MIRA INFORM REPORT

 

 

Report No. :

308998

Report Date :

05.03.2015

 

IDENTIFICATION DETAILS

 

Name :

HONG KONG LEADERS GROUP LIMITED

 

 

Registered Office :

Unit 416, 4th Floor, Block A, Sun Fung Centre, 88 Kwok Shui Road, Kwai Chung, N.T

 

 

Country :

Hong Kong

 

 

Date of Incorporation :

23.04.1997

 

 

Com. Reg. No.:

20918356

 

 

Legal Form :

Private Limited Liability Company

 

 

Line of Business :

engaged in Manufacturing and sale of Label Tape such as Polyester Satin, Eco-Friendly Label Tapes, Nylon Taffeta, Polyester Taffeta & Heat Seal

 

 

No of Employees :

Not Available

 

[NOTE: We tried to confirm the number of employees but no one is ready to part any information from the company management.]

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

Unknown

Litigation :

Clear 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Hong Kong

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 


 

Hong Kong ECONOMIC OVERVIEW

 

Hong Kong has a free market economy, highly dependent on international trade and finance - the value of goods and services trade, including the sizable share of re-exports, is about four times GDP. Hong Kong has no tariffs on imported goods, and it levies excise duties on only four commodities, whether imported or produced locally: hard alcohol, tobacco, hydrocarbon oil, and methyl alcohol. There are no quotas or dumping laws. Hong Kong's open economy left it exposed to the global economic slowdown that began in 2008. Although increasing integration with China, through trade, tourism, and financial links, helped it to make an initial recovery more quickly than many observers anticipated, its continued reliance on foreign trade and investment leaves it vulnerable to renewed global financial market volatility or a slowdown in the global economy. The Hong Kong government is promoting the Special Administrative Region (SAR) as the site for Chinese renminbi (RMB) internationalization. Hong Kong residents are allowed to establish RMB-denominated savings accounts; RMB-denominated corporate and Chinese government bonds have been issued in Hong Kong; and RMB trade settlement is allowed. The territory far exceeded the RMB conversion quota set by Beijing for trade settlements in 2010 due to the growth of earnings from exports to the mainland. RMB deposits grew to roughly 12% of total system deposits in Hong Kong by the end of 2013. The government is pursuing efforts to introduce additional use of RMB in Hong Kong financial markets and is seeking to expand the RMB quota. The mainland has long been Hong Kong's largest trading partner, accounting for about half of Hong Kong's total trade by value. Hong Kong's natural resources are limited, and food and raw materials must be imported. As a result of China's easing of travel restrictions, the number of mainland tourists to the territory has surged from 4.5 million in 2001 to 34.9 million in 2012, outnumbering visitors from all other countries combined. Hong Kong has also established itself as the premier stock market for Chinese firms seeking to list abroad. In 2012 mainland Chinese companies constituted about 46.6% of the firms listed on the Hong Kong Stock Exchange and accounted for about 57.4% of the Exchange's market capitalization. During the past decade, as Hong Kong's manufacturing industry moved to the mainland, its service industry has grown rapidly. Credit expansion and tight housing supply conditions have caused Hong Kong property prices to rise rapidly; consumer prices increased by more than 4% in 2013. Lower and middle income segments of the population are increasingly unable to afford adequate housing. Hong Kong continues to link its currency closely to the US dollar, maintaining an arrangement established in 1983. In 2013, Hong Kong and China signed new agreements under the Closer Economic Partnership Agreement, adopted in 2003 to forge closer ties between Hong Kong and the mainland. The new measures, effective from January 2014, cover services and trade facilitation, and will improve access to the mainland's service sector for Hong Kong-based companies.

 

Source : CIA

 

 

Contact Points

 

Company Name (in Chinese):

香港領先企業集團有限公司

Company Name (in English):

Hong Kong Leaders Group Limited

Supplied Name:

HONG KONG LEADERS GROUP LTD,

Trading Address:

Unit 416, 4th Floor, Block A, Sun Fung Centre, 88 Kwok Shui Road, Kwai Chung, N.T., Hong Kong

Supplied Address:

416, BLOCK A , SUN FUNG CENTRE, 88, KWOK SHUI ROAD, KWAI CHING, N.T HONG KONG

Note: The exact name and address are as above.

 

 

Credit Summary

 

Credit Opinion:

Business connections are permissible.

 

Special Note

 

We have arranged the site visit for the supplied address, but the result has not been come back. We will update the report when receive the photos.

 

We contacted the subject through the telephone number +852-2610-2799 from public files, and Ms. Yang answered the phone said the subject is located at the supplied address.

 

 

Company Identification Details

 

Registered Name:

Hong Kong Leaders Group Limited

Registered Address:

Unit 416, 4th Floor, Block A, Sun Fung Centre, 88 Kwok Shui Road, Kwai Chung, N.T., Hong Kong

Telephone Number:

+852-2610-2799

Fax Number:

+852-2610-1621

Date of Registration:

1997-4-23

Registered Number:

604941

Business Registration No.:

20918356

Paid-up Capital:

HKD 250 (USD 32.25) = 250 Shares@ HKD 1

(As of 2015.3, 1 HKD = 0.129 USD)

Legal Form:

Private Limited Liability Company

SITC Code:

65621 Labels, Badges And Similar Articles Of Textile Materials, Woven, In The Piece, In Strips Or Cut To Shape Or Size, Not Embroidered (Kg)

Principal Activities:

engaged in Manufacturing and sale of Label Tape such as Polyester Satin, Eco-Friendly Label Tapes, Nylon Taffeta, Polyester Taffeta & Heat Seal

Staff:

N/A

Listed at Stock Exchange:

No

Date of Last Annual Return:

2014-4-23

 

Notes: Subject declined to disclose the number of staff, and from other source we cannot obtain the information, either.

 

 

History

 

Subject was incorporated on 1997-4-23 with the registered number 604941 as Private Limited Liability Company in Hong Kong.

 

 

Corporate Structure

 

Factory (Mainland China)

Name:

Huzhou Lingxian Silk Ribbon Co., Ltd

Address:

Zhu Dun Industrial Park, Linghu Town, Huzhou City, Zhejiang Province, China

Tel:

+86-572-3351527   

Fax:

+86-572-3352355

Email:

leaders@garmentlabel.com

 

 

Shareholders

 

Name

Subscription Shares

Proportion of Investment (%)

Chan Tze Hung

200

80%

Tsang Mei Ho

50

20%

Total

250

100%

Major Shareholder Information:

1

Name:

Chan Tze Hung

Address:

Flat A, 25th Floor, Block 3, Sausalito, Shatin, New Territories, Hong Kong

2

Name:

Tsang Mei Ho

Address:

Flat A, 25th Floor, Block 3, Sausalito, Shatin, New Territories, Hong Kong

 

Management Information

 

Core Management

Detailed Information of Directors:

1

Name:

Tsang Mei Ho

Address:

Flat A, 25th Floor, Block 3, Sausalito, Shatin, New Territories, Hong Kong

Position:

Director & Secretary

ID Number:

A987800(1)

2

Name:

Chan Tze Hung

Address:

Flat A, 25th Floor, Block 3, Sausalito, Shatin, New Territories, Hong Kong

Position:

Director

ID Number:

A986889(8)

 

Operation Information

 

Offices & Factories

 

Office

Address:

Unit 416, 4th Floor, Block A, Sun Fung Centre, 88 Kwok Shui Road, Kwai Chung, N.T., Hong Kong

 


Premises Information

Office address:

Address:

Unit 416, 4th Floor, Block A, Sun Fung Centre, 88 Kwok Shui Road, Kwai Chung, N.T., Hong Kong

Owners:

Hong Kong Leaders Group Limited

Memorial Number:

06070801400034

Assignment

Date of Instrument:

2006-6-20

Date of Registration:

2006-7-8

Consideration Value:

HKD 2,100,700.00 (PT.)

 

History of Premises Owners’

1

Memorial No.:

10051000500013

Date of Instrument:

2010-4-22

Date of Registration:

2010-5-10

Nature:

G.N. 2270 Dated 22.4.2010 Under Railways Ordinance (CHAPTER 519)

In Favor of:

--

Consideration:

--

2

Memorial No.:

06112801400024

Date of Instrument:

2006-11-3

Date of Registration:

2006-11-28

Nature:

Mortgage

In Favor of:

DBS Bank (Hong Kong) Limited

Consideration:

All Moneys (PT.)

3

Memorial No.:

06070700770010

Date of Instrument:

2006-6-20

Date of Registration:

2006-7-7

Nature:

Agreement For Sale And Purchase

In Favor of:

Hong Kong Leaders Group Limited

Consideration:

HKD 2,100,700.00 (PT.)

 


Note: PT. means of part of.

 

Production Information

l  Subject is engaged in manufacturing of label tape

l  It is introduced that subject has a factory in Zhejiang Province of the Mainland of China.

 

Purchase Information

l  It is introduced that subject’s raw materials for production are mainly purchased in the Mainland of China.

 

Sales Information

l  Subject is engaged in sale of label tape

l  The major products of the subject are polyester satin, eco-friendly label tapes, nylon taffeta, polyester taffeta & heat seal

l  It is introduced that subject’s products are applied for garments.

l  The sales regions of the subject are domestic market, Japan, India, Southeast Asia, etc.

l  The major customers of the subject are manufacturers of garments, etc.

 

 

Settlements

 

Purchase

1.     Domestic Purchase

Products

Raw materials, etc.

Payment Terms

T/T, Cash, etc.

 

2.     Import

Subject has little import.

 

Sales

1.     Domestic Markets

Product

Label tape, etc.

Selling Terms

T/T, Cash, etc.

 

2.     Export

Product

Label tape, etc.

Selling Terms

L/C, T/T, etc.

Financial Information

 

The subject has no obligation to supply its financial statement to the third party according to the relevant policy in Hong Kong and the only source from which we can obtain the information is the subject itself.

 

Subject’s relevant staff rejected to disclose the financial information; from other sources we could not obtain such information, either.

 

 

Bankers

 

Mortgage Record

1

Company Name:

Hong Kong Leaders Group Limited (“The Customer”)

Instrument of Creating Mortgage:

Assignment of DC Proceeds

Date of Creating Mortgage:

2008-6-27

Amount Secured:

All loans or other advances made or to be made by the Bank to the Customer against documents submitted under a Documentary Credit, all monies and liabilities in any currency owing by the Customer to the Bank at any time, whether separately or jointly, actually or contingently, present or future, interest on all loans and advances and such monies and all expenses of the Bank in perfecting or enforcing the Assignment.

Name of Mortgagee:

The Hongkong and Shanghai Banking Corporation Limited

Address of Mortgagee:

No. 1 Queen’s Road Central, Hong Kong

Description of Property Mortgaged:

By way of assignment or agreement to assign in each case as beneficial owner. All monies in any currency representing proceeds payable or to be paid to the Customer under the Documentary Credits (as described in the Assignment of DC Proceeds), all the Customer's right, title, benefit and interest in the said Documentary Credits the benefit of all powers and remedies for enforcing the Documentary Credits and any payment made pursuant to the contract for sale of goods in connection with which the Documentary Credit is issued (together the "Assigned Proceeds”).

The Customer undertakes to the Bank pursuant to the Assignment in respect of the Assigned Proceeds that:

(i)         the Assigned Proceeds are and shall be in the sole beneficial ownership of the Customer free from encumbrances and claims,(except under the Assignment);

(ii)         to pay to the Bank or procure that the Bank is directly paid all Assigned Proceeds and that, unless otherwise agreed by the Bank, any Assigned Proceeds received by the Customer shall be held in trust for the Bank and paid over to the Bank forthwith upon receipt;

(iii)        not to assign, charge, encumber, transfer or otherwise dispose of any Assigned proceeds or any rights under the Documentary Credits except as directed by or with the consent of the Bank in writing.

2

Company Name:

Hong Kong Leaders Group Limited (“The Customer”)

Instrument of Creating Mortgage:

Mortgage

Date of Creating Mortgage:

2006-11-3

Amount Secured:

To secure “all moneys” in respect of general banking facilities and interest thereon.

Name of Mortgagee:

DBS Bank (Hong Kong) Limited

Address of Mortgagee:

11th Floor; The Center, 99 Queen's Road Central, Hong Kong

Description of Property Mortgaged:

2,212/620,800th parts or shares of and in Tsuen Wan Town Lot No.344 (Unit 16 oh 4th Floor and Car Parking Space N0.V8 and Ancillary Space on Ground Floor of Sun Fung Centre)

 


Lawsuits

 

Up to now, no present or latent litigation of the subject has been found.

High Court Action:

Clear

High Court Baukufty Bankruptcy Proceedings:

Clear

High Court Commercial Action:

Clear

High Court Construction & Arbitration Proceedings:

Clear

High Court Companies Winding-Up:

Clear

 

 

Special Note

 

Interview Details

Name

Ms. Yang

Department:

Sales Department

 

 

Industry Information

 

65621 Labels, Badges and Similar Articles of Textile Materials, Woven, In the Piece, In Strips or Cut to Shape or Size, Not Embroidered (Kg)

 

Unit: HKD/000

 

2014.05

2014.01~2014.05

 

Quantity

Value

Quantity

Value

Imports

Germany

2,534

1,394

11,035

8,559

France

1,189

609

4,316

4,471

Britain

5,915

1,888

22,734

7,983

India

1,204

380

5,345

1,786

Italy

3,982

4,977

27,799

28,182

Malaysia 

3,771

618

15,970

2,637

Thailand

3,179

950

9,556

3,269

Taiwan

3,212

1,038

14,547

4,008

The Mainland of China

337,814

49,764

1,659,674

247,764

Exports

Bangladesh

3,860

1,615

25,486

9,803

Germany

599

154

2,340

790

France

1,347

620

4,240

2,402

Britain

1,872

668

7,812

2,988

India

2,982

1,451

14,860

6,762

Italy

970

436

2,699

1,662

Korea

69

55

1,214

581

Japan

31

30

181

123

The Mainland of China

54,112

5,071

255,626

25,924

 

External Trade Information:

External Merchandise Trade Aggregate Figures

Unit: HKD/ Million

 

Imports

Domestic Exports

Re-exports

Total exports

Year-on-year % change of Total exports

Merchandise trade balance

2011

3,764,596

65,662

3,271,592

3,337,253

+10.1

-427,343

2012

3,912,163

58,830

3,375,516

3,434,346

+2.9

-477,817

2013

4,060,717

54,364

3,505,322

3,559,686

+3.6

-501,031

2013.03

340,857

5,073

286,638

291,711

+11.2

-49,146

2013.04

332,963

4,503

285,763

290,267

+9.0

-42,696

2013.05

335,809

4,818

286,724

291,542

-1.0

-44,267

2013.06

327,309

4,476

273,161

277,637

-0.2

-49,673

2013.07

342,565

4,783

300,630

305,413

+10.6

-37,152

2013.08

347,059

4,932

302,558

307,490

-1.3

-39,570

2013.09

359,841

4,395

313,436

317,830

+1.5

-42,010

2013.10

361,196

4,458

318,686

323,144

+8.8

-38,052

2013.11

370,104

4,587

320,935

325,522

+5.8

-44,581

2013.12

365,228

4,596

306,281

310,877

0.0

-54,351

2014.01

323,436

4,299

299,157

303,456

-0.4

-19,979

2014.02

266,587

3,276

209,638

212,914

-1.3

-53,673

2014.03

351,889

5,120

296,403

301,523

+3.4

-50,365

2014.04

340,972

4,867

280,816

285,682

-1.6

-55,290

2014.05

348,323

5,299

300,673

305,973

+4.9

-42,350

2014.06

352,316

4,802

304,409

309,211

+11.4

-43,105

 

*Total exports figures have been rounded to the nearest final digit after summing up the constituent trade figures.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.85

UK Pound

1

Rs.94.96

Euro

1

Rs.69.10

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

--

NB

                                       New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.