MIRA INFORM REPORT

 

 

Report No. :

328309

Report Date :

22.06.2015

 

IDENTIFICATION DETAILS

 

Name :

RADIANT PHARMACEUTICALS LTD

 

 

Registered Office :

House# 22/1, Road#2, Dhanmondi, Dhaka-1205

 

 

Country :

Bangladesh

 

 

Date of Incorporation :

25.02.1982

 

 

Legal Form :

Private Company

 

 

Line of Business :

Manufacturer, Distributor and Importer of Tablets, Capsules, Powder for Suspension, Injectable

 

 

No. of Employees :

1052

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Bangladesh

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

BANGLADESH - ECONOMIC OVERVIEW

 

Bangladesh's economy has grown roughly 6% per year since 1996 despite political instability, poor infrastructure, corruption, insufficient power supplies, slow implementation of economic reforms, and the 2008-09 global financial crisis and recession. Although more than half of GDP is generated through the service sector, almost half of Bangladeshis are employed in the agriculture sector with rice as the single-most-important product. Garment exports, the backbone of Bangladesh’s industrial sector and 80% of total exports, surpassed $21 billion last year, 18% of GDP. The sector has remained resilient in recent years amidst a series of factory accidents that have killed over 1,000 workers and crippling strikes that shut down virtually all economic activity. Steady garment export growth combined with remittances from overseas Bangladeshis, which totaled almost $15 billion and 13% of GDP IN 2013, are the largest contributors to Bangladesh’s current account surplus and record foreign exchange holdings.

 

Source : CIA

 


 

IDENTIFICATION DETAILS

 

Correct company Name

:

RADIANT PHARMACEUTICALS LTD

Company Previous Name

:

Mukti Laboratories Ltd.

Head Office

:

House# 22/1, Road#2, Dhanmondi, Dhaka-1205, Bangladesh

Tel No

:

88-02-9612481-6, 9660307

Fax No

:

88-02-8626253

E-mail

:

info.pharma@radiant.com.bd

Website

:

www.radiant.com.bd

Date/ Year of Incorporation

:

25-02-1982

Incorporation No.

:

C-9823   

Legal Form (General)

:

 Public Listed Co     Public (but not listed)   Private Co   State-owned Co

 Sole Proprietorships  Partnership           Not Registered

 others (please specify) ________________

Legal form (Specific)

:

LTD   CORP    INC  CO    

 others (please specify) ________________

Issuing Authority

:

Registrar of Joint Stock Companies & Firms   City Corporation

 Municipal Administration                 Union Council

 Cantonment Board                      Chief Controller of  Import & Export (CCIE)

 

FINANCIALS- SUMMARY

 

      Year

Turnover/ Sales

 Assets

     Income

July’ 12~June’ 13

BDT 372 Million

BDT  28.60 Million

BDT  23.65 Million

July’ 13~June’ 14

BDT 468 Million

BDT 47.93 Million

BDT 25.74 Million

Exchange Rate

USD1-Tk. 77.8200

EUR 1- Tk. 100.2711

GBP 1- Tk.118.5354

AUD 1 - Tk.82.8563

JPY 1 - Tk.0.9286

CAD 1 - Tk.80.1887

SEK 1 - Tk.12.2870

SGD 1 - Tk.65.3045

CNH 1 - Tk.12.8399

 

 

 

 

 

 

 

 

 

 

 

 

 

 

FULLCHECK REPORT DETAILS

 

Information Parted By

 

 

 

Name

:

Md. Nasser ShahrearZahedee.

Designation

:

Director.

Contract No

:

-

 

 

Locations Details

 

Operating Address

:

House# 22/1, Road#2, Dhanmondi, Dhaka-1205, Bangladesh

Tel No

:

88-02-9612481-6, 9660307

Fax No

:

88-02-8626253

E-mail

:

info.pharma@radiant.com.bd

Website

:

www.radiant.com.bd

 

Location :

: Owned

 

Rented

Ö

 

Leased

 

Area

3500

Sq. ft.

 

 

Type of Office :

  :       Commercial Office Bldg.

 

 

Semi-commercial office Bldg.

 

Retail shop

 

 

Industrial Park

 

Business Center

 

 

Home Office

 

Residential Bldg.

Ö

 

 

 

 

 

Factory:

 

 

Address

:

B-46, BSCIC I/E, Tongi, Gazipur-1710, Bangladesh.

Tel No

:

88-02-9815201-3

Fax No

:

88-02-9815204

 

Location :

   Owned

 

 

Rented

 

 

Leased

Ö

Area

32000

Sq. ft.

 

 

Corporate address:

Address

:

Lubdhok (4th Floor), House# 474 P, Road#03, Sector#12, Uttara, Dhaka-1230, Bangladesh.

Tel No

:

88-01727211031

Fax No

:

Nil

 

 

Branches:

 

 

Address

:

House # 2/G, Road # 1, Shamoli, Dhaka-1207, Bangladesh.

Tel No

:

88-02-8151456

Fax No

:

Nil

 

 

Employee:

 

 

 

No. of Employees 

 

In Office

:

350

In Factory

:

702

In Branch:

:

-

Total

:

1052

 

 

OWNERSHIP/SHAREHOLDERS

 

Names of Shareholders

 No. of Share

Radiant Business Consortium Limited

1700

Md. ZahidHossain

3500

Mrs. NahidaAkterZahedee

3500

Md. Nasser ShahrearZahedee

100

Md. Abu ShahrearZahedee

1200

 

 

DIRECTORS

 

Name

Designation

Mr. Masrur Ahmed

Managing Director

Md. ZahidHossain

Director

Mrs. NahidaAkterZahedee

Director

Md. Nasser ShahrearZahedee

Director

Md. Abu ShahrearZahedee

Director

 

 

MANAGEMENT

 

Name

:

Md. Nasser ShahrearZahedee.

Job Description

:

Director.

Nationality

:

Bangladeshi

Email address

:

nasser.zahedee@radiant.com.bd

Other details

:

-

 

Name

:

Md. Abu ShahrearZahedee(Prazzawl)

Job Description

:

Director(Commercial)

Nationality

:

Bangladeshi

Email address

:

al-latif.prazzawl@radiant.com.bd

Other details

:

-

 

Name

:

Mr. MoinulKarim

Job Description

:

Officer(International Business)

Nationality

:

Bangladeshi

Email address

:

moinul.hakim@radiant.com.bd

Other details

:

-

 

 

BUSINESS OPERATIONS

 

Nature of Activity       :

Manufacturer

Ö

Trader

 

Dealer

 

Distributor

Ö

 

 

 

Exporter

 

Importer

Ö

Services

 

Others

 

 

 

Item Dealings In:

 

Products

:

Tablets, Capsules, Powder for Suspension, Injectable

Production Capacity

:

Nil

Last Year Production

:

Nil

 

 

Trading Terms:

 

Purchasing Terms:

L/C

Ö

Cash

 

Others

 

 

 

Credit :

 

30 days

 

60 days

Ö

90 days

 

 

days

 

Selling Terms      :

L/C

 

Cash

Ö

Others

 

 

 

Credit :

Ö

30 days

 

60 days

 

90 days

 

 

days

 

 

DETAILED DATA

 

 

Trade Reference & Related Parties

:

 

Overseas Clients

:

N/A

Local Clients

:

N/A

 

Overseas Suppliers

:

F. Hoffmann-La Roche Limited

Local Suppliers

:

N/A

 

Trade Markets

 

:

 

Exports

:

N/A

 

Imports

:

India, Japan, Germany, China, Switzerland.

 

 

 

Brand Name

:

N/A

Certified

:

ISO 9001:2000.

Auditors

:

N/A

Operation Status

:

Active.

Member

:

Bangladesh OshudShalpaSamity

 

 

CAPITAL STRUCTURE

 

 

Authorized Capital

:

BDT 20 Million.

 

Paid-up Capital

:

BDT 10, 00,000

No. of Shares

:

10, 000

ShareValue

:

BDT 100.00Each

Main Assets

:

BDT 47.93 Million

 

 

 

FINANCIAL STATEMENT- DETAILED

 

The subject company don’t submit update full financial figure to local registry office.

 

 

ASSOCIARES/SUBSIDIARIES/RELATED PARTIES

 

Sister Concerns

:

Radiant Herbals Ltd.

Radiant Distributions Ltd.

Radiant Export Import Enterprise

Radiant Business Consortium Ltd

Subsidiary

:

Nil

Name of  The Group

:

Radiant Group.

 

 

BANKING

 

 

Bank Name  

:

National Credit And Commerce Bank Ltd

Bank Address

:

Dhanmondi Branch.

Quality Center, 744, Shat Masjid Road, Dhanmondi, Dhaka

Tel: 88-02-8110518, 8121240, 9139908, 8143592, 8143594

Fax: 88- 02-9139908

 

Bank Name  

:

One Bank Ltd.

Bank Address

:

Dhanmondi Branch.

House No. 21, Road No. 8

Dhanmondi R/A

Dhaka Phone:  +88-02-9139224, 9120790, 8120672

Fax:  +88-02-9143965

 

Bank Name  

:

Dhaka Bank Ltd.

Bank Address

:

Dhanmondi Branch.

House # 20, Road # 7, Dhanmondi R/A, Dhaka

Tel: +8802 9122278, 9115551,9111019,9111337

Fax: +8802 8125481

E-mail: dhanmondi@dhakabank.com.bd                                              

 

 

ADVERSE DATA MONITORING 

 

Dishonored Checks           

 

:     

No Record Found         

Debt

 

:

No Record Found

Litigation  

:

Clear          

Performance Defaults

 

:

No Record Found         

Adverse Local Media Coverage/ Adverse Filling History

:

No Record Found

 

 

SITE VISIT COMMENTARY

 

Our representative visited their Head office which   is situated at House# 22/1, Road#2, Dhanmondi, Dhaka-1205, Bangladesh. It is situated at residential area.

 

 

GENERAL COMMENTS

 

The subject company is engaged in manufacturer & Distributor. It is reputed company in this line of business.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.63.82

UK Pound

1

Rs.101.26

Euro

1

Rs.72.36

 

INFORMATION DETAILS

 

Report Prepared by :

NIT

 

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.