MIRA INFORM REPORT

 

 

Report No. :

314130

Report Date :

25.03.2015

 

IDENTIFICATION DETAILS

 

Name :

TWINKLEDIAM HONG KONG LTD.

 

 

Registered Office :

13/F., Hang Shun Commercial Building, 12 Cameron Road, Tsimshatsui, Kowloon

 

 

Country :

Hong Kong

 

 

Date of Incorporation :

31.10.1996

 

 

Com. Reg. No.:

20353241

 

 

Legal Form :

Private Limited Company

 

 

LINE OF BUSINESS :

IMPORTER, EXPORTER AND WHOLESALER OF ALL KINDS OF DIAMONDS.

 

 

No of Employees :

4

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Hong Kong

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

HONG KONG - ECONOMIC OVERVIEW

 

Hong Kong has a free market economy, highly dependent on international trade and finance - the value of goods and services trade, including the sizable share of re-exports, is about four times GDP. Hong Kong has no tariffs on imported goods, and it levies excise duties on only four commodities, whether imported or produced locally: hard alcohol, tobacco, hydrocarbon oil, and methyl alcohol. There are no quotas or dumping laws. Hong Kong's open economy left it exposed to the global economic slowdown that began in 2008. Although increasing integration with China, through trade, tourism, and financial links, helped it to make an initial recovery more quickly than many observers anticipated, its continued reliance on foreign trade and investment leaves it vulnerable to renewed global financial market volatility or a slowdown in the global economy. The Hong Kong government is promoting the Special Administrative Region (SAR) as the site for Chinese renminbi (RMB) internationalization. Hong Kong residents are allowed to establish RMB-denominated savings accounts; RMB-denominated corporate and Chinese government bonds have been issued in Hong Kong; and RMB trade settlement is allowed. The territory far exceeded the RMB conversion quota set by Beijing for trade settlements in 2010 due to the growth of earnings from exports to the mainland. RMB deposits grew to roughly 12% of total system deposits in Hong Kong by the end of 2013. The government is pursuing efforts to introduce additional use of RMB in Hong Kong financial markets and is seeking to expand the RMB quota. The mainland has long been Hong Kong's largest trading partner, accounting for about half of Hong Kong's total trade by value. Hong Kong's natural resources are limited, and food and raw materials must be imported. As a result of China's easing of travel restrictions, the number of mainland tourists to the territory has surged from 4.5 million in 2001 to 34.9 million in 2012, outnumbering visitors from all other countries combined. Hong Kong has also established itself as the premier stock market for Chinese firms seeking to list abroad. In 2012 mainland Chinese companies constituted about 46.6% of the firms listed on the Hong Kong Stock Exchange and accounted for about 57.4% of the Exchange's market capitalization. During the past decade, as Hong Kong's manufacturing industry moved to the mainland, its service industry has grown rapidly. Credit expansion and tight housing supply conditions have caused Hong Kong property prices to rise rapidly; consumer prices increased by more than 4% in 2013. Lower and middle income segments of the population are increasingly unable to afford adequate housing. Hong Kong continues to link its currency closely to the US dollar, maintaining an arrangement established in 1983. In 2013, Hong Kong and China signed new agreements under the Closer Economic Partnership Agreement, adopted in 2003 to forge closer ties between Hong Kong and the mainland. The new measures, effective from January 2014, cover services and trade facilitation, and will improve access to the mainland's service sector for Hong Kong-based companies.

 

Source : CIA

 

Company Name & address

           

TWINKLEDIAM  HONG  KONG  LTD.

 

 

ADDRESS:                   13/F., Hang Shun Commercial Building, 12 Cameron Road, Tsimshatsui, Kowloon, Hong Kong.

 

PHONE:                        852-2739 1001

 

FAX:                             852-2739 1011

 

E-MAIL:                        twinklehongkong@msureshco.com

darsan@netvigator.com

 

 

MANAGEMENT

 

Managing Director:  Mr. Nilesh R. Pethani

 

 

SUMMARY

 

Incorporated on:            31st October, 1996.

 

Organization:                 Private Limited Company.

 

Capital: Nominal:           HK$1,000,000.00

 

Issued:                         HK$500,000.00

 

Business Category:       Diamond Trader.

 

Employees:                  4.

 

Main Dealing Banker:     The Hong Kong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Banking Relation:          Satisfactory.


Name

 

TWINKLEDIAM  HONG  KONG  LTD.

 

 

ADDRESS

 

Registered Head Office:-

13/F., Hang Shun Commercial Building, 12 Cameron Road, Tsimshatsui, Kowloon, Hong Kong.

 

Associated Companies:-

Adinath Jewellery Exports, India.

Concept Jewellery (India) Pvt. Ltd., India.

M Suresh Co. DMCC, UAE.

M. Suresh Co. Private Ltd., India.

SDC Designs LLC, US.

Twinklediam Inc., US.

 

 

BUSINESS REGISTRATION NUMBER

 

20353241

 

 

COMPANY FILE NUMBER

 

0572594

 

 

MANAGEMENT

 

Managing Director:  Mr. Nilesh R. Pethani

General Manager:  Mr. Darsan Jitendra Jhaveri

 

 

CAPITAL

 

Nominal Share Capital: HK$1,000,000.00 (Divided into 1,000,000 shares of HK$1.00 each)

 

Issued Share Capital: HK$500,000.00

 

SHAREHOLDERS

 

(As per registry dated 31-10-2013)

Name

 

No. of shares

Vijaykumar Chunilal ADANI

 

450,000

Nilesh R. PETHANI

 

40,000

Darsan Jitendra JHAVERI

 

10,000

 

 

–––––––

 

Total:

500,000

======

 

 

DIRECTOR

 

(As per registry dated 28-08-2014)

Name

(Nationality)

 

Address

Nilesh R. PETHANI

Quinten Matsuslei 17/18, 2018 Antwerpen, Belgium.

 

 

SECRETARY

 

(As per registry dated 31-10-2013)

Name

Address

Co. No.

Pan Talent Ltd.

Room 2105, 21/F., Office Tower, Langham Place, 8 Argyle Street, Mongkok, Kowloon, Hong Kong.

0603098

 

 

HISTORY

 

The subject was incorporated on 31st October, 1996 as a private limited liability company under the Hong Kong Companies Ordinance.

 

Formerly the subject was located at Unit A, 9/F., Tung Fai Building, 27A Cameron Road, Tsimshatsui, Kowloon, Hong Kong, moved to the present address with effect from 3rd June, 2013.

 

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 

OPERATIONS

 

Activities:          Importer, Exporter and Wholesaler.

 

Lines:               All kinds of diamonds.

 

Employees:      4.

 

Commodities Imported: India, Belgium, Israel, Thailand

 

Markets:            Asian countries, Middle East, Europe, North America

 

Terms/Sales:  L/C, T/T, D/P

 

Terms/Buying:  L/C, T/T, D/P, Advanced payment

 

 

FINANCIAL INFORMATION

 

Nominal Share Capital: HK$1,000,000.00 (Divided into 1,000,000 shares of HK$1.00 each)

 

Issued Share Capital: HK$500,000.00

 

Profit or Loss:   Making a small profit every year.

 

Condition:  Business is satisfactory.

 

Facilities:  Making rather active use of general banking facilities.

 

Payment:  Met trade commitments as contracted.

 

Commercial Morality:  Satisfactory.

 

Bankers:-

The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

ABN AMRO Bank N.V., Hong Kong Branch.

 

Standing:  Normal.

 

 

GENERAL

 

Having issued 500,000 ordinary shares of HK$1.00 each, Twinklediam Hong Kong Ltd. is jointly owned by Mr. Darsan Jitendra Jhaveri, holding 2% interests; Mr. Nilesh R. Pethani, holding 8%; and Mr. Vijaykumar Chunilal Adani, 90%.  Pethani and Adani are India passport holders.  Currently the former is residing in Antwerpen, Belgium while the latter, residing in India.

 

The business of the subject is chiefly handled by Darsan Jitendra Jhaveri who is a Hong Kong ID Card holder and has got the right to reside in Hong Kong permanently.  Nilesh R. Pethani is the only director of the subject.

 

The subject is a diamond importer, exporter and wholesaler.  It is an associated company of M. Suresh Co. Private Ltd. [Suresh] which is an India‑based firm.  The subject is trading in Suresh’s products.


The followings are its main commodities carried:-

White Brilliant Diamonds in sizes ranging from 0.005 point to 2.00 carats:

 

-          TTLB Diamonds

-          TTLC Diamonds

-          Fancy Cut Diamonds

-          Emerald

-          Marquise

-          Princess

-          Oval

-          Pear

-          Heart

 

The subject exports its commodities to the following countries and regions: Africa, Australasia, Central & South America, China, Eastern Europe, Japan, South Korea, the Middle East, North America, Scandinavia, Southeast Asia, Taiwan, India, Other Asian Countries, Western Europe, Russia.

 

Suresh is the flagship firm of the M. Suresh Group — a leading business group that has been building a strong global presence in the jewellery business.  Suresh has been a leading diamond manufacturer, importer and exporter of cut and polished diamonds since 1968.  Presently, it exports jewellery products to the United States, Europe, Japan, Southeast Asia, Israel, the United Arab Emirates and Canada.

 

Suresh has been an Indian Government recognized trading house and the Diamond Trading Company [DTC] Sight holder since 1993.  It is in the PPP category in De Beers group.

 

Concentrating on the core strengths of rough diamond sales, diamond cutting and polishing, polished diamond sales and diamond jewellery manufacture and supply, Suresh has set up four divisions.  These divisions have developed closed business ties with a number of customers in diamond community throughout the world.

 

Suresh has completed the integration of purchasing, manufacturing, marketing and sales.  Programs for continued improvement in its manufacturing facilities – both in the use of technology and the training of its workers – are playing important roles in the firm.

 

Suresh has had diamond-processing units at Mumbai and Surat of India which provide approximately 70% of requirements.  It also has in place contractual arrangements with about 50 contractors in Surat and Mumbai, most of work exclusively for the firm.

 

Besides the subject, Suresh has set up associated companies in the United States, Belgium and Israel.  Suresh is one of the main suppliers in India of the subject.

 

Currently Suresh has had diamond processing facilities in Mumbai and Surat.  It has had over 2,000 employees.

The subject also has offices at Mumbai and Surat in India, Antwerp in Belgium, Ramat-Gan in Israel, and New York in the United States.  The US company is known as Twinklediam Inc. while the UAE company is known as M Suresh Co. DMCC.

 

Twinklediam has factories in various locations in India.  Recently it has started a new factory where its cuts diamonds in size 0.50 and above.  Twinklediam is one of the largest manufacturers in India for +11 and above size up to 2.00 carats.  It is specialized in rounds and marquise and it also manufactures other fancy cuts.

 

In order to penetrate the international market further, the subject has taken part in fairs and exhibitions held in Hong Kong and other foreign large cities.  For instance, it is going to take part in “HKTDC Hong Kong International Diamond, Gem & Pearl Show 2015” which will be held in Hong Kong AsiaWorld-Expo, Lantau, Hong Kong during the period of 2nd to 6th March, 2015.

 

The subject is fully supported by Suresh.  The business of the whole group is rather active.  Regular suppliers and customers have been maintained.

 

The history of the subject in Hong Kong is over eighteen years.  Business is normal.  On the whole, consider it good for normal business engagements.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.20

UK Pound

1

Rs.92.93

Euro

1

Rs.68.03

 

 

INFORMATION DETAILS

 

Report Prepared by :

TPT

 

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.