MIRA INFORM REPORT

 

 

Report No. :

310776

Report Date :

10.03.2015

 

IDENTIFICATION DETAILS

 

Name :

P.T. SPICELINX

 

 

Registered Office :

Jalan Lingkar Selatan 1 No. 10, Kelurahan Kenali Asam Bawah, Kecamatan Kota Baru, Jambi 36138

 

 

Country :

Indonesia

 

 

Date of Incorporation :

23.03.2008

 

 

Com. Reg. No.:

AHU-AH.01.10-08645

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Trading and Exporter of Betel Nuts

 

 

No. of Employees :

100

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Indonesia

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

INDONESIA - ECONOMIC OVERVIEW

 

Indonesia, a vast polyglot nation, has grown strongly since 2010. During the global financial crisis, Indonesia outperformed its regional neighbors and joined China and India as the only G20 members posting growth. The government has promoted fiscally conservative policies, resulting in a debt-to-GDP ratio of less than 25% and historically low rates of inflation. Fitch and Moody's upgraded Indonesia's credit rating to investment grade in December 2011. Indonesia still struggles with poverty and unemployment, inadequate infrastructure, corruption, a complex regulatory environment, and unequal resource distribution among regions. The government also faces the challenges of quelling labor unrest and reducing fuel subsidies in the face of high oil prices.

 

Source : CIA

 

 

 


 

BASIC SEARCH

 

Name of Company :

P.T. SPICELINX

 

Address :

Head Office & Warehouse

Jalan Lingkar Selatan 1 No. 10

Kelurahan Kenali Asam Bawah, Kecamatan Kota Baru

Jambi 36138

Indonesia

Phone               - (62-741) Not Enrolled

Mobile Phone    - 082 88207 0093

E-mail               - info@ptspicelinx.com

Website            - http://www.spicelinx.com

Region              - Commercial

Status               - Rent

 

Date of Incorporation :

23 March 2008

 

Legal Form :

P.T. (Perseroan Terbatas) or Limited Liability Company

 

Company Reg. No. :

The Ministry of Law and Human Rights

- No. AHU-20421.AH.01.01.TH.2008

  Dated 23 April 2008

- No. AHU-41808.AH.01.02.TH.2010

  Dated24 August 2010

- No. AHU-AH.01.10-08645

  Dated 5 March 2014

 

Company Status :

National Private Company

 

Permit by the Government Department :

The Department of Finance

NPWP No. 02.715.004.4-4-331.000

 

Related Company :

None

 

 

CAPITAL AND OWNERSHIP

 

Capital Structure :

Authorized Capital                           : Rp. 1,500,000,000.-

Issued Capital                                 : Rp.    750,000,000.-

Paid up Capital                               : Rp.    750,000,000.-

 

Shareholders/Owners :

a. Mr. Abdul Slam Tahir                                      - Rp. 745,000,000.-

    Address : Jl. Kenanga No. 7 RT. 011/05

                    Kelurahan Pondok Pinang,

                    Kebayoran Lama, Jakarta Selatan

                    Indonesia

b. Mrs. Laela Sari Fitauli                                     - Rp.     5,000,000.-

    Address : Jl. H. Abdul Majid No. 20 A, RT. 011/002

                    Cipete Utara, Kebayoran Lama

                    Jakarta Selatan

                    Indonesia

 

BUSINESS ACTIVITIES

 

Lines of Business :

Trading and Exporter of Betel Nuts

 

Production Capacity :

None

 

Total Investment :

None

 

Started Operation :

2008

 

Technical Assistance :

None

 

Number of Employee :

100 persons

 

Marketing Area :

Local    - 100%

 

Main Customer :

Buyers in India and Pakistan

 

Market Situation :

Very Competitive

 

Main Competitor :

a. P.T. ASIA AGROMAS ABADI

b. P.T. ALAM INDORAMA

c. C.V. BUMI DJAJA

d. P.T. GLOBAL VISION IMPEX

e. Etc.

 

Business Trend :

Growing

 

BANKER, AUDITOR & LITIGATION

 

B a n k e r :

P.T. Bank MANDIRI Tbk

Jalan Jend. Gatot Subroto No. 60A

Jambi

Indonesia

 

Auditor :

Internal Auditor

 

Litigation :

No litigation record in our database

 

FINANCIAL FIGURE

 

Annual Sales (estimated) :

2012 – Rp. 7.8 billion

2013 – Rp. 8.5 billion

2014 – Rp. 9.7 billion

 

Net Profit (estimated) :

2012 – Rp. 0.7 billion

2013 – Rp. 0.8 billion

2014 – Rp. 0.9 billion

 

Payment Manner :

Average

 

Financial Comments :

Satisfactory

 

KEY EXECUTIVES

 

Board of Management :

Director                                          - Mr. Abdul Slam Tahir

 

Board of Commissioners :

Commissioner                                 - Mrs. Laela Sari Fitauli

 

Signatories :

Director (Mr. Abdul Slam Tahir) which must be approved by Board of Commissioner

 

 

CAPABILITIES

 

Management Capability :

Satisfactory

 

Business Morality :

Satisfactory

 

 

OVERALL PERFOMANCE

 

Based on investigation results the correct name of the Subject is P.T. SPICELINX not P.T. SPICELINX RXPORT – IMPORT as stated in your order ref. no. 310776 dated 2 March 2015.

 

P.T. SPICELINX was established in Jambi, in March 2008 with the authorized capital of Rp. 300,000,000 issued capital of Rp. 150,000,000 entirely paid up. The founding shareholders of the company are Mr. Abdul Slam Tahir and Mr. Abdul Rauf Shakir Chaudhry, both are Indonesian businessmen of Pakistan descent. The company notary deed had been changed and according to the revision of notary deed in July 2010 Mr. Abdul Rauf Shakir Chaudry pulled out and into the company entered by Mrs. Laela Sari Fitauli as new shareholder. The latest according to the revision of notary deed Mrs. Vivi Novita Rido, SH., in February 2014 the company authorized capital was increased to Rp. 1,500,000,000 issued capital to Rp. 750,000,000 entirely paid up. With this development the composition of its shareholders has been changed to become Mr. Abdul Slam Tahir (99.33%) and Mrs. Laela Sari Fitauli (0.67%). The deed of amendments was approved by the Ministry of Law and Human Rights in its decision letter No. AHU-AH.01.10-08645 dated March 5, 2014.

 

P.T. SPICELINX is a national private company started to be operating since 2008 dealing with trading and exporter of betel nuts or areca nuts. According information the whole products like btel nuts is obtained from farmers in Tanjung Batu, Tanjung Jabung and others in Jambi. Areca nut or betel nut is aromatic and as astringent and is said to intoxicate when first taken. Besides, the product is also used for medicine and cosmetic. The type and specific of areca nut sells by P.T. SPICELINX are Elephant and Super Elephants with price ranging from US$ 700 to US$ 950 per tons.

 

Spicelinx passion for progress is reflected in their disciplined planning and management process that enables the company to anticipate changing economic and industry conditions since it was first established in 2007. The company deals in one of the finest qualities of Betel Nuts in Jambi and have years of experience and wide ranges of customer bases India, Pakistan and Nepal. Spicelinx deals with betel nuts which the main operation and their aim is to always deliver fine quality products, so they can build long term relationships with the customers. Spicelinx already has a well known market name in which we take pride with two different brand names which are different in quality; among others Elephant 80% to 85% quality; Super Elephant 90% to 95% quality. Spicelinx specializes in split cut betel nuts which involve various processes to make sure the best of quality is always achieved. Polishing (single and double), drying with controlled hot air fumigation. We observe P.T. SPICELIX is classified a small sized company of its kinds in the country with operation had been growing in the last three years.

 

We have noticed that the demand for agricultural products such betel nuts had increased some 8% to 10% per annum in the last five years in line with the growth of industrial manufacturing in international market. In the coming years, the growth rate of demand is estimated at about 5% to 6% per annum. The present market situation for betel nuts is very competitive for a large number of similar companies operating in the country. Meanwhile, competition is quite heavy in the export import of agricultural products with many companies now doing business in this field in Indonesia. We consider P.T. Spicelinx to be in a quite favorable position for having already got hold of a steady clientele in overseas.

 

Until this time P.T. SPICELINX has not been registered with Indonesian Stock Exchange, so that they had not obliged to announce their financial statement. The management of P.T. SPICELINXI is very reclusive towards outsiders and rejected to disclose its financial condition. We observed that total sales turnover of the company in 2012 amounted to Rp. 7.8 billion increased to Rp. 8.5 billion in 2013 rose to Rp. 9.7 billion in 2014 and projected to go on rising by at least 6% in 2015. The operation in 2014 yielded an estimated net profit of at least Rp. 0.9 billion and the company has an estimated total networth of at least Rp. 1.5 billion. So far, we did not heard that the company having been black listed by the Central Bank (Bank Indonesia). The company usually pays its debts punctually to suppliers.

 

The management of P.T. SPICELINX is led by Mr. Abdul Slam Tahir (53) a businessman with experience in trading, and exporter of betel nuts. The company's management is handled by professional staff in the above business. They have wide relations with private businessmen within and outside the country. So far, we did not hear that the management of the company being filed to the district court for detrimental cases or involved in any business malpractices. The company’s litigation record is clean and it has not registered with the black list of Bank of Indonesia. P.T. SPICELINX is sufficiently fairly good for business transaction.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.62

UK Pound

1

Rs.94.39

Euro

1

Rs.67.96

 

 

INFORMATION DETAILS

 

Analysis Done by :

SUB

 

 

Report Prepared by :

TPT

 

               


 

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.