MIRA INFORM REPORT

 

 

Report No. :

310690

Report Date :

11.03.2015

 

IDENTIFICATION DETAILS

 

Name :

NATAL STAINLESS STEEL (PTY) LTD

 

 

Registered Office :

21 Quarry Park Place, Unit 3 Cedar Park Industrial Estate, Riverhorse Valley Durban, Kwa-Zulu Natal, 4000, P O Box 40115, Redhill, Durban, Kwa-Zulu Natal, 4071

 

 

Country :

South Africa

 

 

Date of Incorporation :

20.08.2001

 

 

Com. Reg. No.:

2001/019565/07

 

 

Legal Form :

Private Company

 

 

Line of Business :

Suppliers of Stainless Steel.

 

 

No. of Employees :

Not Available

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ca

 

RATING

STATUS

PROPOSED CREDIT LINE

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

Limited with full security

 

Status :

Moderate

Payment Behaviour :

Unknown

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

South Africa

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

SOUTH AFRICA - ECONOMIC OVERVIEW

 

South Africa is a middle-income, emerging market with an abundant supply of natural resources; well-developed financial, legal, communications, energy, and transport sectors and a stock exchange that is the 16th largest in the world. Even though the country's modern infrastructure supports a relatively efficient distribution of goods to major urban centers throughout the region, unstable electricity supplies retard growth. The global financial crisis reduced commodity prices and world demand. GDP fell nearly 2% in 2009 but has recovered since then, albeit slowly with 2014 growth projected at about 2%. Unemployment, poverty, and inequality - among the highest in the world - remain a challenge. Official unemployment is at nearly 25% of the work force, and runs significantly higher among black youth. Eskom, the state-run power company, has built two new power stations and installed new power demand management programs to improve power grid reliability. Construction delays at two additional plants, however, mean South Africa is operating on a razor thin margin; economists judge that growth cannot exceed 3% until those plants come on line. South Africa's economic policy has focused on controlling inflation, however, the country has had significant budget deficits that restrict its ability to deal with pressing economic problems. The current government faces growing pressure from special interest groups to use state-owned enterprises to deliver basic services to low-income areas and to increase job growth.

 

Source : CIA

 

 

Company summary

 

Subject Name

NATAL STAINLESS STEEL (PTY) LTD

Country

South AFrica

Subject Contact Person

Viney Financial Director

Assessment

This is an established business. On investigation contact was made with VINEY, the financial director who declined to assist with information telephonically, therefore an email was forwarded. We still await a reply, however please see information below. At present we are not in a position to recommend credit dealings.

 

 

Company information

 

Registered Name

NATAL STAINLESS STEEL (PTY)LTD

Trading as/ Division Name

 

Previous Name

Biz Africa 1509 (Pty) Ltd

Date of Name Change

 

Registration Number

2001/019565/07

Registration Date

2001/08/20

Date Commenced Trading

 

Age of Business

13 years 7 months

History of Business

The subject was originally a CC that began in 1992 and was incorporated into a newly registered Pty Ltd company in 2001.

History of Principals

 

Shareholders/Members/Partners of subject and % holding

20% DAYALAN GOVENDER 80% GOPAUL NADASSEN GOVENDER

Authorized Share Capital

R1000.00

Issued Share Capital/Members Contribution

R 100.00

Status

In Business

Operations Assessment

Suppliers of Stainless Steel.

Industry/ Customers

Construction industry

Export

 

Export Countries

 

Import

 

Import Countries

 

Major Industry Code / SICC

35101

Definition of Code

Basic iron and steel industries, except steel pipe and tube mills

Head Office Physical Address

21 Quarry Park Place, Unit 3 Cedar Park Industrial Estate, Riverhorse Valley Durban, Kwa-Zulu Natal, 4000

Head Office Postal Address

P O Box 40115, Redhill, Durban, Kwa-Zulu Natal, 4071

Current Tel Number

0118240405/0315335100

Cell Number

0825757802

Current Fax Number

0315335151

Current Email Address

info@nssteel.co.za

Web Site Address

 

Comments

The subjects Head office and warehouse/ distribution is in Durban , however there is a branch in Germiston Johannesburg.

 

 

Auditors information

 

Company Registered Name

DNUNDKISSORE & CO

Subject Verified as Client

 

Practice Number

643602

No of years in Business

Unknown

 

Previous Auditors Information - No Information on Record

 

 

Vat Number

4220203840

Status

 

Vat Liable Date

 

Tax Number

9691090147

Tax Clearance Expire Date

 

Financial Year End

February

Comment

 

Black Economic Empowerment

Status

Yes

Score

2.00

Expire Date

Jun 1 2015

BEE Certificate Available

Yes

Comment

Certificate will be sent after report

ISO Status

Type of ISO Grade

9001

ISO Certificate

Yes

ISO Certificate Available

Yes

Certified by an Accredited Agent

Yes

Comment

Certificate will be sent after report

 

Work Mans Information - No Information on Record

 

 

Company Structure

 

Subsidiaries Information - No Information on Record

 

Employees Information - No Information on Record

 

Company Fleet Information - No Information on Record

 

Offices Information - No Information on Record

 

Branch Information - No Information on Record

 

 

Management Overview

 

Organisational Ohart - No In formation on Record

 

Company Structure Information - No Information on Record

Note: One level up and all levels down

 

Key Deals - No Information on Record

 

Trade References Information - No Information on Record

 

 

Adverse Information on Subject

 

Judgements - No information on record

 

Business Rescue - No Information on Record

 

Default Listing - No information on record

 

Notarial Bonds - No information on record

 

Bank Information - No Information on Record

 

Bank Code History - No Information on Record

 

Previous Bank Account Information - No Information on Record

 

Deeds Information - No information on record

 

 

Principals

 

Number of Principals

3

Average Age of Active Principals

40

Number of Inactive Principals

 

Active Principals Active Principal - 1 of 3 DAYALAN GOVENDER

Surname

GOVENDER

First Name

DAYALAN

Other Names

 

Marital Status

 

ID Number

8104215155088

Verified ID Number

Yes

Current Age

33 Years 11 Months

Designation

BUSINESS MAN

Status

Active

Appointment Date

2006/05/09

Physical Address (at time of Appointment)

51 HOLLANDER CRESCENT, MORNINGSIDE, DURBAN, 4001

Postal Address

P O BOX 40115, REDHILL, 4071

Current Tel Number

0315335100

Cell number

0825757802

Shareholding/Membership

0.00

 

Principal’s Adverse – No information on record

 

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

NATAL STAINLESS STEEL (PTY)LTD

M2001/019565/07

In Business

14 Years 2 Months

0

No

 

SASH FINANCIAL SERVICES CC

B2007/164786/23

Deregistration Final

8 Years 8 Months

0

No

 

VARSISCAN (PTY)LTD

M2010/010271/07

In Business

5 Years 5 Months

0

No

 

DYNAMIC CUT AND BEND (PTY)LTD

M2004/013331/07

In Business

11 Years 11 Months

0

No

 

 

Principal Previous Business Interest

 

Average Age of Previous Business 

 

Principal Deeds Information

 

Property Interests for DAYALAN GOVENDER

 

Title Deed No.

ST8661/2010

Erf/Site No.

1575,1541

Deeds Office

PIETERMARITZBURG

Physical Address

MOUNT MORELAND MOUNT MORELAND

Property Type

U

Extent / Size

 

Purchase Date

2009/08/31

Purchase price

R1450000.00

% Ownership

0.00

Bond Holder

NEDBANK LTD

Bond Number

SB55252010

Bond Amount

R 600000.00

Comment

 

 

MELANIE GOVENDER

 

Surname

GOVENDER

First Name

MELANIE

Other Names

 

Marital Status

 

ID Number

8401100234089

Verified ID Number

No

Current Age

31 Years 2 Months

Designation

BUSINESS WOMAN

Status

Active

Appointment Date

2006/05/09

Physical Address (at time of Appointment)

52 WINDSOR AVENUE, UMHLANGA ROCKS, 4319

Postal Address

P O BOX 40115, REDHILL, 4071

Current Tel Number

0315613568

Cell number

0823552944

Shareholding/Membership

0.00

 

 

Business Information for MELANIE GOVENDER

 

Principal Current Business Interests

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

DESERT STAR TRADING 312 (PTY)LTD

M2006/000757/07

AR Final Deregistration

9 Years 9 Months

0

No

 

GROM TRADING (PTY)LTD

M1998/019900/07

In Business

17 Years 5 Months

0

No

 

NATAL STAINLESS STEEL (PTY)LTD

M2001/019565/07

In Business

14 Years 2 Months

0

No

 

 

 

Principal Previous Business Interest

 

Average Age of Previous Business        6 Years

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

CNC SYSTEMS AFRICA (PTY)LTD

M2009/023200/07

In Business

6 Years 6 Months

0

No

 

 

Principal Deeds Information

 

Property Interests for MELANIE GOVENDER

 

Title Deed No.

ST14477/2010

Erf/Site No.

1661,0

Deeds Office

JOHANNESBURG

Physical Address

 

Property Type

U

Extent / Size

 

Purchase Date

2010/02/20

Purchase price

R 495000.00

% Ownership

0.00

Bond Holder

 

Bond Number

 

Bond Amount

R 0.00

Comment

 

 

GOPAUL GOVENDER

 

Surname

GOVENDER

First Name

GOPAUL

Other Names

NADASSEN

Marital Status

 

ID Number

6001195175080

Verified ID Number

Yes

Current Age

55 Years 2 Months

Designation

BUSINESSMAN

Status

Active

Appointment Date

2002/02/05

Physical Address (at time of Appointment)

52 WINDSORE AVENUE, UMHLANGA ROCKS, DURBAN, 4000

Postal Address

P O BOX 4023, DURBAN, 4000

Current Tel Number

0315335100

Cell number

0823552944

Shareholding/Membership

0.00

 

 

Business Information for GOPAUL GOVENDER

 

Principal Current Business Interests

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

DYNAMIC CUT AND BEND (PTY)LTD

M2004/013331/07

In Business

11 Years 11 Months

0

No

 

GROM TRADING (PTY)LTD

M1998/019900/07

In Business

17 Years 5 Months

0

No

 

N S S STEEL CC

B1996/057660/23

AR Final Deregistration

19 Years 7 Months

0

No

 

NATAL STAINLESS STEEL (PTY)LTD

M2001/019565/07

In Business

14 Years 2 Months

0

No

 

NATAL STAINLESS STEEL CC

B1992/016714/23

Deregistration Final

23 Years 11 Months

0

No

 

 

 

Principal Previous Business Interest

 

Average Age of Previous Business        15 Years

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

CHEROKEE TRADING POST 58 (PTY)LTD

M2007/032160/07

Deregistration Process

8 Years 8 Months

0

No

 

JAGUAR METALS (PTY)LTD

M1997/007892/07

In Business

18 Years 6 Months

0

No

 

KMA ENGINEERING CC

B1996/057843/23

AR Final Deregistration

19 Years 7 Months

0

No

 

 

Principal Deeds Information

 

Property Interests for GOPAUL GOVENDER

 

Title Deed No.

ST51522/2008

Erf/Site No.

143,139

Deeds Office

PIETERMARITZBURG

Physical Address

102 MOUNT EDGECOMBE MOUNT EDGECOMBE COUNTRY ESTATE 2 MOUNT EDGECOMBE

Property Type

U

Extent / Size

 

Purchase Date

2008/09/08

Purchase price

R1560000.00

% Ownership

0.00

Bond Holder

NEDBANK LTD

Bond Number

SB401522008

Bond Amount

R1060000.00

Comment

 

 

Property Interests for GOPAUL GOVENDER

 

Title Deed No.

T38593/1995

Erf/Site No.

953

Deeds Office

PIETERMARITZBURG

Physical Address

331 DR HOOSEN HAFFAJEE DURBAN

Property Type

F

Extent / Size

 

Purchase Date

1995/10/12

Purchase price

R 575000.00

% Ownership

0.00

Bond Holder

STANDARD BANK OF SOUTH AFRICA LTD

Bond Number

B414531995

Bond Amount

R 460000.00

Comment

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.70

UK Pound

1

Rs.94.55

Euro

1

Rs.67.65

 

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

TPT

 

               


 

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.