companies         EUR            200,000.00

  Current assets                         EUR          5,246,522.74

   Stocks                                EUR          1,056,436.79

   Accounts receivable                   EUR          1,923,251.13

    Trade debtors                        EUR          1,472,961.64

    Amounts due from related companies   EUR            338,195.03

    Other debtors and assets             EUR            112,094.46

   Liquid means                          EUR          2,266,834.82

 

 LIABILITIES                             EUR          5,952,866.24

  Shareholders' equity                   EUR          5,321,652.61

   Capital                               EUR            511,291.88

    Subscribed capital (share capital)   EUR            511,291.88

   Balance sheet profit/loss (+/-)       EUR          4,810,360.73

    Profit / loss brought forward        EUR          3,825,992.84

    Annual surplus / annual deficit      EUR            984,367.89

  Provisions                             EUR            173,265.63

  Liabilities                            EUR            457,948.00

   Other liabilities                     EUR            457,948.00

    Trade creditors (for IAS incl. bills

    of exchange)                         EUR            354,099.51

    Unspecified other liabilities        EUR            103,848.49

 

 PROFIT AND LOSS ACCOUNT (cost-summary method) according to Comm.

 Code (HGB)

  Gross result (+/-)                     EUR          4,875,076.21

  Staff expenses                         EUR          1,647,405.18

   Wages and salaries                    EUR          1,369,040.62

   Social security contributions and

   expenses for pension plans and

   benefits                              EUR            278,364.56

  Total depreciation                     EUR            123,481.55

   Depreciation on tangible / intangible

   asssets (incl. start-up and exp. of

   bus.                                  EUR            123,481.55

  Other operating expenses               EUR          1,743,789.30

  Operating result from continuing

  operations                             EUR          1,360,400.18

  Interest result (+/-)                  EUR              5,790.22

   Interest and similar income           EUR             25,404.67

    thereof from related companies       EUR             12,000.00

   Interest and similar expenses         EUR             19,614.45

  Financial result (+/-)                 EUR              5,790.22

  Result from ordinary operations (+/-)  EUR          1,366,190.40

  Income tax / refund of income tax (+/-)EUR           -378,512.20

  Other taxes / refund of taxes          EUR             -3,310.31

  Tax (+/-)                              EUR           -381,822.51

  Annual surplus / annual deficit        EUR            984,367.89

 

 

 Type of balance

 sheet:               Company balance sheet

 

 Financial year:      01.01.2012 - 31.12.2012

 

 ASSETS                                  EUR          5,856,410.43

  Fixed assets                           EUR            747,784.50

   Intangible assets                     EUR             28,941.50

    Other / unspecified intangible assetsEUR             28,941.50

   Tangible assets                       EUR            493,843.00

    Land / similar rights                EUR              6,381.50

    Plant / machinery                    EUR            182,722.50

    Other tangible assets / fixtures and

    fittings                             EUR            304,739.00

   Financial assets                      EUR            225,000.00

    Shares in participations /

    subsidiaries and the like            EUR             25,000.00

     Shares in related companies         EUR             25,000.00

    Loans to participations /

    subsidiaries and the like            EUR            200,000.00

     Loans to investee companies         EUR            200,000.00

  Current assets                         EUR          5,108,625.93

   Stocks                                EUR          1,305,754.24

   Accounts receivable                   EUR          2,129,952.68

    Amounts due from related companies   EUR            387,572.85

    Other debtors and assets             EUR          1,742,379.83

   Liquid means                          EUR          1,672,919.01

 

 LIABILITIES                             EUR          5,856,410.43

  Shareholders' equity                   EUR          5,337,284.72

   Capital                               EUR            511,291.88

    Subscribed capital (share capital)   EUR            511,291.88

   Balance sheet profit/loss (+/-)       EUR          4,825,992.84

    Profit / loss brought forward        EUR          4,015,085.45

    Annual surplus / annual deficit      EUR            810,907.39

  Provisions                             EUR            167,990.77

   Pension provisions and comparable

   provisions                            EUR             71,351.00

   Other / unspecified provisions        EUR             96,639.77

  Liabilities                            EUR            351,134.94

   Other liabilities                     EUR            351,134.94

    Unspecified other liabilities        EUR            351,134.94

 

 PROFIT AND LOSS ACCOUNT (cost-summary method) according to Comm.

 Code (HGB)

  Gross result (+/-)                     EUR          4,680,671.93

  Staff expenses                         EUR          1,622,757.87

   Wages and salaries                    EUR          1,351,586.57

   Social security contributions and

   expenses for pension plans and

   benefits                              EUR            271,171.30

  Total depreciation                     EUR            132,020.64

   Depreciation on tangible / intangible

   asssets (incl. start-up and exp. of

   bus.                                  EUR            132,020.64

  Other operating expenses               EUR          1,753,278.89

  Operating result from continuing

  operations                             EUR          1,172,614.53

  Interest result (+/-)                  EUR              4,911.68

   Interest and similar income           EUR             22,634.23

    thereof from related companies       EUR             12,000.00

   Interest and similar expenses         EUR             17,722.55

  Financial result (+/-)                 EUR              4,911.68

  Result from ordinary operations (+/-)  EUR          1,177,526.21

  Income tax / refund of income tax (+/-)EUR           -363,113.51

  Other taxes / refund of taxes          EUR             -3,505.31

  Tax (+/-)                              EUR           -366,618.82

  Annual surplus / annual deficit        EUR            810,907.39

 

 Inconsistent balance sheets:

 Financial year                              published on

 01.01.2010 - 31.12.2010                     25.07.2011

 

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.63.89

UK Pound

1

Rs.98.89

Euro

1

Rs.72.31

 

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

TPT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.