MIRA INFORM REPORT

 

 

Report No. :

313228

Report Date :

23.03.2015

 

IDENTIFICATION DETAILS

 

Name :

NECO PHILIPPINES. INC.

 

 

Registered Office :

1181 G. Masangkay Street, Tondo, Manila

 

 

Country :

Philippines

 

 

Financials (as on) :

2013

 

 

Year of Establishments :

1939

 

 

Legal Form :

Private Corporation

 

 

Line of Business :

·         Engaged in compounding of Flavours, Pomades & Perfumes expanding to Food Colors and Related Materials.

·         Engaged in Marketing of Electroplating of chemicals.

·         Engaged in selling of Laboratory Chemicals, Analytical Reagents & Glassware Lines

·         Engaged in manufacturing of high quality polishing  compound

 

 

No of Employees :

Not Available

 

[NOTE: We tried to confirm the number of employees but no one is ready to part any information from the company management.]

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Philippines

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

Philippines ECONOMIC OVERVIEW

 

The economy has weathered global economic and financial downturns better than its regional peers due to minimal exposure to troubled international securities, lower dependence on exports, relatively resilient domestic consumption, large remittances from four- to five-million overseas Filipino workers, and a rapidly expanding business process outsourcing industry. The current account balance had recorded consecutive surpluses since 2003; international reserves are at record highs; the banking system is stable; and the stock market was Asia's second best-performer in 2012. Efforts to improve tax administration and expenditure management have helped ease the Philippines' tight fiscal situation and reduce high debt levels. The Philippines has received several credit rating upgrades on its sovereign debt, and has had little difficulty tapping domestic and international markets to finance its deficits. Economic growth in the Philippines averaged 4.5% during the MACAPAGAL-ARROYO administration, but poverty worsened during her term. Growth has accelerated under the AQUINO government, but with limited progress thus far in bringing down unemployment, which hovers around 7%, and improving the quality of jobs. Underemployment is nearly 20% and more than 40% of the employed are estimated to be working in the informal sector. The AQUINO administration has been working to boost the budgets for education, health, cash transfers to the poor, and other social spending programs, and is relying on the private sector to help fund major infrastructure projects under its Public-Private Partnership program. Long term challenges include reforming governance and the judicial system, building infrastructure, improving regulatory predictability, and the ease of doing business, attracting higher levels of local and foreign investments. The Philippine Constitution and the other laws continue to restrict foreign ownership in important activities/sectors (such as land ownership and public utilities).

 

Source : CIA

 


Company name & address

 

Company:               NECO PHILIPPINES. INC.

Address:                  1181 G. Masangkay Street, Tondo, Manila

Country:                    Philippines

Service Type:           Normal

 

 

REGISTRATION

(Per General Information Sheet (GIS) for Year 2013)

 

a)     Certificate No.           :     0000050279 

b)    Date                          :     February 23, 1973  

c)     Term                         :     50 years

d)    Company Type         :     Private Corporation

e)     Telephone No.          :     255-0921

f)     Fax No.                     :     253-1425 

g)    Corp. Tax ID No.      :      031-000-840-139

 

 

(Note:  Currency in Philippine Peso, unless otherwise specified)

 

CAPITALIZATION

(As of 2013)

 

Authorized Capital Stock                           -        400,000,000.        4,000,000  Shares Common

 

Amount Subscribed                                   -        287,500,000.

 

Amount Paid Up                                      -        155,606,875.

 

Par value per Share                                -                       100.

 

 

PRIMARY PURPOSE

 

To buy, sell, produce, manufacture, import, export and dispose all kinds of chemicals, drugs, foods, laboratory equipment, photographic supplies and equipment


                                                                 

STOCKHOLDERS/DIRECTORS/OFFICERS

(As of 2013)

 

              Name / Nationality

         Position

 Amount  Paid Up

Cristino T. C. Lim

Chairman/President

        5,079,000.

Peter C. Lim

Vice Pres./Treasurer

        9,945,750.

Clemente M. Catalan

Vice Pres./Secretary

           508,200.

Amparo C. Lim

Director

        8,775,000.

Marina L. Go

Director

        1,523,000.

Elizabeth C. Lim

         NIL

        4,881,500.

Robert C. Go

         NIL

        2,539,500.

Hortencia T. Lim

         NIL

        9,945,750.

Kristine L. Sy

         NIL

      10,137,500.

Michelle L. Go

         NIL

        6,273,475.

Patricia Stephanie H. Sy

         NIL

      10,137,500.

Robrina L. Go

         NIL

        3,882,800.

KRISED DEVELOPMENT CORP

         NIL

        1,552,200.

UNITED ASIA HOLDINGS LTD.,

Hongkong

 

         NIL

 

       39,000,000.

Edmund Chester C. Lim

         NIL

       11,947,850.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Candy Ann T. Lim

        NIL

        9,180,250.

Rosette G. Ocampo

        NIL

        3,882,800.

Rachel L. Go

        NIL

        3,882.800.

Christopher Andrew T. Lim

        NIL

        4,544,500.

Regan C. Sy

        NIL

        1,209,000.

Solomon L. Sy

        NIL

        1,209,000.

Charles Anthony T. Lim

        NIL

        4,544,500.

Beryl Jane Ang Lim

        NIL

        1,025,000.

 

      Total

    155,606,875.

    vvvvvvvvvvv

 

 

 

 

 

 

 

 

 

 

 

BUSINESS ACTIVITY

 

Subject company was established in 1939 originally known as NECO TRADING.  It started in compounding of flavours, pomades & perfumes expanding to food colors and related materials. Marketing of electroplating of chemicals began in 1958. Started selling laboratory chemicals, analytical reagents & glassware lines in 1968. In 1973, the manufacture of high quality polishing  compound started in San Pedro, Laguna plant. In 1976, the laboratory to analyze plating solutions was constructed. In year 2002, joint venture with ROHA DYCHEM LTD., was formed, consequently, a laboratory was constructed.

 

Affiliations: Phils. Chamber of Commerce; Phils. Assn. of Chemical Supplier; Phils. Assn. of Industrial Explosives; Phils. Assn. of Electroplaters; Phils. Society of Quality Control; & Phils. Assn. Water Environment.

 

Presently, its business has 2 departments, namely –

    

a)     Food Ingredients, Colors & Flavors

       Address:  Broadview Towers, 1416 – 1418 Mayhalique Street, Sta. Cruz, Manila

       Tel. Nos.: 559-7912; 519-7918; 559-5259.  Fax No. 559-5503

        Email: sales@neco.com.ph

                   necophil@yahoo.com

      

b)    Plating & Industrial Chemicals.

                           Address: 1181 G. Masangkay St., Tondo, Manila

                           Tel. No.:788-7308; 310,0201; 251-1961     Fax No. 254-7973

                           Email:  permatech@tri-isys.com

                                    permath@neco.com.ph

                                       lab_support@neco.com.ph

           

                                  

 FINANCIAL CONDITION

(Audited Financial Statement for years 2013, 2012, & 2011, as compiled)

 

                                                                                  BALANCE SHEET

                  

                                                                  ASSETS

         

         2013

        2012

       2011

          Current Asset

 

 

 

Cash on Hand & in Bank

    45,171,510.

   42,743,204.

    27,629,608.

Trade & Other Receivables

  145,739,905.

 141,611,767.

  104,055,867.

Inventories

  284,960,281.  

 300,634,024.

  358,953,639.

Other Current Assets

      2,097,622.

     2,131,680.

      1,786,303.

Total Current Assets

  477,969,318.

 487,120,675.

  492,425,417.

 

 

 

 

       Non Current Assets

 

 

 

Property & Equipment, net

  192,674,259.

   180,010,409.

  189,672,177.

Other Assets

      6,448,210.

       1,831,211.

      5,540,438.

Total Non Current Assets

  199,122,469.

   181,841,620.

  195,212,615.

Total Assets

  677,091,787.

  vvvvvvvvvvv

   668,962,295.    

   vvvvvvvvvvv

  687,638,033.  

  vvvvvvvvvvv

                                               

                            LIABILITIES AND STOCKHOLDER’S EQUITY

 

         Current Liabilities

 

 

 

Trade & Other Payables

 348,839,253.

  360,397,751.

  399,432,969.

 Income Tax Payable

          87,705.

         184,578.

         153,452.

Total Current Liabilities

 348,926,958.

  360,582,329.

  399,586,421.

Total Liabilities

 348,926,958.

  360,582,329.

  399,586,421.

 

 

 

 

            Stockholder’s Equity

 

 

 

Capital Stock

 167,669,375.

  152,887,500.

  140,387,500.

Retained Earnings

 160,495,454.

  155,677,044.

  147,664,111.

Total  Equity

 328,164,829.

  308,564,544.

  288,051,611.

Total Liabilities & Equity

 677,091,787.

vvvvvvvvvvvv

  668,962,295.

  vvvvvvvvvvv

  687,638,033.

  vvvvvvvvvvv

 


 

                                                INCOME STATEMENT

 

Revenues

 717,525,951.

  697,996,020.

694,686,476

Gross Profit

 133,338,495.

  131,344,777.

131,253,151.

Expenses

 

 

 

  Staff Cost

   40,780,233.

    40.640,656.

   38,752,658.  

   Depreciation

   11,920,895.

    10,842,731.

   10,941,697.

  Selling & Administration

   42,199,510.

    36,945,100.

   42,683,014.

      Total

   94,900,638.

    88,428,487.

   92,377,371.

Profit from Operation

   38,437,857.

    42,916,290.

   38,875,780.

Interest Expense

   10,071,845.

    14,435,345.

   14,343,142.

Income Before Tax

   28,366,012.

    28,480,945.

   24,532,638.

Net Income for the Year

   19,025,470.

   vvvvvvvvvv

    19,615,131.

   vvvvvvvvvvv

   16,960,757.

  vvvvvvvvvvv

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.29

UK Pound

1

Rs.93.02

Euro

1

Rs.67.36

 

INFORMATION DETAILS

 

Analysis Done by :

SUB

 

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

--

NB

                                       New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.