MIRA INFORM REPORT

 

Report No. :

258165.2

Report Date :

20.03.2015

 

IDENTIFICATION DETAILS

 

Name :

TWD FIBRES GMBH

 

 

Registered Office :

Kunertstr. 1 D 94469 Deggendorf Post Box: 19 09, D 94459 Deggendorf

 

 

Country :

Germany

 

 

Financials (as on) :

31.12.2012

 

 

Date of Incorporation :

04.01.2005

 

 

Com. Reg. No.:

HRB 2784

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Manufacture of Hosiery

 

 

No. of Employee :

724

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

Slow but correct

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Germany

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

GERMANY ECONOMIC OVERVIEW

 

The German economy - the fifth largest economy in the world in PPP terms and Europe's largest - is a leading exporter of machinery, vehicles, chemicals, and household equipment and benefits from a highly skilled labor force. Like its Western European neighbors, Germany faces significant demographic challenges to sustained long-term growth. Low fertility rates and declining net immigration are increasing pressure on the country's social welfare system and necessitate structural reforms. Reforms launched by the government of Chancellor Gerhard SCHROEDER (1998-2005), deemed necessary to address chronically high unemployment and low average growth, has contributed to strong growth and falling unemployment. These advances, as well as a government subsidized, reduced working hour scheme, help explain the relatively modest increase in unemployment during the 2008-09 recession - the deepest since World War II - and its decrease to 5.3% in 2013. The new German government introduced a minimum wage of $11 per hour to take effect in 2015. Stimulus and stabilization efforts initiated in 2008 and 2009 and tax cuts introduced in Chancellor Angela MERKEL's second term increased Germany's total budget deficit - including federal, state, and municipal - to 4.1% in 2010, but slower spending and higher tax revenues reduced the deficit to 0.8% in 2011 and in 2012 Germany reached a budget surplus of 0.1%. A constitutional amendment approved in 2009 limits the federal government to structural deficits of no more than 0.35% of GDP per annum as of 2016 though the target was already reached in 2012. Following the March 2011 Fukushima nuclear disaster, Chancellor Angela MERKEL announced in May 2011 that eight of the country's 17 nuclear reactors would be shut down immediately and the remaining plants would close by 2022. Germany hopes to replace nuclear power with renewable energy. Before the shutdown of the eight reactors, Germany relied on nuclear power for 23% of its electricity generating capacity and 46% of its base-load electricity production.

 

Source : CIA

 

Company name and address

 

TWD FIBRES GMBH

 

 

In the meantime there have been changes in particular in the

 following areas subject to monitoring:

   - Financial information

     - Solvency Rating

   - Balance sheets

 

 

 Company Status:      active

                      Kunertstr. 1

                      D 94469 Deggendorf

                      Post Box:

                      19 09, D 94459 Deggendorf

                      Telephone:09901/79-0

                      Telefax:  09901/79-224

                      Homepage: www.twd.de

                      E-mail:   info@twd-fibres.de

 

 VAT no.:             DE814381361

 

 

CONCLUSION

 

 Business relations are permissible.

 

 

Summary

 

 LEGAL FORM              Private limited company

 Date of foundation:      04.01.2005

 Shareholders'

 agreement:                   26.01.2005

 Registered on:             16.06.2005

 Commercial Register:   Local court 94469 Deggendorf

 under:                          HRB 2784

 

 

 Share capital

 

EUR          2,025,000.00

 

 Shareholder:

                      4K TW GmbH

                      Sendlinger Str. 10

                      D 80331 München

                      Legal form: Private limited company

                      Share capital:     EUR             25,000.00

                      Share:             EUR          1,903,500.00

                      Registered on: 19.01.2015

                      Reg. data: 80333 München, HRB 216235

 Shareholder:

                      DAUN & Cie Aktiengesellschaft

                      Bahnhofstr. 21

                      D 26180 Rastede

                      Legal form: Public limited company

                      Share capital:     EUR         21,000,000.00

                      Share:             EUR            121,500.00

                      Registered on: 14.08.1985

                      Reg. data: 26135 Oldenburg, HRB 120211

 Manager:

                      Thomas Stoffel

                      D 94554 Moos

                      born: 19.06.1965

 Manager:

                      Wolfgang Tröster

                      D 72800 Eningen

                      born: 26.06.1958

 Manager:

                      Konstantin Steiniger

                      Nibelungenstr. 39

                      D 63897 Miltenberg

                      born: 27.01.1966

 Manager:

                      Markus Roschel

                      Vorstadt 4

                      D 77887 Sasbachwalden

                      having sole power of representation

                      born: 05.02.1968

                      Profession: Fully qualified management

                      expert

 Proxy:

                      Stefan Pongratz

                      D 94209 Regen

                      authorized to jointly represent the company

                      born: 19.12.1968

 Proxy:

                      Stefan Turri

                      D 94469 Deggendorf

                      born: 02.03.1965

 

 Further functions/participations of Thomas Stoffel (Manager)

 Manager:

                      TWD Fibres Service GmbH

                      Kunertstr. 1

                      D 94469 Deggendorf

                      Legal form: Private limited company

                      Share capital:     EUR          1,000,000.00

                      Registered

                      on:         16.09.2008

                      Reg. data:  94469 Deggendorf, HRB 3196

 

 Further functions/participations of Wolfgang Tröster (Manager)

 Manager:

                      TWD Fibres Service GmbH

                      Kunertstr. 1

                      D 94469 Deggendorf

                      Legal form: Private limited company

                      Share capital:     EUR          1,000,000.00

                      Registered

                      on:         16.09.2008

                      Reg. data:  94469 Deggendorf, HRB 3196

 Manager:

                      FR Safety Yarns Beteiligungs GmbH

                      Kunertstr. 1

                      D 94469 Deggendorf

                      Legal form: Private limited company

                      Share capital:     EUR             25,000.00

                      Registered

                      on:         19.09.2011

                      Reg. data:  94469 Deggendorf, HRB 3675

 

 Further functions/participations of Konstantin Steiniger

 (Manager)

 Manager:

                      TWD Fibres Service GmbH

                      Kunertstr. 1

                      D 94469 Deggendorf

                      Legal form: Private limited company

                      Share capital:     EUR          1,000,000.00

                      Registered

                      on:         16.09.2008

                      Reg. data:  94469 Deggendorf, HRB 3196

 

 Further functions/participations of Markus Roschel (Manager)

 Manager:

                      TWD Fibres Service GmbH

                      Kunertstr. 1

                      D 94469 Deggendorf

                      Legal form: Private limited company

                      Share capital:     EUR          1,000,000.00

                      Registered

                      on:         16.09.2008

                      Reg. data:  94469 Deggendorf, HRB 3196

 Manager:

                      Periscope GmbH

                      Heinz-Nixdorf-Ring 1

                      D 33106 Paderborn

                      Legal form: Private limited company

                      Share capital:     EUR          1,900,000.00

                      Registered

                      on:         10.02.2000

                      Reg. data:  33098 Paderborn, HRB 3544

 

 

 COMPANY HISTORY

 

 04.01.2005 - 16.06.2005  Einundsiebzigste TVG

                          Vermögensverwaltunsgesellschaft mbH (HRB

                          95725, AG Berlin)

                          D 10115 Berlin

                          Private limited company

 

 

 RESIGNED ACTING PERSONS AND SHAREHOLDERS

 

 19.09.2008 - 02.01.2014  Manager

                          Uwe Kolb

                          D 94526 Metten

 

 

 BUSINESS ACTIVITIES

 

 Main industrial sector

 14310   Manufacture of hosiery

 

 

 PARTICIPATIONS

 

 Limited partner:

                      FR Safety Yarns GmbH & Co. KG

                      Kunertstr. 1

                      D 94469 Deggendorf

                      Legal form: Ltd partnership with priv. ltd.

                                  company as general partner

                      Company Status: active

                      Total cap.         EUR            120,000.00

                      contribution:

                      Share:             EUR             60,000.00

                      Reg. data:  26.09.2011

                                  Local court 94469 Deggendorf

                                  HRA 2553

 Shareholder:

                      TWD Fibres Service GmbH

                      Kunertstr. 1

                      D 94469 Deggendorf

                      Legal form: Private limited company

                      Company Status: active

                      Share capital:     EUR          1,000,000.00

                      Share:             EUR          1,000,000.00

                      Reg. data:  16.09.2008

                                  Local court 94469 Deggendorf

                                  HRB 3196

 Shareholder:

                      FR Safety Yarns Beteiligungs GmbH

                      Kunertstr. 1

                      D 94469 Deggendorf

                      Legal form: Private limited company

                      Company Status: active

                      Share capital:     EUR             25,000.00

                      Share:             EUR             12,500.00

                      Reg. data:  19.09.2011

                                  Local court 94469 Deggendorf

                                  HRB 3675

 

 

 FINANCIAL INFORMATION

 

 Payment experience:  within periods customary in this trade

 

 Negative information:We have no negative information at hand.

 

 Balance sheet year:  2013

 

 

 REAL ESTATE

 

 Type of ownership:       Tenant

 Address                       Kunertstr. 1

                                    D 94469 Deggendorf

 

 Land register documents were not available.

 

 

 BANKERS

 

 SPARKASSE DEGGENDORF, 94459 DEGGENDORF

 Sort. code: 74150000

 BIC: BYLADEM1DEG

 COMMERZBANK STRAUBING, 94315 STRAUBING

 Sort. code: 74240062

 BIC: COBADEFFXXX

 UNICREDIT BANK - HYPOVEREINSBANK, 94460 DEGGENDORF

 Sort. code: 74120071

 BIC: HYVEDEMM415

 

 

 FINANCIAL FIGURES

 

 Turnover:            2013               EUR         97,859,516.00

 Profit:              2013               EUR         -5,065,157.00

 Equipment:                              EUR            216,735.00

 Ac/ts receivable:                       EUR         20,521,880.00

 Liabilities:                            EUR          6,383,128.00

 Employees:                                                    724

 - thereof permanent staff:                                    700

 - Trainees:                                                    24

 

 

 BALANCE SHEETS

 

 Balance sheet ratios 01.01.2013 - 31.12.2013

 Equity ratio [%]:                 78.35

 Liquidity ratio:                   3.25

 Return on total capital [%]:     -14.48

 

 Balance sheet ratios 01.01.2012 - 31.12.2012

 Equity ratio [%]:                 78.15

 Liquidity ratio:                   2.22

 Return on total capital [%]:      -4.17

 

 Balance sheet ratios 01.01.2011 - 31.12.2011

 Equity ratio [%]:                 81.20

 Liquidity ratio:                   2.79

 Return on total capital [%]:       1.97

 

 Balance sheet ratios 01.01.2010 - 31.12.2010

 Equity ratio [%]:                 78.48

 Liquidity ratio:                   3.15

 Return on total capital [%]:      -0.03

 

 Equity ratio

 The equity ratio indicates the portion of the equity as compared

 to the total capital. The higher the equity ratio, the better the

 economic stability (solvency) and thus the financial autonomy of

 a company.

 

 Liquidity ratio

 The liquidity ratio shows the proportion between adjusted

 receivables and net liabilities. The higher the ratio, the lower

 the company's financial dependancy from external creditors.

 

 Return on total capital

 The return on total capital shows the efficiency and return on

 the total capital employed in the company. The higher the return

 on total capital, the more economically does the company work

 with the invested capital.

 

 

Type of balance

 sheet:               Company balance sheet

 

 Financial year:      01.01.2013 - 31.12.2013

 

 ASSETS                                  EUR         35,189,568.64

  Fixed assets                           EUR          3,311,296.13

   Intangible assets                     EUR            367,116.00

    Concessions, licences, rights        EUR            367,116.00

   Tangible assets                       EUR            249,370.58

    Land / similar rights                EUR              2,319.22

    Other tangible assets / fixtures and

    fittings                             EUR            216,734.73

    Advance payments made / construction

    in progress                          EUR             30,316.63

   Financial assets                      EUR          2,694,809.55

    Shares in participations /

    subsidiaries and the like            EUR          2,694,809.55

     Shares in related companies         EUR          2,689,251.15

     Shares in investee companies        EUR              5,558.40

  Current assets                         EUR         31,760,427.22

   Stocks                                EUR         11,108,654.50

    Raw materials, consumables and

    supplies                             EUR          8,074,981.29

    Finished goods / work in progress    EUR          3,033,673.21

   Accounts receivable                   EUR         20,521,880.36

    Amounts due from shareholders        EUR            210,136.33

    Trade debtors                        EUR                 28.00

    Amounts due from related companies   EUR         18,930,417.07

    Other debtors and assets             EUR          1,381,298.96

   Liquid means                          EUR            129,892.36

  Remaining other assets                 EUR            117,845.29

   Accruals (assets)                     EUR             80,699.20

   Active difference from asset

   offsetting                            EUR             37,146.09

 

 LIABILITIES                             EUR         35,189,568.64

  Shareholders' equity                   EUR         27,616,747.46

   Capital                               EUR          2,025,000.00

    Subscribed capital (share capital)   EUR          2,025,000.00

   Reserves                              EUR         25,591,747.46

    Capital reserves                     EUR         25,591,747.46

  Provisions                             EUR          1,189,693.16

   Pension provisions and comparable

   provisions                            EUR            298,128.00

   Provisions for taxes                  EUR             25,000.00

   Other / unspecified provisions        EUR            866,565.16

  Liabilities                            EUR          6,383,128.02

   Other liabilities                     EUR          6,383,128.02

    Trade creditors (for IAS incl. bills

    of exchange)                         EUR          5,075,809.07

    Liabilities due to shareholders      EUR                302.99

    Unspecified other liabilities        EUR          1,307,015.96

 

 PROFIT AND LOSS ACCOUNT (cost-summary method) according to Comm.

 Code (HGB)

 

  Sales                                  EUR         97,859,516.07

  Inventory change + own costs (+/-)     EUR        -10,380,370.01

   Inventory change (+/-)                EUR        -10,410,705.79

   Capitalised own costs                 EUR             30,335.78

  Other operating income                 EUR          7,988,723.07

  Cost of materials                      EUR         57,651,394.05

   Raw materials and supplies, purchased

   goods                                 EUR         49,657,546.14

   Purchased services                    EUR          7,993,847.91

  Gross result (+/-)                     EUR         37,816,475.08

  Staff expenses                         EUR         24,426,688.95

   Wages and salaries                    EUR         20,417,016.85

   Social security contributions and

   expenses for pension plans and

   benefits                              EUR          4,009,672.10

  Total depreciation                     EUR            205,726.42

   Depreciation on tangible / intangible

   asssets (incl. start-up and exp. of

   bus.                                  EUR            205,726.42

  Other operating expenses               EUR         17,951,698.63

  Operating result from continuing

  operations                             EUR         -4,767,638.92

  Result from participating interests

  (+/-)                                  EUR              8,716.27

   Expenses / income from participations EUR              8,716.27

    Income from transfer of profits      EUR              8,716.27

  Interest result (+/-)                  EUR             89,822.54

   Interest and similar income           EUR            496,575.06

   Interest and similar expenses         EUR            406,752.52

  Financial result (+/-)                 EUR             98,538.81

  Result from ordinary operations (+/-)  EUR         -4,669,100.11

  Income tax / refund of income tax (+/-)EUR                506.00

  Other taxes / refund of taxes          EUR           -396,563.23

  Tax (+/-)                              EUR           -396,057.23

  Annual surplus / annual deficit        EUR         -5,065,157.34

 

 Type of balance

 sheet:               Company balance sheet

 

 Financial year:      01.01.2012 - 31.12.2012

 

 ASSETS                                  EUR         41,541,413.53

  Fixed assets                           EUR          3,054,461.17

   Intangible assets                     EUR            299,262.00

    Concessions, licences, rights        EUR            299,262.00

   Tangible assets                       EUR            319,543.17

    Land / similar rights                EUR              2,319.22

    Other tangible assets / fixtures and

    fittings                             EUR            293,653.95

    Advance payments made / construction

    in progress                          EUR             23,570.00

   Financial assets                      EUR          2,435,656.00

    Shares in participations /

    subsidiaries and the like            EUR          2,435,656.00

     Shares in related companies         EUR          2,434,643.15

     Shares in investee companies        EUR              1,012.85

  Current assets                         EUR         38,390,281.66

   Stocks                                EUR         20,714,331.60

    Raw materials, consumables and

    supplies                             EUR          7,269,952.60

    Finished goods / work in progress    EUR         13,444,379.00

   Accounts receivable                   EUR         17,592,375.19

    Amounts due from shareholders        EUR          1,001,171.05

    Trade debtors                        EUR              1,733.90

    Amounts due from related companies   EUR         14,783,386.36

    Other debtors and assets             EUR          1,806,083.88

   Liquid means                          EUR             83,574.87

  Remaining other assets                 EUR             96,670.70

   Accruals (assets)                     EUR             80,973.71

   Active difference from asset

   offsetting                            EUR             15,696.99

 

 LIABILITIES                             EUR         41,541,413.53

  Shareholders' equity                   EUR         32,681,904.80

   Capital                               EUR          2,025,000.00

    Subscribed capital (share capital)   EUR          2,025,000.00

   Reserves                              EUR         30,656,904.80

    Capital reserves                     EUR         30,656,904.80

  Provisions                             EUR          1,295,014.96

   Pension provisions and comparable

   provisions                            EUR            271,457.00

   Provisions for taxes                  EUR                506.00

   Other / unspecified provisions        EUR          1,023,051.96

  Liabilities                            EUR          7,564,493.77

   Other liabilities                     EUR          7,564,493.77

    Trade creditors (for IAS incl. bills

    of exchange)                         EUR          6,352,338.59

    Liabilities due to shareholders      EUR                  0.00

    Liabililties due to related companiesEUR              1,621.83

    Unspecified other liabilities        EUR          1,210,533.35

 

 PROFIT AND LOSS ACCOUNT (cost-summary method) according to Comm.

 Code (HGB)

 

  Sales                                  EUR         88,385,475.95

  Inventory change + own costs (+/-)     EUR            194,906.04

   Inventory change (+/-)                EUR            173,468.68

   Capitalised own costs                 EUR             21,437.36

  Other operating income                 EUR          7,987,279.09

  Cost of materials                      EUR         58,639,800.65

   Raw materials and supplies, purchased

   goods                                 EUR         50,772,878.60

   Purchased services                    EUR          7,866,922.05

  Gross result (+/-)                     EUR         37,927,860.43

  Staff expenses                         EUR         23,801,252.63

   Wages and salaries                    EUR         19,736,876.71

   Social security contributions and

   expenses for pension plans and

   benefits                              EUR          4,064,375.92

  Total depreciation                     EUR            195,565.06

   Depreciation on tangible / intangible

   asssets (incl. start-up and exp. of

   bus.                                  EUR            195,565.06

  Other operating expenses               EUR         15,406,655.55

  Operating result from continuing

  operations                             EUR         -1,475,612.81

  Result from participating interests

  (+/-)                                  EUR             31,099.90

   Expenses / income from participations EUR             31,099.90

    Income from transfer of profits      EUR             31,099.90

  Interest result (+/-)                  EUR             87,837.58

   Interest and similar income           EUR            447,730.82

   Interest and similar expenses         EUR            359,893.24

  Other financial result                 EUR              7,094.00

   Income from securities and loans from

   financial assets                      EUR              7,094.00

  Financial result (+/-)                 EUR            126,031.48

  Result from ordinary operations (+/-)  EUR         -1,349,581.33

  Other taxes / refund of taxes          EUR           -342,706.27

  Tax (+/-)                              EUR           -342,706.27

  Annual surplus / annual deficit        EUR         -1,692,287.60


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.42

UK Pound

1

Rs.92.99

Euro

1

Rs.67.29

 

 

INFORMATION DETAILS

 

Analysis Done by :

RAS

 

 

Report Prepared by :

ANK

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.