MIRA INFORM REPORT

 

 

Report No. :

327880

Report Date :

20.06.2015

           

IDENTIFICATION DETAILS

 

Name :

CHINA DYNASTY TRADING LTD.

 

 

Registered Office :

C/o Team Victoria Ltd., Room D, 3/F., Thomson Commercial Building, 8-10 Thomson Road, Wanchai

 

 

Country :

Hongkong

 

 

Date of Incorporation :

07.07.2009

 

 

Com. Reg. No.:

50903844

 

 

Legal Form :

Private Limited Company.

 

 

LINE OF BUSINESS :

IMPORTER, EXPORTER AND WHOLESALER OF ALL KINDS OF LUGGAGE, MOBILE PHONES, ACCESSORIES.

 

 

No. of Employees :

1

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ca

 

RATING

STATUS

PROPOSED CREDIT LINE

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

Limited with full security

 

 

Status :

Business is not active in Hongkong 

 

 

Payment Behaviour :

Unknown

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Hongkong

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

HONGKONG - ECONOMIC OVERVIEW

 

Hong Kong has a free market economy, highly dependent on international trade and finance - the value of goods and services trade, including the sizable share of re-exports, is about four times GDP. Hong Kong has no tariffs on imported goods, and it levies excise duties on only four commodities, whether imported or produced locally: hard alcohol, tobacco, hydrocarbon oil, and methyl alcohol. There are no quotas or dumping laws. Hong Kong's open economy left it exposed to the global economic slowdown that began in 2008. Although increasing integration with China, through trade, tourism, and financial links, helped it to make an initial recovery more quickly than many observers anticipated, its continued reliance on foreign trade and investment leaves it vulnerable to renewed global financial market volatility or a slowdown in the global economy. The Hong Kong government is promoting the Special Administrative Region (SAR) as the site for Chinese renminbi (RMB) internationalization. Hong Kong residents are allowed to establish RMB-denominated savings accounts; RMB-denominated corporate and Chinese government bonds have been issued in Hong Kong; and RMB trade settlement is allowed. The territory far exceeded the RMB conversion quota set by Beijing for trade settlements in 2010 due to the growth of earnings from exports to the mainland. RMB deposits grew to roughly 12.5% of total system deposits in Hong Kong by the end of 2014. The government is pursuing efforts to introduce additional use of RMB in Hong Kong financial markets and is seeking to expand the RMB quota. The mainland has long been Hong Kong's largest trading partner, accounting for about half of Hong Kong's total trade by value. Hong Kong's natural resources are limited, and food and raw materials must be imported. As a result of China's easing of travel restrictions, the number of mainland tourists to the territory has surged from 4.5 million in 2001 to 47.3 million in 2014, outnumbering visitors from all other countries combined. Hong Kong has also established itself as the premier stock market for Chinese firms seeking to list abroad. In 2014 mainland Chinese companies constituted about 50% of the firms listed on the Hong Kong Stock Exchange and accounted for about 60.1% of the Exchange's market capitalization. During the past decade, as Hong Kong's manufacturing industry moved to the mainland, its service industry has grown rapidly. Credit expansion and tight housing supply conditions have caused Hong Kong property prices to rise rapidly; consumer prices increased by more than 4.4% in 2014. Lower and middle income segments of the population are increasingly unable to afford adequate housing. Hong Kong continues to link its currency closely to the US dollar, maintaining an arrangement established in 1983. In 2014, Hong Kong and China signed a new agreement on achieving basic liberalization of trade in services in Guangdong Province under the Closer Economic Partnership Agreement, adopted in 2003 to forge closer ties between Hong Kong and the mainland. The new measures, effective from March 2015, cover a negative list and a most-favored treatment provision, and will improve access to the mainland's service sector for Hong Kong-based companies.

 

Source : CIA

 

 

Company Name and address

 

CHINA DYNASTY TRADING LTD.

 

ADDRESS:                   C/o Team Victoria Ltd., Room D, 3/F., Thomson Commercial Building, 8-10  Thomson Road, Wanchai, Hong Kong.

 

PHONE:                        852-2528 6776

 

FAX:                             852-2865 1662

 

 

MANAGEMENT

 

Managing Director:        Dipak Goyal

 

 

SUMMARY

 

Incorporated on:            7th July, 2009.

 

Organization:                 Private Limited Company.

 

Issued Share Capital:     HK$7,800,000.00

 

Business Category:       Importer, Exporter and Wholesaler.

 

Employee:                    1

 

Main Dealing Banker:     Bank of Baroda, Hong Kong Branch.

 

Banking Relation:          Satisfactory.

 

 

ADDRESS

 

Registered Office:-

c/o Team Victoria Ltd.

Room D, 3/F., Thomson Commercial Building, 8-10 Thomson Road, Wanchai, Hong Kong.

[Tel: 852-2528 6776    Fax: 852-2865 1662]

 

China Office:-

Room 1511, Glittery City, Shennanzhong Road, Futian District, 518033 Shenzhen Special Economic Zone, China.

[Tel:      86-755-8389 1010

Fax:      86-755-8389 3811

E-mail:  infocdtl@gmail.com]

 

 

BUSINESS REGISTRATION NUMBER

 

50903844

 

 

COMPANY FILE NUMBER

 

1351164

 

 

MANAGEMENT

 

Managing Director:        Dipak Goyal

 

 

ISSUED SHARE CAPITAL

 

HK$7,800,000.00

 

 

SHAREHOLDERS

(As per registry dated 07-07-2014)

 

Name

 

No. of shares

Ram Kishan AGARWAL

 

6,240,000

Dipak GOYAL

 

1,560,000

 

 

––––––––

 

Total:

7,800,000

=======

 

DIRECTORS

(As per registry dated 07-07-2014)

 

Name

(Nationality)

 

Address

Dipak GOYAL

House No. 13A, 2/F., Road No. 48 West Punjabi Bagh, New Delhi 110026 48 West Punjabi Bagh, India.

 

Ram Kishan AGARWAL

429 Marwari Mohalla, Near UcoBank, Begusarai, India.

 

 

SECRETARY

(As per registry dated 07-07-2014)

 

Name

Address

Co. No.

Team Victoria Ltd.

Room D, 3/F., Thomson Commercial Building, 8-10 Thomson Road, Wanchai, Hong Kong.

0712532

 

 

HISTORY

 

The subject was incorporated on 7th July, 2009 as a private limited liability company under the Hong Kong Companies Ordinance.

 

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 

OPERATIONS

 

Activities:                      Importer, Exporter and Wholesaler.

 

Lines:                           All kinds of luggage, mobile phones, accessories.

 

Brand Names:  MARK & POLO, FLY LITE.

 

Employees:                  1.

 

Commodities Imported:China.

 

Markets:                        India, Nepal, other Asian countries, Africa, etc.

 

Terms/Sales:                 L/C or as per contracted.

 

Terms/Buying:  L/C, T/T, D/P, etc.

 

 

FINANCIAL INFORMATION

 

Issued Share Capital:     HK$7,800,000.00

 

Mortgage or Charge:     (See attachment)

 

Profit or Loss:               Keeping a balance account in Hong Kong.

 

Condition:                     Business is not active in Hong Kong.

 

Facilities:                      Adequate for current running.

 

Payment:                      Met trade commitments as required.

 

Commercial Morality:     Satisfactory.

 

Banker:                         Bank of Baroda, Hong Kong Branch.

 

Standing:                      Small.

 

 

GENERAL

 

Having issued 7,800,000 ordinary shares of HK$1.00 each, China Dynasty Trading Ltd. is jointly owned by Mr. Ram Kishan Agarwal, holding 80% interests; and Mr. Dipak Goyal, holding 20%.  Both of whom are Indian.  The former is an India passport holder and does not have the right to reside in Hong Kong permanently.  The latter is a Hong Kong ID Card holder.  He is also the managing director of the subject.

 

The subject’s registered office is in a commercial service firm located at “Room D, 3/F., Thomson Commercial Building, 8-10 Thomson Road, Wanchai, Hong Kong” known as “Team Victoria Ltd.” which is handling its correspondences and documents.  This secretarial firm is also the corporate secretary of the subject.  Your given phone and fax number 852-2528 6776 and 852-2865 1662 respectively belongs to Team Victoria Ltd.

 

The subject has had an office in Shenzhen Special Economic Zone, China bearing the same name [CDTL].  The subject and CDTL are engaged in the same lines of business.

 

Most of the time, Dipak Goyal is in Shenzhen SEZ handling the business CDTL.  He can be reached at his mobile phone number 852-6314 6903 when he is in Hong Kong.

 

CDTL is professional in all kinds of luggage in China.  Its main markets include the Middle and Eastern African countries.  In recent years, it also has been trading in mobile phones and accessories.  Mobile phones are exported to India.  The brand name of its mobile phone is Maxwood.  According to the subject, it also trades in UBOX camera accessories.

 

The subject was registered with the Office of the Communications Authority (OFCA), The Government of Hong Kong SAR, the People’s Republic of China as a Radio Dealer (Unrestricted) Licensee.  The subject bears the licence No. of RU00152176-RU.  However, it name has not been found in the latest list (as at 15 June, 2015).

 

Besides mobile phone and camera accessories, the subject also trades in luggage.  CDTL has its own luggage brands MARK & POLO and FLY LITE.  Its associated factories are in Zhejiang and Guangdong Province, China.

It has built up its sales network in India, Nepal and the other South Asian countries, Africa, etc. The products in these brands are well received by foreign customers and have developed a rather good reputation.

 

CDTL has a strong business team with professional designers and strict Quality Control [QC].

 

The subject’s business is chiefly handled by Mr. Dipak Goyal.  History in Hong Kong is about six years.

 

On the whole, consider it good for business engagements on L/C basis or in small credit amounts.

 

 

MORTGAGE OR CHARGE

 

Date

Particulars

Amount

24-05-2010

Instrument:        Memorandum

Property:

Distinctive
No. of Receipts Date of Issue                Amount Due Date
91220300001181            06-05-2010        US$100,000.00  05-05-2011

91220300001186            04-08-2009        US$100,000.00  05-05-2011

Mortgagee:        Bank of Baroda, Hong Kong Branch.

Loan or credit or other facilities

05-12-2011

Instrument:        Memorandum

Property:

Distinctive
No. of Receipts Date of Issue    Amount Due Date

91220300001181            05-05-2011        US$101,061.67  04-05-2012

91220300001186            09-05-2011        US$101,142.56  08-05-2012

91220300001229            08-07-2011        US$  50,586.44  07-07-2012

91220300001579            14-09-2011        US$  50,000.00  12-09-2012

91220300001583            27-09-2011        US$100,000.00  25-09-2012

91220300001588            10-10-2011        US$  10,000.00  09-10-2012

91220300001589            14-10-2011        US$  75,000.00  13-10-2012

91220300001605            23-11-2011        US$  15,000.00  12-11-2012

Mortgagee:        Bank of Baroda, Hong Kong Branch.

Loan or credit or other facilities

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.63.82

UK Pound

1

Rs.101.26

Euro

1

Rs.72.36

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

NIT

 

 

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.