MIRA INFORM REPORT

 

 

Report No. :

313218

Report Date :

21.03.2015

 

IDENTIFICATION DETAILS

 

Name :

HALI RETAIL STORES PTY LTD

 

 

Registered Office :

18/499 St Kilda Road,    Melbourne, Victoria 3004 Australia

 

 

Country :

South Africa

 

 

Date of Incorporation :

19.01.1995

 

 

Com. Reg. No.:

067 883 185

 

 

Legal Form :

Australian Proprietary Company

 

 

Line of Business :

Engaged in the import and distribution of Contemporary and Traditional Handmade Rugs as well as Handmade carpets

 

 

No of Employees :

18

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

No Complaints

Litigation :

Clear 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Australia

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

Australia ECONOMIC OVERVIEW

 

The Australian economy has experienced continuous growth and features low unemployment, contained inflation, very low public debt, and a strong and stable financial system. By 2012, Australia had experienced more than 20 years of continued economic growth, averaging 3.5% a year. Demand for resources and energy from Asia and especially China has grown rapidly, creating a channel for resources investments and growth in commodity exports. The high Australian dollar has hurt the manufacturing sector, while the services sector is the largest part of the Australian economy, accounting for about 70% of GDP and 75% of jobs. Australia was comparatively unaffected by the global financial crisis as the banking system has remained strong and inflation is under control. Australia has benefited from a dramatic surge in its terms of trade in recent years, stemming from rising global commodity prices. Australia is a significant exporter of natural resources, energy, and food. Australia's abundant and diverse natural resources attract high levels of foreign investment and include extensive reserves of coal, iron, copper, gold, natural gas, uranium, and renewable energy sources. A series of major investments, such as the US$40 billion Gorgon Liquid Natural Gas project, will significantly expand the resources sector. Australia is an open market with minimal restrictions on imports of goods and services. The process of opening up has increased productivity, stimulated growth, and made the economy more flexible and dynamic. Australia plays an active role in the World Trade Organization, APEC, the G20, and other trade forums. Australia has bilateral free trade agreements (FTAs) with Chile, Malaysia, New Zealand, Singapore, Thailand, and the US, has a regional FTA with ASEAN and New Zealand, is negotiating agreements with China, India, Indonesia, Japan, and the Republic of Korea, as well as with its Pacific neighbors and the Gulf Cooperation Council countries, and is also working on the Trans-Pacific Partnership Agreement with Brunei Darussalam, Canada, Chile, Malaysia, Mexico, New Zealand, Peru, Singapore, the US, and Vietnam.

 

Source : CIA


REGISTERED NAME      

 

HALI RETAIL STORES PTY LTD

ACN:                067 883 185

ABN:                88 359 474 651 (THE HALI RETAIL STORES UNIT TRUST)

 

 

Summary Panel

 

Established

1995

 

Incorporated

1995

 

Line of Business

Engaged in the import and distribution of Contemporary and Traditional Handmade Rugs as well as Handmade carpets

Chief Executive Officer

SWART, IAN CONRAD

Adverse Listings

Nil

 

 

 

EXECUTIVE SUMMARY

 

The subject was formed to restructure and existing partnership.

 

The subject has been trading profitably and is experiencing some growth in operations.

 

Enquiries in trade quarters revealed satisfaction from one supplier contacted.

 

 

CORPORATE SEARCH

 

Company Type                          Australian Proprietary Company

 

Incorporation Date:                    19 Jan 1995

 

Incorporation State:                   Victoria

 

Registered Office                      18/499 ST KILDA Road

                                                MELBOURNE, Victoria 3004 Australia

 

Number of Shares Issued:         3

 

Paid Capital:                             3

 

Shareholders                             IAN CONRAD SWART

                                                Number of Shares: 2

 

GINA SONIA SWART

Number of Shares: 1

 

Directors                                   SWART, GINA SONIA

Appointment Date: 19 Jan 1995

Date of Birth: 02 Nov 1960

Gender: Female

Address: 5 GRONG GRONG Court TOORAK, Victoria 3142 Australia

Resident Overseas: No

 

SWART, IAN CONRAD

Appointment Date: 19 Jan 1995

Date of Birth: 07 Oct 1949

Gender: Male

Address: 5 GRONG GRONG Court TOORAK, Victoria 3142 Australia

Resident Overseas: No

 

Secretary                                  IAN CONRAD SWART

                                                Appointment Date: 19 Jan 1995

 

SECURITY INTERESTS            Effective 30 January 2012 the Personal Property Securities Register (PPSR)  was introduced to give the different Commonwealth, State and Territory laws and registers regarding security interests in personal property under one national system.

 

As a result of PPS Reform a number of existing Commonwealth, State and Territory personal property security registers will close. Interests registered on existing security interest registers will be migrated to the national PPS Register. Subsequently Registered Charges are no longer lodged with the Australian Securities and Investments Commission (ASIC).

 

Please contact us should you require a search of the PPSR.

 

 

BUSINESS STRUCTURE

 

TRADING ADDRESS     24 Chapel St

                                    RICHMOND, VIC 3121

 

TELEPHONE                 (613) 9509 7200

 

WEBSITE                      www.hali.com.au

 

BRANCHES                  The subject maintains a total of 6 stores across Australia.                     

 

BANK                           NATIONAL AUSTRALIA BANK   

                                               

EMPLOYEES                18

 

 

BACKGROUND

 

The subject was incorporated in Victoria on 19 January 1995 to commence operations under the current style.

 

The subject was formed to incorporate an existing partnership founded by the Directors.

 

 

OPERATIONS

 

Engaged in the import and distribution of Contemporary and Traditional Handmade Rugs as well as Handmade carpets in Australia.

 

All rugs are woven on traditional looms using hand spun wool. The collection includes contemporary Himalayan, modern Handtufted, contemporary Shalimar rugs, Moghul, Aubusson, Amritsar, Art Nouveau, William Morris and Frank Lloyd Wright inspired carpets.

 

The subject is also the principal Rug suppliers to Robertsons Furniture & Design, David Jones, Domo Collections and Berkowitz Furniture.

 

Activities are conducted from leased premises located at the above listed trading address.

 

Product details :

·         Handmade rugs

·         Handmade carpets

 

 

ADVERSE

                                               

A search of we failed to trace any litigation listed against the subject at that date.

 

 

FINANCES

 

The subject is not required to lodge financial statements with the Australian Securities and Investments Commission.

 

During the current interview conducted with the subject’s financial controller, Margarita, she advised that the subject has been trading profitably however declined to release any financial details for the current enquiry.

 

On a projected basis the subject expects to record a growth in operations for the current financial year ending 30 June 2015.

 

For the year ended 30 June 2008 the subject recorded revenue of $6,000,000.

 

Enquiries in trade quarters revealed satisfaction from one supplier contacted.

 

The subject is noted to operate in its capacity on behalf of the Hali Retail Stores Unit Trust. Unsecured creditors are placed at maximum risk when dealing with a trustee company.

 

 

TRADE SURVEY

 

The subject imports most products. A trade survey on the subject traced the following accounts:

 

(Proactive Customs) Purchases average $10,000 to $15,000 per month on 21 day terms. Payment is met in 21 days and the account is considered satisfactory, having been known over 5 years.

 

(TNT) Nominated supplier declined to provide a reference owing to company policy.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.49

UK Pound

1

Rs.92.26

Euro

1

Rs.66.80

 

INFORMATION DETAILS

 

Analysis Done by :

SUB

 

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

--

NB

                                       New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.