MIRA INFORM REPORT

 

 

Report No. :

--

Report Date :

20.06.2015

 

IDENTIFICATION DETAILS

 

Name :

P.T. SINGABERA INDONESIA

 

 

Registered Office :

Jalan Ir. Juanda No. 235, Surakarta, 57125 Central Java

 

 

Country :

Indonesia

 

 

Date of Incorporation :

29.06.2013

 

 

Com. Reg. No.:

AHU-40844.AH.01.01.TH.2013

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Trading and Exporter of Premium Ginger Beverages

 

 

No. of Employees :

17 Persons

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Indonesia

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

INDONESIA - ECONOMIC OVERVIEW

 

Indonesia has seen a slowdown in growth since 2012, mostly due to the end of the commodities export boom. During the global financial crisis, Indonesia outperformed its regional neighbors and joined China and India as the only G20 members posting growth. The government has promoted fiscally conservative policies, resulting in a debt-to-GDP ratio of less than 25% and historically low rates of inflation. Fitch and Moody's upgraded Indonesia's credit rating to investment grade in December 2011. Indonesia still struggles with poverty and unemployment, inadequate infrastructure, corruption, a complex regulatory environment, a current account deficit, and unequal resource distribution among regions. President Joko WIDODO - elected in July 2014 - has emphasized maritime and other infrastructure development, and especially increased electric power capacity, since taking office. Fuel subsidies were almost completely removed in early 2015, a move which could help the government increase spending on its development priorities. Indonesia, with the nine other ASEAN members, will continue to move towards participation in the ASEAN Economic Community, though full implementation of economic integration will not be completed by the previously-set deadline of year-end 2015.

 

Source : CIA


Company summary

 

Name of Company :

P.T. SINGABERA INDONESIA

 

A d d r e s s :

Head Office

Jalan Ir. Juanda No. 235

Surakarta, 57125

Central Java

Indonesia

Phones - (62-271) 641 277 (Hunting)

Fax                   - (62-271) 652 919

E-mail               - info@singabera.co.id

Website            - http://www.singabera.co.id

Land Area         - 4,000 sq. meters

Building Space  - 1,200 sq. meters

Region              - Industrial Zone

Status               - Owned

 

Date of Incorporation :

29 June 2013

 

Legal Form :

P.T. (Perseroan Terbatas) or Limited Liability Company

 

Company Reg. No. :

The Ministry of Law and Human Rights

No. AHU-40844.AH.01.01.TH.2013

Dated 26 July 2013

 

Company Status :

National Private Company

 

Permit by the Government Department :

The Department of Finance

Not Available

 

Related Company :

P.T. INTRAFOOD (Soft Drink Processing)

 

 

CAPITAL AND OWNERSHIP

 

Capital Structure :

Authorized Capital                           : Rp. 2,500,000,000.-

Issued Capital                                 : Rp.    750,000,000.-

Paid up Capital                               : Rp.    750,000,000.-

 

Shareholders/Owners :

a. Mr. Michael Na                                                              - Rp. 250,000,000.-

    Address : Gandekan, RT. 005 RW. 001

                    Kelurahan Gendekan, Kecamatan Jebres

                    Surakarta, Central Java

                    Indonesia

b. Mrs. Go Siok In                                                            - Rp. 200,000,000.-

    Address : Gandekan, RT. 005 RW. 001

                    Kelurahan Gendekan, Kecamatan Jebres

                    Surakarta, Central Java

                    Indonesia                  

c. Ms. Jessica Na                                                              - Rp. 150,000,000.-

    Address : Gandekan, RT. 005 RW. 001

                    Kelurahan Gendekan, Kecamatan Jebres

                    Surakarta, Central Java

                    Indonesia

d. Mr. Steven Na                                                               - Rp. 150,000,000.-

    Address : Gandekan, RT. 005 RW. 001

                    Kelurahan Gendekan, Kecamatan Jebres

                    Surakarta, Central Java

                    Indonesia

 

 

BUSINESS ACTIVITIES

 

Lines of Business :

Trading and Exporter of Premium Ginger Beverages

 

Production Capacity :

None

 

Total Investment :

None

 

Started Operation :

July 2013

 

Brand Name :

SINGABERA

 

Technical Assistance :

None

 

 

Number of Employee :

17 persons

 

Marketing Area :

Export    - 90%

Local       - 10%

 

Main Customer :

Buyers in China, Japan, Hong Kong, Australia, North America

 

Market Situation :

Very Competitive

 

Main Competitors :

a. C.V. ANUGRAH SUKSES MANDIRI

b. C.V. INTI BOGA UTAMA

c. C.V. JASMITRA INKARU GROUP

d. C.V. LAKSANA BINTANG SEMBILAN

 

Business Trend :

Growing

 

 

BANKER, AUDITOR & LITIGATION

 

B a n k e r :

P.T. Bank CENTRAL ASIA Tbk

Jalan Veteran 307

Solo, Central Java

Indonesia

 

Auditor :

Internal Auditor

 

Litigation :

No litigation record in our database

 

FINANCIAL FIGURE

 

Annual Sales (estimated) :

2013 – Rp.   7.8 billion (July – December)

2014 – Rp. 22.0 billion

 

Net Profit (estimated) :

2013 – Rp. 0.4 billion (July – December)

2014 – Rp. 1.4 billion

 

Payment Manner :

Average

 

Financial Comments :

Satisfactory

 

KEY EXECUTIVES

 

Board of Management :

President Director                           - Mr. Michael Na

Director                                          - Mrs. Go Siok In

 

Board of Commissioners :

President Commissioner                  - Ms. Jessica Na

Commissioner                                 - Mr. Steven Na

 

Signatories :

President Director (Mr. Michael Na) or the Director (Mrs. Go Siok In) which must be approved by Board of Commissioner

 

 

CAPABILITIES

 

Management Capability :

Good

 

Business Morality :

Good

 

 

 

OVERALL PERFORMANCE

 

P.T. SINGABERA INDONESIA (P.T. SI) was established in Surakarta, Central Java based on notary deed Mrs. Augustine Esther, SH., no. 43 dated 29 June 2013 with an authorized capital of Rp. 2,500,000,000 issued capital of Rp. 750,000,000 entirely paid up. The founding and shareholders of the company are Mrs. Go Siok In, her sons and daughter Mr. Michael Na, Mr. Steven Na and Ms. Jessica Na, they are Indonesian business family of Chinese extraction. The notary deed of incorporation was approved by the Ministry of Law and Human Rights in its decision letter No. AHU-40844.AH.01.01.TH.2013 dated July 26, 2013.

 

 

 

 

P.T. SI is a national private company started with operating since July 2013 dealing with trading, marketing and exporter of premium ginger beverages, produced by parent company P.T. INTRAFOOD which engaged in soft drinks processing. The company sells and exported of soft drinks by using SINGABERA Original Ginger Drink, SINGABERA Lemongrass Ginger Drink and SINGABERA Cinnamon Ginger Drink. Premium Ginger Beverages, Singabera has a line of premium beverages in Original Ginger, Lemongrass Ginger, and Cinnamon Ginger. These beverages exclusively use hand-harvested ginger grown in the cool hills surrounding Solo, Indonesia. The only other ingredients are an aromatic blend of fresh spices, sea salt, and natural golden coconut sugar blended according to our secret recipe to produce a blissful moment of pure pleasure. No artificial additives, flavoring or preservatives of any sort are used in any of products.

 

Singabera now able to break into the India market, Australia, Japan, USA, Canada, Belgium and the Netherlands. From its factory in Solo, P.T. Intrafood capable of producing 10 tons per month consisting of Wangi Ginger, Rice Powder, Sherbet Wangi, Coffee Ginger, and Singabera. Especially for ginger fragrant, which became the backbone of P.T. Intrafood business in the domestic market, production is about 1,000 cartons per day. One carton contents of 24 boxes and one box of 5-10 sachet contents. There will be more that they processed, such as cinnamon, turmeric, tamarind, much more. Indonesian spice wealth is still a lot that has not worked, said Mr. Steven Na, Brother Mr. Michael Na, who served as Director of Marketing P.T. Intrafood.

 

P.T. SI product has ISO 9001:2008 and halal certified factory incorporates eco-friendly practices such as a naturally cooling “green” roof, solar lighting, and water recycling. Mrs. Asrining, administration staff of the company explained some 90% of the premium ginger beverages products is exported to China, Japan, Hong Kong, Australia and North America. Meanwhile the rest 10% marketed locally through Kriss Gallery and Lotte Duty Free. We observe the operation of P.T. SI has been growing in the last two years.

 

The demand for soft drink, isotonic drink and premium ginger drinks has kept on rising in the last five years. Based on the forecast from some economists, Indonesia’s economic growth in 2015 is still challenging. Bank Indonesia has decided to maintain the BI Rate at 7.75% based on the evaluation of the 2015 economic outlook. This is also in line with the efforts to steer inflation around 4% by 2015, while supporting the control of the current account deficit to a more healthy level. The Rupiah currency is predicted to be in the average range of Rp. 12,500 per US dollar until mid 2015. Bank Indonesia estimates that Indonesia’s economic growth will be around 5.4 to 5.8% in 2015. The above conditions indicate that in general, Indonesia’s economic condition is not growing optimally and mainly focuses on maintaining economic stability. Indonesia National Budget Plans 2015, the government has predicted the following 2015 global economic challenges which cover; uncertain global economy triggered by either economic downturn or economic crisis in many countries; the risk caused by the fluctuating global commodity prices, especially the raw oil price; commitment to support the ASEAN Economic Community (AEC); and implementation of the global development agenda post 2015. Meanwhile, the forecasted 2015 domestic economic challenges will cover: An increase in the slowing down of economic growth; risk in the domestic financial market; imbalanced payment balance sheet; and reduced social gap. This condition potentially impacts both the industry and the market in which P.T. SI is engaged. It is estimated that industrial growth equal to or less compared to the previous year.

 

Until this time P.T. SI has not been registered with Indonesian Stock Exchange, so that they had not obliged to announce their financial statement. The management of P.T. SI is very reclusive towards outsiders and rejected to disclose its financial condition.

 

 

We estimated that total sales turnover of the company in the first year operation July – December 2013 amounted to Rp. 7.8 billion increased to Rp. 22.0 billion in 2014 and projected to go on rising by at least 6% in 2015. The operation in 2014 yielded an estimated net profit of at least Rp. 1.4 billion. So far, we did not heard that the company having been black listed by the Central Bank (Bank Indonesia). The company usually pays its debts punctually to suppliers.

 

The management of P.T. SI is led by Mr. Michael Na (31) a businessman manager with experience in trading and exporter of premium ginger beverages. He graduated from Virginia tech University, USA in mechanical engineering. Daily activity he is assisted by his mother Mrs. Go Siok In (60) as Director. The company's management is handled by professional staff in the above business. They have wide relations with private businessmen within and outside the country. So far, we did not hear that the management of the company being filed to the district court for detrimental cases or involved in any business malpractices. The company’s litigation record is clean and it has not registered with the black list of Bank of Indonesia. P.T. SINGABERA INDONESIA is sufficiently fairly good for business cooperation.

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.63.82

UK Pound

1

Rs.101.26

Euro

1

Rs.72.36

 

INFORMATION DETAILS

 

Analysis Done by :

RAS

 

 

Report Prepared by :

VNT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

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NB

New Business

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This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.