MIRA INFORM REPORT

 

 

Report No. :

328396

Report Date :

26.06.2015

 

IDENTIFICATION DETAILS

 

Name :

YOGIJI'S NZ LIMITED

 

 

Registered Office :

26 Carr Road, Mt Roskill, Auckland 1042

 

 

Country :

New Zealand

 

 

Date of Incorporation :

27.11.2002

 

 

Com. Reg. No.:

1259676

 

 

Legal Form :

Private Limited Liability Company

 

 

Line of Business :

Grocery Retail Stores.

 

 

No. of Employees :

10 (Estimated)

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

Unknown

 

 

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

New Zealand

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

NEW ZEALAND - ECONOMIC OVERVIEW

 

Over the past 30 years the government has transformed New Zealand from an agrarian economy dependent on concessionary British market access to a more industrialized, free market economy that can compete globally. This dynamic growth has boosted real incomes - but left behind some at the bottom of the ladder - and broadened and deepened the technological capabilities of the industrial sector. Per capita income rose for ten consecutive years until 2007 in purchasing power parity terms, but fell in 2008-09. Debt-driven consumer spending drove robust growth in the first half of the decade, fueling a large balance of payments deficit that posed a challenge for policymakers. Inflationary pressures caused the central bank to raise its key rate steadily from January 2004 until it was among the highest in the OECD in 2007-08. The higher rate attracted international capital inflows, which strengthened the currency and housing market while aggravating the current account deficit. The economy fell into recession before the start of the global financial crisis and contracted for five consecutive quarters in 2008-09. In line with global peers, the central bank cut interest rates aggressively and the government developed fiscal stimulus measures. The economy pulled out of recession in 2009, and achieved 2-3% growth between 2011 to 2014. Nevertheless, key trade sectors remain vulnerable to weak external demand and lower commodity prices. In the aftermath of the Canterbury earthquakes, the government has continued programs to expand export markets, develop capital markets, invest in innovation, raise productivity growth, and develop infrastructure, while easing its fiscal austerity.

 

Source : CIA

 

 

IDENTIFICATION

 

Verified

 

Subject name:

YOGIJI'S NZ LIMITED

Other style:

YOGIJI'S FOOD MART

Address:

26 Carr Road

Mt Roskill

Postal address:

PO Box 27163

Mt Roskill

Town:

Auckland

Town:

Auckland

Zip/postal code:

1042

Zip/postal code:

1042

Country:

New Zealand

Telephone:

+64 (9) 6245757

Fax:

+64 (9) 6245758

Email:

info@yogijis.co.nz

Website:

www.yogijis.co.nz

                                        

 

EXECUTIVE SUMMARY

 

Date registered:

27-11-2002

Legal form:

Private Limited Liability Company

Sales turnover:

NZD 2,500,000 (12 months, 31-03-2012)

Main activities:

Grocery retail stores.

Employees:

10 (Estimated)

                                        

 

REGISTRY DATA

 

Key Facts

 

Date registered:

27-11-2002

Legal form:

Private Limited Liability Company

Registration no:

1259676

Registry auth.:

New Zealand Companies Office

Other reg.:

NZBN: 9429036223688

Registry status:

Live/Active

                                        

 

LEGAL FILINGS

 

Bankruptcy filings:

None

Court judgements:

None

Tax liens:

None

Other:

None

 

                                        

MANAGEMENT & STAFF

 

Key Managers

 

Name:

Rajesh Kishore Thakkar

Job title:

Director

 

 

Staff

 

No of employees

10 (Estimated)

                                        

 

BOARD OF DIRECTORS/ OTHER APPOINTMENTS

 

Appointments

 

Name:

Rajesh Kishore Thakkar

Board function:

Director

Date appointed:

27-11-2002

Address:

576 Hillsborough Road

Hillsborough

Auckland

New Zealand

                                        

 

SHARE CAPITAL

 

Composition

 

Number/type:

100 shares

 

 

Shareholders/Owners

 

 

 

How Listed

Full List

 

 

Composition

 

Name:

Rajesh Kishore Thakkar

No. of shares:

100 shares

% of shares:

100%

Address:

576 Hillsborough Road

Hillsborough

Auckland

New Zealand

 

 

CORPORATE AFFILIATIONS

 

Structure

 

Name:

YOGIJI'S CHRISTCHURCH LIMITED

Affiliation type:

Sister Company

Address:

569B Colombo Street

CBD

8011 Christchurch

New Zealand

Comment:

Company number:2228450

NZ Business Number: 9429032307801

Incorporation Date: 06 Apr 2009

 

 

Name:

YOGIJIS HAMILTON LIMITED

Affiliation type:

Sister Company

Address:

89 Greenwood Road

Frankton

3242 Hamilton

New Zealand

Comment:

Company number: 3386246

NZ Business Number:  9429031098953

Incorporation Date: 23 May 2011

 

 

BANKING & FINANCING

 

Charges & Mortgages

Time of Registration: 20-Jun-2011 14:48

Debtor Name:  YOGIJI'S NZ LIMITED

Financing Statement Registration No: FN4VX0PH88306692/C0002

Incorporation No:  1259676

City/Town: Auckland

Collateral Type: All Present And After Acquired Personal Property

 

Time of Registration: 08-Mar-2012 11:42

Debtor Name:  YOGIJI'S NZ LIMITED

Financing Statement Registration No: F61RP821T79U052V

Incorporation No:  1259676

City/Town: Auckland

Collateral Type: Goods – Other

 

Time of Registration: 14-Sep-2012 11:28

Debtor Name:  YOGIJI'S NZ LIMITED

Financing Statement Registration No: F73H6J0R2924M90B/C0001

Incorporation No:  1259676

City/Town: Auckland

Collateral Type: Goods - Motor Vehicles

 

Time of Registration: 05-Dec-2012 12:05

Debtor Name:  YOGIJI'S NZ LIMITED

Financing Statement Registration No: FC0R8W033S86292S

Incorporation No:  1259676

City/Town: Auckland

Collateral Type: Intangibles

 

Time of Registration: 11-Jul-2013 14:04

Debtor Name:  YOGIJI'S NZ LIMITED

Financing Statement Registration No: F80224Z985R1NZ19

Incorporation No:  1259676

City/Town: Auckland

Collateral Type: Goods – Other

                                        

 

FINANCIAL ACCOUNTS

 

Description

 

Required to file:

No

Source:

Industry Sources

Presentation:

Key figures provided below

Date of accounts:

31-03-2012

Type of accounts:

Approximate key figures

Currency:

New Zealand Dollar (NZD)

Exchange rate:

USD 1 = NZD 1.44 as of 18-06-2015

 

 

Summarised

 

 

31-03-2012

Period:

12 months

 

 

Sales turnover:

2,500,000

Profit after tax:

100,000

                                        

 

OPERATIONS & HISTORY

 

Activities

 

Full description:

The Subject is engaged in operating grocery retail stores.

Products/services:

Baking Products & Essence

Baking Products & Essence & Essence

Biscuits & Rusks

Bulk Daals & Lentils

Chappati Flour

Coconut Items

Cool Drinks& Bevarges

cosmetics& Medicine

Dried Fruits & Nuts

Edible Oils

Flours

Ghee

Heat & Eat

Incense

Instant Mix & Soup

Jaggery

mamra

Mouth Freshners

Noodles

Pappadums & Fryums

Paste, Chutny, Sauces

Pickle

Rice

Salt

Seeds & Other Products

Snacks

Spices & Herbs

Sweets & Mango pulp

Tamrind & Kokam

Tea & Syrups

Tin Foods

Vegetables

Vermicelli

Brands:

ZANDU

VICKS

PARLE

MAGGI

HIMALAYA

HALIRAM'S

BRITANNIA

BAKER STREET

DABUR

 

 

PROPERTY & ASSETS

 

Premises

The Subject principally operates from premises located at the heading address, consisting of administrative offices.

 

 

Branches

The Company also operates from branch offices in

 

Christchurch Store

569B Colombo Street

CBD

8011 Christchurch

New Zealand

Tel.: +64 (3) 3723434

Fax: +64 (3) 3723536

 

Hamilton Store

89 Greenwood Road

Frankton

3242 Hamilton

New Zealand

Tel.: +64 (7) 2117616

Fax: +64 (7) 8482310

 

 

PAYMENTS

 

Purchase Terms

 

Local:

Cash

Credits 14-30 days

Imports:

L/Cs

Credits 30 days net

 

 

Sales Terms

 

Local:

Cash

Credits 14-30 days

 

 

Debt Collections/ Judgements

No negative information was found.

 

 

Payment Experience

 

Payment behaviour:

As trade references were not supplied, the Subject's payment track record history CANNOT BE ACCURATELY DETERMINED, but payments are believed to be PROMPT.

 

 

INVESTIGATIVE NOTES

 

Sources:

Interviews and material provided by the Subject

Other official and local business sources

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.63.61

UK Pound

1

Rs.99.79

Euro

1

Rs.71.17

 

INFORMATION DETAILS

 

Analysis Done by :

RAS

 

 

Report Prepared by :

NIT

 

 

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.