MIRA INFORM REPORT

 

 

Report No. :

312990

Report Date :

25.03.2015

 

IDENTIFICATION DETAILS

 

Name :

THAI HARVEST LTD

 

 

Registered Office :

Room G, 13/F., Block 4, Kwun Tong Industrial Centre, 432-446 Kwun Tong Road, Kwun Tong, Kowloon

 

 

Country :

Hongkong

 

 

Date of Incorporation :

15th September, 1992.

 

 

Com. Reg. No.:

16148959

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Importer and Re-Exporter of Feedstuffs and all kinds of Agrochemicals such as Insecticides, Fertilisers, Fine Chemicals.

 

 

No. of Employees :

12

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

 

Status :

Good 

 

 

Payment Behaviour :

Regular

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Hongkong

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

HONGKONG - ECONOMIC OVERVIEW

 

Hong Kong has a free market economy, highly dependent on international trade and finance - the value of goods and services trade, including the sizable share of re-exports, is about four times GDP. Hong Kong has no tariffs on imported goods, and it levies excise duties on only four commodities, whether imported or produced locally: hard alcohol, tobacco, hydrocarbon oil, and methyl alcohol. There are no quotas or dumping laws. Hong Kong's open economy left it exposed to the global economic slowdown that began in 2008. Although increasing integration with China, through trade, tourism, and financial links, helped it to make an initial recovery more quickly than many observers anticipated, its continued reliance on foreign trade and investment leaves it vulnerable to renewed global financial market volatility or a slowdown in the global economy. The Hong Kong government is promoting the Special Administrative Region (SAR) as the site for Chinese renminbi (RMB) internationalization. Hong Kong residents are allowed to establish RMB-denominated savings accounts; RMB-denominated corporate and Chinese government bonds have been issued in Hong Kong; and RMB trade settlement is allowed. The territory far exceeded the RMB conversion quota set by Beijing for trade settlements in 2010 due to the growth of earnings from exports to the mainland. RMB deposits grew to roughly 12% of total system deposits in Hong Kong by the end of 2013. The government is pursuing efforts to introduce additional use of RMB in Hong Kong financial markets and is seeking to expand the RMB quota. The mainland has long been Hong Kong's largest trading partner, accounting for about half of Hong Kong's total trade by value. Hong Kong's natural resources are limited, and food and raw materials must be imported. As a result of China's easing of travel restrictions, the number of mainland tourists to the territory has surged from 4.5 million in 2001 to 34.9 million in 2012, outnumbering visitors from all other countries combined. Hong Kong has also established itself as the premier stock market for Chinese firms seeking to list abroad. In 2012 mainland Chinese companies constituted about 46.6% of the firms listed on the Hong Kong Stock Exchange and accounted for about 57.4% of the Exchange's market capitalization. During the past decade, as Hong Kong's manufacturing industry moved to the mainland, its service industry has grown rapidly. Credit expansion and tight housing supply conditions have caused Hong Kong property prices to rise rapidly; consumer prices increased by more than 4% in 2013. Lower and middle income segments of the population are increasingly unable to afford adequate housing. Hong Kong continues to link its currency closely to the US dollar, maintaining an arrangement established in 1983. In 2013, Hong Kong and China signed new agreements under the Closer Economic Partnership Agreement, adopted in 2003 to forge closer ties between Hong Kong and the mainland. The new measures, effective from January 2014, cover services and trade facilitation, and will improve access to the mainland's service sector for Hong Kong-based companies.

 

Source : CIA

 

Company Name and address

 

THAI HARVEST LTD.

 

ADDRESS:                   Room G, 13/F., Block 4, Kwun Tong Industrial Centre, 432-446 Kwun Tong Road, Kwun  Tong, Kowloon, Hong Kong.

 

PHONE:                        852-2581 0503

 

FAX:                             852-2541 9720,  2581 0771

 

 

MANAGEMENT

 

Managing Director:        Mr. Tin Hiu Wang

 

 

SUMMARY

 

Incorporated on:            15th September, 1992.

 

Organization:                 Private Limited Company.

 

Issued Share Capital:     HK$500,000.00

 

Business Category:       Importer, Exporter and Wholesaler.

 

Employees:                  12.

 

Main Dealing Bankers:   Standard Chartered Bank (Hong Kong) Ltd., Hong Kong.

 

Banking Relation:          Satisfactory

 

 

ADDRESS

 

Registered Head Office:-

Room G, 13/F., Block 4, Kwun Tong Industrial Centre, 432-446 Kwun Tong Road, Kwun Tong, Kowloon, Hong Kong.

 

Holding Company:

Nantong Thai Harvest Chemical Co. Ltd., China.

 

Associated Companies:

CAC (Shanghai) International Trading Co. Ltd., China.

CAC Chemical GmbH, Germany.

CAC Group Ltd., Hong Kong.

CAC Nantong Chemical Co. Ltd., China.

CAC Shanghai (Group) Co. Ltd., China.

CAC Shanghai Chemical Co. Ltd., China.

Gold Chemical Ltd., Hong Kong.

Jiangsu Xinhe Agrochemical Co. Ltd., China.

Jiangyin Futai Chemical Co. Ltd., China.

Jiangyin Goldfuda Chemical Co. Ltd., China.

Suzhou Jiahui Chemical Co. Ltd., China.

 

 

BUSINESS REGISTRATION NUMBER

 

16148959

 

 

COMPANY FILE NUMBER 

 

0379085

 

 

MANAGEMENT

 

Managing Director:        Mr. Tin Hiu Wang

 

 

ISSUED SHARE CAPITAL

 

HK$500,000.00

 

 

SHAREHOLDER  

(As per registry dated 15-09-2014)

 

Name

 

No. of shares

Nantong Thai Harvest Chemical Co. Ltd.

Yangkou Chemical Park Rudong, Nantong Jiangsu 226407. China.

 

500,000

 

 

DIRECTOR

(As per registry dated 15-09-2014)

 

Name

(Nationality)

 

Address

TIN Hiu Wang

No. 912, Lane 366, Minghua Road, Songjiang, Shanghai Province, China.

 

 

SECRETARY

(As per registry dated 15-09-2014)

 

Name

Address

Co. No.

Macro Consultants Ltd.

Unit 701, 7/F., 102 Austin Road, Jordan, Kowloon, Hong Kong.

0363432

 

 

HISTORY

 

The subject was incorporated on 15th September, 1992 as a private limited liability company under the Hong Kong Companies Ordinance.

 

Long time ago, the subject was located at Room B, 12/F., Wing On Cheong Building, 5 Wing Lok Street, Central, Hong Kong.  It moved to the present address in March 2014.

 

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 

OPERATIONS

 

Activities:                      Importer and Re-exporter.

 

Lines:                           Feedstuffs and all kinds of agrochemicals such as insecticides, fertilisers, fine chemicals

 

Employees:                  12.

 

Commodities Imported: Mainly imported from Argentina, Germany and other European countries.

 

Markets:                        China, Thailand, Southeast Asia, etc.

 

Terms/Sales:                 As per contracted.

 

Terms/Buying:               L/C and T/T, etc.

 

 

FINANCIAL INFORMATION

 

Issued Share Capital:                 HK$500,000.00

 

Indebtedness:                           HK$ 7,000,000.00 (Total amount outstanding on all mortgages and charges as  per last  Annual Return dated15-09-2014 )

 

Mortgage or charge:                  (See attachment)

 

Profit or Loss:                           Business is profitable.

 

Condition:                                 Business is active.

 

Facilities:                                  Actively using general banking facilities.

 

Payment:                                  Met as required.

 

Commercial Morality:                 Good.

 

Bankers:-

Standard Chartered Bank (Hong Kong) Ltd., Hong Kong

Citibank N.A., Hong Kong.

 

Standing:                                  Very Good.

 

 

GENERAL

 

Thai Harvest Ltd. is a private limited company wholly owned by Nantong Thai Harvest Chemical Co. Ltd. which is a China-based company.

 

The subject has had a number of associated companies in China.  Comprehensively, all the companies are referred to CAC Group.

 

The subject is trading in feedstuffs, feedstuff additives and all kinds of agrochemicals such as insecticides, fertilisers, pharmaceutical intermediates, herbicides, fungicides, etc.

 

Commodities are imported from China, Argentina, Germany and the other European countries.  Imported commodities are marketed in China, re-exported to Southeast Asia, Europe, Australia, etc.

 

According to the subject, its factories are located in Nantong City, Suzhou City, Jiangyin City and Xinyi City, all of which are in Jiangsu Province, China.  Its R&D centre is in Shanghai, China.

 

Besides, the Group has set up associated companies in the United States and Germany.

 

The subject’s business has been active.  It is also an agent for an agrochemical manufacturer in Argentina, South America.

 

In 2013, the sales of the Group amounted to RMB1,247 million Yuan, tax paid to the government amounted to RMB50 million Yuan.

 

The subject’s business is handled by Mr. Tin Hiu Wang himself.

On the whole, having a history of over 22 years and six months, the subject is considered good for normal credit requirements.

 

 

MORTGAGE OR CHARGE

 

Date

Particulars

Amount

09-01-2003

Instrument:        Charge Over Deposits – CD 1 (02)

Property:

1)         By fixed Charge:

All the company’s rights in respect of the following (i) the sum deposited by the company or for its benefit in the account or as evidenced by deposit instrument or other evidence of indebtedness specified in the annexed schedule, including additions to or renewals or replacements of such sums in any currency; and (ii) all other sums in any currency from time to time standing to the credit of the company or the credit of any other person for the company’s benefit whether alone or jointly with other on any deposit account with the Bank or any other SCB Group Company including additions to or renewals or replacements of such sum,

and all interest from time to time accruing or payable on the sums specified in (i) and (ii) above;

2)         By assignment:

All Deposits held with any SCB Group Company

Existing Amount:  US$12,843,

Mortgagee:        Standard Chartered Bank, Hong Kong Branch.  [Business transferred to Standard Chartered Bank (Hong Kong) Ltd.]

To secure the payment or discharge of all moneys, obligations and liabilities

30-06-2008

Instrument:        Charge Over Deposits – CD 1 (06)

Property:

1)         By fixed Charge:

All the company’s rights in respect of the following (i) the sum deposited by the company or for its benefit in the account or as evidenced by deposit instrument or other evidence of indebtedness specified in the annexed schedule, including additions to or renewals or replacements of such sums in any currency; and (ii) all other sums in any currency from time to time standing to the credit of the company or the credit of any other person for the company’s benefit whether alone or jointly with other on any deposit account with the Bank or any other SCB Group Company including additions to or renewals or replacements of such sum,

and all interest from time to time accruing or payable on the sums specified in (i) and (ii) above;

2)         By assignment:

All Deposits held with any SCB Group Company

Existing Amount: US$12,900

Mortgagee:        Standard Chartered Bank (Hong Kong) Ltd., Hong Kong.

To secure the payment or discharge of all moneys, obligations and liabilities

20-12-2011

Instrument:        Deposit Deed

Property:

By way of a first fixed charge and as a continuing security for the Obligations, the Company charges and assigns absolutely all its rights, title to and interest in the Accounts and all Deposits from time to time in the Accounts and/or comprising the Accounts maintained with Citibank N.A., any branch and/or Citibank (Hong Kong) Ltd.

Mortgagee:        Citibank N.A., Hong Kong Branch.

All moneys

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.20

UK Pound

1

Rs.92.93

Euro

1

Rs.68.03

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

NIT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.