MIRA INFORM REPORT

 

 

Report No. :

329256

Report Date :

27.06.2015

 

IDENTIFICATION DETAILS

 

Name :

PLEXUS COTTON LIMITED

 

 

Formerly Known As :

SOFTWORTHY LIMITED

 

 

Registered Office :

20 Chapel Street, Liverpool L3 9AG

 

 

Country :

United Kingdom

 

 

Financials (as on) :

31.12.2013

 

 

Date of Incorporation :

15.10.1990

 

 

Com. Reg. No.:

02548312

 

 

Legal Form :

Private limited with Share Capital

 

 

Line of Business :

  • A group engaged in cotton merchanting and growing cotton in sub-Saharan and Eastern Africa. Accounts data converted from US Dollar.
  • Architectural, technical consult
  • Other professional, scientific and technical activities n.e.c.

 

 

No of Employees :

3187

 

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

Slow But Correct

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

United Kingdom

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderate Low Risk

 

B1

Moderate Risk

 

B2

Moderate High Risk

 

C1

High Risk

C2

Very High Risk

 

D

 


 

UNITED KINGDOM ECONOMIC OVERVIEW

 

The UK, a leading trading power and financial center, is the third largest economy in Europe after Germany and France. Agriculture is intensive, highly mechanized, and efficient by European standards, producing about 60% of food needs with less than 2% of the labor force. The UK has large coal, natural gas, and oil resources, but its oil and natural gas reserves are declining and the UK became a net importer of energy in 2005. Services, particularly banking, insurance, and business services, are key drivers of British GDP growth. Manufacturing, meanwhile, has declined in importance but still accounts for about 10% of economic output. In 2008, the global financial crisis hit the economy particularly hard, due to the importance of its financial sector. Falling home prices, high consumer debt, and the global economic slowdown compounded Britain's economic problems, pushing the economy into recession in the latter half of 2008 and prompting the then BROWN (Labour) government to implement a number of measures to stimulate the economy and stabilize the financial markets. Facing burgeoning public deficits and debt levels, in 2010 the CAMERON-led coalition government (between Conservatives and Liberal Democrats) initiated an austerity program, which aimed to lower London's budget deficit from about 11% of GDP in 2010 to nearly 1% by 2015. The CAMERON government raised the value added tax from 17.5% to 20% in 2011. It has pledged to reduce the corporation tax rate to 20% by 2015. However, the deficit still remains one of the highest in the G7, standing at 5.8% in 2013. The Bank of England (BoE) implemented an asset purchase program of 375 billion (approximately $586 billion) as of December 2014. During times of economic crisis, the BoE coordinates interest rate moves with the European Central Bank, but Britain remains outside the European Economic and Monetary Union (EMU). In 2012, weak consumer spending and subdued business investment weighed on the economy, however, in 2013 GDP grew 1.8%, accelerating unexpectedly because of greater consumer spending and a recovering housing market.

 

Source : CIA

 

 


Company identification

 

PLEXUS COTTON LIMITED

Telephone

+44 015 1650 8888

20 CHAPEL STREET

Fax

-

LIVERPOOL

Website

www.plexus-cotton.com

L3 9AG

 

 

United Kingdom

 

 

 

Company Number:

02548312

Status:

Active - Accounts Filed

Foundation:

15/10/1990

 

 

 

 

Basic information

 

Legal form

 

Private limited with Share Capital

 

 

Foundation

 

15/10/1990

 

 

Company No.

 

02548312

 

 

Previous Names

 

Date of Change

Previous Name

11/12/1990

SOFTWORTHY LIMITED

 

 

Shareholders

 

Name

Currency

Number of shares

Share type

Nominal value

PLEXUS LIVERPOOL LIMITED

GBP

33,000

ORDINARY

 

DAVID JONATHAN EARLAM

GBP

7,800

ORDINARY

 

FRITZ ALEXANDER GROBIEN

GBP

33,000

ORDINARY

 

JAMIE LOUISE EARLAM

GBP

100

ORDINARY

 

JENNIFER MARY BURRETT

GBP

5,000

ORDINARY

 

JONATHAN PETER FREDERICK EARLAM

GBP

100

ORDINARY

 

MARK ENGLISH

GBP

4,000

ORDINARY

 

NICHOLAS PETER FRANCIS EARLAM

GBP

76,700

ORDINARY

 

NICOLA JOANNE EARLAM

GBP

200

ORDINARY

 

PAIGE LEWIS EARLAM

GBP

50,000

ORDINARY

 

WILLIAM HOWARD EARLAM

GBP

100

ORDINARY

 

Total Share Capital

GBP 210,000

 

 

Management

 

Directors

 

Name

Address:

Date of

birth

Nationality

Appointment date

Laurence Kirby

20 Chapel Street, Liverpool L3 9AG

09/11/1947

British

19/10/1993

Mr Nicholas Peter Francis Earlam

20 Chapel Street, Liverpool L3 9AG

20/06/1958

British

15/10/1991

Mr Peter Max Egli

20 Chapel Street, Liverpool L3 9AG

26/09/1959

 

21/11/2012

Mr Daniel Crausaz

20 Chapel Street, Liverpool L3 9AG

28/05/1957

French

27/11/2013

Mr Christopher John Harman

20 Chapel Street, Liverpool L3 9AG

10/10/1956

British

25/03/2014

Mr Colin Scott Burns

20 Chapel Street, Liverpool L3 9AG

03/06/1964

British

25/03/2014

 

 

Company Secretary

 

Name

Address:

Appointment date

Mrs Ann Marie Adlington

20 Chapel Street, Liverpool L3 9AG

21/07/2009

 

 

Other Known Addresses

 

Unity Building, 20 Chapel Street, Liverpool, Merseyside L3 9AG

 

 

Company relationships

 

Company No.

Name

Status

Country

Affiliated companies

03177723

EXCELL COTTON INTERNATIONAL LIMITED

Pending

United Kingdom

03177724

SMITH COTTON LIVERPOOL LIMITED

Pending

United Kingdom

03177725

US FIBRES INTERNATIONAL LIMITED

Non Trading

United Kingdom

03178209

COTEXCO OVERSEAS CORPORATION LIMITED

Non Trading

United Kingdom

04536961

OVERSEAS COTTON TRADING CORPORATION (LIVERPOOL) LIMITED

Non Trading

United Kingdom

Subsidiary companies

03198519

MELBOURNE HOLDINGS (LIVERPOOL) LIMITED

Non Trading

United Kingdom

03224113

PLEXUS RISK MANAGEMENT SERVICES

LIMITED

Non Trading

United Kingdom

 

 

Business activities

 

Main activity

Principal Activity

A group engaged in cotton merchanting and growing cotton in sub-Saharan and Eastern Africa. Accounts data converted from US Dollar.

SIC03

Architectural, technical consult

SIC07

Other professional, scientific and technical activities n.e.c.

 

 

Economic data

 

Turnover and Employees

 

Date of Accounts

Turnover

Employees

31/12/2011

GBP 337,438,164

1,413

31/12/2012

GBP 288,473,120

3,416

31/12/2013

GBP 234,866,931

3,187

 

 

Supplementary data

 

Banks

 

Bank Name

Bank Branch Sort Code

HSBC BANK PLC

 

 

 


Auditor

 

Auditor name

 

PRICEWATERHOUSECOOPERS LLP

 

 

Events

 

Company history

Date

Action

21/12/2009

Annual Returns

22/06/2010

New Accounts Filed

22/06/2010

New Accounts Filed

20/10/2010

Annual Returns

 

25/02/2011

Change in Reg.Office

 

25/02/2011

Change of Company Postcode

 

18/06/2011

New Accounts Filed

 

18/06/2011

New Accounts Filed

 

22/10/2011

Annual Returns

 

03/07/2012

New Accounts Filed

 

03/07/2012

New Accounts Filed

 

12/07/2012

New Board Member Mr N.P. Earlam appointed

 

16/07/2012

New Board Member Mr D. Boiston appointed

 

22/10/2012

Annual Returns

 

01/02/2013

Mr D. Boiston has left the board

 

01/02/2013

New Board Member Mr P.M. Egli appointed

 

22/08/2013

New Accounts Filed

 

22/08/2013

New Accounts Filed

 

09/11/2013

Annual Returns

 

11/11/2013

Annual Returns

 

27/01/2014

New Board Member Mr D. Crausaz appointed

 

24/02/2014

Mr J.M. Derossis has left the board

 

04/04/2014

New Board Member Mr C.J. Harman appointed

 

14/04/2014

New Board Member Mr C.S. Burns appointed

 

30/05/2014

MrT.C. Green has left the board

 

26/08/2014

New Accounts Filed

 

26/08/2014

New Accounts Filed

 

03/11/2014

Annual Returns

 

 


 

Mortgages

 

Charge created

09/03/2001

Charge registered

29/03/2001

Status

SATISFIED

Entitled person

HSBC BANK PLC

Mortgage detail

LAND AT CHURCH STREET/IVY STREET BIRKENHEAD WIRRALWITH THE BENEFIT

OF ALL RIGHTS LICENCESGUARANTEES RENT DEPOSITS CONTRACTS DEEDS

UNDERTAKINGS AND WARRANTIES RELATING TO THE PROPERTY ANY SHARES OR MEMBERSHIP RIGHTS IN ANY MANAGEMENT COMPANY FOR THEPROPERTY ANY GOODWILL OF ANY BUSINESS FROM TIME TO TIME CARRIED ON AT THE

PROPERTY ANY RENTAL AND OTHER MONEY PAYABLE UNDER ANY LEASE LI­CENCE OR OTHER INTERESTCREATED IN RESPECT OF THE PROPERTY AND ALL OTHER PAYMENTS WHATEVER IN RESPECT OF THE PROPERTY

 

 

 

Charge created

07/04/2009

 

Charge registered

18/04/2009

 

Status

OUTSTANDING

 

Entitled person

BNP PARIBAS (SUISSE) SA

 

Secured amount

ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE

ON ANY ACCOUNT WHATSOEVER UNDER THE TERMS OF THE AFOREMEN­TIONED INSTRUMENT CREATING OR EVIDENCING THE CHARGE

 

Mortgage detail

ASSIGNMENT OF MONIES RECEIVABLES AND INSURANCES AND PLEDGE AND HYPOTHECATION OF GOODS AND DOCUMENTS SEE IMAGE FOR FULLDETAILS

 

 

 

 

Charge created

30/07/2009

 

Charge registered

13/08/2009

 

Status

OUTSTANDING

 

Entitled person

CREDIT AGRICOLE (SUISSE) S.A.

 

Secured amount

ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE UNDER THE TERMSOF THE AFOREMENTIONED INSTRUMENT CREATING OR EV­IDENCING THE CHARGE

 

Mortgage detail

PROPERTY SHARES, SECURITIES AND OTHER ASSETS SEE IMAGE FOR FULL

DETAILS

 

 

 

 

Charge created

30/07/2009

 

Charge registered

13/08/2009

 

Status

OUTSTANDING

 

Entitled person

CREDIT AGRICOLE (SUISSE) S.A.

 

Secured amount

ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE ON ANY ACCOUNT WHATSOEVER

 

Mortgage detail

ANY GOODS, AND ALL GOODS INCLUDING BILLS OF LANDING AND STORAGE

CERTIICATES ANYCLAIMS FROM THE SALE OF PLEDGED GOODS SEE IMAGE FOR FULL DETAILS

 

 

 

 

Charge created

29/09/2009

 

Charge registered

08/10/2009

 

Status

SATISFIED

 

Entitled person

NEDBANK LIMITED

 

Mortgage detail

ALLITSRIGHT,TITLEANDINTERESTINTHESECUREDASSETSSEEIMAGEFOR

 

 

 

 

Charge created

19/10/2009

 

Charge registered

28/10/2009

 

Status

OUTSTANDING

 

Entitled person

STANDARD CHARTERED BANK

 

Secured amount

ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE

ON ANY ACCOUNT WHATSOEVER UNDER THE TERMS OF THE AFOREMEN­TIONED INSTRUMENT CREATING OR EVIDENCING THE CHARGE

 

Mortgage detail

ALL GOODS WHICH HAVE BEEN OR WILL BE DELIVERED BY THE COMPANY INTO

THE POSSESSION OF THE BANK, ALL BILLS OF LADING AND ALL DOCUMENTS OF TITLE AND THE GOODS TO WHICH THE SAME RELATE, SEE IMAGE FOR FULL DETAILS

 

 

 

 

Charge created

19/10/2009

 

Charge registered

28/10/2009

 

Status

OUTSTANDING

 

Entitled person

STANDARD CHARTERED BANK

 

Secured amount

ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE

ON ANY ACCOUNT WHATSOEVER UNDER THE TERMS OF THE AFOREMEN­TIONED INSTRUMENT CREATING OR EVIDENCING THE CHARGE

 

Mortgage detail

ALL RIGHTS IN RESPECT OF THE CONTRACTS, FOR THE SALE AND PURCHASE OF CARGO, SEE IMAGE FOR FULL DETAILS

 

Charge created

31/12/2009

 

Charge registered

04/01/2010

 

Status

OUTSTANDING

 

Entitled person

HSBC BANK PLC

 

Secured amount

ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE

ON ANY ACCOUNT WHATSOEVER UNDER THE TERMS OF THE AFOREMEN­TIONED INSTRUMENT CREATING OR EVIDENCING THE CHARGE

 

Mortgage detail

THE SHARES BEING 1,800,000 ORDINARY SHARES OF HKD1.00 EACH IN THE CAPITAL OF EASTERN LINKAGE LIMITED SEE IMAGE FOR FULLDETAILS

 

 

 

 

Charge created

26/02/2010

 

Charge registered

13/03/2010

 

Status

OUTSTANDING

 

Entitled person

HSBC BANK PLC

 

Secured amount

ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE UNDER THE TERMSOF THE AFOREMENTIONED INSTRUMENT CREATING OR EV­IDENCING THE CHARGE

 

Mortgage detail

ALL RESPECTIVE RIGHTS TITLE AND INTEREST OF THE PLEDGE OF SHARES AND IN THE FUTURE IN AND TO THE PLEDGED PROPERTY. SHARES BEING 25,000 A SHARES AND (II) 37,500B SHARES ISSUED AND FULLY PAID UP SHARES OF THE COMPANY OWNED BY THE PLEDGOR WHICH CONSTITUTE 100% OF THE

AGGREGATE ISSUED AND PAID UP SHARE CAPITAL OF THE COMPANY.

 

 

 

 

Charge created

12/07/2010

 

Charge registered

14/07/2010

 

Status

SATISFIED

 

Entitled person

NEDBANK LIMITED

 

Mortgage detail

CHARGE OVER BANK ACCOUNT

 

 

 

 

Charge created

26/07/2010

 

Charge registered

04/08/2010

 

Status

SATISFIED

 

Entitled person

NEDBANK LIMITED

 

Mortgage detail

FIRST FLOATING CHARGE (OVER) PRESENT AND FUTURE PLEDGED GOODS SEE

 

 

IMAGE FOR FULL DETAILS

 

 

 

 

Charge created

08/04/2011

 

Charge registered

11/04/2011

 

Status

OUTSTANDING

 

Entitled person

STANDARD CHARTERED BANK

 

Secured amount

ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE

ON ANY ACCOUNT WHATSOEVER UNDER THE TERMS OF THE AFOREMEN­TIONED INSTRUMENT CREATING OR EVIDENCING THE CHARGE

 

Mortgage detail

ASSIGNS ANY MONIES WHICH MAY FROM TIME TO TIME BECOME PAYABLE UN­DER ALL OR ANY OF THE INSURANCE POLICIES COMPRISED IN THE MERCHAN­DISE SEE IMAGE FOR FULL DETAILS

 

 

 

 

Charge created

08/04/2011

 

Charge registered

11/04/2011

 

Status

OUTSTANDING

 

Entitled person

STANDARD CHARTERED BANK

 

Secured amount

ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE

ON ANY ACCOUNT WHATSOEVER UNDER THE TERMS OF THE AFOREMEN­TIONED INSTRUMENT CREATING OR EVIDENCING THE CHARGE

 

Mortgage detail

ALL RIGHTS IN RESPECT OF THE CONTRACTS SEE IMAGE FOR FULL DETAILS

 

 

 

 

Charge created

04/07/2011

 

Charge registered

13/07/2011

 

Status

SATISFIED

 

Entitled person

NEDBANK LIMITED

 

Mortgage detail

THE GOODS, BALANCE, THE COLLECTION ACCOUNT, THE KEY DOCUMENTS, THE INSURANCES AND THE RIGHTS SEE IMAGE FOR FULL DETAILS

 

 

 

 

Charge created

14.07.2011

 

Charge registered

19/07/2011

 

Status

OUTSTANDING

 

Entitled person

BANQUE CANTONALE VAUDOISE

 

Secured amount

ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE

ON ANY ACCOUNT WHATSOEVER UNDER THE TERMS OF THE AFOREMEN­TIONED INSTRUMENT CREATING OR EVIDENCING THE CHARGE

 

Mortgage detail

FIXED CHARGE ASSIGNED RECEIVABLES, ALL AMOUNTS, CREDITS OR OTHER ASSETSANDTHEINSURANCES.THEPLEDGEDGOODSANDTHEPLEDGEDDOC-UMENTS SEE IMAGE FOR FULL DETAILS

 

 

 

 

Charge created

23/09/2011

 

Charge registered

28/09/2011

 

Status

OUTSTANDING

 

Entitled person

STANDARD CHARTERED BANK

 

Secured amount

ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE UNDER THE TERMSOF THE AFOREMENTIONED INSTRUMENT CREATING OR EV­IDENCING THE CHARGE

 

Mortgage detail

ALL RIGHTS IN RESPECT OF THE CONTRACTS SEE IMAGE FOR FULL DETAILS

 

 

 

 

Charge created

23/09/2011

 

Charge registered

28/09/2011

 

Status

OUTSTANDING

 

Entitled person

STANDARD CHARTERED BANK

 

Secured amount

ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE UNDER THE TERMSOF THE AFOREMENTIONED INSTRUMENT CREATING OR EV­IDENCING THE CHARGE

 

Mortgage detail

ALL NEGOTIABLE INSTRUMENTS AND ALL GOODS OR PRODUCE OR THE DOCU­MENTS OF TITLE AND ALL POLICIES AND CERTIFICATES OF INSURANCE RELAT­ING THERETO SEE IMAGE FOR FULL DETAILS

 

 

 

 

Charge created

01/02/2012

 

Charge registered

21/02/2012

 

Status

OUTSTANDING

 

Entitled person

FBN BANK (UK) LTD

 

Secured amount

ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE UNDER THE TERMSOF THE AFOREMENTIONED INSTRUMENT CREATING OR EV­IDENCING THE CHARGE

 

Mortgage detail

A FIRST FIXED CHARGE OVER ALL THE PRESENT AND FUTURE RIGHTS OF THE COMPANY IN THE US$ DENOMINATED ACCOUNT HELD WITH THEBANK; A FIRST

FLOATING CHARGE OVER ALL PRESENT AND FUTURE RIGHTS OF THE COM-

PANYIN ANY BALED COTTON LINT OWNED BY THE COMPANY; ASSIGNED ALL

RIGHTS IN EACH SALES CONTRACT. SEE IMAGE FOR FULL DETAILS

 

 

 

 

Charge created

05/07/2012

 

Charge registered

19/07/2012

 

Status

OUTSTANDING

 

Entitled person

NEDBANK LIMITED

 

Secured amount

ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE ON ANY ACCOUNT WHATSOEVER

 

Mortgage detail

THE GOODS, BALANCE, THE COLLECTION ACCOUNT, THE KEY DOCUMENTS, THE INSURANCES AND THE RIGHTS

 

 

 

 

Charge created

31/07/2012

 

Charge registered

20/08/2012

 

Status

OUTSTANDING

 

Entitled person

BMCE BANK INTERNATIONAL PLC

 

Secured amount

ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE UNDER THE TERMSOF THE AFOREMENTIONED INSTRUMENT CREATING OR EV­IDENCING THE CHARGE

 

Mortgage detail

ALL PRESENT AND FUTURE RIGHTS OF ANY KIND IN SALES CONTRACTS IN RE-SPECT OF FINANCED GOODS PROCEEDS OF INSURANCES PROCEEDS OF LET­TERS OF CREDIT AND ANY RELATED BANK UNDERTAKING SEE IMAGE FOR FULL DETAILS

 

 

 

 

Charge created

16/05/2013

 

Charge registered

22/05/2013

 

Status

OUTSTANDING

 

Entitled person

BNP PARIBAS (SUISSE) SA;

 

Mortgage detail

CONTAINS FIXED CHARGE.CONTAINS FLOATINGCHARGE.NOTIFICATION OF AD­DITION TO OR AMENDMENT OF CHARGE.

 

 

County Court Judgments (CCJs)

 

There are no County Court Judgments listed against this company

 

 

Accounts

 

Profit & Loss

 

31/12/2013

52

GBP

Group: Yes

31/12/2012

52

GBP

Group: Yes

31/12/2011

52

GBP

Group: Yes

31/12/2010

52

GBP

Group: Yes

Turnover

234,866,931

288,473,120

337,438,164

258,174,900

Export

-

-

-

-

Cost of Sales

222,772,212.67

274,334,657.1

316,616,977.77

243,474,139.04

Gross Profit

12,094,718.74

14,138,462.45

20,821,185.93

14,700,760.99

Wages And Salaries

5,856,202

5,430,620

5,053,756

4,457,629

Directors Emoluments

717,207.04

602,216.82

788,866.16

604,282.21

Operating Profit

774,109.41

3,615,671.86

8,676,208.69

7,625,435.31

Depreciation

982,751.46

957,263.94

1,045,445.55

1,162,130.78

Audit Fees

72,906.17

81,797.16

51,447.79

40,629.43

Interests Payments

1,590,895.61

1,987,434.05

2,460,919.46

2,419,708.49

Pre Tax Profit

-826,270

1,533,993

6,225,183

5,216,690

Taxation

39,120.38

-358,603.52

-1,497,262.71

-933,832.06

Profit After Tax

-787,149.54

1,175,389.72

4,727,920.32

4,282,858.24

Dividends Payable

0

0

0

0

Retained Profit

-794,855.07

1,065,734.09

4,068,992.81

3,962,982.07

 

Balance Sheet

 

 

31/12/2013

52

GBP Group: Yes

31/12/2012

52

GBP Group: Yes

31/12/2011

52

GBP Group: Yes

31/12/2010

52

GBP Group: Yes

Tangible Assets

17,738,131

16,619,643

12,933,184

14,014,575

Intangible Assets

432,695

539,387

0

-215,400

Total Fixed Assets

18,170,826

17,159,030

12,933,184

13,799,175

Stock

15,436,548

23,115,998

19,248,730

21,883,142

Trade Debtors

19,917,017

29,448,758

26,149,990

26,954,727

Cash

12,388,714

15,467,370

14,362,509

12,868,567

Other Debtors

5,598,364

4,628,653

3,868,478

3,113,633

Miscellaneous Current Assets

0

0

0

0

Total Current Assets

53,340,644

72,660,779

63,629,708

64,820,070

Trade Creditors

14,728,232

23,091,696

18,423,587

16,825,745

Bank Loans and Overdraft

30,486,041

44,985,478

37,347,141

44,751,709

Other Short Term Finance

221,682

132,179

166,876

295,370

Miscellaneous Current Liabilities

3,095,845

2,653,073

3,532,748

2,216,561

Total Current Liabilities

48,531,800

70,862,427

59,470,352

64,089,385

Bank Loans and Overdrafts LTL

36,154,348

46,150,791

42,821,714

51,900,555

Other Long Term Finance

3,570,624

486,634

735,440

628,789

Total Long Term Liabilities

5,668,307

1,165,313

5,474,573

7,148,846

 

Capital & Reserves

 

 

31/12/2013

52

GBP Group: Yes

31/12/2012

52

GBP Group: Yes

31/12/2011

52

GBP Group: Yes

31/12/2010

52

GBP Group: Yes

Called Up Share Capital

212,791

212,791

236,792

231,523

P and L Account Reserve

7,284,690

8,079,545

7,570,741

3,423,836

Revaluation Reserve

6,604,232

6,290,084

0

0

Sundry Reserves

3,209,650

3,209,650

3,810,435

3,725,655

Shareholders Funds

17,311,363

17,792,069

11,617,967

7,381,014

 

 

Other Financial Items

 

 

31/12/2013

52

GBP Group: Yes

31/12/2012

52

GBP Group: Yes

31/12/2011

52 GBP

Group: Yes

31/12/2010

52

GBP Group: Yes

Net Worth

16,878,668

17,252,682

11,617,967

7,596,414

Working Capital

4,808,844

1,798,352

4,159,356

730,685

Total Assets

71,511,469.37

89,819,809.13

76,562,891.62

78,619,244.16

Total Liabilities

54,200,107

72,027,740

64,944,924

71,238,230

Net Assets

17,311,363

17,792,069

11,617,967

7,381,014

 

Cash Flow

 

 

31/12/2013

52

GBP Group: Yes

31/12/2012

52

GBP Group: Yes

31/12/2011

52

GBP Group: Yes

31/12/2010

52

GBP Group: Yes

Net Cash Flow from Operations

10,032,600

-833,975

14,954,159

-285,051

Net Cash Flow before Financing

6,770,790

-5,907,770

12,189,169

-4,242,228

Net Cash Flow from Financing

1,566,001

-2,023,591

-4,337,445

-2,443,570

Increase in Cash

-3,078,656

1,104,861

1,493,942

7,948,752

 

 

Miscellaneous

 

 

31/12/2013

31/12/2012

31/12/2011

31/12/2010

 

52

52

52

52

 

GBP

GBP

GBP

GBP

 

Group: Yes

Group: Yes

Group: Yes

Group: Yes

Capital Employed

22,979,669

18,957,382

17,092,540

14,529,859

 

 

Financial Ratios

 

Name

31/12/2013

31/12/2012

31/12/2011

31/12/2010

Pre Tax Profit Margin

-0.35 %

0.53 %

1.84 %

2.02 %

Current Ration

1.10

1.03

1.07

1.01

Sales or Net Working Capital

48.84

160.41

81.13

353.33

Gearing

208.85 %

259.39 %

368.58 %

703.16%

Equity

24.36 %

19.93 %

15.17%

9.36 %

Creditor Days

22.82

29.13

19.87

23.72

Debtor Days

30.86

37.15

28.20

38.00

Liquidity or Acid test

0.78

0.69

0.74

0.66

Return on Capital Employed

-3.59 %

8.09 %

36.42 %

35.90 %

Return on Total Assets Employed

-1.15%

1.70 %

8.13%

6.63 %

Current Debt Ratio

2.80 %

3.98 %

5.11 %

8.68 %

 

 

Name

31/12/2013

31/12/2012

31/12/2011

31/12/2010

Total Debt Ratio

3.13%

4.04 %

5.59 %

9.65 %

Stock Turnover Ratio

6.57 %

8.01 %

5.70 %

8.47 %

Return on Net Assets Employed

-4.77 %

8.62 %

53.58 %

70.67 %

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs. 63.60

UK Pound

1

Rs. 100.09

Euro

1

Rs. 71.23

 

INFORMATION DETAILS

 

Analysis Done by :

RSM

 

 

Report Prepared by :

ASH

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.