MIRA INFORM REPORT

 

 

Report No. :

329074

Report Date :

30.06.2015

 

IDENTIFICATION DETAILS

 

Name :

ULRICH WALTER GMBH

 

 

Registered Office :

Dr.-Jürgen-Ulderup-Str. 12, D 49356 Diepholz, Post Box:12 69, D 49342 Diepholz

 

 

Country :

Germany

 

 

Financials (as on) :

31.12.2012

 

 

Date of Incorporation :

01.01.1978

 

 

Com. Reg. No.:

HRB 100169

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Wholesale of Coffee, Tea, Cocoa and Spices.

 

 

No. of Employees :

119

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Germany

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

GERMANY - ECONOMIC OVERVIEW

 

The German economy - the fifth largest economy in the world in PPP terms and Europe's largest - is a leading exporter of machinery, vehicles, chemicals, and household equipment and benefits from a highly skilled labor force. Like its Western European neighbors, Germany faces significant demographic challenges to sustained long-term growth. Low fertility rates and declining net immigration are increasing pressure on the country's social welfare system and necessitate structural reforms. Reforms launched by the government of Chancellor Gerhard SCHROEDER (1998-2005), deemed necessary to address chronically high unemployment and low average growth, contributed to strong growth and falling unemployment. These advances, as well as a government subsidized, reduced working hour scheme, help explain the relatively modest increase in unemployment during the 2008-09 recession - the deepest since World War II - and its decrease to 5.2% in 2014. The new German government introduced a minimum wage of about $11.60 (8.50 euros) per hour to take effect in 2015. Stimulus and stabilization efforts initiated in 2008 and 2009 and tax cuts introduced in Chancellor Angela MERKEL's second term increased Germany's total budget deficit - including federal, state, and municipal - to 4.1% in 2010, but slower spending and higher tax revenues reduced the deficit to 0.8% in 2011 and in 2012 Germany reached a budget surplus of 0.1%. The budget was essentially in balance in 2014. A constitutional amendment approved in 2009 limits the federal government to structural deficits of no more than 0.35% of GDP per annum as of 2016 though the target was already reached in 2012. The German economy suffers from low levels of investment, and a government plan to invest 15 billion euros 2016-18, largely in infrastructure, is intended to spur needed private investment. Following the March 2011 Fukushima nuclear disaster, Chancellor Angela MERKEL announced in May 2011 that eight of the country's 17 nuclear reactors would be shut down immediately and the remaining plants would close by 2022. Germany plans to replace nuclear power with renewable energy, which accounted for 27.8% of gross electricity consumption in 2014, up from 9% in 2000. Before the shutdown of the eight reactors, Germany relied on nuclear power for 23% of its electricity generating capacity and 46% of its base-load electricity production. Extremely low inflation, caused largely by low global energy prices and a weak euro, are expected to boost German GDP growth in 2015.

 

Source : CIA

 

 

Company Name and address

 

ULRICH WALTER GMBH

 

 Company Status:      active

                      Dr.-Jürgen-Ulderup-Str. 12

                      D 49356 Diepholz

                      Post Box:

                      12 69, D 49342 Diepholz

                      Telephone:05441/9856100

                      Telefax:  05441/9856101

                      Homepage: www.lebensbaum.de

                      E-mail:   info@lebensbaum.de

 

 

VAT no.          

 

DE151395616

 

 

CONCLUSION

 

Business relations are permissible.

 

 

Company Summary

 

 LEGAL FORM              Private limited company

 Date of foundation:      01.01.1978

 Registered on:             26.05.1992

 Commercial Register:   Local court 29664 Walsrode

 under:                          HRB 100169

 

 

Share capital                      

 

EUR            300,000.00

 

 Shareholder:

                      Pure Taste Group GmbH & Co KG

                      Dr.-Jürgen-Ulderup-Str. 12

                      D 49356 Diepholz

                      Legal form: Ltd partnership with priv. ltd.

                      company as general partner

                      Total cap.         EUR             25,000.00

                      contribution:

                      Share:             EUR            300,000.00

                      Registered on: 02.07.2013

                      Reg. data: 29664 Walsrode, HRA 202206

 Manager:

                      Ulrich Walter

                      Im Heidmoore 5

                      D 49453 Rehden

                      born: 23.08.1949

                      Profession: Businessman

                      Marital status: married

 Manager:

                      Dr. Achim Mayr

                      Sonnentauweg 3

                      D 49356 Diepholz

                      having sole power of representation

                      born: 20.06.1959

 

 Further functions/participations of Ulrich Walter (Manager)

 Shareholder:

                      AUWA Holding GmbH

                      Dr.-Jürgen-Ulderup-Str. 12

                      D 49356 Diepholz

                      Legal form: Private limited company

                      Share capital:     EUR             50,000.00

                      Share:             EUR             30,000.00

                      Registered

                      on:         31.07.1989

                      Reg. data:  29664 Walsrode, HRB 100124

 Manager:

                      AUWA Holding GmbH

                      Dr.-Jürgen-Ulderup-Str. 12

                      D 49356 Diepholz

                      Legal form: Private limited company

                      Share capital:     EUR             50,000.00

                      Registered

                      on:         31.07.1989

                      Reg. data:  29664 Walsrode, HRB 100124

 Manager:

                      AUWA Beteiligungs GmbH

                      Maschstr. 31

                      D 49356 Diepholz

                      Legal form: Private limited company

                      Share capital:     EUR             25,000.00

                      Registered

                      on:         10.05.2001

                      Reg. data:  29664 Walsrode, HRB 100359

 Manager:

                      BiologX GmbH

                      Dr.-Jürgen-Ulderup-Str. 12

                      D 49356 Diepholz

                      Legal form: Private limited company

                      Share capital:     EUR             25,000.00

                      Registered

                      on:         13.03.2007

                      Reg. data:  29664 Walsrode, HRB 200514

 Manager:

                      BL Verwaltungs- u. Beteiligungs GmbH

                      Dr.-Jürgen-Ulderup-Str. 12

                      D 49356 Diepholz

                      Legal form: Private limited company

                      Share capital:     EUR             50,000.00

                      Registered

                      on:         15.03.2007

                      Reg. data:  29664 Walsrode, HRB 200522

 Manager:

                      Pure Taste Group Verwaltungs- u.

                      Beteiligungs GmbH

                      Dr.-Jürgen-Ulderup-Str. 12

                      D 49356 Diepholz

                      Legal form: Private limited company

                      Share capital:     EUR             25,000.00

                      Registered

                      on:         05.07.2013

                      Reg. data:  29664 Walsrode, HRB 204367

 President of the Board of Directors:

                      Förderverein BSV Rehden e. V.

                      Im Heidmoore 5

                      D 49453 Rehden

                      Legal form: Registered association

                      Registered

                      on:         20.07.1999

                      Reg. data:  29664 Walsrode, VR 100276

 Member of the Supervisory Board:

                      GLS Beteiligungsaktiengesellschaft

                      Christstr. 9

                      D 44789 Bochum

                      Post Box:

                      10 08 29, D 44708 Bochum

                      Legal form: Public limited company

                      Share capital:     EUR          1,731,600.00

                      Registered

                      on:         12.12.1995

                      Reg. data:  44787 Bochum, HRB 5423

 

 Further functions/participations of Dr. Achim Mayr (Manager)

 Manager:

                      BiologX GmbH

                      Dr.-Jürgen-Ulderup-Str. 12

                      D 49356 Diepholz

                      Legal form: Private limited company

                      Share capital:     EUR             25,000.00

                      Registered

                      on:         13.03.2007

                      Reg. data:  29664 Walsrode, HRB 200514

 Manager:

                      Pure Taste Group Verwaltungs- u.

                      Beteiligungs GmbH

                      Dr.-Jürgen-Ulderup-Str. 12

                      D 49356 Diepholz

                      Legal form: Private limited company

                      Share capital:     EUR             25,000.00

                      Registered

                      on:         05.07.2013

                      Reg. data:  29664 Walsrode, HRB 204367

 

 

COMPANY HISTORY

 

 01.01.1978 - 1992        BIO-VEDA Naturprodukte GmbH

                          D 49453 Dickel

                          Private limited company

 1993 - 23.11.1995        BIOVEDA Naturprodukte GmbH

                          Maschstr. 31

                          D 49356 Diepholz

                          Private limited company

 26.09.2000 - 05.08.2002  U. Walter GmbH

                          Maschstr. 31

                          D 49356 Diepholz

                          Private limited company

 05.08.2002 - 18.10.2004  U. Walter GmbH

                          Dr.-Jürgen-Ulderup-Str. 12

                          D 49356 Diepholz

                          Private limited company

 

 

BUSINESS ACTIVITIES

 

 Main industrial sector

 4637    Wholesale of coffee, tea, cocoa and spices

 

 

PARTICIPATIONS

 

 Shareholder:

                      Pro Naturkost GmbH

                      Zur Kräuterwiese 6

                      D 31020 Salzhemmendorf

                      Legal form: Private limited company

                      Company Status: in liquidation

                      since:          02.03.2015

                      Share capital:     EUR             30,000.00

                      Share:             EUR              5,000.00

                      Reg. data:  06.07.2006

                                  Local court 30175 Hannover

                                  HRB 200726

 

 

FINANCIAL INFORMATION

 

 Payment experience:  within agreed terms

 

 Negative information:We have no negative information at hand.

 

 Balance sheet year:  2012

 

 

REAL ESTATE

 

 Type of ownership:       Tenant

 Address                       Dr.-Jürgen-Ulderup-Str. 12

                                    D 49356 Diepholz

 

 Land register documents were not available.

 

 

BANKERS

 

 Principal banks

 KREISSPARKASSE GRAFSCHAFT DIEPHOLZ, 49343 DIEPHOLZ

 Sort. code: 25651325

 BIC: BRLADE21DHZ

 OLDENBURGISCHE LANDESBANK AG, 49344 DIEPHOLZ

 Sort. code: 25621327

 BIC: OLBODEH2XXX

 

 Further bank

 VOLKSBANK DIEPHOLZ-BARNSTORF, 49403 BARNSTORF, KR DIEPHOLZ

 Sort. code: 25069503

 BIC: GENODEF1BNT

 

 

FINANCIAL FIGURES

 

 Turnover:            2013              *EUR         40,120,000.00

                      2014              *EUR         40,110,000.00

 further business figures:

 Equipment:                              EUR            673,664.00

 Ac/ts receivable:                       EUR          4,389,588.00

 Liabilities:                            EUR          8,189,618.00

 Total numbers of vehicles:                                      4

 - Passenger cars:                                               4

 Employees:                                                    119

 - thereof permanent staff:                                    107

 - Trainees:                                                    12

 

 The business figures marked with an asterisk are estimates based on average values in the line of business.

 

 

BALANCE SHEETS

 

 Balance sheet ratios 01.01.2012 - 31.12.2012

 Equity ratio [%]:                 49.41

 Liquidity ratio:                   0.56

 Return on total capital [%]:      15.45

 

 Balance sheet ratios 01.01.2011 - 31.12.2011

 Equity ratio [%]:                 38.60

 Liquidity ratio:                   0.49

 Return on total capital [%]:      11.20

 

 Balance sheet ratios 01.01.2010 - 31.12.2010

 Equity ratio [%]:                 49.18

 Liquidity ratio:                   0.64

 Return on total capital [%]:      12.38

 

 Balance sheet ratios 01.01.2009 - 31.12.2009

 Equity ratio [%]:                 44.82

 Liquidity ratio:                   0.54

 Return on total capital [%]:       9.55

 

 Equity ratio

 The equity ratio indicates the portion of the equity as compared

 to the total capital. The higher the equity ratio, the better the

 economic stability (solvency) and thus the financial autonomy of

 a company.

 

 Liquidity ratio

 The liquidity ratio shows the proportion between adjusted

 receivables and net liabilities. The higher the ratio, the lower

 the company's financial dependancy from external creditors.

 

 Return on total capital

 The return on total capital shows the efficiency and return on

 the total capital employed in the company. The higher the return

 on total capital, the more economically does the company work

 with the invested capital.

 

Type of balance sheet:                    Company balance sheet

 

 Financial year:                          01.01.2012 - 31.12.2012

 

 ASSETS                                  EUR         19,958,551.14

  Fixed assets                           EUR          3,517,044.10

   Intangible assets                     EUR             98,841.00

    Concessions, licences, rights        EUR             98,841.00

   Tangible assets                       EUR          3,388,203.10

    Land / similar rights                EUR             38,122.00

    Plant / machinery                    EUR          2,674,062.50

    Other tangible assets / fixtures and

    fittings                             EUR            673,663.51

    Advance payments made / construction

    in progress                          EUR              2,355.09

   Financial assets                      EUR             30,000.00

    Shares in participations /

    subsidiaries and the like            EUR             30,000.00

     Shares in cooperatives              EUR             20,000.00

     Shares in investee companies        EUR             10,000.00

  Current assets                         EUR         16,314,789.81

   Stocks                                EUR          9,061,522.34

    Raw materials, consumables and

    supplies                             EUR          4,730,375.06

    Finished goods / work in progress    EUR          4,027,921.28

    Advance payments made                EUR            303,226.00

   Accounts receivable                   EUR          4,389,587.72

    Amounts due from shareholders        EUR          1,413,644.97

    Trade debtors                        EUR          2,915,783.16

    Other debtors and assets             EUR             60,159.59

   Liquid means                          EUR          2,863,679.75

  Remaining other assets                 EUR            126,717.23

   Accruals (assets)                     EUR            126,717.23

 

 LIABILITIES                             EUR         19,958,551.14

  Shareholders' equity                   EUR         10,511,418.98

   Capital                               EUR            300,000.00

    Subscribed capital (share capital)   EUR            300,000.00

   Reserves                              EUR             76,693.78

    Capital reserves                     EUR             76,693.78

   Balance sheet profit/loss (+/-)       EUR         10,134,725.20

    Balance sheet profit / loss          EUR         10,134,725.20

  Items between shareholders' equity and

  debt capital                           EUR            132,000.00

   Allowances / bonuses                  EUR            132,000.00

  Provisions                             EUR          1,125,514.34

   Pension provisions and comparable

   provisions                            EUR             71,113.27

   Provisions for taxes                  EUR            390,158.99

   Other / unspecified provisions        EUR            664,242.08

  Liabilities                            EUR          8,189,617.82

   Financial debts                       EUR          5,197,235.18

    Liabilities due to banks             EUR          5,197,235.18

   Other liabilities                     EUR          2,992,382.64

    Trade creditors (for IAS incl. bills

    of exchange)                         EUR          1,233,508.96

    Liabililties due to related companiesEUR            559,949.49

    Unspecified other liabilities        EUR          1,198,924.19

     thereof liabilities from tax /

     financial authorities               EUR             59,494.59

     thereof liabilities from social

     security                            EUR              1,334.94

  Guarantees and other commitments       EUR          1,600,000.00

   Guarantees / warranties               EUR            300,000.00

    Guarantees                           EUR            300,000.00

   Sureties / lendings of

   creditworthiness                      EUR          1,300,000.00

 

 PROFIT AND LOSS ACCOUNT (cost-summary method) according to Comm.

 Code (HGB)

  Sales                                  EUR         40,108,110.66

  Inventory change + own costs (+/-)     EUR            542,388.97

   Inventory change (+/-)                EUR            542,388.97

  Other operating income                 EUR            205,933.09

  Cost of materials                      EUR         24,114,330.08

   Raw materials and supplies, purchased

   goods                                 EUR         22,532,544.12

   Purchased services                    EUR          1,581,785.96

  Gross result (+/-)                     EUR         16,742,102.64

  Staff expenses                         EUR          5,148,679.80

   Wages and salaries                    EUR          4,328,504.21

   Social security contributions and

   expenses for pension plans and

   benefits                              EUR            820,175.59

  Total depreciation                     EUR            841,036.76

   Depreciation on tangible / intangible

   asssets (incl. start-up and exp. of

   bus.                                  EUR            841,036.76

  Other operating expenses               EUR          6,537,428.26

  Operating result from continuing

  operations                             EUR          4,214,957.82

  Interest result (+/-)                  EUR           -236,444.64

   Interest and similar income           EUR             47,978.61

   Interest and similar expenses         EUR            284,423.25

  Financial result (+/-)                 EUR           -236,444.64

  Result from ordinary operations (+/-)  EUR          3,978,513.18

  Income tax / refund of income tax (+/-)EUR         -1,108,179.16

  Other taxes / refund of taxes          EUR             -4,371.00

  Tax (+/-)                              EUR         -1,112,550.16

  Annual surplus / annual deficit        EUR          2,865,963.02

 

 

 Type of balance sheet:                   Company balance sheet

 

 Financial year:                          01.01.2011 - 31.12.2011

 

 ASSETS                                  EUR         17,891,369.18

  Fixed assets                           EUR          3,573,136.12

   Intangible assets                     EUR             77,607.00

    Concessions, licences, rights        EUR             12,323.50

    Other / unspecified intangible assetsEUR             65,283.50

   Tangible assets                       EUR          3,465,529.12

    Land / similar rights                EUR             34,769.00

    Plant / machinery                    EUR          2,058,704.00

    Other tangible assets / fixtures and

    fittings                             EUR            571,794.51

    Advance payments made / construction

    in progress                          EUR            800,261.61

   Financial assets                      EUR             30,000.00

    Shares in participations /

    subsidiaries and the like            EUR             30,000.00

     Shares in cooperatives              EUR             20,000.00

     Shares in investee companies        EUR             10,000.00

  Current assets                         EUR         14,231,804.76

   Stocks                                EUR          8,208,368.42

    Raw materials, consumables and

    supplies                             EUR          4,530,393.55

    Finished goods / work in progress    EUR          3,677,974.87

   Accounts receivable                   EUR          5,768,575.57

    Amounts due from shareholders        EUR          1,328,325.22

    Trade debtors                        EUR          3,549,675.09

    Other debtors and assets             EUR            890,575.26

   Liquid means                          EUR            254,860.77

  Remaining other assets                 EUR             86,428.30

   Accruals (assets)                     EUR             86,428.30

 

 LIABILITIES                             EUR         17,891,369.18

  Shareholders' equity                   EUR          7,645,455.96

   Capital                               EUR            300,000.00

    Subscribed capital (share capital)   EUR            300,000.00

   Reserves                              EUR             76,693.78

    Capital reserves                     EUR             76,693.78

   Balance sheet profit/loss (+/-)       EUR          7,268,762.18

    Balance sheet profit / loss          EUR          7,268,762.18

  Items between shareholders' equity and

  debt capital                           EUR            151,300.00

   Allowances / bonuses                  EUR            151,300.00

  Provisions                             EUR            815,389.10

   Pension provisions and comparable

   provisions                            EUR             68,726.45

   Provisions for taxes                  EUR             17,228.07

   Other / unspecified provisions        EUR            729,434.58

  Liabilities                            EUR          9,279,224.12

   Financial debts                       EUR          5,195,300.24

    Liabilities due to banks             EUR          5,195,300.24

   Other liabilities                     EUR          4,083,923.88

    Trade creditors (for IAS incl. bills

    of exchange)                         EUR          2,012,368.38

    Liabililties due to related companiesEUR            762,968.05

    Unspecified other liabilities        EUR          1,308,587.45

     thereof liabilities from tax /

     financial authorities               EUR            334,190.75

     thereof liabilities from social

     security                            EUR              1,943.49

 

 PROFIT AND LOSS ACCOUNT (cost-summary method) according to Comm.

 Code (HGB)

  Sales                                  EUR         36,709,207.30

  Inventory change + own costs (+/-)     EUR           -128,901.62

   Inventory change (+/-)                EUR           -128,901.62

  Other operating income                 EUR            197,071.44

  Cost of materials                      EUR         21,516,920.74

   Raw materials and supplies, purchased

   goods                                 EUR         20,021,950.88

   Purchased services                    EUR          1,494,969.86

  Gross result (+/-)                     EUR         15,260,456.38

  Staff expenses                         EUR          4,577,668.66

   Wages and salaries                    EUR          3,861,687.32

   Social security contributions and

   expenses for pension plans and

   benefits                              EUR            715,981.34

  Total depreciation                     EUR            981,485.16

   Depreciation on tangible / intangible

   asssets (incl. start-up and exp. of

   bus.                                  EUR            981,485.16

  Other operating expenses               EUR          6,897,134.32

  Operating result from continuing

  operations                             EUR          2,804,168.24

  Interest result (+/-)                  EUR           -220,775.13

   Interest and similar income           EUR             55,549.98

   Interest and similar expenses         EUR            276,325.11

  Other financial result                 EUR             -1,789.52

   Depreciation on financial assets and

   marketable securities                 EUR              1,789.52

  Financial result (+/-)                 EUR           -222,564.65

  Result from ordinary operations (+/-)  EUR          2,581,603.59

  Income tax / refund of income tax (+/-)EUR           -723,597.85

  Other taxes / refund of taxes          EUR             -2,536.00

  Tax (+/-)                              EUR           -726,133.85

  Annual surplus / annual deficit        EUR          1,855,469.74


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.63.92

UK Pound

1

Rs.100.40

Euro

1

Rs.70.41

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

NIT

 

 

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.