MIRA INFORM REPORT

 

 

Report No. :

326967

Report Date :

17.06.2015

 

IDENTIFICATION DETAILS

 

Name :

ASIA-PACIFIC SHIPYARD PTE. LTD.

 

 

Registered Office :

1, Benoi Road, 629875

 

 

Country :

Singapore

 

 

Financials (as on) :

30.06.2014

 

 

Date of Incorporation :

31.01.1973

 

 

Com. Reg. No.:

197300183-M

 

 

Legal Form :

Private Limited

 

 

Line of Business :

Building of Ships, Tankers and Other Ocean-Going Vessels.

 

 

No. of Employees :

150 [2015]

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 


 

Status :

Moderate

 

 

Payment Behaviour :

Slow but correct

 

 

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Singapore

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

SINGAPORE - ECONOMIC OVERVIEW

 

Singapore has a highly developed and successful free-market economy. It enjoys a remarkably open and corruption-free environment, stable prices, and a per capita GDP higher than that of most developed countries. Unemployment is very low. The economy depends heavily on exports, particularly of consumer electronics, information technology products, medical and optical devices, pharmaceuticals, and on its vibrant transportation, business, and financial services sectors. The economy contracted 0.6% in 2009 as a result of the global financial crisis, but has continued to grow since 2010 on the strength of renewed exports. Growth in 2014 was slower at 2.9%, largely a result of soft demand for exports amid a sluggish global economy and weak growth in Singapore’s manufacturing sector. The government is attempting to restructure Singapore’s economy by weaning its dependence on foreign labor, addressing weak productivity, and increasing Singaporean wages. Singapore has attracted major investments in pharmaceuticals and medical technology production and will continue efforts to strengthen its position as Southeast Asia's leading financial and high-tech hub. Singapore is a member of the 12-nation Trans-Pacific Partnership free trade negotiations, the Regional Comprehensive Economic Partnership negotiations with the nine other ASEAN members plus Australia, China, India, Japan, South Korea and New Zealand, and in 2015, Singapore will form, with the other ASEAN members, the ASEAN Economic Community.

 

Source : CIA

 

EXECUTIVE SUMMARY

 

 

REGISTRATION NO.

:

197300183-M

COMPANY NAME

:

ASIA-PACIFIC SHIPYARD PTE. LTD .

FORMER NAME

:

N/A

INCORPORATION DATE

:

31/01/1973

COMPANY STATUS

:

EXIST

LEGAL FORM

:

PRIVATE LIMITED

LISTED STATUS

:

NO

REGISTERED ADDRESS

:

1, BENOI ROAD, 629875, SINGAPORE.

BUSINESS ADDRESS

:

NO 1, BENOI ROAD, 629875, SINGAPORE.

TEL.NO.

:

65-68618235

FAX.NO.

:

N/A

CONTACT PERSON

:

ATSUSHI OGAWA ( DIRECTOR )

PRINCIPAL ACTIVITY

:

BUILDING OF SHIPS, TANKERS AND OTHER OCEAN-GOING VESSELS

ISSUED AND PAID UP CAPITAL

:

3,500,000.00 ORDINARY SHARE, OF A VALUE OF SGD 3,500,000.00

SALES

:

SGD 19,124,000 [2014]

NET WORTH

:

SGD 7,473,000 [2014]

STAFF STRENGTH

:

150 [2015]

BANKER (S)

:

OVERSEA-CHINESE BANKING CORPORATION LIMITED

LITIGATION

:

CLEAR

FINANCIAL CONDITION

:

LIMITED

PAYMENT

:

AVERAGE

MANAGEMENT CAPABILITY

:

AVERAGE

COMMERCIAL RISK

:

N/A

CURRENCY EXPOSURE

:

N/A

GENERAL REPUTATION

:

SATISFACTORY

INDUSTRY OUTLOOK

:

MARGINAL GROWTH

 

 

HISTORY/ BACKGROUND

 

The Subject is a private limited company and is allowed to have a minimum of one and a maximum of forty-nine shareholders. As a private limited company, the Subject must have at least two directors. A private limited company is a separate legal entity from its shareholders. As a separate legal entity, the Subject is capable of owning assets, entering into contracts, sue or be sued by other companies. The liabilities of the shareholders are to the extent of the equity they have taken up and the creditors cannot claim on shareholders' personal assets even if the Subject is insolvent. The Subject is governed by the Companies Act and the company must file its annual returns, together with its financial statements with the Registrar of Companies.

 

The Subject is principally engaged in the (as a / as an) building of ships, tankers and other ocean-going vessels.

 

Share Capital History

Date

Issue & Paid Up Capital

15/06/2015

SGD 3,500,000.00

 

The major shareholder(s) of the Subject are shown as follows :

 

Name

Address

IC/PP/Loc No

Shareholding

(%)

EM (FAR EAST) HOLDINGS PTE. LTD.

1, BENOI ROAD, 629875, SINGAPORE.

198602405E

3,500,000.00

100.00

---------------

------

3,500,000.00

100.00

============

=====

+ Also Director



DIRECTORS

 

DIRECTOR 1

 

Name Of Subject

:

TEO ENG HWEE

Address

:

248, LORONG CHUAN, 07-04, CHUAN PARK, 556747, SINGAPORE.

IC / PP No

:

S0897320B

Nationality

:

SINGAPOREAN

Date of Appointment

:

31/03/2003

 

DIRECTOR 2

 

Name Of Subject

:

ATSUSHI OGAWA

Address

:

10, FABER PARK, FABER HILLS, 12910, SINGAPORE.

IC / PP No

:

S2696152A

Nationality

:

SINGAPOREAN

Date of Appointment

:

01/04/2003



MANAGEMENT

 

 

 

1)

Name of Subject

:

ATSUSHI OGAWA

Position

:

DIRECTOR

 

 

 

AUDITOR

 

Auditor

:

ERNST & YOUNG LLP

Auditor' Address

:

N/A

 

 

 

COMPANY SECRETARIES

 

1)

Company Secretary

:

MS. LOH SEOK HONG

IC / PP No

:

S1387753Z

Address

:

959, HOUGANG STREET 91, 12-284, 530959, SINGAPORE.

 

2)

Company Secretary

:

AU YEONG KOK CHEE

IC / PP No

:

S0283894Z

Address

:

30, AH HOOD ROAD, 15-01, NADIA MANSIONS, 329976, SINGAPORE.

 

 

 

BANKING


Banking relations are maintained principally with :

1)

Name

:

OVERSEA-CHINESE BANKING CORPORATION LIMITED

 

 

 

ENCUMBRANCE (S)

 

Charge No

Creation Date

Charge Description

Chargee Name

Total Charge

Status

C200905591

04/09/2009

N/A

OVERSEA-CHINESE BANKING CORPORATION LIMITED

-

Unsatisfied

C201000974

01/02/2010

N/A

OVERSEA-CHINESE BANKING CORPORATION LIMITED

-

Unsatisfied

C201206807

22/06/2012

N/A

STANDARD CHARTERED BANK (SINGAPORE)

-

Unsatisfied

C201206809

22/06/2012

N/A

STANDARD CHARTERED BANK (SINGAPORE)

-

Unsatisfied

C201206813

22/06/2012

N/A

STANDARD CHARTERED BANK (SINGAPORE)

-

Unsatisfied

 

 

LITIGATION CHECK AGAINST SUBJECT


* A check has been conducted in our databank againt the Subject whether the subject has been involved in any litigation.

No legal action was found in our databank.


No winding up petition was found in our databank.



PAYMENT RECORD

 

 

SOURCES OF RAW MATERIALS:

Local

:

N/A

Overseas

:

N/A


The staff from the registered office refused to disclose the Subject's suppliers.



The Subject refused to provide any name of trade/service supplier and we are unable to conduct any trade enquiry. However, from financial historical data we conclude that :

 

OVERALL PAYMENT HABIT

Prompt 0-30 Days

[

]

Good 31-60 Days

[

]

Average 61-90 Days

[

X

]

Fair 91-120 Days

[

]

Poor >120 Days

[

]

 

 

CLIENTELE

 

Local

:

N/A

Overseas

:

N/A


The staff from the registered office refused to disclose the Subject's clientele.

 

 

OPERATIONS

 

Services

:

BUILDING OF SHIPS, TANKERS AND OTHER OCEAN-GOING VESSELS

 

Total Number of Employees:

YEAR

2015


GROUP

N/A

COMPANY

150

 

Branch

:

NO

 

Other Information:


The Subject is principally engaged in the (as a / as an) building of ships, tankers and other ocean-going vessels.


The staff from the registered office refused to disclose the Subject's operation.



CURRENT INVESTIGATION

 

Latest fresh investigations carried out on the Subject indicated that :

Telephone Number Provided By Client

:

N/A

Current Telephone Number

:

65-68618235

Match

:

N/A

Address Provided by Client

:

NO 1, BENOI ROAD, SINGAPORE 629875

Current Address

:

NO 1, BENOI ROAD, 629875, SINGAPORE.

Match

:

YES

 

Other Investigations


We contacted one of the staff from the Subject's registered office and he only provided limited information.


He refused to disclose the fax number.



FINANCIAL ANALYSIS

 

Profitability

Turnover

:

Increased

[

2010 - 2014

]

Profit/(Loss) Before Tax

:

Decreased

[

2010 - 2014

]

Return on Shareholder Funds

:

Unfavourable

[

1.43%

]

Return on Net Assets

:

Unfavourable

[

2.40%

]

The Subject's turnover increased steadily as the demand for its products / services increased due to the goodwill built up over the years.The Subject's profit fell sharply because of the high operating costs incurred. The unfavourable return on shareholders' funds could indicate that the Subject was inefficient in utilising its assets to generate returns.

Working Capital Control

Stock Ratio

:

Nil

[

0 Days

]

Debtor Ratio

:

Acceptable

[

61 Days

]

Creditors Ratio

:

Favourable

[

41 Days

]

As the Subject is a service oriented company, the Subject does not need to keep stocks. The Subject's management was quite efficient in handling its debtors. The Subject's debtors days were at an acceptable range, thus the risk of its debts turning bad was minimised. The Subject had a favourable creditors' ratio where the Subject could be taking advantage of the cash discounts and also wanting to maintain goodwill with its creditors.

Liquidity

Liquid Ratio

:

Favourable

[

1.06 Times

]

Current Ratio

:

Unfavourable

[

1.06 Times

]

A minimum liquid ratio of 1 should be maintained by the Subject in order to assure its creditors of its ability to meet short term obligations and the Subject was in a good liquidity position. Thus, we believe the Subject is able to meet all its short term obligations as and when they fall due.

Solvency

Interest Cover

:

Unfavourable

[

1.52 Times

]

Gearing Ratio

:

Favourable

[

0.62 Times

]

The Subject's interest cover was low. If its profits fall or when interest rate rises, it  may not be able to meet all its interest payment. The Subject was lowly geared thus it had a low financial risk. The Subject was mainly financed by its shareholders' funds and internally generated funds. In times of economic slowdown / downturn, the Subject being a lowly geared company, will be able to compete better than those companies which are highly geared in the same industry.

Overall Assessment :

Although the Subject's turnover had increased, its profits had declined over the same corresponding period. This could be due to the stiffer market competition and / or higher operating costs which lowered the Subject's profit margin. The Subject was in good liquidity position with its total current liabilities well covered by its total current assets. With its current net assets, the Subject should be able to repay its short term obligations. If there is a fall in the Subject's profit or any increase in interest rate, the Subject may not be able to generate sufficient cash-flow to service its interest. The Subject as a lowly geared company, will be more secured compared to those highly geared companies. It has the ability to meet all its long term obligations.

Overall financial condition of the Subject : LIMITED

 

 

 

SINGAPORE ECONOMIC / INDUSTRY OUTLOOK

 

 

Major Economic Indicators :

2009

2010

2011

2012

2013

 

Population (Million)

4.98

5.08

5.18

5.31

5.40

Gross Domestic Products ( % )

(0.8)

14.5

4.9

1.3

3.7

Consumer Price Index

0.6

2.8

5.2

4.6

2.4

Total Imports (Million)

356,299.3

423,221.8

459,655.1

474,554.0

466,762.0

Total Exports (Million)

391,118.1

478,840.7

514,741.2

510,329.0

513,391.0

 

Unemployment Rate (%)

3.2

2.2

2.1

2.0

1.9

Tourist Arrival (Million)

9.68

11.64

13.17

14.49

15.46

Hotel Occupancy Rate (%)

75.8

85.6

86.5

86.4

86.3

Cellular Phone Subscriber (Million)

1.37

1.43

1.50

1.52

1.97

 

Registration of New Companies (No.)

26,414

29,798

32,317

31,892

37,288

Registration of New Companies (%)

4.3

12.8

8.5

(1.3)

9.8

Liquidation of Companies (No.)

22,393

15,126

19,005

17,218

17,369

Liquidation of Companies (%)

113.4

(32.5)

25.6

9.4

(5.3)

 

Registration of New Businesses (No.)

26,876

23,978

23,494

24,788

22,893

Registration of New Businesses (%)

8.15

(10.78)

2.02

5.51

1.70

Liquidation of Businesses (No.)

23,552

24,211

23,005

22,489

22,598

Liquidation of Businesses (%)

11.4

2.8

(5)

(2.2)

0.5

 

Bankruptcy Orders (No.)

2,058

1,537

1,527

1,748

1,992

Bankruptcy Orders (%)

(11.5)

(25.3)

(0.7)

14.5

14.0

Bankruptcy Discharges (No.)

3,056

2,252

1,391

1,881

2,584

Bankruptcy Discharges (%)

103.7

(26.3)

(38.2)

35.2

37.4

 

INDUSTRIES ( % of Growth ) :

Agriculture

Production of Principal Crops

3.25

(0.48)

4.25

3.64

-

Fish Supply & Wholesale

(1.93)

(10.5)

12.10

(0.5)

-

 

Manufacturing *

71.5

92.8

100.0

100.3

102.0

Food, Beverages & Tobacco

90.4

96.4

100.0

103.5

103.5

Textiles

145.9

122.1

100.0

104.0

87.1

Wearing Apparel

211.0

123.3

100.0

92.1

77.8

Leather Products & Footwear

79.5

81.8

100.0

98.6

109.8

Wood & Wood Products

101.4

104.0

100.0

95.5

107.4

Paper & Paper Products

95.4

106.1

100.0

97.4

103.2

Printing & Media

100.9

103.5

100.0

93.0

86.1

Crude Oil Refineries

96.4

95.6

100.0

99.4

93.5

Chemical & Chemical Products

80.3

97.6

100.0

100.5

104.1

Pharmaceutical Products

49.1

75.3

100.0

109.7

107.2

Rubber & Plastic Products

101.2

112.3

100.0

96.5

92.9

Non-metallic Mineral

91.9

92.5

100.0

98.2

97.6

Basic Metals

92.6

102.2

100.0

90.6

76.5

Fabricated Metal Products

90.8

103.6

100.0

104.3

105.1

Machinery & Equipment

57.3

78.5

100.0

112.9

114.5

Electrical Machinery

86.8

124.1

100.0

99.3

108.5

Electronic Components

85.2

113.6

100.0

90.6

94.3

Transport Equipment

96.0

94.0

100.0

106.3

107.5

 

Construction

(36.9)

14.20

20.50

28.70

-

Real Estate

1.4

21.3

25.4

31.9

-

 

Services

Electricity, Gas & Water

1.70

4.00

7.00

6.30

-

Transport, Storage & Communication

3.90

12.80

7.40

5.30

-

Finance & Insurance

(16.4)

(0.4)

8.90

0.50

-

Government Services

4.50

9.70

6.90

6.00

-

Education Services

0.10

(0.9)

(1.4)

0.30

-

 

* Based on Index of Industrial Production (2011 = 100)



INDUSTRY ANALYSIS

 

INDUSTRY :

ECONOMY

The Ministry of Trade and Industry (MTI) announced that it expects the Singapore economy to grow by around 3.0% in 2014, and by 2.0 to 4.0% in 2015. Besides that in 2013, the economy grew by 4.1%, higher than the 1.9% growth in 2012. This was mainly due to strong growth in the services producing industries, particularly the finance & insurance, as well as wholesale & retail trade sectors.

In 2013, all sectors contributed positively to growth. Finance & insurance was the largest contributor (1.2 percentage-points), followed by wholesale & retail trade (0.8 percentage-points) and business services (0.6 percentage-points). Growth in the manufacturing sector was improved by 1.7%, on the back of strong growth in the electronics and transport engineering clusters. By contrast, growth in the construction sector moderated to 5.9%, from 8.6% in 2012.

Growth in the services producing industries picked up to 5.3% in 2013, from 2.0% in 2012. This was mainly due to stronger growth in the finance & insurance and wholesale & retail trade sectors. The finance & insurance sector grew by 11%, up from 1.3% in the previous year. The wholesale & retail trade sector has expanded by 5.0%, after declining by 1.4% the year before.

For the whole of 2013, growth in total demand was 3.1%, similar to the pace of growth in 2012. External demand was the key contributor to total demand growth, accounting for 2.7 percentage-points, or almost 90%, of the increase. External demand grew at a faster pace of 3.6%, compared to the 1.4% growth in 2012. This was supported mainly by growth in the exports of machinery & transport equipment, miscellaneous manufactures, and transport services. Total domestic demand rose by a modest 1.7%, following the 8.6% increase in 2012. The slower growth in total domestic demand was primarily due to the decline in gross fixed capital formation (GFCF).

For the full year, total consumption expenditure grew by 4.4% in 2013, faster than the 2.8% growth in 2012. Public consumption expenditure increased by 11%, a strong rebound from the 1.9% decline in 2012. Private consumption expenditure recorded gains of 2.7%, moderating from the 4.1% increase in the preceding year.

Furthermore, in the first three quarters of 2014, the Singapore economy grew by 3.3% on a year-on-year basis. For the rest of the year, growth is expected to ease slightly on a year-on-year basis, in line with a projected slowdown in the global economy. Externally-oriented sectors such as the manufacturing and transportation & storage sectors are likely to slow, whereas growth in the construction sector will continue to be weighed down by the weakness in private sector construction activities. On the other hand, domestically-oriented sectors like business services are likely to remain resilient.

Additionally, the labour market in Singapore is expected to remain tight in 2015, with low unemployment and rising vacancy rates. Against this global and domestic backdrop, the growth outlook for the Singapore economy remains modest. In tandem with the expected pick-up in external demand, externally-oriented sectors such as manufacturing, wholesale trade and finance & insurance are likely to provide support to growth. While some domestically-oriented sectors such as businesses services are expected to remain resilient, labour-intensive ones like construction, retail and food services may see their growth weighed down by labour constraints.

OVERALL INDUSTRY OUTLOOK : MARGINAL GROWTH



CREDIT RISK EVALUATION & RECOMMENDATION

 


Incorporated in 1973, the Subject is a Private Limited company, focusing on building of ships, tankers and other ocean-going vessels. The Subject has been in business for over two decades. It has built up a strong clientele base and satisfactory reputation will enable the Subject to further enhance its business in the near term. The Subject is expected to enjoy a stable market shares. A paid up capital of SGD 3,500,000 allows the Subject to expand its business more comfortably. With a strong backing from its shareholder, the Subject enjoys timely financial assistance should the needs arise.

 

The Subject is a fairly large and rapidly growing company with over 150 staff in its operations Overall, we regard that the Subject's management capability is average. This indicates that the Subject has greater potential to improve its business performance and raising income for the Subject.


Financially, the Subject registered a higher turnover compared to previous year. However, its profits showed a reverse trend. The lower profit achieved was a result of higher operating cost and increased competition. The Subject has generated an unfavourable return on shareholders' funds indicating that the management was inefficient in utilising its funds to generate return. The Subject is in good liquidity position with its current liabilities well covered by it current assets. Hence, it has sufficient working capital to meet its short term financial obligations. Being a lowly geared company, the Subject is exposed to low financial risk as it is mainly dependent on its internal funds to finance its business needs. Given a positive net worth standing at SGD 7,473,000, the Subject should be able to maintain its business in the near terms.


The Subject's payment habit is average. With its adequate working capital, the Subject should be able to pay its short term debts.


The industry has reached its maturity stage and only enjoying a marginal growth. The steady growth of the country's economy will further enhance the industry activities. Thus, the Subject's future performance is very much depend on its marketing strategies in order to retain its position in the market.


Based on the above condition, we recommend credit be granted to the Subject normally.

 



PROFIT AND LOSS ACCOUNT

 

THE FINANCIAL STATEMENTS WERE PREPARED IN ACCORDANCE WITH SINGAPORE FINANCIAL REPORTING STANDARDS.

ASIA-PACIFIC SHIPYARD PTE. LTD .

 

Financial Year End

2014-06-30

2013-06-30

2012-06-30

2011-06-30

2010-06-30

Months

12

12

12

12

12

Consolidated Account

Company

Company

Company

Company

Company

Audited Account

YES

YES

YES

YES

YES

Unqualified Auditor's Report (Clean Opinion)

YES

YES

YES

YES

YES

Financial Type

FULL

FULL

SUMMARY

SUMMARY

SUMMARY

Currency

SGD

SGD

SGD

SGD

SGD

TURNOVER

19,124,000

9,844,000

8,695,000

8,704,000

10,993,000

Other Income

244,000

367,000

-

-

-

----------------

----------------

----------------

----------------

----------------

Total Turnover

19,368,000

10,211,000

8,695,000

8,704,000

10,993,000

Costs of Goods Sold

(15,664,000)

(6,541,000)

-

-

-

----------------

----------------

----------------

----------------

----------------

Gross Profit

3,704,000

3,670,000

-

-

-

----------------

----------------

----------------

----------------

----------------

PROFIT/(LOSS) FROM OPERATIONS

79,000

359,000

789,000

569,000

1,801,000

----------------

----------------

----------------

----------------

----------------

PROFIT/(LOSS) BEFORE TAXATION

79,000

359,000

789,000

569,000

1,801,000

Taxation

28,000

(57,000)

(90,000)

(80,000)

483,000

----------------

----------------

----------------

----------------

----------------

PROFIT/(LOSS) AFTER TAXATION

107,000

302,000

699,000

489,000

2,284,000

----------------

----------------

----------------

----------------

----------------

RETAINED PROFIT/(LOSS) BROUGHT FORWARD

As previously reported

3,866,000

3,564,000

2,865,000

2,376,000

92,000

----------------

----------------

----------------

----------------

----------------

As restated

3,866,000

3,564,000

2,865,000

2,376,000

92,000

----------------

----------------

----------------

----------------

----------------

PROFIT AVAILABLE FOR APPROPRIATIONS

3,973,000

3,866,000

3,564,000

2,865,000

2,376,000

----------------

----------------

----------------

----------------

----------------

RETAINED PROFIT/(LOSS) CARRIED FORWARD

3,973,000

3,866,000

3,564,000

2,865,000

2,376,000

=============

=============

=============

=============

=============

INTEREST EXPENSE (as per notes to P&L)

Bank overdraft

114,000

160,000

-

-

-

Lease interest

30,000

44,000

-

-

-

Others

8,000

2,000

-

-

-

----------------

----------------

----------------

----------------

----------------

152,000

206,000

-

-

-

=============

=============

-

-

-

DEPRECIATION (as per notes to P&L)

789,000

589,000

-

-

-

----------------

----------------

----------------

----------------

----------------

789,000

589,000

-

-

-

=============

=============

 

 

 

BALANCE SHEET

 

 

ASIA-PACIFIC SHIPYARD PTE. LTD .

 

ASSETS EMPLOYED:

FIXED ASSETS

9,134,000

5,780,000

6,111,000

3,482,000

1,642,000

----------------

----------------

----------------

----------------

----------------

TOTAL LONG TERM ASSETS

9,134,000

5,780,000

6,111,000

3,482,000

1,642,000

Stocks

-

1,703,000

-

-

-

Trade debtors

3,218,000

398,000

-

-

-

Other debtors, deposits & prepayments

350,000

324,000

-

-

-

Amount due from holding company

2,720,000

2,540,000

-

-

-

Amount due from subsidiary companies

861,000

5,691,000

-

-

-

Amount due from related companies

61,000

-

-

-

-

Cash & bank balances

109,000

41,000

-

-

-

Others

623,000

50,000

-

-

-

----------------

----------------

----------------

----------------

----------------

TOTAL CURRENT ASSETS

7,942,000

10,747,000

10,636,000

9,114,000

8,712,000

----------------

----------------

----------------

----------------

----------------

TOTAL ASSET

17,076,000

16,527,000

16,747,000

12,596,000

10,354,000

=============

=============

=============

=============

=============

CURRENT LIABILITIES

Trade creditors

1,749,000

1,016,000

-

-

-

Other creditors & accruals

1,316,000

3,229,000

-

-

-

Hire purchase & lease creditors

634,000

263,000

-

-

-

Bank overdraft

2,097,000

2,698,000

-

-

-

Amounts owing to subsidiary companies

1,225,000

10,000

-

-

-

Amounts owing to related companies

331,000

180,000

-

-

-

Amounts owing to director

100,000

-

-

-

-

Provision for taxation

12,000

12,000

-

-

-

----------------

----------------

----------------

----------------

----------------

TOTAL CURRENT LIABILITIES

7,464,000

7,408,000

8,821,000

5,195,000

4,460,000

----------------

----------------

----------------

----------------

----------------

NET CURRENT ASSETS/(LIABILITIES)

478,000

3,339,000

1,815,000

3,919,000

4,252,000

----------------

----------------

----------------

----------------

----------------

TOTAL NET ASSETS

9,612,000

9,119,000

7,926,000

7,401,000

5,894,000

=============

=============

=============

=============

=============

SHARE CAPITAL

Ordinary share capital

3,500,000

3,500,000

3,500,000

3,500,000

3,500,000

----------------

----------------

----------------

----------------

----------------

TOTAL SHARE CAPITAL

3,500,000

3,500,000

3,500,000

3,500,000

3,500,000

Retained profit/(loss) carried forward

3,973,000

3,866,000

3,564,000

2,865,000

2,376,000

Others

-

-

0

0

0

----------------

----------------

----------------

----------------

----------------

TOTAL RESERVES

3,973,000

3,866,000

3,564,000

2,865,000

2,376,000

----------------

----------------

----------------

----------------

----------------

SHAREHOLDERS' FUNDS/EQUITY

7,473,000

7,366,000

7,064,000

6,365,000

5,876,000

Long term loans

264,000

1,097,000

-

-

-

Lease obligations

1,670,000

423,000

-

-

-

Deferred taxation

205,000

233,000

-

-

-

----------------

----------------

----------------

----------------

----------------

TOTAL LONG TERM LIABILITIES

2,139,000

1,753,000

862,000

1,036,000

18,000

----------------

----------------

----------------

----------------

----------------

9,612,000

9,119,000

7,926,000

7,401,000

5,894,000

=============

=============

=============

=============

=============

 

FINANCIAL RATIO

 

 

ASIA-PACIFIC SHIPYARD PTE. LTD .

 

TYPES OF FUNDS

Cash

109,000

41,000

-

-

-

Net Liquid Funds

(1,988,000)

(2,657,000)

-

-

-

Net Liquid Assets

478,000

1,636,000

1,815,000

3,919,000

4,252,000

Net Current Assets/(Liabilities)

478,000

3,339,000

1,815,000

3,919,000

4,252,000

Net Tangible Assets

9,612,000

9,119,000

7,926,000

7,401,000

5,894,000

Net Monetary Assets

(1,661,000)

(117,000)

953,000

2,883,000

4,234,000

PROFIT & LOSS ITEMS

Earnings Before Interest & Tax (EBIT)

231,000

565,000

-

-

-

Earnings Before Interest, Taxes, Depreciation And Amortization (EBITDA)

1,020,000

1,154,000

-

-

-

BALANCE SHEET ITEMS

Total Borrowings

4,665,000

4,481,000

-

-

-

Total Liabilities

9,603,000

9,161,000

9,683,000

6,231,000

4,478,000

Total Assets

17,076,000

16,527,000

16,747,000

12,596,000

10,354,000

Net Assets

9,612,000

9,119,000

7,926,000

7,401,000

5,894,000

Net Assets Backing

7,473,000

7,366,000

7,064,000

6,365,000

5,876,000

Shareholders' Funds

7,473,000

7,366,000

7,064,000

6,365,000

5,876,000

Total Share Capital

3,500,000

3,500,000

3,500,000

3,500,000

3,500,000

Total Reserves

3,973,000

3,866,000

3,564,000

2,865,000

2,376,000

LIQUIDITY (Times)

Cash Ratio

0.01

0.01

-

-

-

Liquid Ratio

1.06

1.22

-

-

-

Current Ratio

1.06

1.45

1.21

1.75

1.95

WORKING CAPITAL CONTROL (Days)

Stock Ratio

0

63

-

-

-

Debtors Ratio

61

15

-

-

-

Creditors Ratio

41

57

-

-

-

SOLVENCY RATIOS (Times)

Gearing Ratio

0.62

0.61

-

-

-

Liabilities Ratio

1.29

1.24

1.37

0.98

0.76

Times Interest Earned Ratio

1.52

2.74

-

-

-

Assets Backing Ratio

2.75

2.61

2.26

2.11

1.68

PERFORMANCE RATIO (%)

Operating Profit Margin

0.41

3.65

9.07

6.54

16.38

Net Profit Margin

0.56

3.07

8.04

5.62

20.78

Return On Net Assets

2.40

6.20

9.95

7.69

30.56

Return On Capital Employed

1.87

4.68

9.95

7.69

30.56

Return On Shareholders' Funds/Equity

1.43

4.10

9.90

7.68

38.87

Dividend Pay Out Ratio (Times)

0.00

0.00

-

-

-

NOTES TO ACCOUNTS

Contingent Liabilities

0

0


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.64.15

UK Pound

1

Rs.100.04

Euro

1

Rs.72.27

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

NIT

 

 

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.