|
Report No. : |
311560 |
|
Report Date : |
13.03.2015 |
IDENTIFICATION DETAILS
|
Name : |
CHARLES BENTLEY & SON LIMITED |
|
|
|
|
Formerly known As : |
F.A.B.
HANDLES LIMITED |
|
|
|
|
Registered Office : |
1 Monarch
Way Loughborough Leicestershire LE11 5TP |
|
|
|
|
Country : |
United Kingdom |
|
|
|
|
Financials (as on) : |
31.03.2014 |
|
|
|
|
Date of Incorporation : |
16.01.1979 |
|
|
|
|
Legal Form : |
Private limited with Share Capita |
|
|
|
|
Line of Business : |
|
|
|
|
|
No. of Employee : |
122 |
RATING & COMMENTS
|
MIRA’s Rating : |
B |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
|
Status : |
Moderate |
|
|
|
|
Payment Behaviour : |
Slow but correct |
|
|
|
|
Litigation : |
Clear |
NOTES :
Any query related to this report can be made
on e-mail : infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – December 31, 2014
|
Country Name |
Previous Rating (30.09.2014) |
Current Rating (31.12.2014) |
|
United Kingdom |
A1 |
A1 |
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low |
A2 |
|
Moderate |
B1 |
|
High |
B2 |
|
Very High |
C1 |
|
Restricted |
C2 |
|
Off-credit |
D |
UNITED KINGDOM ECONOMIC
OVERVIEW
The UK, a leading trading power and financial center, is the third largest economy in Europe after Germany and France. Over the past two decades, the government has greatly reduced public ownership. Agriculture is intensive, highly mechanized, and efficient by European standards, producing about 60% of food needs with less than 2% of the labor force. The UK has large coal, natural gas, and oil resources, but its oil and natural gas reserves are declining and the UK became a net importer of energy in 2005. Services, particularly banking, insurance, and business services, are key drivers of British GDP growth. Manufacturing, meanwhile, has declined in importance but still accounts for about 10% of economic output. After emerging from recession in 1992, Britain's economy enjoyed the longest period of expansion on record during which time growth outpaced most of Western Europe. In 2008, however, the global financial crisis hit the economy particularly hard, due to the importance of its financial sector. Falling home prices, high consumer debt, and the global economic slowdown compounded Britain's economic problems, pushing the economy into recession in the latter half of 2008 and prompting the then BROWN (Labour) government to implement a number of measures to stimulate the economy and stabilize the financial markets; these included nationalizing parts of the banking system, temporarily cutting taxes, suspending public sector borrowing rules, and moving forward public spending on capital projects. Facing burgeoning public deficits and debt levels, in 2010 the CAMERON-led coalition government (between Conservatives and Liberal Democrats) initiated a five-year austerity program, which aimed to lower London's budget deficit from about 11% of GDP in 2010 to nearly 1% by 2015. In November 2011, Chancellor of the Exchequer George OSBORNE announced additional austerity measures through 2017 largely due to the euro-zone debt crisis. The CAMERON government raised the value added tax from 17.5% to 20% in 2011. It has pledged to reduce the corporation tax rate to 21% by 2014. The Bank of England (BoE) implemented an asset purchase program of £375 billion (approximately $605 billion) as of December 2013. During times of economic crisis, the BoE coordinates interest rate moves with the European Central Bank, but Britain remains outside the European Economic and Monetary Union (EMU). In 2012, weak consumer spending and subdued business investment weighed on the economy, however, in 2013 GDP grew 1.4%, accelerating unexpectedly in the second half of the year because of greater consumer spending and a recovering housing market. The budget deficit is falling but remains high at nearly 7% and public debt has continued to increase.
|
Source
: CIA |
|
Registered Address |
1 MONARCH WAY |
Trading Address |
Central House 1 Monarch
Way Loughborough Leicestershire LE11 5TP |
|
Website Address |
|
|
|
|
Telephone Number |
01509232757 |
Fax Number |
|
|
TPS |
No |
FPS |
No |
|
Incorporation Date |
16/01/1979 |
|
|
|
Previous Name |
F.A.B. HANDLES LIMITED |
Type |
Private limited with
Share Capital |
|
FTSE Index |
-- |
Date of Change |
15/09/2005 |
|
Filing Date of Accounts |
24/12/2014 |
Currency |
GBP |
|
Share Capital |
£2 |
SIC07 |
46499 |
|
Charity Number |
-- |
|
|
|
SIC07 Description |
WHOLESALE OF HOUSEHOLD
GOODS (OTHER THAN MUSICAL INSTRUMENTS) N.E.C. |
||
|
Principal Activity |
Dealing in brushware and
other related products. |
||
|
Year to Date |
Turnover |
Pre Tax Profit |
Shareholder |
Funds Employees |
|
31/03/2014 |
£23,563,639 |
£1,221,659 |
£5,041,366 |
122 |
|
31/03/2013 |
£22,182,945 |
£1,036,093 |
£4,238,400 |
120 |
|
31/03/2012 |
£21,619,504 |
£870,517 |
£3,453,140 |
121 |
Total Mortgage 3
Outstanding 3
Satisfied 0
Total Number of Documented Trade 9
Total Value of Documented Trade £16,562
|
This company has been treated as a Medium
company in respect of the rating/limit generated. |
|
|
This company's ratio of total liabilities to
total assets indicates the presence of moderate equity funding. |
|
|
This company has made late payments on a
very high percentage of invoices. |
|
|
This company's bank loans and overdrafts (less
cash) account for a high percentage of short term liabilities. |
|
Total Number of Exact CCJs - |
0 |
Total Value of Exact CCJs - |
|
|
Total Number of Possible CCJs - |
0 |
Total Value of Possible CCJs - |
|
|
Total Number of Satisfied CCJs - |
0 |
Total Value of Satisfied CCJs - |
|
|
Total Number of Writs - |
- |
|
Total Current Directors |
2 |
|
Total Current Secretaries |
1 |
|
Total Previous Directors / Company
Secretaries |
3 |
|
Name |
Charles William
Bentley |
Date of Birth |
01/10/1953 |
|
Officers Title |
Mr |
Nationality |
British |
|
Present
Appointments |
2 |
Function |
Director |
|
Appointment Date |
31/12/1990 |
||
|
Address |
1 Monarch Way,
Loughborough, Leicestershire, LE11 5TP |
||
|
Name |
Shirley Jayne
Bentley |
Date of Birth |
02/12/1957 |
|
Officers Title |
Ms |
Nationality |
British |
|
Present
Appointments |
2 |
Function |
Director |
|
Appointment Date |
29/11/2007 |
||
|
Address |
1 Monarch Way, Loughborough,
Leicestershire, LE11 5TP |
||
|
Name |
Shirley Jayne
Bentley |
Date of Birth |
02/12/1957 |
|
Officers Title |
Ms |
Nationality |
British |
|
Present
Appointments |
2 |
Function |
Company Secretary |
|
Appointment Date |
24/11/2004 |
||
|
Address |
1 Monarch Way,
Loughborough, Leicestershire, LE11 5TP |
||
|
Currency |
Share Count |
Share Type |
Nominal Value |
|
|
SHIRLEY JAYNE
BENTLEY |
GBP |
2 |
ORDINARY |
0.5 |
|
CHARLES WILLIAM
BENTLEY |
GBP |
2 |
ORDINARY |
0.5 |
Unable to report
percentage holdings as filed Shareholder listing is not full.
|
Date Of Accounts |
31/03/14 |
(%) |
31/03/13 |
(%) |
31/03/12 |
(%) |
31/03/11 |
(%) |
31/03/10 |
|
Weeks |
52 |
(%) |
52 |
(%) |
52 |
(%) |
52 |
(%) |
52 |
|
Currency |
GBP |
(%) |
GBP |
(%) |
GBP |
(%) |
GBP |
(%) |
GBP |
|
Consolidated A/cs |
N |
(%) |
N |
(%) |
N |
(%) |
N |
(%) |
N |
|
Turnover |
£23,563,639 |
6.2% |
£22,182,945 |
2.6% |
£21,619,504 |
7.4% |
£20,132,110 |
5% |
£19,165,603 |
|
Export |
£1,247,282 |
-94.2% |
£21,673,392 |
999.9% |
£1,115,763 |
- |
- |
- |
- |
|
Cost of Sales |
£15,484,244 |
4.9% |
£14,760,840 |
2.1% |
£14,460,361 |
6.1% |
£13,630,154 |
- |
- |
|
Gross Profit |
£8,079,395 |
8.9% |
£7,422,105 |
3.7% |
£7,159,143 |
10.1% |
£6,501,956 |
- |
- |
|
Wages &
Salaries |
£2,664,227 |
9.1% |
£2,441,156 |
2.5% |
£2,380,736 |
7.1% |
£2,221,993 |
-12.1% |
£2,527,053 |
|
Directors
Emoluments |
£19,945 |
- |
£19,945 |
- |
£19,945 |
-3.8% |
£20,739 |
-86.2% |
£150,000 |
|
Operating Profit |
£1,409,509 |
14.3% |
£1,232,757 |
17.2% |
£1,051,649 |
21.6% |
£864,534 |
-43.4% |
£1,527,702 |
|
Depreciation |
£196,067 |
-6% |
£208,570 |
18.3% |
£176,360 |
-2.4% |
£180,692 |
-4% |
£188,250 |
|
Audit Fees |
£12,295 |
-5.4% |
£13,000 |
-13.3% |
£15,000 |
- |
£15,000 |
-26.8% |
£20,500 |
|
Interest Payments |
£187,850 |
-4.5% |
£196,664 |
8.6% |
£181,132 |
4% |
£174,133 |
-4.6% |
£182,482 |
|
Pre Tax Profit |
£1,221,659 |
17.9% |
£1,036,093 |
19% |
£870,517 |
26.1% |
£690,401 |
-46.5% |
£1,290,625 |
|
Taxation |
-£318,693 |
-27.1% |
-£250,833 |
-7.9% |
-£232,432 |
13.1% |
-£267,482 |
41.6% |
-£458,117 |
|
Profit After Tax |
£902,966 |
15% |
£785,260 |
23.1% |
£638,085 |
50.9% |
£422,919 |
-49.2% |
£832,508 |
|
Dividends Payable |
£100,000 |
- |
- |
- |
- |
- |
- |
-100% |
£300,000 |
|
Retained Profit |
£802,966 |
2.3% |
£785,260 |
23.1% |
£638,085 |
50.9% |
£422,919 |
-20.6% |
£532,508 |
.
|
Date Of Accounts |
31/03/14 |
(%) |
31/03/13 |
(%) |
31/03/12 |
(%) |
31/03/11 |
(%) |
31/03/10 |
|
Tangible Assets |
£3,270,454 |
-4.2% |
£3,414,461 |
-1.6% |
£3,470,522 |
2.2% |
£3,396,342 |
-2.8% |
£3,495,173 |
|
Intangible Assets |
0 |
- |
0 |
- |
0 |
- |
0 |
-100% |
£45,468 |
|
Total Fixed
Assets |
£3,270,454 |
-4.2% |
£3,414,461 |
-1.6% |
£3,470,522 |
2.2% |
£3,396,342 |
-4.1% |
£3,540,641 |
|
Stock |
£4,003,828 |
15.2% |
£3,474,042 |
-11.1% |
£3,905,860 |
36.6% |
£2,860,216 |
20.1% |
£2,381,416 |
|
Trade Debtors |
£4,992,288 |
35.8% |
£3,675,593 |
-2.8% |
£3,781,066 |
-2.4% |
£3,872,947 |
-0.1% |
£3,877,850 |
|
Cash |
£5,814 |
-17.8% |
£7,070 |
-92.1% |
£89,444 |
999.9% |
£2,661 |
-28.2% |
£3,706 |
|
Other Debtors |
£1,134,226 |
-19.7% |
£1,413,362 |
8.6% |
£1,301,030 |
-0.4% |
£1,306,696 |
-28.9% |
£1,836,987 |
|
Miscellaneous
Current Assets |
0 |
- |
0 |
- |
0 |
- |
0 |
- |
0 |
|
Total Current
Assets |
£10,136,156 |
18.3% |
£8,570,067 |
-5.6% |
£9,077,400 |
12.9% |
£8,042,520 |
-0.7% |
£8,099,959 |
|
Trade Creditors |
£1,544,657 |
58.3% |
£975,951 |
-36.7% |
£1,542,171 |
46.2% |
£1,055,146 |
-13.3% |
£1,217,140 |
|
Bank Loans &
Overdrafts |
£2,496,980 |
16% |
£2,151,749 |
-40.4% |
£3,611,409 |
12.1% |
£3,222,128 |
10% |
£2,929,277 |
|
Other Short Term
Finance |
£177,812 |
-37.2% |
£283,244 |
-37.4% |
£452,432 |
-20.4% |
£568,467 |
-28% |
£789,524 |
|
Miscellaneous
Current Liabilities |
£1,548,254 |
8% |
£1,433,270 |
-13.4% |
£1,655,464 |
4.3% |
£1,587,749 |
0.1% |
£1,586,391 |
|
Total Current
Liabilities |
£5,767,703 |
19.1% |
£4,844,214 |
-33.3% |
£7,261,476 |
12.9% |
£6,433,490 |
-1.4% |
£6,522,332 |
|
Bank Loans &
Overdrafts and LTL |
£5,094,521 |
0.8% |
£5,053,663 |
-7.2% |
£5,444,715 |
0.6% |
£5,412,445 |
-4.3% |
£5,655,409 |
|
Other Long Term
Finance |
£3,672 |
-88.4% |
£31,538 |
8.2% |
£29,160 |
157.7% |
£11,314 |
-91.2% |
£127,903 |
|
Total Long Term
Liabilities |
£2,597,541 |
-10.5% |
£2,901,914 |
58.3% |
£1,833,306 |
-16.3% |
£2,190,317 |
-19.7% |
£2,726,132 |
|
Date Of Accounts |
31/03/14 |
(%) |
31/03/13 |
(%) |
31/03/12 |
(%) |
31/03/11 |
(%) |
31/03/10 |
|
Called Up Share
Capital |
£2 |
- |
£2 |
- |
£2 |
- |
£2 |
- |
£2 |
|
P & L Account
Reserve |
£5,041,364 |
18.9% |
£4,238,398 |
22.7% |
£3,453,138 |
22.7% |
£2,815,053 |
17.7% |
£2,392,134 |
|
Revaluation
Reserve |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Sundry Reserves |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Shareholder Funds |
£5,041,366 |
18.9% |
£4,238,400 |
22.7% |
£3,453,140 |
22.7% |
£2,815,055 |
17.7% |
£2,392,136 |
|
Date Of Accounts |
31/03/14 |
(%) |
31/03/13 |
(%) |
31/03/12 |
(%) |
31/03/11 |
(%) |
31/03/10 |
|
Net Worth |
£5,041,366 |
18.9% |
£4,238,400 |
22.7% |
£3,453,140 |
22.7% |
£2,815,055 |
20% |
£2,346,668 |
|
Working Capital |
£4,368,453 |
17.2% |
£3,725,853 |
105.2% |
£1,815,924 |
12.9% |
£1,609,030 |
2% |
£1,577,627 |
|
Total Assets |
£13,406,610 |
11.9% |
£11,984,528 |
-4.5% |
£12,547,922 |
9.7% |
£11,438,862 |
-1.7% |
£11,640,600 |
|
Total Liabilities |
£8,365,244 |
8% |
£7,746,128 |
-14.8% |
£9,094,782 |
5.5% |
£8,623,807 |
-6.8% |
£9,248,464 |
|
Net Assets |
£5,041,366 |
18.9% |
£4,238,400 |
22.7% |
£3,453,140 |
22.7% |
£2,815,055 |
17.7% |
£2,392,136 |
|
Date Of Accounts |
31/03/14 |
(%) |
31/03/13 |
(%) |
31/03/12 |
(%) |
31/03/11 |
(%) |
31/03/10 |
|
Net Cashflow from
Operations |
£689,044 |
-20.5% |
£866,751 |
8.5% |
£798,710 |
-6.3% |
£852,768 |
-50.2% |
£1,712,579 |
|
Net Cashflow
before Financing |
-£54,893 |
-115.7% |
£349,455 |
72.2% |
£202,959 |
9.3% |
£185,636 |
-80.2% |
£938,778 |
|
Net Cashflow from
Financing |
-£285,946 |
-151.9% |
£551,269 |
314.3% |
-£257,284 |
46.1% |
-£477,142 |
-1.4% |
-£470,463 |
|
Increase in Cash |
-£340,839 |
-137.8% |
£900,724 |
999.9% |
-£54,325 |
81.4% |
-£291,506 |
-162.2% |
£468,315 |
|
Date Of Accounts |
31/03/14 |
(%) |
31/03/13 |
(%) |
31/03/12 |
(%) |
31/03/11 |
(%) |
31/03/10 |
|
Contingent
Liability |
NO |
- |
NO |
- |
NO |
- |
NO |
- |
NO |
|
Capital Employed |
£7,638,907 |
7% |
£7,140,314 |
35.1% |
£5,286,446 |
5.6% |
£5,005,372 |
-2.2% |
£5,118,268 |
|
Number of
Employees |
122 |
1.7% |
120 |
-0.8% |
121 |
9% |
111 |
-7.5% |
120 |
|
Auditors |
BAKER TILLY UK
AUDIT LLP |
|
Auditor Comments |
The audit report
contains no adverse comments |
|
Bankers |
NATIONAL
WESTMINSTER BANK PLC |
|
Bank Branch Code |
60-14-10 |
|
Date Of Accounts |
31/03/14 |
31/03/13 |
31/03/12 |
31/03/11 |
31/03/10 |
|
Pre-tax profit
margin % |
5.18 |
4.67 |
4.03 |
3.43 |
6.73 |
|
Current ratio |
1.76 |
1.77 |
1.25 |
1.25 |
1.24 |
|
Sales/Net Working
Capital |
5.39 |
5.95 |
11.91 |
12.51 |
12.15 |
|
Gearing % |
101.10 |
119.20 |
157.70 |
192.30 |
236.40 |
|
Equity in % |
37.60 |
35.40 |
27.50 |
24.60 |
20.60 |
|
Creditor Days |
23.86 |
16.01 |
25.96 |
19.07 |
23.11 |
|
Debtor Days |
77.11 |
60.31 |
63.66 |
70.02 |
73.64 |
|
Liquidity/Acid
Test |
1.06 |
1.05 |
0.71 |
0.80 |
0.87 |
|
Return On Capital
Employed % |
15.99 |
14.51 |
16.46 |
13.79 |
25.21 |
|
Return On Total
Assets Employed % |
9.11 |
8.64 |
6.93 |
6.03 |
11.08 |
|
Current Debt
Ratio |
1.14 |
1.14 |
2.10 |
2.28 |
2.72 |
|
Total Debt Ratio |
1.65 |
1.82 |
2.63 |
3.06 |
3.86 |
|
Stock Turnover
Ratio % |
16.99 |
15.66 |
18.06 |
14.20 |
12.42 |
|
Return on Net
Assets Employed % |
24.23 |
24.44 |
25.20 |
24.52 |
53.95 |
|
There are no notes
to display. |
|
No Status History
found |
|
Date |
Description |
|
15/02/2015 |
Annual Returns |
|
13/02/2015 |
Change in
Reg.Office |
|
13/02/2015 |
Change of Company
Postcode |
|
14/01/2015 |
New Accounts
Filed |
|
14/01/2015 |
New Accounts
Filed |
|
13/01/2014 |
Annual Returns |
|
07/01/2014 |
New Accounts
Filed |
|
07/01/2014 |
New Accounts
Filed |
|
23/02/2013 |
New Accounts
Filed |
|
23/02/2013 |
New Accounts
Filed |
|
25/01/2013 |
Annual Returns |
|
19/04/2012 |
Change of Company
Postcode |
|
27/03/2012 |
New Accounts
Filed |
|
27/03/2012 |
New Accounts
Filed |
|
01/02/2012 |
Annual Returns |
|
Date |
Previous Name |
|
15/09/2005 |
F.A.B. HANDLES
LIMITED |
|
No writs found |
|
Group |
- |
|
Linkages |
0 companies |
|
Countries |
In 0 countries |
|
Holding Company |
- |
|
Ownership Status |
|
|
Ultimate Holding
Company |
- |
|
|
No group structure
|
Mortgage Type: |
CHATTEL MORTGAGE |
||
|
Date Charge
Created: |
05/01/09 |
||
|
Date Charge
Registered: |
21/01/09 |
||
|
Date Charge
Satisfied: |
- |
||
|
Status: |
OUTSTANDING |
||
|
Person(s)
Entitled: |
CHARLES WILLIAM BENTLEY
AND SHIRLEY BENTLEY AS TRUSTEES FOR THE CHARLES BENTLEY SELF-ADMINISTER |
||
|
Amount Secured: |
£190,000.00 DUE
OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE |
||
|
Details: |
SCHELESINGER VPBFK2/E3.TR
5198 1997,COMPACTOR/BALER STATIC REFUSE COMPACTOR, 3 X FORK LIFT TRUCKS (FOR
FURTHER DETAILS OF CHATTELS CHARGED PLEASE REFER TO FORM395) |
||
|
Mortgage Type: |
LEGAL CHARGE |
||
|
Date Charge
Created: |
14/10/05 |
||
|
Date Charge
Registered: |
18/10/05 |
||
|
Date Charge
Satisfied: |
- |
||
|
Status: |
OUTSTANDING |
||
|
Person(s)
Entitled: |
NATIONAL
WESTMINSTER BANK PLC |
||
|
Amount Secured: |
ALL MONIES DUE OR
TO BECOME DUE FROM THE COMPANY TO THE CHARGEE ON ANY ACCOUNT WHATSOEVER |
||
|
Details: |
1 MONARCH WAY
BELTON ROAD TRADING ESTATE LOUGHBOROUGH LEICESTERSHIRE BY WAY OF FIXED CHARGE
THE BENEFIT OF ALL COVENANTS AND RIGHTS CONCERNING THE PROPERTY AND PLANT
MACHINERY FIXTURES FITTINGS FURNITURE EQUIPMENT IMPLEMENTS AND UTENSILS THE
GOODWILL OF ANY BUSINESS CARRIED ON AT THE PROPERTY AND THE PROCEEDS OF ANY
INSURANCE AFFECTING THE PROPERTY OR ASSETS |
||
|
Mortgage Type: |
MORTGAGE
DEBENTURE |
||
|
Date Charge
Created: |
08/11/95 |
||
|
Date Charge
Registered: |
13/11/95 |
||
|
Date Charge
Satisfied: |
- |
||
|
Status: |
PARTIAL PROPERTY
RELEASE |
||
|
Person(s)
Entitled: |
NATIONAL
WESTMINSTER BANK PLC |
||
|
Amount Secured: |
ALL MONIES DUE OR
TO BECOME DUE FROM THE COMPANY TO THE CHARGEE ON ANY ACCOUNT WHATSOEVER |
||
|
Details: |
A SPECIFIC
EQUITABLE CHARGE OVER ALL FREEHOLD AND LEASEHOLD PROPERTIES AND/OR THE
PROCEEDS OF SALE THEREOF FIXED AND FLOATING CHARGES OVER UNDERTAKING AND ALL
PROPERTY AND ASSETS PRESENT AND FUTURE INCLUDING GOODWILL BOOKDEBTS AND THE
BENEFITS OF ANY LICENCES |
||
|
Total Number |
Total Value |
|
|
Trade Creditors |
0 |
- |
|
No Creditor Data |
||
|
Total Number of
Documented Trade |
Total Value of
Documented Trade |
||
|
Trade Debtors |
9 |
£16,562 |
|
|
Company Name |
Amount |
Statement Date |
|
|
Hit And Run
Fashions Ltd |
£3,648 |
14/10/2011 |
|
|
M T L Management
& Solutions Ltd |
£3,078 |
06/10/2011 |
|
|
Specials (North
East) Limited |
£2,868 |
19/07/2011 |
|
|
Elasons &
Asna Houseware Ltd |
£2,500 |
01/03/2011 |
|
|
Pound Centre +
Ltd |
£1,644 |
22/02/2012 |
|
|
W M Granger &
Son (Leicester) Limited |
£1,605 |
16/12/2011 |
|
|
Pound Plus
Limited |
£842 |
28/08/2014 |
|
|
Trading Experts
Ltd |
£259 |
13/06/2011 |
|
|
Tools And
Equipment Ltd |
£118 |
10/04/2014 |
|
|
Name |
Current
Directorships |
Previous
Directorships |
|
Raymond Bentley |
0 |
4 |
|
Charles William
Bentley |
2 |
2 |
|
Robert Glyn
Bentley |
0 |
3 |
|
Average Invoice
Value |
£1330.54 |
|
|
Invoices available |
195 |
|
|
Paid |
195 |
|
|
Outstanding |
0 |
|
Trade Payment Data
is information that we collect from selected third party partners who send us
information about their whole sales ledger.
|
Within Terms |
0-30 Days |
31-60 Days |
61-90 Days |
91+ Days |
|
|
Paid |
32 |
48 |
89 |
17 |
9 |
|
Outstanding |
0 |
0 |
0 |
0 |
0 |
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.62.57 |
|
|
1 |
Rs.93.57 |
|
Euro |
1 |
Rs.65.95 |
INFORMATION DETAILS
|
Analysis Done by
: |
RAS |
|
|
|
|
Report Prepared
by : |
ANK |
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest capability
for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
-- |
NB |
New Business |
-- |
This score serves as a reference to assess
SC’s credit risk and to set the amount of credit to be extended. It is calculated
from a composite of weighted scores obtained from each of the major sections of
this report. The assessed factors and their relative weights (as indicated
through %) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment record
(10%)
Credit history
(10%) Market trend (10%) Operational size
(10%)
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.