MIRA INFORM REPORT

 

 

Report No. :

326241

Report Date :

16.06.2015

 

IDENTIFICATION DETAILS

 

Name :

UNIPAK NILE LTD

 

 

Registered Office :

Industrial Zone 5, Plot 49, Street No. 2, Giza, PO Box 46, 6th October City

 

 

Country :

Egypt

 

 

Financials (as on) :

31.12.2014

 

 

Date of Incorporation :

1996

 

 

Com. Reg. No.:

860

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Engaged in the manufacture of corrugated packaging for the agricultural, industrial, fast food and promotional sectors.

 

 

No. of Employees :

380

 

 

RATING & COMMENTS

 

MIRA’s Rating :

A

 

RATING

STATUS

PROPOSED CREDIT LINE

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

Fairly Large

 

Status :

Good

Payment Behaviour :

Regular

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Egypt

B2

B2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

EGYPT - ECONOMIC OVERVIEW

 

Occupying the northeast corner of the African continent, Egypt is bisected by the highly fertile Nile valley, where most economic activity takes place. Egypt's economy was highly centralized during the rule of former President Gamal Abdel NASSER but opened up considerably under former Presidents Anwar EL-SADAT and Mohamed Hosni MUBARAK. Cairo from 2004 to 2008 pursued business climate reforms to attract foreign investment and facilitate growth. Poor living conditions and limited job opportunities for the average Egyptian contribute to public discontent, a major factor leading to the January 2011 revolution that ousted Mubarak. The uncertain political, security, and policy environment since 2011 caused economic growth to slow significantly, hurting tourism, manufacturing, and other sectors and pushing up unemployment. Weak growth and limited foreign exchange earnings have made public finances unsustainable, leaving authorities dependent on expensive borrowing for deficit finance and on Gulf allies to help cover the import bill. Egypt's current Constitution passed in a referendum that took place in January 2014.

 

Source : CIA


SUMMARY

 

Company Name                                    : UNIPAK NILE LTD

Country of Origin                                   : Egypt

Legal Form                                           : Limited Liability Company

Registration Date                                  : 1996

Commercial Registration Number           : 860

Tax Card Number                                  : 209-830-816

Issued Capital                                       : £E 28,280,000

Paid up Capital                                     : £E 28,280,000

Total Workforce                                     : 380

Activities                                               : Manufacture of corrugated packaging

Financial Condition                                : Good

Payments                                             : Nothing detrimental uncovered

Operating Trend                                    : Steady

Person Interviewed                                : Maha Chalaby, Human Resources Officer

 

 

COMPANY NAME

 

UNIPAK NILE LTD

 

 

ADDRESS

 

Registered & Physical Address

 

Location           : Industrial Zone 5, Plot 49, Street No. 2, Giza

PO Box            : 46

Town                : 6th October City

Country             : Egypt

Telephone         : (20-2) 38164041 / 38164042 / 38164043 / 38164040 / 38164044 / 38164045

Facsimile          : (20-2) 38164049 / 38164046

Mobile              : (20-114) 4444735

Email                : unipaknile@unipaknile.com / Patrick.sahyoun@unipaknile.com

 

Premises

 

Subject operates from a suite of offices and a factory covering an area of 15,000 square metres that are owned and located in the Industrial Area of the 6th October City.

 

 

KEY PRINCIPALS

 

Name                                                                                       Position

 

Antoine Frem                                                                            Chairman

 

Faisal Frem                                                                               President

 

Fouad Khalil                                                                              General Manager

 

Medhat Shalby                                                                          Marketing Manager

 

Tedy Zarour                                                                              Sales Manager

 

Rami Dakash                                                                             Operations Manager

 

Sami Sfeir                                                                                 Accounts Manager

 

Patrick Sahyoun                                                                        Finance Manager

 

Maha Chalaby                                                                           Human Resources Officer

 

Ralph Chouifati                                                                         Financial Controller

LEGAL FORM & OWNERS

 

Date of Establishment  : 1996

 

Legal Form                  : Limited Liability Company

 

Commercial Reg. No.   : 860

 

Tax Card No.                : 209-830-816

 

Issued Capital              : £E 28,280,000

 

Paid up Capital            : £E 28,280,000

 

Name of Shareholder (s)                                           Percentage

 

Industrial Development Co Sal (Indevco)                        100%

Beirut

Lebanon

Tel: (961-9) 230130

 

 

AFFILIATED COMPANIES

 

Napco Group

Saudi Arabia

 

 

OPERATIONS

 

Activities: Engaged in the manufacture of corrugated packaging for the agricultural, industrial, fast food and promotional sectors.

 

Unipak Nile has achieved ISO 9001:2000 International Quality Standard Management System

 

Production Capacity: 100 million square metres per annum

 

Operating Trend: Steady

 

Subject has a workforce of approximately 380 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Egyptian Pounds (£E)

 

                                                Year Ending 31/12/13:              Year Ending 31/12/14:

 

Total Sales                                £E 371,684,946                         £E 392,054,727

 

Local sources consider subject’s financial condition to be Good.

 

The above figures were provided by Mr Maha Chalaby, Human Resources Officer

 

 

BANKERS

 

HSBC Bank Egypt

Banks Area

6th of October City

Tel: (20-2) 38346600

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

Please note that the correct name of the subject is “Unipak Nile Ltd” and not “Unipak Nile Indevco Group”.

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.64.09

UK Pound

1

Rs.99.57

Euro

1

Rs.71.84

 

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

TPT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.