MIRA INFORM REPORT

 

 

Report No. :

311505

Report Date :

12.03.2015

 

IDENTIFICATION DETAILS

 

Name :

SANZI TEXTILE MILLS LIMITED

 

 

Registered Office :

Serene Apartment (Level - 1), House # 114, Road # 3, Block # F, Banani, Dhaka-1213

 

 

Country :

Bangladesh

 

 

Date of Incorporation :

01.02.1996

 

 

Com. Reg. No.:

CH-2176

 

 

Legal Form :

Private Co 

 

 

Line of Business :

Manufacturer and Distributor of Spun Polyester Thread, Embroidery Thread, Filament Yarn & Cotton Yarn

 

 

No of Employees :

1200

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Bangladesh

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderate Low Risk

 

B1

Moderate Risk

B2

Moderate High Risk

 

C1

High Risk

C2

Very High Risk

D

 

 

BANGLADESH ECONOMIC OVERVIEW

 

Bangladesh's economy has grown roughly 6% per year since 1996 despite political instability, poor infrastructure, corruption, insufficient power supplies, slow implementation of economic reforms, and the 2008-09 global financial crisis and recession. Although more than half of GDP is generated through the service sector, almost half of Bangladeshis are employed in the agriculture sector with rice as the single-most-important product. Garment exports, the backbone of Bangladesh’s industrial sector and 80% of total exports, surpassed $21 billion last year, 18% of GDP. The sector has remained resilient in recent years amidst a series of factory accidents that have killed over 1,000 workers and crippling strikes that shut down virtually all economic activity. Steady garment export growth combined with remittances from overseas Bangladeshis, which totaled almost $15 billion and 13% of GDP IN 2013, are the largest contributors to Bangladesh’s current account surplus and record foreign exchange holdings.

 

Source : CIA

 


 

IDENTIFICATION DETAILS

Correct company Name

:

Sanzi Textile Mills Limited

Head Office

:

Serene Apartment (Level - 1), House # 114, Road # 3, Block # F, Banani, Dhaka-1213, Bangladesh.

Tel No

:

88-02-9860857, 9896158, 8858032, 9871862

Fax No

:

88-02-9858029

E-mail

:

info@wellgroupbd.com, asif@wellgroupbd.com

Website

:

www.wellgroupbd.com

Date/ Year of Incorporation

:

01.02.1996

Trade License No.

:

0904899

Incorporation No.

:

CH-2176

Legal Form (General)

:

 Public Listed Co        Public (but not listed)   Private Co   State-owned Co

 Sole Proprietorships  Partnership                     Not Registered

 others (please specify) ________________

Legal form (Specific)

:

LTD   CORP    INC  CO    

 others (please specify) ________________

Issuing Authority

:

Registrar of Joint Stock Companies & Firms      City Corporation

 Municipal Administration                                   Union Council

 Cantonment Board                                              Chief Controller of  Import & Export (CCIE)

                       

FINANCIALS- SUMMARY

 

      Year

Turnover/ Sales

 Assets

     Income

July’ 12~June’ 13

BDT 2722.20 Million

BDT 4312.40 Million

BDT 280.38 Million

July’ 13~June’ 14

BDT 2965.50 Million

BDT 4571.25  Million

BDT 305.44 Million

Exchange Rate

USD1-Tk. 77.8200

EUR 1- Tk. 100.2711

GBP 1- Tk.118.5354

AUD 1 - Tk.82.8563

JPY 1 - Tk.0.9286

CAD 1 - Tk.80.1887

SEK 1 - Tk.12.2870

SGD 1 - Tk.65.3045

CNH 1 - Tk.12.8399

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

FULLCHECK REPORT DETAILS

 

                                                             Information Parted By

 

 

 

Name

:

Mr. Asif Hasan

Designation

:

Director

Contract No

:

88-01713124400

 

 

                                                               Locations Details

 

Operating Address

:

Serene Apartment (Level - 1), House # 114, Road # 3, Block # F, Banani, Dhaka-1213, Bangladesh.

Tel No

:

88-02-9860857, 9896158, 8858032, 9871862

Fax No

:

88-02-9858029

E-mail

:

info@wellgroupbd.com, asif@wellgroupbd.com

Website

:

www.wellgroupbd.com

 

Location :

: Owned

 

 

Rented

Ö

 

Leased

 

Area

2400

Sq. ft.

 

 

Type of Office :

  :       Commercial Office Bldg.

 

 

Semi-commercial office Bldg.

 

     

 

Retail shop

 

 

Industrial Park

 

     

 

Business Center

 

 

Home Office

 

     

 

Residential Bldg.

Ö

 

 

 

 

 

Factory:

 

 

Address

:

Plot# A-23 & S-6(Part), Bscic Industrial Estate, Kalurghat, Chittagong,

 Bangladesh.                                                                                     

Tel No

:

88-031-671604, 671198

Fax No

:

88-031-671983

 

Location :

   Owned

 

 

Rented

 

 

Leased

Ö

Area

36000

Sq. ft.

 

Branches:

 

 

Address

:

Nil

Tel No

:

Nil

Fax No

:

Nil

 

Employee:

 

 

 

No. of Employees 

 

In Office

:

60

In Factory

:

1140

In Branch:

:

-

Total

:

1200

Details:

 

                    

 

 

 

OWNERSHIP/SHAREHOLDERS

 

         Names of Shareholders

                      No. of Share     

Mr. Abdus Salam

4545

Mr. Syed Nurul Islam

6060

Mr. Sirajul Islam Kamu

4545

Mr. Syed Nazrul Islam

4545

Mr. Syed Shahidul Islam

4545

Mr. Tariqul Islam

4545

Mrs. Akhtaruzzaman

4545

Mrs. Zeenat Islam

4545

Mr. Md. Asif Hasan

4545

Mrs. Nasreen Akhter

4545

Mrs. Jannatul Islam

4545

Mrs. Afroza Begum

4545

Dr. Mrs. Nasrin Afroz

4545

 

 

DIRECTORS

 

Name

Designation

Mr. Abdus Salam

Chairman

Mr. Syed Sirajul Islam Kamu

Managing Director

Mr. Syed Nurul Islam

Director

Mr. Syed Nazrul Islam

Director

Mr. Syed Shahidul Islam

Director

Mr. Tariqul Islam

Director

Mr. Syed Asif Hasan

Director

 

 

MANAGEMENT

 

Name

:

Mr. Asif Hasan

Job Description

:

Director

Nationality

:

Bangladeshi

Email address

:

N/A

Other details

:

N/A

 

 

 

Name

:

Mr. Kazi Saifuddin Ahmed

Job Description

:

Asst. General Manager

Nationality

:

Bangladeshi

Email address

:

N/A

Other details

:

N/A

 

Name

:

Shahana Parvin Shila

Job Description

:

DGM, Sourcing and procurement

Nationality

:

Bangladeshi

Email address

:

N/A

Other details

:

N/A

 

 

BUSINESS OPERATIONS

 

Nature of Activity       :

Manufacturer

Ö

Trader

 

Dealer

 

Distributor

Ö

 

 

 

Exporter

 

Importer

 

Services

 

Others

 

 

Range of Products:

 

Products

:

Spun Polyester Thread, Embroidery Thread, Filament Yarn &

Cotton Yarn.

Production Capacity

:

Sp thread 1,500,000 cones/month,

Embroidery thread 300,000 cone /month,

Filament yarn 220,000 lbs /month,

Cotton yarn 400,000 lbs /month

Last Year Production

:

Do

 

 

Trading Terms:

 

Purchasing Terms:

L/C

Ö

Cash

 

Others

 

 

 

Credit :

 

30 days

 

60 days

Ö

90 days

 

 

days

 

Selling Terms      :

L/C

 

Cash

Ö

Others

 

 

 

Credit :

Ö

30 days

 

60 days

 

90 days

 

 

days

 

 

DETAILED DATA

 

 

Trade Reference & Related Parties

:

 

Overseas Clients

:

N/A

Local Clients

:

N/A

 

Overseas Suppliers

:

N/A

Local Suppliers

:

N/A

 

Trade Markets

 

:

 

Exports

:

N/A

 

Imports

:

India, Pakistan, China, Germany, Thailand and Singapore.

 

Brand Name

:

N/A

Certified

:

N/A

Auditors

:

N/A

Operation Status

:

Active

Member

:

N/A

 

 

CAPITAL STRUCTURE

 

 

Authorized Capital

:

BDT  10 Million

 

Paid-up Capital

:

BDT 60,60,000

    No. of Shares

:

60600

Share Value

:

BDT 100.00Each

Main Assets

:

BDT 4571.25  Million

 



 

 

 

 

 

 

 

 

 

FINANCIAL STATEMENT- DETAILED

 

The subject company don’t submit update full financial figure to local registry office.

 

 

 

ASSOCIARES/SUBSIDIARIES/ RELATED PARTIES

 

Sister Concerns

:

Well Foods Ltd.

Well Mart Ltd.

Well Dress ltd.

Well Fashion Ltd.

Well Designer Ltd.

Padma Wears Ltd.

Well Trading Ltd.

Well Knitwear Ltd.

Well Accessories Ltd

Well Yarn Dyed Ltd

Well Accessories Ltd.

Well Real Estate Ltd.

Well Accessories Ltd

Well Yarn Dyed Ltd

Well Spinners Limited

Well Washing Plant Ltd.

Well Composite Knit Ltd

Well Park Residence (Hotel)

 

Subsidiary

:

Nil

Name of  The Group

:

Well Group of Industries

 

 

BANKING

 

 

Bank Name  

:

Basic Bank Ltd.

Bank Address

:

Jublee Road Branch

G.R. Plaza, 5 Jubilee Road

Chittagong-4100

Tel: 031-634879, 638305

Fax: 031-2851738

SWIFT: BKSIBDDH013

Branch Code: 13

E-mail: jubileeroad@basicbanklimited.com

 

 

ADVERSE DATA MONITORING

 

Dishonored Checks            

 

:     

No Record Found         

Debt

 

:

No Record Found

Litigation  

                   

:

Clear         

Performance Defaults

 

:

No Record Found         

Adverse Local Media Coverage/ Adverse Filling History

:

No Record Found

 

 

SITE VISIT COMMENTARY

Our Representative Visited the subject company Head office which is situated at Serene Apartment (Level - 1), House # 114, Road # 3, Block # F, Banani, Dhaka-1213, Bangladesh. The subject company Director Mr. Asif Hasan given us all information. Is situated at Residential area which is a well decorated modern office.

 

 

GENERAL COMMENTS

Based on the financial statements, SC’s financial performance appears to be average. SC has been in its line of business for about 17 years. Taking into account its long-standing history, reputation in the market, as well as its financial condition, we recommend that credit may proceed in moderate amounts.

 

 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs. 62.74

UK Pound

1

Rs. 94.60

Euro

1

Rs. 67.09

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

DPT

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.