MIRA INFORM REPORT

 

 

Report No. :

312883

Report Date :

19.03.2015

 

IDENTIFICATION DETAILS

 

Name :

MOAFAQ AL GADDAH TRADING CO LLC

 

 

Registered Office :

Al Moosa Building, Al Mussalah Street, Nasser Square, PO Box 41804 & 42253

 

 

Country :

United Arab Emirates

 

 

Financials (as on) :

31.12.2014

 

 

Date of Incorporation :

29.06.1989

 

 

Com. Reg. No.:

41403, Dubai

 

 

Legal Form :

Limited Liability Company - LLC

 

 

Line of Business :

Wholesale and Retail of Motor Vehicle Body Components and Spare Parts.

 

 

No. of Employees :

250

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

United Arab Emirates

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

 

 


 

UNITED ARAB EMIRATES - ECONOMIC OVERVIEW

 

With a well-developed infrastructure, a free-enterprise economy, generally pro-investment policies, and strong export industries, Thailand achieved steady growth due largely to industrial and agriculture exports - mostly electronics, agricultural commodities, automobiles and parts, and processed foods. Unemployment, at less than 1% of the labor force, stands as one of the lowest levels in the world, which puts upward pressure on wages in some industries. Thailand also attracts nearly 2.5 million migrant workers from neighboring countries. The Thai government in 2013 implemented a nation-wide 300 baht ($10) per day minimum wage policy and deployed new tax reforms designed to lower rates on middle-income earners. The Thai economy has weathered internal and external economic shocks in recent years. The global economic recession severely cut Thailand's exports, with most sectors experiencing double-digit drops. In late 2011 Thailand's recovery was interrupted by historic flooding in the industrial areas in Bangkok and its five surrounding provinces, crippling the manufacturing sector. The government approved flood mitigation projects worth $11.7 billion, which were started in 2012, to prevent similar economic damage, and an additional $75 billion for infrastructure over the following seven years. This was expected to lead to an economic upsurge but growth has remained slow, in part due to ongoing political unrest and resulting uncertainties. Spending on infrastructure will require re-approval once a new government is seated.

 

Source : CIA


 

SUMMARY

 

Company Name                                    : MOAFAQ AL GADDAH TRADING CO LLC

Country of Origin                                   : Dubai, United Arab Emirates

Legal Form                                           : Limited Liability Company - LLC

Registration Date                                  : 29th June 1989

Commercial Registration Number           : 41403, Dubai

Trade Licence Number                           : 220248

Chamber Membership Number               : 29830

Issued Capital                                       : UAE Dh 300,000

Paid up Capital                                     : UAE Dh 300,000

Total Workforce                         : 250

Activities                                               : Wholesale and retail of motor vehicle body components and spare   parts.

Financial Condition                                : Fair

Payments                                             : Nothing detrimental uncovered

Operating Trend                                    : Steady

Person Interviewed                                : Hassan Barbar, Finance Manager (Dubai)

 


COMPANY NAME

 

MOAFAQ AL GADDAH TRADING CO LLC

 

 

ADDRESS

 

Registered & Physical Address

 

Building                        : Al Moosa Building

Street               : Al Mussalah Street

Area                 : Nasser Square

 

PO Box            : 41804 & 42253

 

Town                : Dubai

Country : United Arab Emirates

 

Telephone         : (971-4) 2288804 / 2221602 / 2277651 / 2272684

Facsimile          : (971-4) 2282048 / 2275491

Mobile              : (971-50) 3898843

Email                : moafaq@emirates.net.ae / info@mag.ae / hani@mag.ae

 

Premises

 

Subject operates from a large suite of offices, a showroom and storage facilities that are rented and located in the Central Business Area of Dubai.

 

Branch Office (s)

 

            Location                                                                                               Description

 

Khalifa Saeed Al Qaizi Building                                                              Rented showroom premises

Baniyas Square

Al Rigga, Deira

Dubai

Tel: (971-4) 2231602 / 3330188 / 2280103

Fax: (971-4) 2231790

 

Mohamed Salah Al Gurg Building                                                           Rented showroom premises

PO Box: 23325

Dubai

 

Abu Dhabi                                                                                            Rented showroom premises

Tel: (971-2) 6338195

 

Al Batha Building, 19th Floor                                                                   Rented office premises

Corniche Buheira Street

PO Box: 37402

Sharjah

Tel: (971-6) 5751110

Fax: (971-6) 5751479 / 5751473

 

 

KEY PRINCIPALS

 

 

Name                                                               Nationality                    Position

 

Moafaq Ahmed Al Gaddah                                  Syrian                         Managing Director

 

Khalid Al Amoudi                                                Emirati                        Director

 

Musab Moafaq Al Gaddah                                        -                            Director

 

Mohammed Nimer                                                    -                            Chief Executive Officer

 

Tariq Khalid                                                              -                            General Manager

 

Abdul Mulla A Gaddah                                  -                                        Commercial Manager

 

Dr Hani S Abu Auida                                                -                            Finance Manager (Sharjah)

 

Hassan Barbar                                             -                                        Finance Manager (Dubai)

 

Ali Aliwah                                                                 -                            Sales Manager – Lubricants

 

Mazen Abu Saadah                                                  -                            Sales Manager – Filters

 

Sami Hassan                                                -                                        Administration Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 29th June 1989

 

Legal Form                  : Limited Liability Company - LLC

 

Commercial Reg. No.   : 41403, Dubai

 

Trade Licence No.        : 220248 (Expires 28/06/2015)

 

Chamber Member No.  : 29830

 

Issued Capital              : UAE Dh 300,000

 

Paid up Capital            : UAE Dh 300,000

 

Name of Shareholder (s)                                             Percentage

 

Khalid Al Amoudi                                                             51%

 

Moafaq Ahmed Al Gaddah                                               49%

 

 

AFFILIATED COMPANIES

 

 

Al Gaddah General Trading LLC

Dubai

 

 

OPERATIONS

 

Activities: Engaged in the wholesale and retail of motor vehicle body components and spare parts, including tyres,

batteries, filters, piston rings, car valet chemicals, oil and lubricants, as well as mobile phone accessories for cars.

 

Import Countries: Oman, South Korea, Thailand, the Netherlands, the United Kingdom and the United States of

America

 

International Suppliers:

 

Mag Batteries                            Oman

3K Batteries                              Thailand

QV                                           Thailand

Siga                                         Korea

Vertish International                   The Netherlands

Abro Brothers Inc                      United States of America

 

Export Countries: Subject exports to many African countries such as Ethiopia, Kenya, Uganda, Tanzania, Nigeria,

Mali, Somalia, Eritrea and Sudan, as well as Middle Eastern states including Bahrain, Saudi Arabia, Kuwait, India, Pakistan, Yemen and Iran

 

Operating Trend: Steady

 

Subject has a workforce of approximately 250 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: United Arab Emirates Dirham (UAE Dh)

 

                                                Year Ending 31/12/13:               Year Ending 31/12/14:

 

Total Sales                                UAE Dh 129,500,000                 UAE Dh 140,000,000

 

Local sources consider subject’s financial condition to be Good.

 

The above figures were provided by Hassan Barbar, Finance Manager (Dubai).

 

 

BANKERS

 

Emirates National Bank of Dubai

Baniyas Street Branch

PO Box: 777

Dubai

Tel: (971-4) 2222241

 

Arab Bank Plc

Ittihad Street

PO Box: 11364

Dubai

Tel: (971-4) 2228845

Fax: (971-4) 2285974 / 2940847

Acc No. 464466300

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

Date of transaction        October 2002                September 2003            June 2005                     July 2007

Credit amount               1,300,000                      300,000             50,000                          51,000

Amount overdue            0                                  0                                  0                                  0

Payment terms              120 days                       30 days                                    90 days                                    120 days

Payment Method           Letters of Credit                        Letters of Credit                        Letters of Credit                        Letters of Credit

Paying record               No Complaints              No Complaints              No Complaints              No Complaints

Currency                       US Dollars                    US Dollars                    Pounds Sterling                        Pounds Sterling

 

 

GENERAL COMMENTS

 

Moafaq Al Gaddah Trading Co LLC has been in business for over 25 years in the wholesale and retail of motor vehicle body components and spare parts. It deals with a number of reputable international companies from around the world with nothing detrimental heard regarding the manner in which payments are made.

 

The operating history is clear with no problems noted regarding the manner in which payment obligations are met. According to local sources, subject’s financial position is considered to be satisfactory and the company is a sound trade risk.

 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.67

UK Pound

1

Rs.92.46

Euro

1

Rs.66.34

 

INFORMATION DETAILS

 

Analysis Done by :

RAS

 

 

Report Prepared by :

ANK

 

               


 

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.