MIRA INFORM REPORT

 

 

Report No. :

327182

Report Date :

18.06.2015

 

IDENTIFICATION DETAILS

 

Name :

INVERSIONES NAGRANI S.A.

 

 

Registered Office :

Santa Maria Business District, Panama City

 

 

Country :

Panama

 

 

Date of Incorporation :

14.07.2008

 

 

Legal Form :

Joint Stock Company

 

 

Line of Business :

Subject is wholesaler of diamonds and fine jewelry

 

 

No. of Employee :

18

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Small Company

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Panama

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

PANAMA - ECONOMIC OVERVIEW

 

Panama's dollar-based economy rests primarily on a well-developed services sector that accounts for more than three-quarters of GDP. Services include operating the Panama Canal, logistics, banking, the Colon Free Trade Zone, insurance, container ports, flagship registry, and tourism. Economic growth will be bolstered by the Panama Canal expansion project that began in 2007 and is estimated to be completed by 2016 at a cost of $5.3 billion - about 10-15% of current GDP. The expansion project will more than double the Canal's capacity, enabling it to accommodate ships that are too large to traverse the existing canal. The United States and China are the top users of the Canal. Panama completed a metro system in Panama City, valued at $1.2 billion in 2014. Panama's transportation and logistics services sectors, along with infrastructure development projects, have boosted economic growth; however, public debt surpassed $17 billion in 2014 because of excessive government spending and public works projects. Foreign direct investment has continued to be a source of growth. Strong economic performance has not translated into broadly shared prosperity, as Panama has the second worst income distribution in Latin America. About one-fourth of the population lives in poverty; however, from 2006 to 2012 poverty was reduced by 10 percentage points. The US-Panama Trade Promotion Agreement was approved by Congress and signed into law in October 2011, and entered into force in October 2012.

Source : CIA

 

 

STATUTORY INFORMATION

 

Legal Name:

INVERSIONES NAGRANI S.A.

Trade Name:

AA DIAMONZ

ID:

624725

Date Created:

2008

Date Incorporated:

Date 14 July 2008

Legal Address:

Santa Maria Business District

Panama City

Panama

Operative Address:

Santa Maria Business District

Panama City

Panama

Telephone:

507-3074929

Fax:

507-3074929

Legal Form:

Joint Stock Company

Email:

anesh@aadiamonz.com

Registered in:

Panama  

Website:

www,aadiamondz.com

Contact:

Anesh Nagrani

Staff:

18

Activity:

Jewelry Industry

 

 

BANK DATA

 

Banco Central de Panama

 

The company does not make its banking data public

 

HISTORY

 

 

The company was established in 2008.

 

It is now operating at the PDE Building:

 

05-Jun-15

 

The World Jewerly Hub (WJH) and Panama Diamond Exchange (PDE) participated for the first time in JCK Jewelry Week 2015 Las Vegas, US.

 

The fair, which ended on June 1, was attended by various companies based in Panama, and that part of WJH and PDE, as Atit Diamond Corporation, Ofer Mizrahi Diamonds Panama, Panamis Diamonds, Niru, Tuvachi Diamonds Int ., Shlophili, PSD Diamond, MP Diamonds, De Viany Jewelers, Yakubov Group Panama, Panama Dali Group Corp, Art Metal Fusion, Akerman Diamond and AA Diamondz.

 

 

PRINCIPAL ACTIVITY

 

Wholesaler of diamonds and fine jewelry with certificate of authenticity, and cultured pearls in 925 Italian.

Products/Services description:

Gold jewelery with diamonds, pearls culivadas

Brands:

AA DIAMONDZ

Clients:

General Clientele

Suppliers:

NA

Operations area:

National and International

The company imports from

Asia

The company exports to

America

The subject employs

18 employees

Payments:

No Compílanos

 

 

 

 

LOCATION

 

Headquarters :

Edificio Panamá Diamond Exchange, office 111.

Santa María Business District, Llano Bonito, Juan Díaz.

Panamá, República de Panamá.

Comments:

The company is located at the World Jewerly Hub, PDE Building.

Branches:

The company does not have branches

 

 

GROUP STRUCTURE AND SUBSIDIARY COMPANIES

 

Listed at the stock exchange:

NO

Capital:

NA

Shareholders %:

This is a private company. Major holder is Anesh Nagrani

Management:

PRESIDENT, ANESH NAGRANI

TREASURY, SYDIA DEL CARMEN PRECIADO MARTINEZ

SECRETARY, DELIA DE LAS MERCEDES ORTEGA LEE

 

DIRECTORS:

ANESH NAGRANI

DELIA DE LAS MERCEDES ORTEGA LEE

SYDIA DEL CARMEN ORECIADO MARTINEZ

 

SUBSCRIBERS:

DEIBY CHIRU MARIOTA

SYDIA PRECIADO MARTINEZ

Related Companies:

 

PANCANAL TOURS,S.A.

ID: 651924

Directors/ Officers

JUAN OSPINA, agent

ANESH NAGRANI, presidente

AJITKUMAR NAGRANI, tesorero

DELIA DE LAS MERCEDES ORTEGA LEE, secretario

ANESH NAGRANI, director

DELIA DE LAS MERCEDES ORTEGA LEE, director

AJITKUMAR NAGRANI, director

ANESH NAGRANI, subscriber

AJITKUMAR NAGRANI, subscriber

 

 

FINANCIAL INFORMATION

 

 The company does not make its financial statements public.

 

 

 There are no financial connected to the subject

 

 

LEGAL FILINGS

 

 

 

 There are no legal connected to the subject

 

 

SUMMARY

 

 

This is a jewelry store located at the PDE Building. The building opened its doors in 2014 and is formed by various jewelry suppliers.

 

The company has various stores and is also connected to DG Joyeros.

 

There are no negative records for the subject, however; we suggest monitoring the company for the following 12 months to check its progress at this address.

 

RISK INFORMATION

 

 

 

DEBTS

Controlled

PAYMENTS

No Compílanos

CASH FLOW

Normal

SUGGESTED CREDIT LINE

USD 20 000

STATUS

Active

 

 

INTERVIEW

 

NAME

ANESH NAGRANI

POSITION

Owner

COMMENTS

He confirmed address, legal name, activity and imports. He said he could not provide more information without knowing the name of the inquiring party


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.64.11

UK Pound

1

Rs.100.32

Euro

1

Rs.72.17

 

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

ASH

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.