MIRA INFORM REPORT

 

 

Report No. :

326186

Report Date :

16.06.2015

 

IDENTIFICATION DETAILS

 

Name :

HI PACK GROUP FOR PACKAGING MATERIALS SAE

 

 

Registered Office :

52 El Thawra Street, Heliopolis, Cairo

 

 

Country :

Egypt

 

 

Year of Establishment :

1998

 

 

Com. Reg. No.:

1003

 

 

Legal Form :

Egyptian Joint Stock Company

 

 

Line of Business :

Subject is engaged in the manufacture and distribution of corrugated cardboard

 

 

No. of Employee :

470

 

 

RATING & COMMENTS

 

MIRA’s Rating :

A

 

RATING

STATUS

PROPOSED CREDIT LINE

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

Fairly Large

 

Status :

Good

Payment Behaviour :

Regular

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Egypt

B2

B2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

EGYPT - ECONOMIC OVERVIEW

 

Occupying the northeast corner of the African continent, Egypt is bisected by the highly fertile Nile valley, where most economic activity takes place. Egypt's economy was highly centralized during the rule of former President Gamal Abdel NASSER but opened up considerably under former Presidents Anwar EL-SADAT and Mohamed Hosni MUBARAK. Cairo from 2004 to 2008 pursued business climate reforms to attract foreign investment and facilitate growth. Poor living conditions and limited job opportunities for the average Egyptian contribute to public discontent, a major factor leading to the January 2011 revolution that ousted Mubarak. The uncertain political, security, and policy environment since 2011 caused economic growth to slow significantly, hurting tourism, manufacturing, and other sectors and pushing up unemployment. Weak growth and limited foreign exchange earnings have made public finances unsustainable, leaving authorities dependent on expensive borrowing for deficit finance and on Gulf allies to help cover the import bill. Egypt's current Constitution passed in a referendum that took place in January 2014.

Source : CIA

 

SUMMARY

 

Company Name                                    : HI PACK GROUP FOR PACKAGING MATERIALS SAE

Country of Origin                                   : Egypt

Legal Form                                           : Egyptian Joint Stock Company

Registration Date                                  : 1998

Commercial Registration Number           : 1003, 10th of Ramadan City

Tax Card Number                                  : 207-456-852

Authorised Capital                                 : £E 100,000,000

Issued Capital                                       : £E 75,000,000

Paid up Capital                                     : £E 75,000,000

Total Workforce                                     : 470

Activities                                               : Manufacturers of corrugated cardboard.

Financial Condition                                : Good

Payments                                             : Nothing detrimental uncovered

Operating Trend                                    : Steady

Person Interviewed                                : Khalid Kamal, Internal Auditor

 

 

 


COMPANY NAME

 

HI PACK GROUP FOR PACKAGING MATERIALS SAE         

 

 

ADDRESS

 

 

Registered & Physical Address

 

Street               : 52 El Thawra Street

Area                 : Heliopolis

Town                : Cairo

Country             : Egypt

 

Telephone         : (20-2) 24184040 / 24180889 / 24155973

Facsimile          : (20-2) 24192766 / 24155973

Mobile              : (20-122) 0013695

Email                : ibraheem.sultan@arma.co.eg  

 

Premises

 

Subject operates from a large suite of offices that are rented and located in the Central Business Area of Cairo.

 

Branch Office (s)

 

     Location                                                                                                      Description

 

·       Plot No. 49, Zone A6, No. 30                                                                        Factory premises         

3rd Industrial Zone

Sharkeya

10th of Ramadan City

Tel: (20-15) 411065 / 411066 / 411068 / 411069 / 411070 / 411067

Fax: (20-15) 356981 / 411065

 

 

KEY PRINCIPALS

 

     Name                                                           Nationality                    Position

 

·       Ali Mohamed Hayel Saeed                                  -                             Chairman

 

·       Ahmed Mohamed Hayel Saeed                           -                             Vice Chairman

 

·       Mahfouz Ali Mohamed Hayel Saeed              Yemeni                         Managing Director

 

·       Kaid Mohamed Seif                                            -                             Deputy Managing Director

 

·       Ahmed Hayel Saeed                                           -                             Director

 

·       Abd El Gabbar Hayel Saeed                               -                             Director

 

·       Abd El Rahman Hayel Saeed                              -                             Director

 

·       Ahmed Abd El Rahman Hayel Saeed                   -                             Director

 

·       Mokhtar Shaher                                                  -                             General Manager

 

·       Ibrahim Sultan                                                    -                             Financial Manager

 

·       Yasser El Sayed                                                 -                             Accounts Manager

 

·       Khalid Kamal                                                      -                             Internal Auditor

 

·       Adel Hamed                                                       -                             Commercial Manager

 

·       Walid El Sawy                                                    -                             Purchase Manager

 

·       Medhat Saleh                                                     -                             Production Manager

 

·       Khalid Hesham                                                   -                             Human Resources  Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 1998

 

Legal Form                  : Egyptian Joint Stock Company

 

Commercial Reg. No.   : 1003, 10th of Ramadan City

 

Tax Card No.                : 207-456-852

 

Authorised Capital       : £E 100,000,000

 

Issued Capital              : £E 75,000,000

 

Paid up Capital            : £E 75,000,000

 

Name of Shareholder (s)                                          Percentage

 

·       Mahfouz Ali Mohamed Hayel Saeed                          95%

Yemen

 

·       Gulf Red Sea                                                           1%

United Arab Emirates

 

·       Ali Mohamed Hayel Saeed                                        1%

Yemen

 

·       Ahmed Mohamed Hayel Saeed                                 1%

Yemen

 

·       Saeed Charity Enterprise                                           1%

Yemen

 

·       Abd El Rahman Hayel Saeed                                    1%

Yemen

 

 

AFFILIATED COMPANIES

 

·       Arma Food Industries (AFI)

10th of Ramadan City

 

·       Arma Oil Industries (AOI)

10th of Ramadan City

 

·       Arma Soap & Detergents (ASD)

10th of Ramadan City

 

 

OPERATIONS

 

Activities: Engaged in the manufacture and distribution of corrugated cardboard.

 

                 Subject is ISO 14001 and 9001 accredited.

 

Production Capacity: 140,000 metric tons

 

Import Countries: United States of America, France, Italy, Russia, Croatia, Ukraine and Canada.

 

Export Countries: Jordan, Libya, Kuwait and Syria.

 

Operating Trend: Steady

 

Subject has a workforce of approximately 470 employees.

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Egyptian Pounds (£E)

 

                                                Year Ending 31/12/13:              Year Ending 31/12/14:

 

Total Revenue                           £E 308,000,000                         £E 320,000,000

 

Local sources consider subject’s financial condition to be Good.

 

The above figures were provided by Mr Khalid Kamal, Internal Auditor

 

 

BANKERS

 

·       Arab African Bank

5, El Saraya El Kobira Square

     PO Box: 60, Magles El Shaab

     Cairo

     Tel: (20-2) 33545094

     Fax: (20-2) 33558493

 

·       Societe Arabe Internationale de Banque

PO Box: 124

Cairo

Tel: (20-2) 33499464 / 33603489

Fax: (20-2) 33603497 / 33603487

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

Local sources report that the subject’s operating history is clear with payment obligations met in a generally timely manner. The financial position is satisfactory and the company is deemed a fair trade risk.

 

 

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.64.09

UK Pound

1

Rs.99.57

Euro

1

Rs.71.84

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

ASH

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.