MIRA INFORM REPORT

 

 

Report No. :

326578

Report Date :

16.06.2015

 

IDENTIFICATION DETAILS

 

Name :

CASUAL TIME LIMITED

 

 

Formerly Known As :

ROVERSFIELD IMPORT & EXPORT (F.E.) LIMITED

 

 

Registered Office :

Blk B, 20/F., Block B, 21/F., Bonsun Industrial Building  364-366 Sha Tsui Road, Tsuen Wan, New Territoroes

 

 

Country :

Hongkong

 

 

Date of Incorporation :

18.06.1980

 

 

Com. Reg. No.:

6732441

 

 

Legal Form :

Private Limited Liability Company

 

 

Line of Business :

Manufacturing and Sale of Garment.

 

 

No. of Employees :

About 16 Employees

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

Unknown

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Hongkong

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D


 

HONGKONG - ECONOMIC OVERVIEW

 

Hong Kong has a free market economy, highly dependent on international trade and finance - the value of goods and services trade, including the sizable share of re-exports, is about four times GDP. Hong Kong has no tariffs on imported goods, and it levies excise duties on only four commodities, whether imported or produced locally: hard alcohol, tobacco, hydrocarbon oil, and methyl alcohol. There are no quotas or dumping laws. Hong Kong's open economy left it exposed to the global economic slowdown that began in 2008. Although increasing integration with China, through trade, tourism, and financial links, helped it to make an initial recovery more quickly than many observers anticipated, its continued reliance on foreign trade and investment leaves it vulnerable to renewed global financial market volatility or a slowdown in the global economy. The Hong Kong government is promoting the Special Administrative Region (SAR) as the site for Chinese renminbi (RMB) internationalization. Hong Kong residents are allowed to establish RMB-denominated savings accounts; RMB-denominated corporate and Chinese government bonds have been issued in Hong Kong; and RMB trade settlement is allowed. The territory far exceeded the RMB conversion quota set by Beijing for trade settlements in 2010 due to the growth of earnings from exports to the mainland. RMB deposits grew to roughly 12% of total system deposits in Hong Kong by the end of 2013. The government is pursuing efforts to introduce additional use of RMB in Hong Kong financial markets and is seeking to expand the RMB quota. The mainland has long been Hong Kong's largest trading partner, accounting for about half of Hong Kong's total trade by value. Hong Kong's natural resources are limited, and food and raw materials must be imported. As a result of China's easing of travel restrictions, the number of mainland tourists to the territory has surged from 4.5 million in 2001 to 40.7 million in 2013, outnumbering visitors from all other countries combined. Hong Kong has also established itself as the premier stock market for Chinese firms seeking to list abroad. In 2012 mainland Chinese companies constituted about 48.5% of the firms listed on the Hong Kong Stock Exchange and accounted for about 56.9% of the Exchange's market capitalization. During the past decade, as Hong Kong's manufacturing industry moved to the mainland, its service industry has grown rapidly. Credit expansion and tight housing supply conditions have caused Hong Kong property prices to rise rapidly; consumer prices increased by more than 4% in 2013. Lower and middle income segments of the population are increasingly unable to afford adequate housing. Hong Kong continues to link its currency closely to the US dollar, maintaining an arrangement established in 1983. In 2013, Hong Kong and China signed new agreements under the Closer Economic Partnership Agreement, adopted in 2003 to forge closer ties between Hong Kong and the mainland. The new measures, effective from January 2014, cover services and trade facilitation, and will improve access to the mainland's service sector for Hong Kong-based companies. As of year-end 2014, the Democracy protests that began in late September probably will have some adverse effects on economic growth, particularly retail sales.

 

Source : CIA

 

 

 

Contact Points

 

Company Name (in English):

Casual Time Limited

Supplied Name:

Casual Time Ltd

Trading Address:

Block B, 21/F., Bonsun Industrial Building  364-366 Sha Tsui Road, Tsuen Wan, New Territoroes, Hong Kong

Supplied Address:

Blk B, 21/F Bonsun Ind Bldg 364-365 Sha Tsui Road, Tsuen Wan Kln

 

Note: The exact name and address are as above.

 

 

Special Note

 

We contacted the subject through the telephone number +852-2439-2419, and a lady answered the phone and confirmed the subject locates the supplied address and introduced the subject’s operation information as we stated in the report.

 

We have arranged the visit for the supplied address of the subject, but the result has not come back. We will update the report when we receive the photos.

 

 

Company Identification Details

 

Registered Name:

Casual Time Limited

Registered Address:

Blk B, 20/F., Block B, 21/F., Bonsun Industrial Building  364-366 Sha Tsui Road, Tsuen Wan, New Territoroes, Hong Kong

Telephone Number:

+852-2439-2419

Fax Number:

+852-3009-7427

Date of Registration:

1980-6-18

Registered Number:

83292

Business Registration No.:

6732441

Paid-up Capital:

HKD 40,000 (USD 5,160) = 40,000 Shares@ HKD 1

(As of 2015.6, 1 HKD = 0.129 USD)

Legal Form:

Private Limited Liability Company

SITC Code:

84599-- Garments, Knitted Or Crocheted, N.E.S. (No.)

Principal Activities:

Manufacturing and sale of garment.

Staff:

About 16 employees

Listed at Stock Exchange:

No

Date of Last Annual Return:

2014-6-18

 

Note: Subject declined to disclose its staff number; we obtained the relevant information from public files.

 

 


History

 

Subject was incorporated on 1980-6-18 with the registered number 83292 as Private Limited Liability Company in Hong Kong.

 

Change of Name:

Date

Change

2009-7-8

Casual Time Limited

 

1980-7-29

Casual Time Limited

1980-6-18

Roversfield import & export (f.e.) Limited

 

 

Corporate Structure

 

It is introduced that subject has a factory in Thailand, but the subject declined to disclose its detail, and the relevant information cannot be available from any other resources.

 

 

Shareholders

 

Name

Subscription Shares

Proportion of Investment (%)

Smart Ally Enterprises Limited

20,000

50%

Blue Print Enterprises Limited

20,000

50%

Total

40,000

100%

 

Major Shareholder Information:

1

Name:

Smart Ally Enterprises Limited

Address:

P.O. Box 957, Offshore Incorporations Centre Road Town, Tortola British Virgin Islands

2

Name:

Blue Print Enterprises Limited

Address:

P.O. Box 957, Offshore Incorporations Centre Road Town, Tortola British Virgin Islands

 

 

Management Information

 

Core Management

 

Detailed Information of Directors:

1

Name:

Kwok Ka Nang Lawrence

Address:

Flat 1, 17/F., Block A, Villa Rocha, 10 Broadwood Road, Happy Valley, Hong Kong

Position:

Director

ID Number:

K525848(0)

2

Name:

Lum Man Hung

Address:

29/F., Flat 5, Fu Shing House, Fung Shing Court, Shatin, New Territories, Hong Kong

Position:

Director

ID Number:

C207039(A)

3

Name:

Chan Shu Keung

Address:

62A Tower 2, Harbourfront Landmark 11 Wan Hoi Street, Hunghom Kowloon, Hong Kong

Position:

Secretary

ID Number:

E473539(4)

 

Personnel Structure

 

Total Employees

About 16 employees

 

 

Operation Information

 

Offices & Factories

 

 

Office

Address:

Block B, 21/F., Bonsun Industrial Building  364-366 Sha Tsui Road, Tsuen Wan, New Territoroes, Hong Kong

 

Premises Information

 

Office address:

Address:

Workshop B on 21/f Bonsun Industrial Building Nos. 364-366 Sha Tsui Road Tsuen Wan New Territories

Owners:

Casual Time Limited

Memorial Number:

TW725196

Date of Instrument:

1991-1-15

Date of Registration:

1991-2-11

Consideration Value:

HKD 2,270,000.00

 

History of Premises Owners’

 

1

Memorial No.:

TW725197

Date of Instrument:

1991-1-15

Date of Registration:

1991-2-11

Nature:

Legal Charge

In Favor of:

Hang Seng Bank Limited

Remarks: See Assignmen Mem. No. 764319

Consideration:

HKD 2,000,000.00

2

Memorial No.:

TW722712

Date of Instrument:

1990-12-31

Date of Registration:

1991-1-30

Nature:

Agreement For Sale & Purchase

Remarks: See Assignment M/N 725196

In Favor of:

Casual Time Limited

Consideration:

HKD 2,270,000.00

3

Memorial No.:

TW623668

Date of Instrument:

1989-12-1

Date of Registration:

1989-12-29

Nature:

Deed Of Mutual Covenant And Management Agreement

In Favor of:

Liu Chong Hing Property Management and Agency Limited "The Manager"

Consideration:

--

 

Production Information

·         It is introduced that subject has a factory in Thailand for production, but the subject declined to disclose its detail, and the relevant information cannot be available from any other resources.

 

Purchase Information

·         The raw material and components are mostly purchased from Thailand domestic market.

 

Sales Information

·         Subject is engaged in trading of garment.

·         Subject’s major products are knitted garments (for Men, ladies and children), shorts and trousers, sweat shirts and sports jacket, etc.

·         Subject’s sales regions mainly focus on domestic market and North America.

·         Subject’s major types of customers are wholesalers and retailers of garments, etc.

 

 

Settlements

 

PURCHASE

 

Domestic Purchase

 

Subject has little domestic purchase.

 

Import

Products

Raw material and components

Payment Terms

L/C, T/T, etc.

 

SALES

 

Domestic Markets

Product

Garment.

Selling Terms

T/T, Cash, etc.

 

Export

Product

Garment.

Selling Terms

L/C, T/T, etc.

 

 

Financial Information

 

The subject has no obligation to supply its financial statement to the third party according to the relevant policy in Hong Kong and the only source from which we can obtain the information is the subject itself.

 

Subject’s relevant staff rejected to disclose the financial information; from other sources we could not obtain such information, either.

 

 

Bankers

 

Subject declined to disclose its bank details; from other source we could not obtain the relevant information, either.

 

 

Public

 

Mortgage Record

 

Company Name:

Casual Time Limited

Instrument of Creating Mortgage:

Charge over deposits/Securities (3 parties)

Date of Creating Mortgage:

2012-10-29

Amount Secured:

To secure owing all monies in any currency by Casual Time Limited and Dominant Garments Factory Limited to Hang Seng Bank Limited at any time, actually or contingently, in any capacity, alone or jointly with any other person.

Name of Mortgagee:

Hang Seng Bank Limited

Address of Mortgagee:

83 Des Voeux Road Central Hong Kong

Description of Property Mortgaged:

The Chargor charges by way of first fixed charge to the Bank all the right, title and interest of the Chargor in and to the Charged Assets.

 

 

Lawsuits

 

Up to now, no present or latent litigation of the subject has been found.

High Court Action:

Clear

High Court Baukufty Bankruptcy Proceedings:

Clear

High Court Commercial Action:

Clear

High Court Construction & Arbitration Proceedings:

Clear

High Court Companies Winding-Up:

Clear

 

 

Special Note

 

Interview Details

Name

Ms. Wang

Department:

Sales Department

 

 

Industry Information

 

84599-- Garments, Knitted Or Crocheted, N.E.S. (No.)

Unit: HKD/000

 

2014.12

2014.01~2014.12

 

Quantity

Value

Quantity

Value

Imports

Bangladesh

1,280

36

60,026

863

Germany

32

28

3,410

1,511

France

724

845

5,742

4,649

Indonesia

1,376

82

10,580

483

India

6,460

307

40,895

2,327

Sri Lanka

31,237

3,448

124,014

13,486

Philippine

1,334

104

3,980

399

Singapore

585

41

11,184

481

USA

2,480

160

72,939

5,404

The Mainland of China

729,095

27,196

8,693,539

270,110

Exports

Canada

--

--

16

44

Japan

--

--

170

45

Malaysia

--

--

17,942

580

Holland

--

--

255

102

Singapore

--

--

41

98

Taiwan

--

--

100

35

USA

6

1

3,246

2,392

The Mainland of China

--

--

170

45

 

 

External Trade Information:

 

External Merchandise Trade Aggregate Figures

Unit: HKD/ Million

 

Imports

Domestic Exports

Re-exports

Total exports

Year-on-year % change of Total exports

Merchandise trade balance

2012

3,912,163

58,830

3,375,516

3,434,346

+2.9

-477,817

2013

4,060,717

54,364

3,505,322

3,559,686

+3.6

-501,031

2014

4,219,046

55,283

3,617,468

3,672,751

+3.2

-546,295

2013.11

370,104

4,587

320,935

325,522

+5.8

-44,581

2013.12

365,228

4,596

306,281

310,877

0.0

-54,351

2014.01

323,436

4,299

299,157

303,456

-0.4

-19,979

2014.02

266,587

3,276

209,638

212,914

-1.3

-53,673

2014.03

351,889

5,120

296,403

301,523

+3.4

-50,365

2014.04

340,972

4,867

280,816

285,682

-1.6

-55,290

2014.05

348,323

5,299

300,673

305,973

+4.9

-42,350

2014.06

352,316

4,802

304,409

309,211

+11.4

-43,105

2014.07

368,293

5,120

321,040

326,160

+6.8

-42,132

2014.08

358,750

5,289

321,937

327,225

+6.4

-31,525

2014.09

382,355

4,153

327,833

331,986

+4.5

-50,369

2014.10

381,569

4,392

327,335

331,727

+2.7

-49,842

2014.11

378,946

4,701

322,082

326,783

+0.4

-52,163

2014.12

372,007

4,050

308,705

312,755

+0.6

-59,253

 

*Total exports figures have been rounded to the nearest final digit after summing up the constituent trade figures.

 

 

Attachment

 

We will update the report when we receive the photos.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.64.09

UK Pound

1

Rs.99.57

Euro

1

Rs.71.84

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

NIT

 

 

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.