MIRA INFORM REPORT

 

 

Report No. :

327290

Report Date :

17.06.2015

 

IDENTIFICATION DETAILS

 

Name :

P.T. LOTUS LINGGA PRATAMA

 

 

Registered Office :

Kawasan Industri Cimareme, Jalan Industri Cimareme 1 No. 8, Cimerang, Padalarang, Bandung, 40553, West Java

 

 

Country :

Indonesia

 

 

Date of Incorporation :

05.05.1998

 

 

Com. Reg. No.:

AHU-AH.01.10-06521

 

 

Legal Form :

Limited Liability Company

 

 

LINE OF BUSINESS :

MANUFACTURING OF GOLD JEWELRY.

 

 

No. of Employees :

370 Persons

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Indonesia

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

INDONESIA - ECONOMIC OVERVIEW

 

Indonesia has seen a slowdown in growth since 2012, mostly due to the end of the commodities export boom. During the global financial crisis, Indonesia outperformed its regional neighbors and joined China and India as the only G20 members posting growth. The government has promoted fiscally conservative policies, resulting in a debt-to-GDP ratio of less than 25% and historically low rates of inflation. Fitch and Moody's upgraded Indonesia's credit rating to investment grade in December 2011. Indonesia still struggles with poverty and unemployment, inadequate infrastructure, corruption, a complex regulatory environment, a current account deficit, and unequal resource distribution among regions. President Joko WIDODO - elected in July 2014 - has emphasized maritime and other infrastructure development, and especially increased electric power capacity, since taking office. Fuel subsidies were almost completely removed in early 2015, a move which could help the government increase spending on its development priorities. Indonesia, with the nine other ASEAN members, will continue to move towards participation in the ASEAN Economic Community, though full implementation of economic integration will not be completed by the previously-set deadline of year-end 2015.

 

Source : CIA

 

 

BASIC SEARCH

 

Name of Company :

P.T. LOTUS LINGGA PRATAMA

 

A d d r e s s :

Head Office & Factory

Kawasan Industri Cimareme

Jalan Industri Cimareme 1 No. 8

Cimerang, Padalarang

Bandung, 40553

West Java

Indonesia

Phones             - (62-22) 6864616, 6864617

Fax                   - (62-22) 6864619

E-mail               - info@llpgold.com

Website            - http://www.llpgold.com

Land Area         - 9,000 sq. meters

Building Space  - 6,500 sq. meters

Region              - Industrial Zone

Status               - Owned

 

Date of Incorporation :

5 May 1998

 

Legal Form :

P.T. (Perseroan Terbatas) or Limited Liability Company

 

Company Reg. No. :

The Ministry of Law and Human Rights

-  No. C2-15283.HT.01.01.TH.98

   Dated 25 September 1998

-  No. AHU-50812.AH.01.02.TH.2012

   Dated 28 September 2012

-  No. AHU-AH.01.10-06521

   Dated 26 February 2013

 

Company Status :

National Private Company

 

Permit by the Government Department :

The Department of Finance

NPWP No. 01.827.384.7-423.000

 

The Department of Industry and Trade

TDP No. 10241601405

Dated 31 December 1998

 

Related Company :

None

 

 

CAPITAL AND OWNERSHIP

 

Capital Structure :

Authorized Capital                           : Rp. 10,000,000,000.-

Issued Capital                                 : Rp. 10,000,000,000.-

Paid up Capital                               : Rp. 10,000,000,000.-

 

Shareholders/Owners :

a. Mr. Andrianto Sylviano                                                 - Rp. 2,500,000,000.-

    Address : Jl. Veteran No. 9

                    Kelurahan Kebon Pisang, Kecamatan Sumur

                    Bandung, Bandung, West Java

                    Indonesia

b. Mr. Ivan Wibawa Lingga                                               - Rp. 2,500,000,000.-

    Address : Jl. Sunda No. 55, RT. 10 RW. 07

                    Kelurahan Kebon Pisang, Kecamatan Sumur

                    Bandung, Bandung, West Java

                    Indonesia

c. Mrs. Nidia Melissa Lingga                                             - Rp. 1,250,000,000.-

    Address : Jl. Raden Patah No. 2, RT. 02 RW. 08

                    Kelurahan Lebak Gede, Kecamatan

                    Coblong, Bandung, West Java

                    Indonesia

d. Mrs. Luciany Sylviano                                                   - Rp. 1,250,000,000.-

    Address : Jl. Veteran No. 9

                    Kelurahan Kebon Pisang, Kecamatan Sumur

                    Bandung, Bandung, West Java

                    Indonesia

e. Mr. Lukman Lingga                                                       - Rp. 1,250,000,000.-

    Address : Jl. Sunda No. 55, RT. 10 RW. 07

                    Kelurahan Kebon Pisang, Kecamatan Sumur

                    Bandung, Bandung, West Java

                    Indonesia

f. Mr. Zacharius Sylviano                                                  - Rp. 1,250,000,000.-

    Address : Jl. Veteran No. 9

                    Kelurahan Kebon Pisang, Kecamatan Sumur

                    Bandung, Bandung, West Java

                    Indonesia

 

 

BUSINESS ACTIVITIES

 

Lines of Business :

Gold Jewelry Manufacturing

 

Production Capacity :

a.   Bangle                                      - 320 KG

b.   Necklace                                   - 400 KG

c.   Pendant                                    - 350 KG

d.   Rings                                        - 350 KG

 

Total Investment :

Owned Capital                                 - Rp. 10.0 billion

 

Started Operation :

1998

 

Brand Name :

Lotus Lingga Pratama

 

Technical Assistance :

None

 

Number of Employee :

370 persons

 

Marketing Area :

Local       - 35%

Export    - 65%

 

Main Customer :

Trader and shops of jewelry

 

Market Situation :

Very Competitive

 

Main Competitors :

a. P.T. BINTANG SAUDARA JAKARTA

b. P.T. CENTRAL MEGA KENCANA

c. P.T. DUTA BINTANG PERMATA

d. P.T. SUMBER REASI CIPTA LOGAM

e. P.T. UNTUNG BERSAMA SEJAHTERA

 

Business Trend :

Growing

 

 

BANKER, AUDITOR & LITIGATION

 

B a n k e r s :

a.   P.T. Bank CENTRAL ASIA Tbk

      Account No. 777 171 8900

      Jalan Ir. H. Juanda No. 66

      Bandung, West Java

b.   P.T. Bank MANDIRI Tbk

      Jalan Ir. H. Juanda No. 30

      Bandung, West Java

 

Auditor :

Internal Auditor

 

Litigation :

No litigation record in our database

 

 

FINANCIAL FIGURE

 

Annual Sales (estimated) :

2012 – Rp. 146.0 billion

2013 – Rp. 153.0 billion

2014 – Rp. 165.0 billion

 

Net Profit (estimated) :

2012 – Rp. 10.2 billion

2013 – Rp. 11.0 billion

2014 – Rp. 11.8 billion

 

Payment Manner :

Average

 

Financial Comments :

Satisfactory

 

 

KEY EXECUTIVES

 

Board of Management :

President Director                           - Mr. Lukman Lingga AKA Lim Lie Lung

Directors                                         - a. Mr. Ivan Wibawa Lingga

                                                        b. Mr. Andrianto Sylviano

 

Board of Commissioners :

President Commissioner                  - Mr. Zacharius Sylviano

Commissioners                               - a. Mrs. Nidia Melissa Lingga

                                                        b. Mrs. Luciany Sylviano

 

 

Signatories :

President Director (Mr. Lukman Lingga AKA Lim Lie Lung) or one of the Directors (Mr. Ivan Wibawa Lingga or Mr. Andrianto Sylviano) which must be approved by Board of Commissioner

 

 

CAPABILITIES

 

Management Capability :

Good

 

Business Morality :

Good

 

 

OVERALL PERFORMANCE

 

Based on search and investigation the correct name of the Subject is P.T. LOTUS LINGGA PRATAMA not P.T. LOTUS LINGAA PRATAMA as stated in your order ref. no. 327290 dated 12 June 2015.

 

P.T. LOTUS LINGGA PRATAMA (P.T. LLP) was established in Jakarta based on notary deed Mrs. Ayu Maimunah, SH., no. 1 dated 5 May 1998 with an authorized capital of Rp. 200,000,000 wholly issued and paid up. The founding and shareholders of the company are Mr. Lukman Lingga AKA Lim Lie Lung, Mrs. Nidia Melissa Lingga, Mrs. Nurhayati Dikusuma and Mrs. Lie Jin Joeng, they are Indonesian businessmen of Chinese extraction. Its article of association had been changed a couple of times. In August 2012 the company authorized capital was increased to Rp. 10,000,000,000 wholly issued and paid up. On the same occasion Mrs. Nurhayati Dikusuma and Mrs. Lie Jin Joeng pulled out and into the company entered by Mrs. Luciani Sylviano, Mr. Ivan Wibawa Lingga, Mr. Zacharius Sylviano and Mr. Andrianto Sylviano as new shareholders. With this development the composition of its shareholders has been changed to become Mr. Ivan Wibawa Lingga (25.0%), Mr. Andrianto Sylviano (25.0%), Mrs. Nidia Melissa Lingga (12.5%), Mrs. Luciany Sylviano (12.5%), Mr. Lukman Lingga AKA Lim Lie Lung (12.5%) and Mr. Zacharius Sylviano (12.5%). The latest according to revision of notary deed Mrs. Ayu Maimunah, SH., no. 1 dated 2 January 2013 the company board of director and the board of commissioner has been restructured. The deed of amendments was approved by the Ministry of Law and Human Rights in its decision letter No. AHU-AH.01.10-06521 dated February 26, 2013.

 

P.T. LLP is a national private company started with operating since 1998 dealing with gold jewelry manufacturing. Its plant is located at Kawasan Industri Cimareme, Jalan Industri Cimareme 1 No. 8, Padalarang, West Java standing on a land of 9,000 sq. meters. The company took over LLP activity which operates in 1975 as home industry specializing in gold jewelry design and manufacturing. P.T. LLP is headquartered in Bandung, Indonesia with its production unit on site and branch offices in various areas in Indonesia. Numerous developments to this thriving, privately-owned business throughout the span of four decades have enabled the company to expand its capacity incrementally, and also to widen its market base immensely. The company produces various kinds of products among others are Bangle, Necklace, Pendant, Rings etc. The raw material consists of gold, silver and copper with boric acid auxiliary materials (HBR). According information most of raw materials is obtained from locals. Mr. Ivan Wibawa Lingga, Director of the company explained some 35% of the products marketed locally through trader and shops of gold and jewelry in the country. Meanwhile some 65% of the products is exported to various countries. P.T. LLP is a globally-oriented company whose export markets include various countries in Asia, the Middle East, and the United States. P.T. LLP is a registered member of the World Gold Council and Asosiasi Pengusaha Emas dan Permata Indonesia (APEPI). We observe that P.T. LLP has been growing and running smoothly in the last three years.

 

In overall views we find the demand for jewelry has kept on rising 6% to 8% per annum in the last five years. The sharp growth of the demand was in line with the progress achieved in jewelry in locals and international markets. The demand growth is estimated to continually rising by 6% over the next five years. Market competition is very sharp considering many other similar companies operating in the country. P.T. LLP in this case is in a sufficiently good business position in view of the whole products is exported. We are convinced that the company has strong ability to further expand its business in the years to come.

 

Until this time P.T. LLP has not been registered with Indonesian Stock Exchange, so that they had not obliged to announce their financial statement. The management of P.T. LLP is very reclusive towards outsiders and rejected to disclose its financial condition. We observed that total sales turnover of the company in 2012 amounted to Rp. 146.0 billion increased to Rp. 153.0 billion in 2013 rose to Rp. 165.0 billion in 2014 and projected to go on rising by at least 6% in 2015. The operation in 2014 yielded an estimated net profit of at least Rp. 11.8 billion and the company has an estimated total networth of at least Rp. 25.0 billion. So far, we did not heard that the company having been black listed by the Central Bank (Bank Indonesia). The company usually pays its debts punctually to suppliers.

 

The management of P.T. LLP is led by Mr. Lukman Lingga AKA Lim Lie Lung (55) a businessman with experience in gold jewelry manufacturing. In daily activity he is assisted by Mr. Ivan Wibawa Lingga (26) and Mr. Andrianto Sylviano (37) as Directors. The company's management is handled by professional staff in the above business. They have wide relations with private businessmen within and outside the country. So far, we did not hear that the management of the company being filed to the district court for detrimental cases or involved in any business malpractices. The company’s litigation record is clean and it has not registered with the black list of Bank of Indonesia. P.T. LOTUS LINGGA PRATAMA is sufficiently fairly good for business cooperation.

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.64.15

UK Pound

1

Rs.100.04

Euro

1

Rs.72.27

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

NIT

 

 

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.