MIRA INFORM REPORT

 

 

Report No. :

326875

Report Date :

22.06.2015

 

IDENTIFICATION DETAILS

 

Name :

MOHAMED MAHMOUD EL MAGHAWRY & PARTNERS

 

 

Registered Office :

69 Gowher El Kaed Street Gamaliya Cairo

 

 

Country :

Egypt

 

 

Date of Incorporation :

01.11.1986

 

 

Com. Reg. No.:

244628

 

 

Legal Form :

Limited Liability Partnership

 

 

Line of Business :

Engaged in the wholesale and retail of silk and viscose used in hand woven carpets and clothing.

 

 

No. of Employee :

50

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No complaints

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Egypt

B2

B2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

EGYPT ECONOMIC OVERVIEW

 

Occupying the northeast corner of the African continent, Egypt is bisected by the highly fertile Nile valley, where most economic activity takes place. Egypt's economy was highly centralized during the rule of former President Gamal Abdel NASSER but opened up considerably under former Presidents Anwar EL-SADAT and Mohamed Hosni MUBARAK. Cairo from 2004 to 2008 pursued business climate reforms to attract foreign investment and facilitate growth. Poor living conditions and limited job opportunities for the average Egyptian contribute to public discontent, a major factor leading to the January 2011 revolution that ousted Mubarak. The uncertain political, security, and policy environment since 2011 caused economic growth to slow significantly, hurting tourism, manufacturing, and other sectors and pushing up unemployment. Weak growth and limited foreign exchange earnings have made public finances unsustainable, leaving authorities dependent on expensive borrowing for deficit finance and on Gulf allies to help cover the import bill. Egypt's current Constitution passed in a referendum that took place in January 2014.

 

Source : CIA

 

SUMMARY

 

Company Name                                    : MOHAMED MAHMOUD EL MAGHAWRY & PARTNERS

Trade Name                                          : SULTAN CARPET

Country of Origin                                   : Egypt

Legal Form                                           : Limited Liability Partnership

Registration Date                                  : 1st November 1986

Commercial Registration Number           : 244628

Issued Capital                                       : £E 20,000

Paid up Capital                                     : £E 20,000

Total Workforce                                     : 50

Activities                                               : Wholesalers and retailers of silk and viscose

Financial Condition                                : Fair

Payments                                             : Nothing detrimental uncovered

Operating Trend                                    : Steady


COMPANY NAME

 

MOHAMED MAHMOUD EL MAGHAWRY & PARTNERS

 

 

TRADE NAME

 

SULTAN CARPET

 

 

ADDRESS

 

Registered & Physical Address

 

Street               : 69 Gowher El Kaed Street

Area                 : Gamaliya

 

Town                : Cairo

Country : Egypt

 

Telephone         : (20-2) 25904859

Facsimile          : (20-2) 25890851

Mobile              : (20-100) 2331195

Email                : migosm@yahoo.com

 

Premises

 

Subject operates from a medium sized suite of offices a warehouse and a retail outlet that are owned and located in the Central Business Area of Cairo.

 

Branch Offices

 

     Location                                                                                           Description

 

·       18 Km Sakkara                                                                                 Office premises           

 Tourist Road

 Giza

 Tel:  (20-2) 38192333 / 38192222

 Fax: (20-2) 38192111

 

·         5 Ard El Tawel                                                                                 Office premises

El Guish Street

Bab El Shaareya

Cairo

 

 

KEY PRINCIPALS

 

     Name                                                                                               Position

 

·       Mohamed Mahmoud El Maghawry                                                     Managing Partner

 

·       Abdel Salam Mohamed Abdel Salam                                     General Manager

 

·       Mahmoud El Milegy                                                                          Accounts Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 1st November 1986

 

Legal Form                  : Limited Liability Partnership

 

Commercial Reg. No.   : 244628

 

Issued Capital              : £E 20,000

 

Paid up Capital            : £E 20,000

 

 

Name of Partner (s)                                                               Percentage

 

·       Mohamed Mahmoud El Maghawry                                         60%

 

·       Mohamed Mahmoud El Maghawry Family members               40%

 

 

OPERATIONS

 

Activities: Engaged in the wholesale and retail of silk and viscose used in hand woven carpets and clothing.

 

Import Countries: India

 

Export Countries: United States of America

 

Operating Trend: Steady

 

Subject has a workforce of 50 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Egyptian Pounds (£E)

 

                                                Year Ending 31/12/13:               Year Ending 31/12/14:

 

Total Sales                                £E 12,440,000                           £E 13,100,000

 

Local sources consider subject’s financial condition to be Fair.

 

The above financial figures are based on estimations by our local sources.

 

 

BANKERS

 

·       Union National Bank Egypt

10 Talaat Harb Street

Cairo

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

Local sources report that the subject’s operating history is clear with payment obligations met in a generally timely manner. The financial position is satisfactory and the company is deemed a fair trade risk.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.63.82

UK Pound

1

Rs.101.26

Euro

1

Rs.72.36

 

 

INFORMATION DETAILS

 

Analysis Done by :

RAS

 

 

Report Prepared by :

ANK

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

 

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.