MIRA INFORM REPORT

 

 

Report No. :

329278

Report Date :

29.06.2015

 

IDENTIFICATION DETAILS

 

Name :

CHIN HUNG FIBRES LIMITED

 

 

Registered Office :

83, Khatungonj, Chittagong- 4000

 

 

Country :

Bangladesh

 

 

Date of Incorporation :

02.02.2003

 

 

Legal Form :

Private Company

 

 

Line of Business :

Manufacturer, Distributor and Exporter of Yarn

 

 

No. of Employees :

1000

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Good

Payment Behaviour :

Regular

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Bangladesh

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

BANGLADESH - ECONOMIC OVERVIEW

 

Bangladesh's economy has grown roughly 6% per year since 1996 despite political instability, poor infrastructure, corruption, insufficient power supplies, slow implementation of economic reforms, and the 2008-09 global financial crisis and recession. Although more than half of GDP is generated through the service sector, almost half of Bangladeshis are employed in the agriculture sector with rice as the single-most-important product. Garment exports, the backbone of Bangladesh’s industrial sector, accounted for more than 80% of total exports and surpassed $18 billion in 2014. The sector has remained resilient in recent years amidst a series of factory accidents that have killed over 1,000 workers and crippling strikes that shut down virtually all economic activity. Steady garment export growth combined with remittances from overseas Bangladeshis - which totaled $14 billion and 8% of GDP in 2014 - are the largest contributors to Bangladesh’s current account surplus and rising foreign exchange holdings.

 

Source : CIA

 


 

IDENTIFICATION DETAILS

Correct company Name

:

CHIN HUNG FIBRES LIMITED

Head Office

:

83, Khatungonj, Chittagong- 4000, Bangladesh.

Tel No

:

88-031-618095-6, 617837, 670518

Fax No

:

88-031-636381, 631583

E-mail

:

chflctg@tkgroupbd.com, chfldhk@tkgroupbd.com

chflctg@colbd.net, info@tkgroupbd.com

Website

:

www.tkgroup.com

Date/ Year of Incorporation

:

02-FEB-2003

Incorporation No.

:

CH-4582

Legal Form (General)

:

 Public Listed Co        Public (but not listed)   Private Co   State-owned Co

 Sole Proprietorships  Partnership                     Not Registered

 others (please specify) ________________

Legal form (Specific)

:

LTD   CORP    INC  CO    

 others (please specify) ________________

Issuing Authority

:

Registrar of Joint Stock Companies & Firms      City Corporation

 Municipal Administration                                   Union Council

 Cantonment Board                                              Chief Controller of  Import & Export (CCIE)

 

FINANCIALS- SUMMARY

 

      Year

Turnover/ Sales

 Assets

Income/ (Loss)

July’ 12~June’ 13

BDT 987 Million

BDT 699.20 Million

BDT 44.41 Million

July’ 13~June’ 14

BDT 1150 Million

BDT 721.50 million

BDT 59.80 Million

Exchange Rate

USD1-Tk. 77.8200

EUR 1- Tk. 100.2711

GBP 1- Tk.118.5354

AUD 1 - Tk.82.8563

JPY 1 - Tk.0.9286

CAD 1 - Tk.80.1887

SEK 1 - Tk.12.2870

SGD 1 - Tk.65.3045

CNH 1 - Tk.12.8399

 

 

 

 

 

 

 

 

 

 

 

 

 

 

FULLCHECK REPORT DETAILS

 

 

                                                             Information Parted By

 

 

 

 

 

Name

:

Mr. Jakir Hossain

 

Designation

:

Manager (Finance)

 

Contract

:

N/A

 

                                                               Locations Details

 

Operating Address

:

83, Khatungonj, Chittagong- 4000, Bangladesh.

Tel No

:

88-031-618095-6, 617837, 670518

Fax No

:

88-031-636381, 631583

E-mail

:

chflctg@tkgroupbd.com, chfldhk@tkgroupbd.com

chflctg@colbd.net, info@tkgroupbd.com

Website

:

www.tkgroup.com

 

Location :

: Owned

Ö

 

Rented

 

 

Leased

 

Area

3500

Sq. ft.

 

 

Type of Office :

  :       Commercial Office Bldg.

Ö

 

Semi-commercial office Bldg.

 

     

Retail shop

 

 

Industrial Park

 

     

Business Center

 

 

Home Office

 

     

Residential Bldg.

 

 

 

 

 

 

 

Factory:

 

 

 

 

 

Address

:

Chandgaon, I/A, Chittagong, Bangladesh.

Tel No

:

88-031-670518

Fax No

:

88-031-670997

 

Location :

   Owned

Ö

 

Rented

 

 

Leased

 

Area

50,000

Sq. ft.

 

Branches:

 

 

 

 

 

Address

:

T.K. Bhaban (2nd Floor) 13, Kawran Bazar, Dhaka-1215, Bangladesh.

Tel No

:

88-02- 9115210, 9144136, 9142876

Fax No

:

88-02-9143211

 

Employee:

 

 

 

No. of Employees 

 

In Office

:

89

In Factory

:

911

In Branch:

:

 

Total

:

1000

Details:

 

                    

 

 

OWNERSHIP/SHAREHOLDERS

 

         Names of Shareholders

                      No. of Share     

Mr. Mohd. Abu Tayab

                           225000 Shares

Mr. Mohd. Abul Kalam

                           225000 Shares

Mrs. Laila Bilkis Begum

                           225000 Shares

Mrs. Khaleda Begum

                           225000 Shares

 

DIRECTORS

 

Name

Designation

Mr. Mohd. Abul Kalam

Managing Director

Mr. Mohd. Abu Tayab

Director

Mrs. Laila Bilkis Begum

Director

Mrs. Khaleda Begum

Director

 

MANAGEMENT

 

Name

:

Mr. Jakir Hossain

Job Description

:

Manager (Finance)

Nationality

:

Bangladeshi.

Email address

:

N/A

Other details

:

N/A

 

BUSINESS OPERATIONS

 

Nature of Activity       :

Manufacturer

Ö

Trader

 

Dealer

 

Distributor

Ö

 

 

 

Exporter

Ö

Importer

 

Services

 

Others

 

 

Range of Products/Item Dealings In:

 

Products

:

Yarn

Production Capacity

:

15 Metric Tons of Grey Yarn,

15 Metric Tons of Dyed Yarn,

10 Metric Tons of Cotton Yarn,

15 Metric Tons of Yarn in Ring Spinning

7 Metric Tons of Dying Every Day

Last Year Production

:

Do

 

Trading Terms:

 

Purchasing Terms:

L/C

Ö

Cash

 

Others

 

 

 

Credit :

 

30 days

 

60 days

Ö

90 days

 

 

days

 

Selling Terms      :

L/C

 

Cash

 

Others

 

 

 

Credit :

 

30 days

 

60 days

Ö

90 days

 

 

days

 

DETAILED DATA

 

 

Trade Reference & Related Parties

:

 

Overseas Clients

:

N/A

Local Clients

:

N/A

 

Overseas Suppliers

:

N/A

Local Suppliers

:

N/A

 

Trade Markets

:

 

Exports

:

Europe

 

Imports

:

China, India

 

Brand Name

:

N/A

Certified

:

N/A

Auditors

:

N/A

Operation Status

:

Active

Member

:

 Bangladesh Textile Mills Association

 

CAPITAL STRUCTURE

 

 

Authorized Capital

:

BDT 10,00,00,000

 

Paid-up Capital

:

BDT 9,00,00,000

No. of Shares

:

10,00,000

Share Value

:

BDT 100.00Each

Main Assets

:

BDT 721.50 Million

 

 

 

 

 

 

 

 

 

 

 

FINANCIAL STATEMENT- DETAILED

 

The subject company don’t submit update financial figure to local registry office.

 

 

ASSOCIARES/SUBSIDIARIES/RELATED PARTIES

 

Sister Concerns

:

   Uni-Trade

   MAF Shies Ltd

   Riff Leather Ltd

   T.K. Refinery Ltd.

   MaAF Motors Ltd

   Masud & Brothers

   M.B. Telecom Ltd.

   Super Oil Mills Ltd.

   MAF Shoes Limited

   Riff Leather Limited

   Super Thread Limited

   T.K. Food Products Ltd.

   Super Formica Mills ltd

   Modern Polly Fiber Ltd.

   Asia Insurance Co. Ltd.

   Modern Polly Fiber Ltd.

   Aching Home Fiber Ltd

   Samuda Containers Ltd

   Asia Insurance Limited

   Super Synthetic Limited

   Samuda Oil Refinery Ltd

   Samuda Cement Ind. Ltd.

   Modern Hatchery Limited

   Modern Power Co. Limited

   Rubi Food Products Limited

   Super Board Mills Limited.

   Super Particle Bord Limited.

   Bay Fishing Corporation Ltd

   Premier Cement Mills Limited

   MAF News Print Mills Limited

   Sobnam Vegetable Oil Ind. Ltd.

   Modern Polly Industries Limited

   T.K Chemical Complex Limited

   Mohammadi Trading Co. Limited

   Modern Fibers Industries Limited

   Super Knitting and Dyeing Mills Ltd

   Samuda Chemical Complex Limited

   Super Knitting & Dying Mills Limited

   Bangladesh Timber & Plywood Limited

Subsidiary

:

Nil

Name of  The Group

:

TK Group of Industries

 

BANKING

 

 

Bank Name  

:

Prime Bank Ltd.

Bank Address

:

Agrabad Branch

Address: Chittagong Chamber House, 38 Agrabad C/A, Chittagong-4100

Phone: (031) 727018, 716724-5

Fax: 88-031-718971

 

 

Bank Name  

:

Al Arafa Islami Bank Ltd.

Bank Address

:

Khatungonj Branch (AD)

Aktar KamalVP

146, Chand Meah Lane Khatungonj, Chittagong

Ph: 031-617103(D),031-622230,031-617104, 01819-315481

Fax: 031-622229

 

 

ADVERSE DATA MONITORING

 

Dishonored Checks           

 

:     

No Record Found         

Debt

 

:

No Record Found

Litigation  

                   

:

Clear         

Performance Defaults

 

:

No Record Found         

Adverse Local Media Coverage/ Adverse Filling History

:

No Record Found

 

SITE VISIT COMMENTARY

 

Our representative visited the subject company Head Office which is situated at 83, Khatungonj, Chittagong- 4000, Bangladesh. It is situated at commercial area.

 

 

GENERAL COMMENTS

 

The subject company is engaged in manufacturer, Exporter & distributors.  It is reputed company in this line of business. We recommended that Credit can proceed normally in Moderate amount.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.63.60

UK Pound

1

Rs.100.09

Euro

1

Rs.71.23

 

 

INFORMATION DETAILS

 

Analysis Done by :

KAS

 

 

Report Prepared by :

TPT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.