MIRA INFORM REPORT

 

 

Report No. :

328580

Report Date :

30.06.2015

 

IDENTIFICATION DETAILS

 

Name :

AL AALAAM MISR COMPANY

 

 

Registered Office :

Cairo Alexandria Agricultural Road, Shubra An Namlah, Basioun, Tanta

 

 

Country :

Egypt

 

 

Date of Incorporation :

16.02.2014

 

 

Com. Reg. No.:

23131

 

 

Legal Form :

General Partnership

 

 

Line of Business :

Import and Distribution of General Foodstuffs, including Spices, Nuts and Seeds.

 

 

No. of Employees :

6

 

 

RATING & COMMENTS

 

MIRA’s Rating :

NB

 

RATING

STATUS

PROPOSED CREDIT LINE

 

--

NB

New Business

 

--

 

 

Status :

New Company

 

 

Payment Behaviour :

Unknown

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Egypt

B2

B2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

EGYPT - ECONOMIC OVERVIEW

 

Occupying the northeast corner of the African continent, Egypt is bisected by the highly fertile Nile valley, where most economic activity takes place. Egypt's economy was highly centralized during the rule of former President Gamal Abdel NASSER but opened up considerably under former Presidents Anwar EL-SADAT and Mohamed Hosni MUBARAK. Cairo from 2004 to 2008 pursued business climate reforms to attract foreign investment and facilitate growth. Poor living conditions and limited job opportunities for the average Egyptian contribute to public discontent, a major factor leading to the January 2011 revolution that ousted Mubarak. The uncertain political, security, and policy environment since 2011 caused economic growth to slow significantly, hurting tourism, manufacturing, and other sectors and pushing up unemployment. Weak growth and limited foreign exchange earnings have made public finances unsustainable, leaving authorities dependent on expensive borrowing for deficit finance and on Gulf allies to help cover the import bill. Egypt's current Constitution passed in a referendum that took place in January 2014.

 

Source : CIA

 

SUMMARY

 

Company Name                                    : AL AALAAM MISR COMPANY

Country of Origin                                   : Egypt

Legal Form                                           : General Partnership

Registration Date                                  : 16th February 2014

Commercial Registration Number           : 23131

Partners Capital                                     : £E 60,000

Total Workforce                                     : 6

Activities                                               : Distributors of general foodstuffs.

Financial Condition                                : Undetermined

Payments                                             : Nothing detrimental uncovered

 

 

COMPANY NAME

 

AL AALAAM MISR COMPANY

 

 

ADDRESS

 

Registered & Physical Address

 

Street               : Cairo Alexandria Agricultural Road

Area                 : Shubra An Namlah, Basioun

 

Town                : Tanta

Country             : Egypt

 

Telephone         : (20-40) 3060999

Facsimile          : (20-40) 3060999

Mobile              : (20-100) 3424291

Email                : alaalaamegypt@yahoo.com

 

Premises

 

Subject operates from a small suite of offices that are rented and located in the Central Business Area of Tanta.

 

 

KEY PRINCIPALS

 

     Name                                                                                               Position

 

·       Abdel Wahab Mustapha Abd El Wahab Dabor                                   Managing Partner

 

·       Heba Farouk Saad Sahloob                                                              Partner

 

·       Mohamed Ghoneim                                                                          Administration Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 16th February 2014

 

Legal Form                  : General Partnership

 

Commercial Reg. No.   : 23131

 

Partners Capital           : £E 60,000

 

Name of Partner (s)

 

·       Abdel Wahab Mustapha Abd El Wahab Dabor

 

·       Heba Farouk Saad Sahloob

 

 

OPERATIONS

 

Activities: Engaged in the import and distribution of general foodstuffs, including spices, nuts and seeds.

 

Import Countries: Europe and the Far East.

 

Subject has a workforce of 6 employees.

 

 

FINANCIAL DATA

 

Subject is a newly formed business and as a result financial information is not currently available.

 

 

BANKERS

 

·       United Bank

Main Branch

Tanta

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

In view of subject’s infancy, extensive payment and financial are not available, therefore dealings are recommended to be on secured terms, and a close monitoring of subject’s business development is advisable.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.63.92

UK Pound

1

Rs.100.40

Euro

1

Rs.70.41

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

NIT

 

 

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.