MIRA INFORM REPORT

 

 

Report No. :

328394

Report Date :

27.06.2015

 

IDENTIFICATION DETAILS

 

Name :

MAX SPICES PTY LTD

 

 

Registered Office :

5 Thorne Avenue Pendle, Hill NSW, 2145

 

 

Country :

Australia

 

 

Year of Establishment :

2005

 

 

Legal Form :

Australian Proprietary Company

 

 

Line of Business :

Subject is engaged in import and distribution of spices and food ingredients

 

 

No. of Employee :

4

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

Unknown

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Australia

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

AUSTRALIA - ECONOMIC OVERVIEW

 

Following two decades of continuous growth, low unemployment, contained inflation, very low public debt, and a strong and stable financial system, Australia enters 2015 facing a range of growth constraints, principally driven by a sharp fall in global prices of key export commodities. Although demand for resources and energy from Asia and especially China has grown rapidly, creating a channel for resources investments and growth in commodity exports, sharp drops in current prices have already impacted growth. The services sector is the largest part of the Australian economy, accounting for about 70% of GDP and 75% of jobs. Australia was comparatively unaffected by the global financial crisis as the banking system has remained strong and inflation is under control. Australia has benefited from a dramatic surge in its terms of trade in recent years, although this trend could reverse or slow due to falling global commodity prices. Australia is a significant exporter of natural resources, energy, and food. Australia's abundant and diverse natural resources attract high levels of foreign investment and include extensive reserves of coal, iron, copper, gold, natural gas, uranium, and renewable energy sources. A series of major investments, such as the US$40 billion Gorgon Liquid Natural Gas project, will significantly expand the resources sector. Australia is an open market with minimal restrictions on imports of goods and services. The process of opening up has increased productivity, stimulated growth, and made the economy more flexible and dynamic. Australia plays an active role in the World Trade Organization, APEC, the G20, and other trade forums. Australia entered into free trade agreements (FTAs) with the Republic of Korea and Japan, and concluded an FTA with China, in 2014, adding to existing FTAs with Chile, Malaysia, New Zealand, Singapore, Thailand, and the US, and a regional FTA with ASEAN and New Zealand. Australia continues to negotiate bilateral agreements with India and Indonesia, as well as larger agreements with its Pacific neighbors and the Gulf Cooperation Council countries, and an Asia-wide Regional Comprehensive Economic Partnership that includes the ten ASEAN countries and China, Japan, Korea, New Zealand and India. Australia is also working on the Trans-Pacific Partnership Agreement with Brunei Darussalam, Canada, Chile, Japan, Malaysia, Mexico, New Zealand, Peru, Singapore, the US, and Vietnam.

 

Source : CIA

 

Company name

 

MAX SPICES PTY LTD

 

 

Summary Panel

 

Established

2005

 

Incorporated

2010

 

Line of Business

Import and distribution of food products

Status

Trading

Chief Executive Officer

KAREKAR, SANJEEV PRAMOD

Adverse Listings

Nil

 

 

 

EXECUTIVE SUMMARY

 

Details pertaining to the subject’s financial and trading position were unable to be obtained for the current enquiry.

 

In view of the above the subject has been assigned with a rating of ‘NA 5’.

 

 

CORPORATE SEARCH

 

Company Type             Australian Proprietary Company

 

Status                           Registered

 

Incorporation Date         25 May 2010

 

Incorporation State        NSW

 

Registered Office          5 THORNE AVENUE PENDLE

HILL NSW, 2145

 

 

Current Directors

 

Total: 1

Director Name KAREKAR, SANJEEV PRAMOD

Appointment Date 25 May 2010

Date of Birth 21 Mar 1974

Place of Birth MUMBAI CHINA

Gender MALE

Veda File Number 316613693

Resident Overseas N

Address 2 BETH WAY, GLENWOOD NSW

2768

Document Number 1E6524096

 

 

Company Shares

 

Total: 150 Amount: $150,000

Class ORDINARY (ONE THOUSAND

DOLLAR SHARES) [ORD]

Number of Shares Issued 150

Paid Capital $150,000.00

Total Amount Due and Payable $0.00

Document Number 1E6524096

 

 

Current Shareholders

 

Shareholder Name BALAN MAHENDRAN,

SURESHKUMAR

Address 5 THORNE AVENUE PENDLE

HILL NSW, 2145

Class ORD

Number Held 105

Beneficially Held Y

Fully Paid Y

Jointly Held N

Document Number 1E6524096

 

Shareholder Name KAREKAR, SANJEEV PRAMOD

Address 2 BETH WAY GLENWOOD NSW,

2768

Class ORD

Number Held 45

Beneficially Held Y

Fully Paid Y

Jointly Held N

Document Number 1E6524096

 

 

 

Court Actions

 

Total: 1 Amount: $5,088

Action Date 02 Dec 2013

Amount $5,088.00

Creditor WORKERS COMPENSATION

NOMINAL I

Plaint Number 00321261/13/METN

Court Type Local Court

Role in Court Action Principal

Co-Borrower -

Status Outstanding

Status Date -

 

 

SECURITY INTERESTS  

 

Effective 30 January 2012 the Personal Property Securities Register (PPSR)  was introduced to give the different Commonwealth, State and Territory laws and registers regarding security interests in personal property under one national system.

 

As a result of PPS Reform a number of existing Commonwealth, State and Territory personal property security registers will close. Interests registered on existing security interest registers will be migrated to the national PPS Register. Subsequently Registered Charges are no longer lodged with the Australian Securities and Investments Commission (ASIC).

 

Please contact us should you require a search of the PPSR.

 

 

BUSINESS STRUCTURE

 

TRADING ADDRESS                 Unit 1, 150 Bungaree Rd

                                                PENDLE HILL, NSW 2145                                 

 

TELEPHONE                             (612) 9604 9600

 

FACSIMILE                               (612) 9604 3673

 

MOBILE                                    0400 218 499

 

BANK                                       ANZ BANKING GROUP

                                               

EMPLOYEES                            4         

 

 

BACKGROUND

 

The subject was incorporated in New South Wales on 25 May 2010 under the current style.

 

The subject was formed to acquire the assets and operations of an existing business that were established in 2005.

 

 

OPERATIONS

 

The subject operates in the import and distribution of spices and food ingredients.

 

Activities are conducted from leased premises located at the above listed trading address.

 

 

ADVERSE

                                               

A search of of on 19 June 2015 traced the following litigation listed against the subject at that date.

 

Court Actions Total: 1 Amount: $5,088

Action Date 02 Dec 2013

Amount $5,088.00

Creditor WORKERS COMPENSATION

NOMINAL I

Plaint Number 00321261/13/METN

Court Type Local Court

Role in Court Action Principal

Co-Borrower -

Status Outstanding

Status Date -

 

 

FINANCES

 

The subject is not required to lodge financial statements with the Australian Securities and Investments Commission.

 

During the current interview conducted with the subjects General Manager Suresh, he advised that the subject has been trading profitably, however declined to release any detailed financial information for the current enquiry.

 

Subsequently information in this regard was unable to be obtained.

 

It was advised that the subject maintains no overdraft facilities or further external borrowings as all operations are funded through the internal cashflows of the company

TRADE SURVEY

 

A trade survey on the subject traced the following accounts:

 

1.         (Nimco Foods) Nominated supplier failed to respond to correspondence despite chasing.

 

2.         (Simplot) Nominated supplier declined to provide a reference owing to company policy.

 

3.         (Manildra) Nominated supplier failed to respond to correspondence despite chasing.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.63.60

UK Pound

1

Rs.100.09

Euro

1

Rs.71.23

 

INFORMATION DETAILS

 

Analysis Done by :

RAS

 

 

Report Prepared by :

ASH

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.