|
Report No. : |
314385 |
|
Report Date : |
25.03.2015 |
IDENTIFICATION DETAILS
|
Name : |
CASSART SPECIAL PRODUCTS SA |
|
|
|
|
Registered Office : |
Avenue De L'atlantique 122 1150 Bruxelles |
|
|
|
|
Country : |
Belgium |
|
|
|
|
Financials (as on) : |
31.12.2013 |
|
|
|
|
Date of Incorporation : |
01.12.1920 |
|
|
|
|
Com. Reg. No.: |
402944928 |
|
|
|
|
Legal Form : |
Public Limited Liability Company (BE) |
|
|
|
|
Line of Business : |
Wholesale of Metals and Metal Ores. |
|
|
|
|
No. of Employee : |
13 |
RATING & COMMENTS
|
MIRA’s Rating : |
A |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
56-70 |
A |
Financial & operational base are regarded healthy. General unfavourable
factors will not cause fatal effect. Satisfactory capability for payment of
interest and principal sums |
Fairly Large |
|
Status : |
Satisfactory |
|
|
|
|
Payment Behaviour : |
No complaints |
|
|
|
|
Litigation : |
Clear |
NOTES :
Any query related to this report can be made
on e-mail : infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – December 31, 2014
|
Country Name |
Previous Rating (30.09.2014) |
Current Rating (31.12.2014) |
|
Belgium |
A2 |
A2 |
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low |
A2 |
|
Moderate |
B1 |
|
High |
B2 |
|
Very High |
C1 |
|
Restricted |
C2 |
|
Off-credit |
D |
BELGIUM ECONOMIC OVERVIEW
This modern, open, and private-enterprise-based economy has capitalized on its central geographic location, highly developed transport network, and diversified industrial and commercial base. Industry is concentrated mainly in the more heavily-populated region of Flanders in the north. With few natural resources, Belgium imports substantial quantities of raw materials and exports a large volume of manufactures, making its economy vulnerable to volatility in world markets. Roughly three-quarters of Belgium's trade is with other EU countries, and Belgium has benefited most from its proximity to Germany. In 2013 Belgian GDP grew by 0.1%, the unemployment rate increased to 8.8% from 7.6% the previous year, and the government reduced the budget deficit from a peak of 6% of GDP in 2009 to 3.2%. Despite the relative improvement in Belgium's budget deficit, public debt hovers around 100% of GDP, a factor that has contributed to investor perceptions that the country is increasingly vulnerable to spillover from the euro-zone crisis. Belgian banks were severely affected by the international financial crisis in 2008 with three major banks receiving capital injections from the government, and the nationalization of the Belgian retail arm of a Franco-Belgian bank.
|
Source
: CIA |
Business
number 402944928
Company
name CASSART SPECIAL PRODUCTS SA
Address
AVENUE DE L'ATLANTIQUE 122
1150 BRUXELLES
Number
of staff 13
Date
of establishment 01/12/1920
Telephone
number 023781949
Fax number 023781949
The business was established over 68 years ago.
The business has 13 employees.
The business has been at the address for over 16 months.
The credit rating for this business has increased from 97 to 99.
The credit limit for this business has increased from €370000 to €375000.
The business saw a decrease in their Cash Balance of 34% during the latest trading period.
|
DATE
OF LATEST ACCOUNTS |
TURNOVER |
PROFIT
BEFORE TAX |
NET WORTH |
WORKING
CAPITAL |
|
31/12/2013 |
9,509,178 |
804,031 |
2,245,435 |
3,226,284 |
|
31/12/2012 |
10,282,345 |
812,896 |
2,245,435 |
3,161,246 |
|
31/12/2011 |
10,408,539 |
918,891 |
2,245,435 |
3,210,549 |
|
ACCOUNTS |
|
|
|
|
|
DATE
OF LATEST ACCOUNTS |
BALANCE
TOTAL |
NUMBER
OF EMPLOYEES |
CAPITAL |
CASHFLOW |
|
31/12/2013 |
5,118,844 |
13 |
1,500,000 |
611,357 |
|
31/12/2012 |
5,235,743 |
14 |
1,500,000 |
658,688 |
|
31/12/2011 |
5,475,803 |
14 |
1,500,000 |
668,296 |
Profitability
Liquidity
Net worth
|
Past payments |
|
Payment expectation days |
20.78 |
|
Industry average payment |
53.47 |
Industry average day sales |
250.29 |
|
expectation days |
|
outstanding |
|
|
Day sales outstanding |
58.22 |
|
|
BANKRUPTCY
DETAILS
Court action type No
PROTESTED
BILLS
Bill amount -
NSSO DETAILS
Date of summons
-
|
Business number |
402944928 |
Company name |
CASSART SPECIAL |
|
|
|
|
PRODUCTS SA |
|
Fax number |
023781949 |
Date founded |
01/12/1920 |
|
Company status |
active |
Company type |
Public Limited Liability |
|
|
|
|
Company (BE) |
|
Currency |
Euro (€) |
Date of latest accounts |
31/12/2013 |
|
Activity code |
46720 |
Liable for VAT |
yes |
|
Activity description |
Wholesale of metals and |
VAT Number |
BE.0402.944.928 Check VAT |
|
|
metal ores |
|
number |
|
Belgian Bullettin of Acts |
moniteur belge |
|
|
|
Registered contractor |
030093 |
|
number |
|
|
Contractor description |
Sans activités |
|
Date struck off register |
09/10/1996 00:00:00 |
|
PERSONNEL
(NSSO CLASSIFICATION) |
|
|
Code |
- |
|
Description |
- |
|
JOINT INDUSTRIAL
COMMITTEE (JIC) |
|
|
JIC Code |
149.04 |
|
Description |
Joint subcommittee for the trade
in metals |
|
category |
|
|
JIC Code |
218 |
|
Description |
Additional national joint committee for
the employees |
|
category |
|
|
SIGNIFICANT EVENTS |
|
|
Event Date |
17/03/2009 |
|
Event Description |
re-appointment of director(s) |
|
Event Details |
Commentaire 17-03-2009: L'AG du
17-03-2009 réélit aux fonctions
d'administrateurs pour un terme |
|
|
de 6 ans: Monsieur Michel
Clouwaert, Monsieur Yves Lotens et Madame
Marie-Christine Clouwaert |
ASSETS
|
Annual accounts |
31-12-2013 |
% |
31-12-2012 |
% |
31-12-2011 |
% |
31-12-2010 |
% |
31-12-2009 |
|
Weeks |
52 |
|
52 |
|
52 |
|
52 |
|
52 |
|
Currency |
EUR |
|
EUR |
|
EUR |
|
EUR |
|
EUR |
|
Total fixed assets |
436,826 |
-12.96 |
501,865 |
10.89 |
452,561 |
-8.51 |
494,630 |
-0.10 |
495,113 |
|
Intangible fixed assets |
0 |
- |
0 |
- |
0 |
- |
0 |
- |
0 |
|
Tangible fixed assets |
434,198 |
-13.03 |
499,237 |
10.96 |
449,933 |
-8.55 |
492,002 |
-0.10 |
492,485 |
|
Land & building |
374,235 |
-5.92 |
397,785 |
-5.59 |
421,335 |
-5.29 |
444,885 |
-5.03 |
468,435 |
|
Plant & machinery |
8,008 |
-37.36 |
12,784 |
63.08 |
7,839 |
-34.84 |
12,031 |
-27.72 |
16,644 |
|
Furniture & Vehicles |
51,956 |
-41.40 |
88,668 |
327 |
20,759 |
-40.83 |
35,087 |
373 |
7,407 |
|
Leasing & Other Similar Rights |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Other tangible assets |
0 |
- |
0 |
- |
0 |
- |
0 |
- |
0 |
|
Financial fixed assets |
2,628 |
0 |
2,628 |
-0.01 |
2,628 |
0.01 |
2,628 |
0 |
2,628 |
|
Total current assets |
4,682,017 |
-1.10 |
4,733,878 |
-5.76 |
5,023,242 |
6.96 |
4,696,263 |
19.02 |
3,945,655 |
|
Inventories |
798,609 |
-17.98 |
973,648 |
17.94 |
825,516 |
7.85 |
765,444 |
3.40 |
740,241 |
|
Raw materials & consumables |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Work in progress |
0 |
- |
0 |
- |
0 |
- |
0 |
- |
0 |
|
Finished goods |
798,609 |
-17.98 |
973,648 |
17.94 |
825,516 |
7.85 |
765,444 |
3.40 |
740,241 |
|
Other stocks |
0 |
- |
0 |
- |
0 |
- |
0 |
- |
0 |
|
Trade debtors |
1,516,846 |
16.22 |
1,305,124 |
-32.14 |
1,923,349 |
34.27 |
1,432,430 |
51.59 |
944,927 |
|
Other amounts receivable |
769,502 |
-0.61 |
774,235 |
6.01 |
730,319 |
609 |
102,936 |
10.28 |
93,341 |
|
Cash |
1,095,875 |
-34.80 |
1,680,871 |
9.25 |
1,538,507 |
-35.63 |
2,390,270 |
10.47 |
2,163,740 |
|
Miscellaneous current assets |
501,185 |
- |
0 |
-100 |
5,551 |
7.11 |
5,183 |
52.20 |
3,405 |
|
Total Assets |
5,118,844 |
-2.23 |
5,235,743 |
-4.38 |
5,475,803 |
5.49 |
5,190,893 |
16.89 |
4,440,768 |
LIABILITIES
|
Total shareholders equity |
2,245,435 |
0 |
2,245,435 |
0.00 |
2,245,435 |
0.00 |
2,245,435 |
0 |
2,245,435 |
|
Issued share capital |
1,500,000 |
0 |
1,500,000 |
0 |
1,500,000 |
0 |
1,500,000 |
0 |
1,500,000 |
|
Share premium account |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Revaluation reserve |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Reserves |
745,435 |
0 |
745,435 |
0.00 |
745,435 |
0.00 |
745,435 |
0 |
745,435 |
|
Provisions for Liabilities & Charges |
850,000 |
0 |
850,000 |
0 |
850,000 |
0 |
850,000 |
0 |
850,000 |
|
Deffered taxes |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Creditors |
2,023,409 |
-5.46 |
2,140,308 |
-10.09 |
2,380,369 |
13.60 |
2,095,458 |
55.76 |
1,345,333 |
|
Other long term loans |
567,676 |
0 |
567,676 |
0.00 |
567,676 |
0.00 |
567,676 |
0 |
567,676 |
|
Long term group loans |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Other long term liabilities |
0 |
- |
0 |
0 |
-1 |
- |
0 |
- |
0 |
|
Total long term debts |
1,417,676 |
0 |
1,417,676 |
0.00 |
1,417,675 |
0.00 |
1,417,676 |
0 |
1,417,676 |
|
Current portion of long term debt |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Financial debts |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Trade creditors |
498,976 |
-15.09 |
587,686 |
-23.61 |
769,355 |
44.12 |
533,833 |
48.61 |
359,228 |
|
Amounts Payable for Taxes, |
291,892 |
14.62 |
254,668 |
-18.71 |
313,265 |
22.00 |
256,778 |
62.65 |
157,871 |
|
Remuneration & Social Security |
|
|
|
|
|
|
|
|
|
|
Miscellaneous current liabilities |
664,864 |
-8.96 |
730,278 |
0.03 |
730,073 |
-0.96 |
737,171 |
182 |
260,559 |
|
Total current liabilities |
1,455,733 |
-7.43 |
1,572,632 |
-13.24 |
1,812,693 |
18.65 |
1,527,782 |
96.46 |
777,657 |
|
Total Liabilities |
5,118,844 |
-2.23 |
5,235,743 |
-4.38 |
5,475,803 |
5.49 |
5,190,893 |
16.89 |
4,440,768 |
RATIO ANALYSIS
|
TRADING
PERFORMANCE |
|||||||||
|
Profit Before Tax |
8.46 |
6.95 |
7.91 |
-10.42 |
8.83 |
-15.98 |
10.51 |
328 |
2.45 |
|
Return on capital employed |
21.95 |
-1.08 |
22.19 |
-11.52 |
25.08 |
1.09 |
24.81 |
359 |
5.40 |
|
Return on total assets employed |
15.71 |
1.16 |
15.53 |
-7.45 |
16.78 |
-4.17 |
17.51 |
292 |
4.46 |
|
Return on net assets employed |
35.81 |
-1.08 |
36.20 |
-11.53 |
40.92 |
1.09 |
40.48 |
359 |
8.81 |
|
Sales / net working capital |
2.95 |
-9.23 |
3.25 |
0.31 |
3.24 |
18.68 |
2.73 |
7.06 |
2.55 |
|
Stock turnover ratio |
8.40 |
-11.30 |
9.47 |
19.42 |
7.93 |
-10.40 |
8.85 |
-3.28 |
9.15 |
|
Creditor days |
20.78 |
-7.64 |
22.50 |
-23.18 |
29.29 |
17.44 |
24.94 |
50.69 |
16.55 |
|
Debtor days |
58.22 |
25.66 |
46.33 |
-31.31 |
67.45 |
11.62 |
60.43 |
41.79 |
42.62 |
|
SHORT
TERM STABILITY |
|||||||||
|
Current ratio |
3.22 |
6.98 |
3.01 |
8.66 |
2.77 |
-9.77 |
3.07 |
-39.45 |
5.07 |
|
Liquidity ratio / acid ratio |
2.67 |
11.72 |
2.39 |
3.02 |
2.32 |
-9.73 |
2.57 |
-37.62 |
4.12 |
|
Current debt ratio |
0.65 |
-7.14 |
0.70 |
-13.58 |
0.81 |
19.12 |
0.68 |
94.29 |
0.35 |
|
Liquidity ratio reprocessed |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Cashflow |
611,357 |
-7.19 |
658,688 |
-1.44 |
668,296 |
-0.31 |
670,347 |
230 |
203,083 |
|
Net worth |
2,245,435 |
0 |
2,245,435 |
0.00 |
2,245,435 |
0.00 |
2,245,435 |
0 |
2,245,435 |
|
LONG
TERM STABILITY |
|||||||||
|
Gearing |
25.28 |
0 |
25.28 |
0 |
25.28 |
0 |
25.28 |
0 |
25.28 |
|
Equity in percentage |
43.87 |
2.28 |
42.89 |
4.58 |
41.01 |
-5.20 |
43.26 |
-14.44 |
50.56 |
|
Total debt ratio |
1.28 |
-3.76 |
1.33 |
-7.64 |
1.44 |
9.92 |
1.31 |
33.67 |
0.98 |
|
Working capital |
3,226,284 |
2.06 |
3,161,246 |
-1.54 |
3,210,549 |
1.33 |
3,168,481 |
0.02 |
3,167,998 |
|
Profit & loss |
|
|
|
|
|
|
|
|
|
|
Operating Income |
9,532,476 |
-7.35 |
10,288,733 |
-1.29 |
10,423,363 |
20.40 |
8,657,204 |
6.75 |
8,110,165 |
|
Turnover |
9,509,178 |
-7.52 |
10,282,345 |
-1.21 |
10,408,539 |
20.30 |
8,652,117 |
6.90 |
8,093,337 |
|
Total operating expenses |
8,764,699 |
-8.05 |
9,531,957 |
-0.58 |
9,587,392 |
22.69 |
7,814,044 |
-1.39 |
7,923,927 |
|
Gross Operating Margin |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Operating Charges |
8,787,996 |
-7.87 |
9,538,345 |
-0.67 |
9,602,216 |
22.80 |
7,819,131 |
-1.53 |
7,940,755 |
|
Employee costs |
816,254 |
1.33 |
805,564 |
3.79 |
776,160 |
3.95 |
746,647 |
-3.47 |
773,467 |
|
Wages and salary |
585,808 |
1.63 |
576,430 |
3.00 |
559,655 |
8.93 |
513,787 |
-10.65 |
575,056 |
|
Employee pension costs |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Social security contributions |
175,361 |
1.85 |
172,174 |
2.72 |
167,619 |
7.60 |
155,780 |
-9.77 |
172,654 |
|
Other employee costs |
55,085 |
-3.29 |
56,960 |
16.52 |
48,886 |
-36.58 |
77,080 |
199 |
25,757 |
|
Director remuneration |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Amortization and depreciation |
65,039 |
26.20 |
51,536 |
22.50 |
42,069 |
-3.22 |
43,469 |
8.91 |
39,912 |
|
Operating result |
744,479 |
-0.79 |
750,388 |
-8.62 |
821,147 |
-2.02 |
838,073 |
394 |
169,410 |
|
Total financial income |
138,482 |
-5.47 |
146,492 |
-15.44 |
173,243 |
22.65 |
141,245 |
25.39 |
112,641 |
|
Total financial expenses |
78,931 |
-6.02 |
83,984 |
11.24 |
75,499 |
7.36 |
70,324 |
-16.40 |
84,121 |
|
Results on ordinary operations before taxation |
804,031 |
-1.09 |
812,896 |
-11.54 |
918,891 |
1.09 |
908,994 |
359 |
197,929 |
|
Extraordinary Income |
813 |
-90.97 |
9,000 |
- |
- |
- |
2,000 |
- |
- |
|
Extraordinary Charges |
- |
- |
- |
- |
- |
- |
- |
- |
8,465 |
|
Extraordinary items |
813 |
-90.97 |
9,000 |
- |
0 |
-100 |
2,000 |
23.63 |
-8,465 |
|
Results for the Year Before Taxation |
804,844 |
-2.07 |
821,896 |
-10.56 |
918,891 |
0.87 |
910,994 |
380 |
189,464 |
|
Other appropriations |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Taxation |
258,525 |
20.39 |
214,744 |
-26.62 |
292,664 |
3.01 |
284,117 |
980 |
26,293 |
|
Results on ordinary operations after taxation |
545,506 |
-8.80 |
598,152 |
-4.48 |
626,227 |
0.22 |
624,878 |
264 |
171,637 |
|
Net result |
546,319 |
-10.02 |
607,152 |
-3.05 |
626,227 |
-0.10 |
626,878 |
284 |
163,172 |
|
Profit (Loss) for the Year to be`
appropiated |
546,319 |
-10.02 |
607,152 |
-3.05 |
626,227 |
-0.10 |
626,878 |
284 |
163,172 |
|
Dividends |
546,319 |
-10.02 |
607,152 |
-3.05 |
626,227 |
-0.10 |
626,878 |
284 |
163,172 |
|
Social
Balance Sheet |
Total |
|
During the reporting year |
|
|
ended 31-12-2013 |
|
|
Full-time Employees |
12 |
|
Part-time Employees |
3 |
|
Total Fte Employees |
14 |
|
Number of hours worked |
|
|
Full-time Employees |
20,303 |
|
Part-time Employees |
3,148 |
|
Total |
23,451 |
|
Personnel Charges |
|
|
Full-time Employees |
706,682 |
|
Part-time Employees |
109,572 |
|
Total |
816,254 |
|
Benefits In Addition To Wages |
- |
|
During the previous reporting year |
|
|
Average number employees in Fte |
15 |
|
Actual working hours |
23,544 |
|
Personnel Charges |
805,564 |
|
Benefits In Addition To Wages |
- |
|
Type
of Contract |
Full-Time |
Part-Time |
Total
Fte |
|
Unlimited Duration |
12 |
3 |
14 |
|
Contracts |
|
|
|
|
Limited Duration Contracts |
- |
- |
- |
|
Contracts For Specific Work |
- |
- |
- |
|
Contracts Regarding |
- |
- |
- |
|
Gender and
Education Level |
|
|
|
|
Men |
Full-Time |
Part-Time |
Total
Fte |
|
Primary education |
- |
- |
- |
|
Secondairy education |
9 |
2 |
10 |
|
Higher education (non university) |
- |
- |
- |
|
Higher education (university) |
- |
- |
- |
|
Women |
Full-Time |
Part-Time |
Total
Fte |
|
Primary education |
- |
- |
- |
|
Secondairy education |
3 |
1 |
4 |
|
Higher education (non university) |
- |
- |
- |
|
Higher education (university) |
- |
- |
- |
|
Working
Category |
Full-Time |
Part-Time |
Total
Fte |
|
Management |
- |
- |
- |
|
White collar worker |
8 |
3 |
10 |
|
Blue collar worker |
4 |
- |
4 |
|
Other |
- |
- |
- |
|
Temporary personnel |
Total |
|
Average number of temporary staff |
- |
|
Actual working hours |
- |
|
Cost of temporary staff |
- |
|
New staff and leavers |
Full-Time |
Part-Time |
Total Fte |
|
New Starters |
- |
- |
- |
|
Leavers |
1 |
- |
1 |
Activity
code 46720
Activity
description Wholesale of metals and
metal ores
industry
average credit
rating 69.32
Industry
average credit limit 193568.18
PAYMENT
INFORMATION SUMMARY
Total number of Invoices available 37
Total number of Invoices paid within or up to 30 days after the due date 28
Total number of Invoices paid more than 30 days after the due date 6
Total number of Invoices currently outstanding where the due date has not yet been reached 2
Total number of Invoices currently outstanding beyond the due date 0
SUSPENSION OF
PAYMENTS / MORATORIUM HISTORY
Amount -
Details -
PAYMENT
EXPECTATIONS
Payment expectation days 20.78
Day sales outstanding 58.22
INDUSTRY
COMPARISON
Activity code 46720
Activity description Wholesale of metals and metal ores
Industry average payment
expectation days 53.47
Industry average day sales
Outstanding 250.29
Payment
expectations
Company result 20.78
Lower 83.04
Median 61.22
Upper 34.14
Company result 58.22
Lower 54.88
Median 33.04
Upper 18.16
SUMMARY
Group - Number of Companies 0
Linkages - Number of Companies 0
Number of Countries 0
GROUP
STRUCTURE
No group structure for this company.
MINORITY SHAREHOLDERS
No minority shareholders found
MINORITY
INTERESTS
No minority interests found
COMPANIES
THAT MATCH THIS ADDRESS
|
Business number |
Company name |
Date of accounts |
|
427934702 |
MANAGEMENT PROMOTION INVESTMENT SA |
31/12/2013 |
|
431857658 |
C ET E SA |
31/12/2013 |
|
436938973 |
P. ARION IMMOBILIERE ET FINANCIERE SA |
31/12/2013 |
|
438307861 |
FRAB SPRLU |
31/12/2013 |
|
442091059 |
MICRA SA |
31/12/2013 |
|
446562561 |
MASTER PROPERTIES SA |
31/12/2013 |
|
453714233 |
RENTAFORM SA |
31/12/2013 |
|
464614558 |
KA PAR KA SPRL |
31/12/2013 |
|
476031359 |
VIPACO SPRL |
31/12/2013 |
|
477640866 |
INTERNATIONAL PROMOTION MANAGEMENT SA |
31/12/2013 |
|
865567820 |
RDG INVESTMENTS SA |
30/06/2014 |
|
875057883 |
NIK SA |
30/06/2014 |
|
882715935 |
MP HOLDINGS SA |
31/12/2013 |
|
885638704 |
KONTICH LEASEHOLD SPRL |
31/12/2013 |
SUMMARY
Group - Number of Companies 0
Linkages - Number of Companies 0
Number of Countries 0
SUMMONS
There is no data for this company
PROTESTED
BILLS
There is no data for this company
BANKRUPTCY AND
OTHER LEGAL EVENTS
There is no data for this company
CURRENT DIRECTOR
DETAILS
|
Name |
MARIE-CHRISTINE CLOUWAERT |
|
Position |
Managing Director |
|
Start Date |
18/11/1997 |
|
Street |
9 RUE FÉLICIEN DELINCE BRUXELLES |
|
Post code |
1160 |
|
Country |
Belgium |
|
Name |
MARIE CHRISTINE HANSSENS |
|
Position |
Managing Director |
|
Start Date |
06/01/1997 |
|
Street |
6 RUE FÉLICIEN DELINCE BRUXELLES |
|
Post code |
1160 |
|
Country |
Belgium |
|
Name |
YVES LOTENS |
|
Position |
Director |
|
Start Date |
17/03/2009 |
|
Street |
1 CASEMIERSTRAAT KAMPENHOUT |
|
Post code |
1910 |
|
Country |
Belgium |
FORMER DIRECTOR
DETAILS
|
Name |
MARIE-CHRISTINE HANSSENS-CLOUWAERT |
|
Position |
Managing Director |
|
Start Date |
17/03/2009 |
|
End Date |
17/03/2015 |
|
Street |
9 RUE FÉLICIEN DELINCE BRUXELLES |
|
Post code |
1160 |
|
Country |
Belgium |
|
Name |
MARIE-CHRISTINE CLOUWAERT |
|
Position |
Director |
|
Start Date |
17/03/2009 |
|
End Date |
31/12/2012 |
|
Street |
9 RUE FÉLICIEN DELINCE BRUXELLES |
|
Post code |
1160 |
|
Country |
Belgium |
|
Name |
MICHEL CLOUWAERT |
|
Position |
Director |
|
Start Date |
17/03/2009 |
|
End Date |
17/03/2015 |
|
Street |
9 RUE FÉLICIEN DELINCE BRUXELLES |
|
Post code |
1160 |
|
Country |
Belgium |
|
Name |
FRANCIS LEEMAN |
|
Position |
Director |
|
Start Date |
19/08/1998 |
|
End Date |
Unknown date |
|
Street |
10 CHEMIN DE COUTURE LASNE |
|
Post code |
1380 |
|
Country |
Belgium |
|
Name |
VIRGILE NIJS |
|
Position |
Commissioner |
|
Start Date |
18/11/1997 |
|
End Date |
Unknown date |
|
Street |
101 RUE NEERVELD BRUXELLES |
|
Post code |
1200 |
|
Country |
Belgium |
|
Name |
FRANS MICHELS |
|
Position |
Director |
|
Start Date |
08/08/1997 |
|
End Date |
Unknown date |
|
Street |
10 AVENUE DE KRAAINEM KRAAINEM |
|
Post code |
1950 |
|
Country |
Belgium |
|
Name |
FRÉDÉRIC MERTENS |
|
Position |
Managing Director |
|
Start Date |
17/06/1997 |
|
End Date |
16/06/1997 |
|
Street |
48 RUE COLONEL CHALTIN BRUXELLES |
|
Post code |
1180 |
|
Country |
Belgium |
|
Name |
HENRY KINGSBURY |
|
Position |
Director |
|
Start Date |
08/08/1997 |
|
End Date |
Unknown date |
|
Street |
FAIR OAK |
|
Post code |
TF 10 7LR |
|
Country |
United Kingdom |
|
Name |
GEORGE GOODER |
|
Position |
Director |
|
Start Date |
24/03/1994 |
|
End Date |
Unknown date |
|
Street |
TICLDERTON BARN CHURCH STRETTON |
|
Post code |
SY6 7DG |
|
Country |
United Kingdom |
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.62.20 |
|
|
1 |
Rs.92.93 |
|
Euro |
1 |
Rs.68.03 |
INFORMATION DETAILS
|
Analysis Done by
: |
SUB |
|
|
|
|
Report Prepared
by : |
ANK |
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively below
average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
-- |
NB |
New Business |
-- |
This score serves as a reference to assess SC’s
credit risk and to set the amount of credit to be extended. It is calculated
from a composite of weighted scores obtained from each of the major sections of
this report. The assessed factors and their relative weights (as indicated
through %) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend (10%) Operational size
(10%)
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.