|
Report No. : |
298982.2 |
|
Report Date : |
13.06.2015 |
IDENTIFICATION DETAILS
|
Name : |
LOMAT INTERNATIONAL NV |
|
|
|
|
Registered Office : |
Henri Lebbestraat 190 8790 Waregem |
|
|
|
|
Country : |
Belgium |
|
|
|
|
Financials (as on) : |
31.12.2013 |
|
|
|
|
Date of Incorporation : |
27.12.2002 |
|
|
|
|
Com. Reg. No.: |
479265221 |
|
|
|
|
Legal Form : |
Public Limited Liability Company |
|
|
|
|
Line of Business : |
Subject is involved in the sale of a variety of goods such as : · Sale of textiles, clothing, fur, footwear and leather goods · Wholesale of waste and scrap and other products ·
Industrial and Agricultural Chemical Product
Wholesaling |
|
|
|
|
No. of Employees : |
4 |
RATING & COMMENTS
|
MIRA’s Rating : |
Ba |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
Status : |
Satisfactory |
|
Payment Behaviour : |
Slow but correct |
|
Litigation : |
Clear |
NOTES:
Any query related to this report can be made
on e-mail: infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – September 30, 2014
|
Country Name |
Previous Rating (30.06.2014) |
Current Rating (30.09.2014) |
|
Belgium |
A2 |
A2 |
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low |
A2 |
|
Moderate |
B1 |
|
High |
B2 |
|
Very High |
C1 |
|
Restricted |
C2 |
|
Off-credit |
D |
BELGIUM - ECONOMIC OVERVIEW
This modern, open, and
private-enterprise-based economy has capitalized on its central geographic location,
highly developed transport network, and diversified industrial and commercial
base. Industry is concentrated mainly in the more heavily-populated region of
Flanders in the north. With few natural resources, Belgium imports substantial
quantities of raw materials and exports a large volume of manufactures, making
its economy vulnerable to volatility in world markets. Roughly three-quarters
of Belgium's trade is with other EU countries, and Belgium has benefited most
from its proximity to Germany. In 2013 Belgian GDP grew by 0.1%, the
unemployment rate increased to 8.8% from 7.6% the previous year, and the
government reduced the budget deficit from a peak of 6% of GDP in 2009 to 3.2%.
Despite the relative improvement in Belgium's budget deficit, public debt
hovers around 100% of GDP, a factor that has contributed to investor
perceptions that the country is increasingly vulnerable to spillover from the
euro-zone crisis. Belgian banks were severely affected by the international
financial crisis in 2008 with three major banks receiving capital injections
from the government, and the nationalization of the Belgian retail arm of a
Franco-Belgian bank.
|
Source
: CIA |
Business number 479265221
Company name LOMAT
INTERNATIONAL NV
Address HENRI LEBBESTRAAT
190
8790 WAREGEM
Number of staff 4
Date of
establishment 27/12/2002
Telephone number 056604980
Fax number 056620411
Company name Company
Number
MDM NV 438363289
|
The business was established over
11 years ago. |
|
The business has 5 employees. |
|
The business is part of a group. |
|
The business has been at the
address for over 11 years. |
|
Pre-tax
profits decreased by 74% compared to the previous trading period. |
|
The
business saw a decrease in their Cash Balance of 78% during the latest
trading period. |
|
DATE OF LATEST ACCOUNTS |
TURNOVER |
PROFIT
BEFORE TAX |
NET WORTH |
WORKING
CAPITAL |
|
31/12/2013 |
35,592,438 |
199,046 |
1,268,424 |
1,376,858 |
|
31/12/2012 |
33,620,010 |
774,071 |
1,233,078 |
4,051,925 |
|
31/12/2011 |
33,911,704 |
261,145 |
1,169,017 |
4,423,877 |
|
Accounts |
||||
|
DATE OF LATEST ACCOUNTS |
BALANCE
TOTAL |
NUMBER OF
EMPLOYEES |
CAPITAL |
CASHFLOW |
|
31/12/2013 |
16,188,395 |
4 |
525,523 |
200,410 |
|
31/12/2012 |
14,642,503 |
4 |
525,523 |
734,808 |
|
31/12/2011 |
14,079,690 |
4 |
525,523 |
245,385 |
|
Past
payments |
|
Payment expectation days |
63.18 |
|
|
Industry
average payment expectation days |
63.67 |
Industry
average day sales outstanding |
198.72 |
|
|
Day sales
outstanding |
125.30 |
|
|
|
|
BANKRUPTCY
DETAILS |
||||
|
Court
action type |
No |
|
|
|
|
PROTESTED
BILLS |
|
|
|
|
|
Bill amount |
- |
|
|
|
|
NSSO DETAILS |
||||
|
Date of
summons |
- |
|
|
|
|
Business
number |
479265221 |
Company name |
LOMAT
INTERNATIONAL NV |
|
|
Fax number |
056620411 |
Date founded |
27/12/2002 |
|
|
Company
status |
active |
Company type |
Public Limited
Liability Company (BE) |
|
|
Currency |
Euro (€) |
Date of latest accounts |
31/12/2013 |
|
|
Activity
code |
46751 |
Liable for VAT |
yes |
|
|
|
|
|
|
|
|
Activity
description |
Subject is involved in the sale of a variety of goods such as :
|
|||
|
Belgian
Bullettin of Acts Publications |
VAT Number |
BE.0479.265.221 Check
VAT number |
|
|
Joint Industrial Committee
(JIC)
|
JIC Code |
207 |
|
Description category |
Joint
committee for the employees off he chemical industry |
Significant Events
Event Date 07/06/2013
Event Description resignation-appointment
of director(s)
Event Details Commentaar 01-01-2010:
De algemene vergadering bekrachtigt de benoeming als bestuurder met ingang vanaf 01/01/2010
van : Loosveldt Claudette.
ASSETS
|
Annual accounts |
31-12-2013 |
% |
31-12-2012 |
% |
31-12-2011 |
% |
31-12-2010 |
% |
31-12-2009 |
|
Weeks |
52 |
|
52 |
|
52 |
|
52 |
|
52 |
|
Currency |
EUR |
|
EUR |
|
EUR |
|
EUR |
|
EUR |
|
|
|
|
|
|
|
|
|
|
|
|
Total fixed assets |
46,709 |
24.31 |
37,574 |
-78.46 |
174,470 |
20.44 |
144,861 |
-7.25 |
156,180 |
|
|
|||||||||
|
Intangible fixed assets |
5,141 |
-19.93 |
6,421 |
25802 |
25 |
0 |
25 |
-0.84 |
25 |
|
|
|||||||||
|
Tangible fixed assets |
33,931 |
41.23 |
24,025 |
-60.98 |
61,570 |
8.50 |
56,746 |
192 |
19,372 |
|
Land & building |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Plant & machinery |
3,923 |
-32.40 |
5,803 |
-25.53 |
7,793 |
352 |
1,722 |
-43.51 |
3,049 |
|
Furniture & Vehicles |
30,008 |
64.68 |
18,222 |
-66.12 |
53,778 |
-2.26 |
55,023 |
237 |
16,323 |
|
Leasing & Other Similar Rights |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Other tangible assets |
0 |
- |
0 |
- |
0 |
- |
0 |
- |
0 |
|
|
|||||||||
|
Financial fixed assets |
7,636 |
7.13 |
7,128 |
-93.68 |
112,875 |
28.13 |
88,091 |
-35.60 |
136,783 |
|
Total current assets |
16,141,686 |
10.52 |
14,604,928 |
5.03 |
13,905,220 |
-9.57 |
15,376,575 |
35.82 |
11,321,071 |
|
Inventories |
2,959,101 |
-11.09 |
3,328,141 |
-5.63 |
3,526,864 |
22.67 |
2,875,083 |
7.79 |
2,667,293 |
|
Raw materials & consumables - - - - - - - - - |
|||||||||
|
Work in progress |
0 |
- |
0 |
- |
0 |
- |
0 |
- |
0 |
|
Finished goods |
2,959,101 |
-11.09 |
3,328,141 |
-5.63 |
3,526,864 |
22.67 |
2,875,083 |
7.79 |
2,667,293 |
|
Other stocks |
0 |
- |
0 |
- |
0 |
- |
0 |
- |
0 |
|
|
|||||||||
|
Trade debtors |
12,218,810 |
37.09 |
8,912,915 |
-7.17 |
9,601,291 |
7.30 |
8,947,979 |
31.35 |
6,812,273 |
|
Other amounts receivable |
294,199 |
-30.25 |
421,814 |
94.45 |
216,926 |
-21.26 |
275,499 |
58.62 |
173,687 |
|
|
|
|
|
|
|
|
|
|
|
|
Cash |
363,669 |
-78.42 |
1,685,171 |
253 |
477,343 |
-50.15 |
957,518 |
5.47 |
907,856 |
|
|
|||||||||
|
Miscellaneous current assets |
121,812 |
1004 |
11,025 |
-86.68 |
82,796 |
-51.70 |
171,418 |
-32.55 |
254,129 |
|
|
|||||||||
|
Total Assets |
16,188,395 |
10.56 |
14,642,503 |
4.00 |
14,079,690 |
-9.29 |
15,521,436 |
35.24 |
11,477,251 |
LIABILITIES
|
Total shareholders equity |
1,273,566 |
2.75 |
1,239,499 |
6.03 |
1,169,041 |
2.16 |
1,144,290 |
5.98 |
1,079,745 |
|
|
|||||||||
|
Issued share capital |
525,523 |
0 |
525,523 |
0 |
525,523 |
0 |
525,523 |
0.00 |
525,523 |
|
Share premium account |
- |
- |
- |
- |
- |
- |
- |
- |
------------ |
|
Revaluation reserve |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Reserves |
748,043 |
4.77 |
713,976 |
10.95 |
643,519 |
4.00 |
618,767 |
11.65 |
554,222 |
|
Provisions for Liabilities & |
0 |
- |
0 |
- |
0 |
- |
0 |
- |
0 |
|
Charges |
|
|
|
|
|
|
|
|
|
|
|
|||||||||
|
Deffered taxes |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
|
|||||||||
|
Creditors |
14,914,829 |
11.28 |
13,403,004 |
3.81 |
12,910,649 |
-10.20 |
14,377,146 |
38.27 |
10,397,506 |
|
|
|||||||||
|
Other long term loans |
150,001 |
-94.74 |
2,850,001 |
-16.89 |
3,429,306 |
0.51 |
3,411,766 |
0.74 |
3,386,766 |
|
Long term group loans |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Other long term liabilities |
0 |
- |
0 |
- |
0 |
- |
0 |
- |
0 |
|
Total long term debts |
150,001 |
-94.74 |
2,850,001 |
-16.89 |
3,429,306 |
0.51 |
3,411,766 |
0.74 |
3,386,766 |
|
|
|||||||||
|
Current portion of long term debt |
- |
- |
- |
- |
68,750 |
-8.33 |
75,000 |
0 |
75,000 |
|
Financial debts |
8,533,105 |
23.80 |
6,892,716 |
3.61 |
6,652,620 |
-20.39 |
8,356,938 |
77.11 |
4,718,620 |
|
Trade creditors |
6,015,368 |
105 |
2,924,189 |
43.64 |
2,035,829 |
7.94 |
1,886,137 |
32.44 |
1,424,162 |
|
Amounts Payable for Taxes, |
40,344 |
-7.85 |
43,783 |
14.36 |
38,283 |
-62.62 |
102,420 |
-29.72 |
145,741 |
|
Remuneration & Social Security |
|
|
|
|
|
|
|
|
|
|
Miscellaneous current liabilities |
176,012 |
-74.58 |
692,316 |
0.94 |
685,860 |
25.87 |
544,886 |
-15.81 |
647,217 |
|
Total current liabilities |
14,764,828 |
39.91 |
10,553,003 |
11.30 |
9,481,343 |
-13.53 |
10,965,381 |
56.41 |
7,010,740 |
|
|
|||||||||
|
Total Liabilities |
16,188,395 |
10.56 |
14,642,503 |
4.00 |
14,079,690 |
-9.29 |
15,521,436 |
35.24 |
11,477,251 |
RATIO ANALYSIS
|
TRADING PERFORMANCE |
|||||||||
|
Profit Before Tax |
0.56 |
-75.65 |
2.30 |
198 |
0.77 |
-59.47 |
1.90 |
-33.10 |
2.84 |
|
|
|||||||||
|
Return on capital employed |
13.98 |
-26.15 |
18.93 |
233 |
5.68 |
-56.74 |
13.13 |
-16.95 |
15.81 |
|
|
|||||||||
|
Return on total assets employed |
1.23 |
-76.75 |
5.29 |
185 |
1.85 |
-51.95 |
3.85 |
-37.40 |
6.15 |
|
|
|||||||||
|
Return on net assets employed |
15.63 |
-74.97 |
62.45 |
179 |
22.34 |
-57.28 |
52.29 |
-20.05 |
65.40 |
|
|
|||||||||
|
Sales / net working capital |
25.85 |
211 |
8.30 |
8.21 |
7.67 |
7.27 |
7.15 |
24.13 |
5.76 |
|
Stock turnover ratio |
8.31 |
-16.06 |
9.90 |
-4.81 |
10.40 |
14.04 |
9.12 |
-15.08 |
10.74 |
|
Creditor days |
63.18 |
93.80 |
32.60 |
43.23 |
22.76 |
2.11 |
22.29 |
2.48 |
21.75 |
|
Debtor days |
125.30 |
29.50 |
96.76 |
-6.37 |
103.34 |
-0.24 |
103.59 |
3.47 |
100.12 |
|
SHORT TERM STABILITY |
|
|
|
|
|
|
|
|
|
|
Current ratio |
1.09 |
-21.01 |
1.38 |
-6.12 |
1.47 |
5.00 |
1.40 |
-13.04 |
1.61 |
|
|
|||||||||
|
Liquidity ratio / acid ratio |
0.89 |
-16.82 |
1.07 |
-1.83 |
1.09 |
-4.39 |
1.14 |
-7.32 |
1.23 |
|
|
|||||||||
|
Current debt ratio |
11.59 |
36.19 |
8.51 |
4.93 |
8.11 |
-15.34 |
9.58 |
47.61 |
6.49 |
|
Liquidity
ratio reprocessed |
- |
- |
- |
- |
- |
- |
- |
- |
|
|
Cashflow |
200,410 |
-72.73 |
734,808 |
199 |
245,385 |
-57.40 |
575,987 |
-15.38 |
680,679 |
|
|
|
|
|
|
|
|
|
|
|
|
Net worth |
1,268,424 |
2.87 |
1,233,078 |
5.48 |
1,169,017 |
2.16 |
1,144,265 |
5.98 |
1,079,720 |
|
LONG TERM STABILITY |
|
|
|
|
|
|
|
|
|
|
Gearing |
681.79 |
-13.26 |
786.02 |
-9.47 |
868.29 |
-16.11 |
1,035.03 |
36.62 |
757.62 |
|
|
|||||||||
|
Equity in
percentage |
7.87 |
-7.08 |
8.47 |
2.05 |
8.30 |
12.62 |
7.37 |
-21.68 |
9.41 |
|
|
|||||||||
|
Total debt
ratio |
11.71 |
8.33 |
10.81 |
-2.08 |
11.04 |
-12.10 |
12.56 |
30.43 |
9.63 |
|
|
|||||||||
|
Working
capital |
1,376,858 |
-66.02 |
4,051,925 |
-8.41 |
4,423,877 |
0.29 |
4,411,194 |
2.34 |
4,310,331 |
PROFIT & LOSS
|
|
|
|
|
|
|
|
|
|
|
|
Operating
Income |
36,673,525 |
5.28 |
34,833,313 |
-0.63 |
35,055,438 |
7.46 |
32,621,999 |
26.52 |
25,783,995 |
|
Turnover |
35,592,438 |
5.87 |
33,620,010 |
-0.86 |
33,911,704 |
7.56 |
31,527,898 |
26.95 |
24,835,500 |
|
Total
operating expenses |
34,751,615 |
6.13 |
32,744,915 |
0.30 |
32,646,584 |
5.70 |
30,885,492 |
29.22 |
23,901,769 |
|
Gross
Operating Margin |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
|
|||||||||
|
Operating
Charges |
35,832,702 |
5.52 |
33,958,218 |
0.50 |
33,790,317 |
5.66 |
31,979,593 |
28.69 |
24,850,264 |
|
Employee
costs |
346,010 |
-1.97 |
352,974 |
7.29 |
328,997 |
15.09 |
285,868 |
3.05 |
277,413 |
|
Wages and
salary |
259,154 |
-2.72 |
266,401 |
10.53 |
241,019 |
11.44 |
216,269 |
2.89 |
210,185 |
|
Employee
pension costs |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Social security
contributions |
67,834 |
-5.54 |
71,810 |
7.98 |
66,503 |
12.98 |
58,865 |
5.51 |
55,792 |
|
Other
employee costs |
19,022 |
28.85 |
14,763 |
-31.26 |
21,475 |
100 |
10,734 |
-6.14 |
11,436 |
|
Director
remuneration |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Amortization
and depreciation |
16,344 |
13.89 |
14,351 |
-30.45 |
20,633 |
80.33 |
11,442 |
8.39 |
10,556 |
|
|
|||||||||
|
Operating
result |
840,823 |
-3.92 |
875,095 |
-30.83 |
1,265,121 |
96.93 |
642,406 |
-31.20 |
933,731 |
|
Total financial
income |
581,853 |
-57.35 |
1,364,169 |
20.07 |
1,136,152 |
-30.74 |
1,640,493 |
48.02 |
1,108,303 |
|
Total
financial expenses |
1,223,631 |
-16.49 |
1,465,193 |
-31.54 |
2,140,128 |
27.04 |
1,684,570 |
26.10 |
1,335,890 |
|
|
|
|
|
|
|
|
|
|
|
|
Results on
ordinary operations before taxation |
199,046 |
-74.29 |
774,071 |
196 |
261,145 |
-56.35 |
598,329 |
-15.27 |
706,143 |
|
Extraordinary
Income |
9,555 |
- |
- |
- |
110 |
- |
- |
- |
|
|
Extraordinary
Charges |
- |
- |
7,198 |
8.44 |
6,638 |
- |
- |
- |
- |
|
|
|||||||||
|
Extraordinary
items |
9,555 |
132 |
-7,198 |
-10.27 |
-6,528 |
- |
0 |
- |
0 |
|
|
|||||||||
|
Results for the Year Before Taxation |
208,600 |
-72.80 |
766,872 |
201 |
254,617 |
-57.45 |
598,329 |
-15.27 |
706,143 |
|
Other appropriations |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
|
|||||||||
|
Taxation |
24,534 |
-47.14 |
46,415 |
55.41 |
29,866 |
-11.60 |
33,784 |
-6.21 |
36,020 |
|
Results on ordinary operations after taxation |
174,512 |
-76.02 |
727,656 |
214 |
231,279 |
-59.03 |
564,545 |
-15.76 |
670,123 |
|
|
|||||||||
|
Net result |
184,067 |
-74.45 |
720,458 |
220 |
224,751 |
-60.19 |
564,545 |
-15.76 |
670,123 |
|
|
|||||||||
|
Profit
(Loss) for the Year to be Appointed |
184,038 |
-74.46 |
720,458 |
220 |
224,751 |
-60.19 |
564,545 |
-15.76 |
670,123 |
|
Dividend |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Social
Balance Sheet |
Total |
|
|
During the reporting year ended 31-12-2013 |
||
|
Full-time
Employees |
3 |
|
|
Part-time
Employees |
2 |
|
|
Total Fte
Employees |
5 |
|
|
|
||
|
Number of
hours worked |
||
|
Full-time
Employees |
5,252 |
|
|
Part-time
Employees |
2,816 |
|
|
Total |
8,068 |
|
|
|
||
|
Personnel
Charges |
||
|
Full-time
Employees |
- |
|
|
Part-time Employees |
- |
|
|
Total |
346,010 |
|
|
Benefits In
Addition To Wages |
4,054 |
|
|
|
||
|
During the
previous reporting year |
||
|
Average
number employees in Fte |
5 |
|
|
Actual
working hours |
8,404 |
|
|
Personnel
Charges |
352,974 |
|
|
Benefits In
Addition To Wages |
4,230 |
|
|
|
|
|
|
---------------- s |
|
Type of
Contract |
Full-Time |
Part-Time |
Total Fte |
|
|
Unlimited
Duration Contracts |
3 |
2 |
5 |
|
|
Limited
Duration Contracts |
- |
- |
- |
|
|
Contracts
For Specific Work |
- |
- |
- |
|
|
Contracts Regarding Substitution |
- |
- |
- |
|
|
|
|
|
|
|
|
|
||||
|
Gender and
Education Level |
|
|
|
|
|
Men |
Full-Time |
Part-Time |
Total Fte |
|
|
Primary
education |
1 |
- |
1 |
|
|
Secondairy
education |
- |
- |
- |
|
|
Higher education
(non university) |
- |
- |
- |
|
|
Higher education (university) |
- |
- |
- |
|
|
|
|
|
|
|
|
Women |
Full-Time |
Part-Time |
Total Fte |
|
|
Primary
education |
2 |
1 |
3 |
|
|
Secondairy
education |
- |
1 |
1 |
|
|
Higher education
(non university) |
- |
- |
- |
|
|
Higher
education (university) |
- |
- |
- |
|
|
Working
Category |
Full-Time |
Part-Time |
Total Fte |
|
|
Management |
- |
- |
- |
|
|
White
collar worker |
3 |
2 |
5 |
|
|
Blue collar
worker |
- |
- |
- |
|
|
Other |
- |
- |
- |
|
|
Industry
comparison |
|||
|
Activity
code |
46751 |
|
|
|
Activity
description |
Subject is involved in the sale of a variety of goods such as :
|
|
|
|
industry average credit rating |
69 |
|
|
|
Industry
average credit limit |
167313.70 |
|
|
|
Payment Information |
|||
|
Suspension of
payments / moratorium history |
|||
|
Amount |
- |
|
|
|
Details |
- |
|
|
|
Payment
expectations |
|||
|
Payment
expectation days |
63.18 |
|
|
|
Day sales
outstanding |
125.30 |
|
|
|
Industry
comparison |
|||
|
Activity
code |
46751 |
|
|
|
Activity
description |
Subject is involved in the sale of a variety of goods such as :
|
|
|
|
Industry
average payment expectation days |
63.67 |
|
|
|
Industry average day sales outstanding |
198.72 |
|
|
|
Industry
quartile analysis |
|||
|
Payment
expectations |
|
|
|
|
Company
result |
|
63.18 |
|
|
Lower |
|
91.62 |
|
|
Median |
|
58.98 |
|
|
Upper |
|
41.58 |
|
Day sales outstanding
Company result 125.30
Lower 69.24
Median 43.36
Upper 23.35
Summary
Group - Number of Companies 6
Linkages - Number of Companies 0
Number of Countries 0
|
Group Structure |
||||||
|
Company name |
|
Number |
|
Latest financials |
|
|
|
- MDM NV |
|
438363289 |
|
30-06-2013 |
|
|
|
- - DT INVEST BVBA |
|
426757537 |
|
31-12-2013 |
|
|
|
- - HELIOS 1 CVBA |
|
831960288 |
|
31-12-2013 |
|
|
|
|
479265221 |
|
31-12-2013 |
|
|
|
|
|
842865167 |
|
31-12-2013 |
|
|
|
|
- - - JML-IIG HOLDING BVBA |
|
872448781 |
|
31-12-2013 |
|
|
Minority Shareholders
No minority shareholders found
Minority Interests
No minority interests found
Summary
Group - Number of Companies 6
Linkages - Number of Companies 0
Number of Countries 0
Summons
There is no data for this company
Protested Bills
There is no data for this company
Bankruptcy and other legal events
There is no data for this company
Current director details
Name MARC AUGUST JOAN
DEWAELE
Position Chairman of the
Board
Start Date 27/12/2002
Date of birth 17/09/1955
Street 68 SPARRENDREEF KNOKKE-HEIST
Post code 8300
Country Belgium
|
Position |
Managing
Director |
|
|
Start Date |
06/06/2008 |
|
|
Date of birth |
17/09/1955 |
|
|
Street |
68
SPARRENDREEF KNOKKE-HEIST |
|
|
Post code |
8300 |
|
|
Country |
Belgium |
|
|
|
|
|
|
Position |
Director |
|
|
Start Date |
06/06/2008 |
|
|
Date of birth |
17/09/1955 |
|
|
Street |
68
SPARRENDREEF KNOKKE-HEIST |
|
|
Post code |
8300 |
|
|
Country |
Belgium |
|
|
|
|
|
|
Position |
Partner |
|
|
Start Date |
27/12/2002 |
|
|
Date of birth |
17/09/1955 |
|
|
Street |
68
SPARRENDREEF KNOKKE-HEIST |
|
|
Post code |
8300 |
|
|
Country |
Belgium |
|
|
|
|
|
|
Name |
|
|
|
Position |
Managing
Director |
|
|
Start Date |
08/09/2008 |
|
|
Date of birth |
29/09/1989 |
|
|
Street |
190 HENRI
LEBBESTRAAT WAREGEM |
|
|
Post code |
8790 |
|
|
Country |
Belgium |
|
|
|
|
|
|
Position |
Director |
|
|
Start Date |
08/09/2008 |
|
|
Date of birth |
29/09/1989 |
|
|
Street |
190 HENRI
LEBBESTRAAT WAREGEM |
|
|
Post code |
8790 |
|
|
Country |
Belgium |
|
|
|
|
|
|
Position |
Legal
Representative |
|
|
Start Date |
06/06/2008 |
|
|
Date of birth |
29/09/1989 |
|
|
Street |
190 HENRI
LEBBESTRAAT WAREGEM |
|
|
Post code |
8790 |
|
|
Country |
Belgium |
|
|
|
|
|
|
Name |
|
|
|
Position |
Partner |
|
|
Start Date
Date of birth Street |
27/12/2002
18/06/1987 6 INDUSTRIELAAN TERNAT |
|
|
Post code |
1740 |
|
|
Country |
Belgium |
|
|
|
|
|
|
Name |
CLAUDETTE
MICHELINE GEORGETTE LOOSVELDT |
|
|
Position |
Managing
Director |
|
||
|
Start Date |
06/06/2008 |
|
||
|
Date of birth |
17/09/1955 |
|
||
|
Street |
68
SPARRENDREEF
KNOKKE-HEIST |
|
||
|
Post code |
8300 |
|
||
|
Country |
Belgium |
|
||
|
|
|
|
||
|
Position |
Director |
|
||
|
Start Date |
06/06/2008 |
|
||
|
Date of birth |
17/09/1955 |
|
||
|
Street |
68
SPARRENDREEF
KNOKKE-HEIST |
|
||
|
Post code |
8300 |
|
||
|
Country |
Belgium |
|
||
|
|
|
|
||
|
Position |
Partner |
|
||
|
Start Date |
27/12/2002 |
|
||
|
Date of birth |
17/09/1955 |
|
||
|
Street |
68
SPARRENDREEF
KNOKKE-HEIST |
|
||
|
Post code |
8300 |
|
||
|
Country |
Belgium |
|
||
|
|
|
|
||
|
Name |
MDM
NV |
|
||
|
Position |
Managing
Director |
|
||
|
Start Date |
08/09/2008 |
|
||
|
Date of birth |
29/09/1989 |
|
||
|
Street |
190
HENRI
LEBBESTRAATWAREGEM |
|
||
|
Post code |
8790 |
|
||
|
Country |
Belgium |
|
||
|
|
|
|
||
|
Position |
Director |
|
||
|
Start Date |
08/09/2008 |
|
||
|
Date of birth |
29/09/1989 |
|
||
|
Street |
190
HENRI
LEBBESTRAATWAREGEM |
|
||
|
Post code |
8790 |
|
||
|
Country |
Belgium |
|
||
|
|
|
|
||
|
Position |
Legal
Representative |
|
||
|
Start Date |
06/06/2008 |
|
||
|
Date of birth |
29/09/1989 |
|
||
|
Street |
190
HENRI
LEBBESTRAATWAREGEM |
|
||
|
Post code |
8790 |
|
||
|
Country |
Belgium |
|
||
|
|
|
|
||
|
Name |
LC
EST NV |
|
||
|
Position |
Partner |
|
||
|
Start Date |
27/12/2002 |
|
||
|
Date of birth |
18/06/1987 |
|
||
|
Street |
6
INDUSTRIELAAN
TERNAT |
|
||
|
Post code |
1740 |
|
||
|
Country |
Belgium |
|
||
|
|
|
|
||
|
Name |
Claudette
Micheline Georgette Loosveldt |
|
||
|
Position |
Director |
|
|
|
|
Start Date |
01/01/2010 |
|
|
|
|
Date of birth |
12/01/1955 |
|
|
|
|
Street |
68
SPARRENLAAN KNOKKE-HEIST |
|
|
|
|
Post code |
8300 |
|
|
|
|
Country |
Belgium |
|
|
|
|
|
|
|
|
|
|
Name |
THOMAS
DEWAELE |
|
|
|
|
Position |
Legal
Representative |
|
|
|
|
Start Date |
02/05/2007 |
|
|
|
|
Street |
- |
|
|
|
|
Post code |
- |
|
|
|
|
Country |
- |
|
|
|
|
|
|
|
|
|
|
Former director details |
|
|||
|
Name |
LC
EST NV |
|
|
|
|
Position |
Managing
Director |
|
|
|
|
Start Date |
06/06/2008 |
|
|
|
|
End Date |
06/06/2014 |
|
|
|
|
Date of birth |
18/06/1987 |
|
|
|
|
Street |
6
INDUSTRIELAAN TERNAT |
|
|
|
|
Post code |
1740 |
|
|
|
|
Country |
Belgium |
|
|
|
|
|
|
|
|
|
|
Position |
Director |
|
|
|
|
Start Date |
27/12/2002 |
|
|
|
|
End Date |
Unknown
date |
|
|
|
|
Date of birth |
18/06/1987 |
|
|
|
|
Street |
6
INDUSTRIELAAN TERNAT |
|
|
|
|
Post code |
1740 |
|
|
|
|
Country |
Belgium |
|
|
|
|
|
|
|
|
|
|
Name |
SOLAR
BVBA |
|
|
|
|
Position |
Director |
|
|
|
|
Start Date |
08/09/2008 |
|
|
|
|
End Date |
23/12/2013 |
|
|
|
|
Date of birth |
01/02/2007 |
|
|
|
|
Street |
190
HENRI LEBBESTRAATWAREGEM |
|
|
|
|
Post code |
8790 |
|
|
|
|
Country |
Belgium |
|
|
|
|
|
|
|
|
|
|
Position |
Legal
Representative |
|
|
|
|
Start Date |
02/05/2007 |
|
|
|
|
End Date |
Unknown
date |
|
|
|
|
Date of birth |
01/02/2007 |
|
|
|
|
Street |
190
HENRI LEBBESTRAATWAREGEM |
|
|
|
|
Post code |
8790 |
|
|
|
|
Country |
Belgium |
|
|
|
|
|
|
|
|
|
|
Name |
THOMAS
MARCEL ELVIRE DEWAELE |
|
|
|
|
Position |
Director |
|
Start Date |
20/12/2007 |
|
End Date |
31/12/2010 |
|
Date of birth |
14/06/1986 |
|
Street |
55 BROUWERIJSTRAAT WAREGEM |
|
Post code |
8790 |
|
Country |
Belgium |
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.64.03 |
|
|
1 |
Rs.99.27 |
|
Euro |
1 |
Rs.71.90 |
INFORMATION DETAILS
|
Analysis Done by
: |
SUM |
|
|
|
|
Report Prepared
by : |
ASH |
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
|
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
|
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
|
-- |
NB |
New Business |
-- |
|
This score serves as a reference to assess
SC’s credit risk and to set the amount of credit to be extended. It is
calculated from a composite of weighted scores obtained from each of the major sections
of this report. The assessed factors and their relative weights (as indicated
through %) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend (10%) Operational size
(10%)
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.