|
Report No. : |
313143 |
|
Report Date : |
23.03.2015 |
IDENTIFICATION DETAILS
|
Name : |
MISTRAL HOME NV |
|
|
|
|
Registered Office : |
Mistral Home, Omgangstraat 31, 9750 Zingem |
|
|
|
|
Country : |
Belgium |
|
|
|
|
Financials (as on) : |
31.12.2013 |
|
|
|
|
Date of Incorporation : |
17.04.1993 |
|
|
|
|
Com. Reg. No.: |
449881149 |
|
|
|
|
Legal Form : |
Public Limited Liability |
|
|
|
|
Line of Business : |
Subject is engaged in wholesale of wearing apparel, except work and underwear. |
|
|
|
|
No. of Employee : |
26 |
RATING & COMMENTS
|
MIRA’s Rating : |
Ba |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
Status : |
Good |
|
|
|
|
Payment Behaviour : |
No complaints |
|
|
|
|
Litigation : |
Clear |
NOTES :
Any query related to this report can be made
on e-mail : infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – December 31, 2014
|
Country Name |
Previous Rating (30.09.2014) |
Current Rating (31.12.2014) |
|
Belgium |
A2 |
A2 |
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low |
A2 |
|
Moderate |
B1 |
|
High |
B2 |
|
Very High |
C1 |
|
Restricted |
C2 |
|
Off-credit |
D |
BELGIUM - ECONOMIC OVERVIEW
This modern, open, and private-enterprise-based economy has capitalized on its central geographic location, highly developed transport network, and diversified industrial and commercial base. Industry is concentrated mainly in the more heavily-populated region of Flanders in the north. With few natural resources, Belgium imports substantial quantities of raw materials and exports a large volume of manufactures, making its economy vulnerable to volatility in world markets. Roughly three-quarters of Belgium's trade is with other EU countries, and Belgium has benefited most from its proximity to Germany. In 2013 Belgian GDP grew by 0.1%, the unemployment rate increased to 8.8% from 7.6% the previous year, and the government reduced the budget deficit from a peak of 6% of GDP in 2009 to 3.2%. Despite the relative improvement in Belgium's budget deficit, public debt hovers around 100% of GDP, a factor that has contributed to investor perceptions that the country is increasingly vulnerable to spillover from the euro-zone crisis. Belgian banks were severely affected by the international financial crisis in 2008 with three major banks receiving capital injections from the government, and the nationalization of the Belgian retail arm of a Franco-Belgian bank.
|
Source
: CIA |
MISTRAL HOME NV
|
Status |
Court data |
Summons |
Protested Bills |
||
|
active |
no |
no |
no |
||
|
|
|
|
|||
Company
summary
|
|
|
Business number |
449881149 |
|
Branche Unit Number |
2062171894 |
|
Company name |
MISTRAL HOME NV |
|
Address |
OMGANGSTRAAT 31 |
|
|
9750 ZINGEM |
|
Number of staff |
26 |
|
Date of establishment |
17/04/1993 |
|
Telephone number |
093916585 |
|
Fax number |
|
The business was established over 21
years ago. The business has 20 employees.
The business has been at the
address for over 20 years.
The business saw an increase in
their Cash Balance of 33% during the
latest trading period.
|
DATE OF LATEST ACCOUNTS |
TURNOVER |
PROFIT BEFORE TAX |
NET WORTH |
WORKING CAPITAL |
|
31/12/2013 |
35,484,712 |
1,442,035 |
14,844,844 |
12,626,895 |
|
31/12/2012 |
31,476,443 |
1,389,355 |
13,415,645 |
9,369,325 |
|
31/12/2011 |
36,239,205 |
1,418,097 |
11,961,163 |
7,650,848 |
|
Accounts |
|
|
|
|
|
DATE OF LATEST ACCOUNTS |
BALANCE TOTAL |
NUMBER OF EMPLOYEES |
CAPITAL |
CASHFLOW |
|
31/12/2013 |
22,278,801 |
26 |
182,000 |
1,964,654 |
|
31/12/2012 |
21,948,378 |
25 |
244,000 |
1,940,619 |
|
31/12/2011 |
21,424,334 |
26 |
244,000 |
2,004,848 |
|
Past payments |
|
Payment expectation days |
36.11 |
|
Industry average payment |
121.48 |
Industry average day
sales |
78.95 |
|
expectation days |
|
outstanding |
|
|
Day sales outstanding |
84.06 |
|
|
BANKRUPTCY DETAILS
|
Court action type |
no |
PROTESTED BILLS
|
Bill amount |
- |
NSSO DETAILS
|
Date of summons |
- |
|
Business number |
449881149 |
Company name |
MISTRAL HOME NV |
|
Fax number |
|
Date founded |
17/04/1993 |
|
Company status |
active |
Company type |
Public Limited Liability |
|
|
|
|
Company (BE) |
|
Currency |
Euro (€) |
Date of latest accounts |
31/12/2013 |
|
Activity code |
46423 |
Liable for VAT |
yes |
|
Activity description |
Wholesale of wearing |
VAT Number |
BE.0449.881.149 Check VAT |
|
|
apparel, except work and underwear |
|
number |
|
Belgian Bullettin of Acts Publications |
moniteur belge |
|
|
|
Registered contractor |
- |
|
number |
|
|
Contractor description |
- |
|
Date struck off register |
|
|
Personnel (NSSO
classification) |
|
|
Code |
- |
|
Description |
- |
|
Joint Industrial
Committee (JIC) |
|
|
JIC Code |
100 |
|
Description |
Additional joint committee for labourers |
|
category |
|
|
JIC Code |
218 |
|
Description |
Additional national joint committee for
the employees |
|
category |
|
|
Significant Events |
|
|
Event Date |
16/05/2013 |
|
Event Description |
re-appointment of director(s) |
|
Event Details |
Commentaar 16-05-2013: Herbenoeming
bestuurders en gedelegeerd bestuurders voor
een periode van zes jaar: Luc
Vanderbauwhede (tevens voorzitter van de
raad van bestuur) en Marie-Claire De Clercq. |
ASSETS
|
Annual accounts |
31-12-2013 |
% |
31-12-2012 |
% |
31-12-2011 |
% |
31-12-2010 |
% |
31-12-2009 |
|
Weeks |
52 |
|
52 |
|
52 |
|
52 |
|
52 |
|
Currency |
EUR |
|
EUR |
|
EUR |
|
EUR |
|
EUR |
|
Total fixed assets |
4,156,615 |
-8.17 |
4,526,375 |
-8.84 |
4,965,566 |
-8.92 |
5,451,860 |
20.64 |
4,519,163 |
|
Intangible fixed assets |
36,833 |
-58.06 |
87,833 |
-36.73 |
138,833 |
-37.84 |
223,333 |
-21.18 |
283,333 |
|
Tangible fixed assets |
4,114,455 |
-7.23 |
4,435,007 |
-8.05 |
4,823,198 |
-7.68 |
5,224,203 |
23.49 |
4,230,521 |
|
Land & building |
3,448,519 |
-4.44 |
3,608,655 |
-4.90 |
3,794,750 |
-4.67 |
3,980,845 |
1437 |
258,993 |
|
Plant & machinery |
471,076 |
-24.64 |
625,068 |
-19.77 |
779,053 |
-12.26 |
887,928 |
151 |
353,602 |
|
Furniture & Vehicles |
194,860 |
-3.19 |
201,284 |
-19.29 |
249,395 |
-29.83 |
355,430 |
-7.80 |
385,481 |
|
Leasing & Other
Similar Rights |
- |
- |
- |
- |
- |
- |
- |
- |
3,232,444 |
|
Other tangible assets |
0 |
- |
0 |
- |
0 |
- |
0 |
- |
0 |
|
Financial fixed assets |
5,327 |
50.71 |
3,534 |
0 |
3,534 |
-18.26 |
4,324 |
-18.55 |
5,309 |
|
Total current assets |
18,122,185 |
4.02 |
17,422,003 |
5.85 |
16,458,769 |
9.48 |
15,033,151 |
-7.71 |
16,289,837 |
|
Inventories |
8,715,831 |
-3.27 |
9,010,507 |
-3.60 |
9,346,816 |
19.98 |
7,790,512 |
6.70 |
7,301,561 |
|
Raw materials & consumables |
4,815,331 |
-9.11 |
5,298,060 |
0.55 |
5,269,196 |
13.24 |
4,652,968 |
9.23 |
4,259,899 |
|
Work in progress |
0 |
- |
0 |
- |
0 |
- |
0 |
- |
0 |
|
Finished goods |
3,900,499 |
5.07 |
3,712,447 |
-8.96 |
4,077,620 |
29.96 |
3,137,544 |
3.15 |
3,041,663 |
|
Other stocks |
0 |
- |
0 |
- |
0 |
- |
0 |
- |
0 |
|
Trade debtors |
8,171,965 |
19.78 |
6,822,214 |
60.00 |
4,263,856 |
-5.28 |
4,501,447 |
-29.10 |
6,349,394 |
|
Other amounts receivable |
205 |
-99 |
600,749 |
-55.46 |
1,348,822 |
247 |
387,971 |
89.25 |
205,000 |
|
Cash |
1,169,936 |
33.10 |
879,003 |
-36.26 |
1,378,966 |
-34.54 |
2,106,576 |
-1.04 |
2,128,810 |
|
Miscellaneous current assets |
64,248 |
-25.29 |
85,999 |
7.55 |
79,961 |
71.43 |
46,644 |
-51.95 |
97,072 |
|
Total Assets |
22,278,801 |
1.51 |
21,948,378 |
2.45 |
21,424,334 |
4.59 |
20,485,011 |
-1.56 |
20,809,000 |
|
Liabilities |
|
|
|
|
|
|
|
|
|
|
Total shareholders equity |
14,881,677 |
10.21 |
13,503,478 |
11.60 |
12,099,996 |
13.30 |
10,679,412 |
19.37 |
8,946,674 |
|
Issued share capital |
182,000 |
-25.41 |
244,000 |
0 |
244,000 |
0 |
244,000 |
34.07 |
182,000 |
|
Share premium account |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Revaluation reserve |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Reserves |
14,699,677 |
10.86 |
13,259,478 |
11.84 |
11,855,996 |
13.61 |
10,435,412 |
19.06 |
8,764,674 |
|
Provisions for Liabilities
& |
0 |
- |
0 |
- |
0 |
- |
0 |
- |
0 |
|
Charges |
|
|
|
|
|
|
|
|
|
|
Deffered taxes |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Creditors |
7,397,124 |
-12.41 |
8,444,899 |
-9.43 |
9,324,338 |
-4.91 |
9,805,599 |
-17.34 |
11,862,326 |
|
Other long term loans |
1,901,834 |
384 |
392,221 |
-24.05 |
516,417 |
-23.56 |
675,550 |
-76.26 |
2,846,174 |
|
Long term group loans |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Other long term liabilities |
0 |
- |
0 |
- |
0 |
- |
0 |
- |
0 |
|
Total long term debts |
1,901,834 |
384 |
392,221 |
-24.05 |
516,417 |
-23.56 |
675,550 |
-76.26 |
2,846,174 |
|
Current portion of long
term debt |
353,759 |
119 |
161,511 |
1.50 |
159,132 |
-1.24 |
161,129 |
-28.76 |
226,172 |
|
Financial debts |
1,300,000 |
-70.10 |
4,347,333 |
3.66 |
4,193,734 |
-13.02 |
4,821,547 |
26.43 |
3,813,567 |
|
Trade creditors |
3,329,198 |
1.30 |
3,286,336 |
-23.14 |
4,275,764 |
15.66 |
3,696,865 |
-3.52 |
3,831,653 |
|
Amounts Payable for Taxes, |
511,663 |
99 |
256,418 |
47.20 |
174,202 |
-1.33 |
176,548 |
-71.46 |
618,561 |
|
Remuneration & Social
Security |
|
|
|
|
|
|
|
|
|
|
Miscellaneous current liabilities |
671 |
-37.86 |
1,079 |
-78.80 |
5,089 |
-98.14 |
273,960 |
-47.94 |
526,199 |
|
Total current liabilities |
5,495,290 |
-31.76 |
8,052,678 |
-8.57 |
8,807,920 |
-3.53 |
9,130,050 |
1.26 |
9,016,153 |
|
Total Liabilities |
22,278,801 |
1.51 |
21,948,378 |
2.45 |
21,424,334 |
4.59 |
20,485,011 |
-1.56 |
20,809,000 |
|
RATIO ANALYSIS |
|
|
|
|
|
|
|
|
|
|
TRADING PERFORMANCE |
|
|
|
|
|
|
|
|
|
|
Profit Before Tax |
4.06 |
-7.94 |
4.41 |
12.79 |
3.91 |
-18.20 |
4.78 |
-13.56 |
5.53 |
|
Return on capital employed |
8.59 |
-14.10 |
10.00 |
-11.03 |
11.24 |
-12.60 |
12.86 |
-0.39 |
12.91 |
|
Return on total assets employed |
6.47 |
2.21 |
6.33 |
-4.38 |
6.62 |
-7.15 |
7.13 |
-2.60 |
7.32 |
|
Return on net assets employed |
9.69 |
-5.83 |
10.29 |
-12.20 |
11.72 |
-14.26 |
13.67 |
-19.68 |
17.02 |
|
Sales / net working capital |
2.81 |
-16.37 |
3.36 |
-29.11 |
4.74 |
-8.32 |
5.17 |
36.41 |
3.79 |
|
Stock turnover ratio |
24.56 |
-14.22 |
28.63 |
11.01 |
25.79 |
1.10 |
25.51 |
-3.77 |
26.51 |
|
Creditor days |
36.11 |
-10.49 |
40.34 |
-11.50 |
45.58 |
-2.96 |
46.97 |
-13.90 |
54.55 |
|
Debtor days |
84.06 |
6.26 |
79.11 |
84.19 |
42.95 |
-20.18 |
53.81 |
-36.05 |
84.15 |
SHORT TERM STABILITY
|
Current
ratio |
3.30 |
52.78 |
2.16 |
15.51 |
1.87 |
13.33 |
1.65 |
-8.84 |
1.81 |
|
Liquidity
ratio / acid ratio |
1.71 |
64.42 |
1.04 |
28.40 |
0.81 |
2.53 |
0.79 |
-21.00 |
1.00 |
|
Current
debt ratio |
0.37 |
-38.33 |
0.60 |
-17.81 |
0.73 |
-14.12 |
0.85 |
-15.84 |
1.01 |
|
Liquidity
ratio reprocessed |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Cashflow |
1,964,654 |
1.24 |
1,940,619 |
-3.20 |
2,004,848 |
33.99 |
1,496,235 |
-15.34 |
1,767,337 |
|
Net
worth |
14,844,844 |
10.65 |
13,415,645 |
12.16 |
11,961,163 |
14.39 |
10,456,078 |
20.69 |
8,663,340 |
|
LONG TERM STABILITY |
|
|
|
|
|
|
|
|
|
|
Gearing |
23.89 |
-34.17 |
36.29 |
-9.82 |
40.24 |
-24.05 |
52.98 |
-31.17 |
76.97 |
|
Equity
in percentage |
66.91 |
8.32 |
61.77 |
8.65 |
56.85 |
7.85 |
52.71 |
20.92 |
43.59 |
|
Total
debt ratio |
0.50 |
-20.63 |
0.63 |
-18.18 |
0.77 |
-16.30 |
0.92 |
-30.83 |
1.33 |
|
Working
capital |
12,626,895 |
34.77 |
9,369,325 |
22.46 |
7,650,848 |
29.61 |
5,903,101 |
-18.84 |
7,273,684 |
|
PROFIT & LOSS |
|
|
|
|
|
|
|
|
|
|
Operating
Income |
35,733,977 |
14.71 |
31,152,862 |
-16.32 |
37,229,431 |
21.43 |
30,658,595 |
9.72 |
27,943,211 |
|
Turnover |
35,484,712 |
12.73 |
31,476,443 |
-13.14 |
36,239,205 |
18.68 |
30,535,950 |
10.88 |
27,540,401 |
|
Total
operating expenses |
33,650,051 |
13.17 |
29,734,996 |
-13.15 |
34,238,486 |
19.18 |
28,729,441 |
12.05 |
25,638,697 |
|
Gross
Operating Margin |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Operating
Charges |
33,899,316 |
15.26 |
29,411,414 |
-16.51 |
35,228,712 |
22.10 |
28,852,087 |
10.79 |
26,041,508 |
|
Employee
costs |
1,410,623 |
2.58 |
1,375,110 |
15.54 |
1,190,122 |
10.50 |
1,077,039 |
4.24 |
1,033,224 |
|
Wages
and salary |
1,063,160 |
2.15 |
1,040,741 |
15.47 |
901,273 |
11.20 |
810,508 |
2.76 |
788,735 |
|
Employee
pension costs |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Social
security contributions |
318,165 |
4.37 |
304,847 |
16.20 |
262,357 |
9.20 |
240,261 |
6.01 |
226,649 |
|
Other
employee costs |
29,298 |
-0.76 |
29,521 |
11.43 |
26,493 |
0.85 |
26,270 |
47.25 |
17,840 |
|
Director
remuneration |
294,518 |
29.17 |
228,000 |
-9.57 |
252,135 |
26.44 |
199,403 |
- |
- |
|
Amortization
and depreciation |
524,455 |
-2.36 |
537,137 |
-8.07 |
584,263 |
1.99 |
572,863 |
10.27 |
519,509 |
|
Operating
result |
1,834,661 |
5.35 |
1,741,447 |
-12.96 |
2,000,719 |
10.75 |
1,806,509 |
-5.01 |
1,901,703 |
|
Total
financial income |
29,547 |
11.92 |
26,400 |
-63.23 |
71,799 |
-22.95 |
93,189 |
-9.82 |
103,338 |
|
Total
financial expenses |
422,173 |
11.54 |
378,492 |
-42.16 |
654,421 |
48.76 |
439,909 |
-8.86 |
482,664 |
|
Results on ordinary operations |
1,442,035 |
3.79 |
1,389,355 |
-2.03 |
1,418,097 |
-2.86 |
1,459,789 |
-4.11 |
1,522,377 |
|
before taxation |
|
|
|
|
|
|
|
|
|
|
Extraordinary
Income |
- |
- |
10,319 |
-51.95 |
21,474 |
854 |
2,249 |
-29.52 |
3,192 |
|
Extraordinary
Charges |
- |
- |
10,665 |
- |
- |
- |
242,608 |
642 |
32,663 |
|
Extraordinary
items |
0 |
0 |
-347 |
-101 |
21,474 |
8.93 |
-240,359 |
-715 |
-29,471 |
|
Results
for the Year Before |
1,442,035 |
3.82 |
1,389,009 |
-3.51 |
1,439,571 |
18.05 |
1,219,430 |
-18.32 |
1,492,906 |
|
Taxation |
|
|
|
|
|
|
|
|
|
|
Other
appropriations |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Taxation |
1,836 |
12.69 |
-14,474 |
-176 |
18,986 |
-93.59 |
296,058 |
20.80 |
245,078 |
|
Results
on ordinary operations after taxation |
1,440,199 |
2.59 |
1,403,829 |
0.34 |
1,399,111 |
20.23 |
1,163,731 |
-8.89 |
1,277,300 |
|
Net result |
1,440,199 |
2.62 |
1,403,482 |
-1.20 |
1,420,585 |
53.85 |
923,372 |
-26.00 |
1,247,828 |
|
Profit (Loss) for the Year to be
appropiated |
- |
- |
- |
- |
- |
- |
923,372 |
85.48 |
497,828 |
|
Dividends |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
|
|
|||||||||
|
Social Balance Sheet
Details |
|
|
|
|
|
|
|
|
|
|
|
Social Balance Sheet |
|
|
|
Total |
|
|
|
|
|
|
|
During the reporting
year |
|
|
|
|
|
|
|
|
|
|
|
ended 31-12-2013 |
|
|
|
|
|
|
|
|
|
|
|
Full-time Employees |
|
|
|
25 |
|
|
|
|
|
|
|
Part-time Employees |
|
|
|
2 |
|
|
|
|
|
|
|
Total Fte Employees |
|
|
|
26 |
|
|
|
|
|
|
|
Number of hours worked |
|
|
|
|
|
|
|
|
|
|
|
Full-time Employees |
|
|
|
41,300 |
|
|
|
|
|
|
|
Part-time Employees |
|
|
|
1,788 |
|
|
|
|
|
|
|
Total |
|
|
|
43,088 |
|
|
|
|
|
|
|
Personnel Charges |
|
|
|
|
|
|
|
|
|
|
|
Full-time Employees |
|
|
|
1,375,578 |
|
|
|
|
|
|
|
Part-time Employees |
|
|
|
35,044 |
|
|
|
|
|
|
|
Total |
|
|
|
1,410,623 |
|
|
|
|
|
|
|
Benefits In Addition
To Wages |
|
|
|
- |
|
|
|
|
|
|
|
During the previous
reporting year |
|
|
|
|
|
|
|
|
|
|
|
Average number employees
in Fte |
|
|
|
25 |
|
|
|
|
|
|
|
Actual working hours |
|
|
|
42,982 |
|
|
|
|
|
|
|
Personnel Charges |
|
|
|
1,375,110 |
|
|
|
|
|
|
|
Benefits In Addition
To Wages |
|
|
|
40,080 |
|
|
|
|
|
|
|
Type of Contract |
Full-Time |
|
|
Part-Time |
|
|
Total Fte |
|
|
|
|
Unlimited Duration |
25 |
|
|
2 |
|
|
26 |
|
|
|
|
Contracts |
|
|
|
|
|
|
|
|
|
|
|
Limited Duration Contracts |
- |
|
|
- |
|
|
- |
|
|
|
|
Contracts For Specific
Work |
- |
|
|
- |
|
|
- |
|
|
|
|
Contracts Regarding Substitution |
- |
|
|
- |
|
|
- |
|
|
|
Gender and Education Level
|
Men |
Full-Time |
Part-Time |
Total Fte |
|
Primary education |
- |
- |
- |
|
Secondairy education |
4 |
- |
4 |
|
Higher education (non |
8 |
- |
8 |
|
university) |
|
|
|
|
Higher education |
- |
- |
- |
|
(university) |
|
|
|
|
Women |
Full-Time |
Part-Time |
Total Fte |
|
Primary education |
- |
2 |
1 |
|
Secondairy education |
2 |
- |
2 |
|
Higher education (non |
8 |
- |
8 |
|
university) |
|
|
|
|
Higher education |
3 |
- |
3 |
|
(university) |
|
|
|
|
Working Category |
Full-Time |
Part-Time |
Total Fte |
|
Management |
- |
- |
- |
|
White collar worker |
21 |
- |
21 |
|
Blue collar worker |
4 |
2 |
5 |
|
Other |
- |
- |
- |
|
Temporary personnel |
|
Total |
|
|
Average number of
temporary staff |
|
1 |
|
|
Actual working hours |
|
1,123 |
|
|
Cost of temporary staff |
|
23,147 |
|
|
New staff and leavers |
Full-Time |
Part-Time |
Total Fte |
|
New Starters |
1 |
- |
1 |
|
Leavers |
- |
- |
- |
|
Total of formal
continuing vocational training initiatives |
|
|
|
for workers paid
by the employer |
Male |
Female |
|
Number of employees |
- |
- |
|
Number of training hours |
- |
- |
|
Net costs for enterprise |
- |
- |
|
Total of less
formal and informal continuing vocational |
|
|
|
training initiatives for
workers paid by the employer |
Male |
Female |
|
Number of employees |
- |
- |
|
Number of training hours |
- |
- |
|
Net costs for enterprise |
- |
- |
|
Total of initial
training initiatives at the expense of
the |
|
|
|
employer |
Male |
Female |
|
Number of employees |
- |
- |
|
Number of training hours |
- |
- |
|
Net costs for enterprise |
- |
- |
|
Activity code |
46423 |
|
Activity description |
Wholesale of wearing apparel, except
work and underwear |
|
Payment Information Summary |
|
|
Total number of Invoices available |
39 |
|
Total number of Invoices paid within or up to 30
days after the due date |
27 |
|
Total number of Invoices paid more than 30 days
after the due date |
7 |
|
Total number of Invoices currently outstanding where the
due date has not yet been reached |
3 |
|
Total number of Invoices currently outstanding beyond the
due date |
0 |
|
|
Suspension of payments
/ moratorium history |
|
Amount |
- |
|
Details |
- |
|
Payment expectations |
|
|
Payment expectation days |
36.11 |
|
Day sales outstanding |
84.06 |
|
Industry comparison |
|
|
Activity code |
46423 |
|
Activity description |
Wholesale of wearing apparel, except
work and underwear |
|
Industry average payment |
121.48 |
|
expectation days |
|
|
Industry average day
sales |
78.95 |
|
outstanding |
|
|
Industry quartile analysis |
|
|
Payment expectations |
|
|
Company result |
36.11 |
|
Lower |
77.63 |
|
Median |
32.78 |
|
Upper |
8.77 |
Day sales outstanding
|
Company result |
84.06 |
|
Lower |
107.86 |
|
Median |
49.93 |
|
Upper |
18.63 |
Shareholder
Details
|
|
|
|
|
Summary |
|
|
Group - Number of
Companies |
0 |
|
Linkages - Number
of Companies |
0 |
|
Number of Countries |
0 |
No group structure for this company.
No minority shareholders found
No minority interests found
SHAREHOLDER NAME
|
Forename |
Marie-Claire |
Middle name |
- |
|
Surname |
De Clercq |
|
|
|
SHAREHOLDER DETAILS |
|
|
|
|
Start date |
28/12/2010 |
End date |
- |
|
Percentage owned |
50% |
|
|
|
SHAREHOLDER ADDRESS |
|
|
|
|
Street name |
Omgangstraat |
House number |
31 |
|
Minor town |
- |
Postal town |
Zingem |
|
Post code |
9750 |
Country |
Belgium |
|
SHAREHOLDER NAME |
|
|
|
|
Forename |
Luc |
Middle name |
Adolf |
|
Surname |
Vanderbauwhede |
|
|
|
SHAREHOLDER DETAILS |
|
|
|
|
Start date |
28/12/2010 |
End date |
- |
|
Percentage owned |
50% |
|
|
SHAREHOLDER ADDRESS
|
Street name |
Omgangstraat |
House number |
|
31 |
|
|
Minor town |
- |
Postal town |
|
Zingem |
|
|
Post code |
9750 |
Country |
|
Belgium |
|
|
Companies that match
this address |
|
|
|
|
|
|
Business number |
Company name |
|
Rating |
Limit |
Date of accounts |
|
559905378 |
MISTRAL HOME INTERNATIONAL BVBA |
|
31 |
0 |
- |
|
823841883 |
M.H. - RETAIL BVBA |
|
49 |
0 |
31/12/2013 |
|
823849506 |
M.P.T. MISTRAL PROFESSIONAL TEXTILES NV |
|
64 |
11000 |
31/12/2013 |
Linked
Companies
|
|
|
Summary |
|
|
Group - Number of Companies |
0 |
|
Linkages - Number
of Companies |
0 |
|
Number of Countries |
0 |
there is no data for this company
there is no data for this company
there is no data for this company
Current director details
|
Name |
LUC GENTIEL ADOLF VANDERBAUWHEDE |
|
Position |
Chairman of the Board |
|
Start Date |
12/07/2010 |
|
Date of birth |
10/03/1953 |
|
Street |
31 OMGANGSTRAAT ZINGEM |
|
Post code |
9750 |
|
Country |
Belgium |
|
Position |
Managing Director |
|
Start Date |
12/07/2010 |
|
Date of birth |
10/03/1953 |
|
Street |
31 OMGANGSTRAAT ZINGEM |
|
Post code |
9750 |
|
Country |
Belgium |
|
Position |
Director |
|
Start Date |
12/07/2010 |
|
Date of birth |
10/03/1953 |
|
Street |
31 OMGANGSTRAAT ZINGEM |
|
Post code |
9750 |
|
Country |
Belgium |
|
Name |
MARIE-CLAIRE DE CLERCQ |
|
Position |
Managing Director |
|
Start Date |
12/07/2010 |
|
Date of birth |
03/04/1955 |
|
Street |
31 OMGANGSTRAAT ZINGEM |
|
Post code |
9750 |
|
Country |
Belgium |
|
Position |
Director |
|
Start Date |
31/07/2007 |
|
Date of birth |
03/04/1955 |
|
Street |
31 OMGANGSTRAAT ZINGEM |
|
Post code |
9750 |
|
Country |
Belgium |
|
Former director details |
|
|
Name |
FALC GROUP NV |
|
Position |
Director |
|
Start Date |
23/03/2001 |
|
End Date |
Unknown date |
|
Date of birth |
09/12/1998 |
|
Street |
15 KARREWEG NAZARETH |
|
Post code |
9810 |
|
Country |
Belgium |
|
Position |
Legal Representative |
|
Start Date |
17/05/2007 |
|
End Date |
Unknown date |
|
Date of birth |
09/12/1998 |
|
Street |
15 KARREWEG NAZARETH |
|
Post code |
9810 |
|
Country |
Belgium |
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.62.49 |
|
|
1 |
Rs.92.26 |
|
Euro |
1 |
Rs.66.80 |
INFORMATION DETAILS
|
Analysis Done by
: |
SUB |
|
|
|
|
Report Prepared
by : |
ASH |
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively below
average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
-- |
NB |
New Business |
-- |
This score serves as a reference to assess SC’s
credit risk and to set the amount of credit to be extended. It is calculated
from a composite of weighted scores obtained from each of the major sections of
this report. The assessed factors and their relative weights (as indicated
through %) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend (10%) Operational size
(10%)
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.