MIRA INFORM REPORT

 

 

Report No. :

320336

Report Date :

02.05.2015

 

IDENTIFICATION DETAILS

 

Name :

IBN AL KADRI MEDICAL CORPORATION

 

 

Registered Office :

Pharmaceuticals Street, Al Tahreer Square, Sana’a

 

 

Country :

Yemen

 

 

Financials (as on) :

31.12.2014

 

 

Year of Establishment :

2006

 

 

Com. Reg. No.:

6549, Sana’a

 

 

Legal Form :

Sole Proprietorship

 

 

Line of Business :

Import and Distribution of Medicines, Pharmaceuticals and Cosmetics.

 

 

No. of Employees :

33

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

 

Maximum Credit Limit :

US$ 200,000

 

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Yemen

C1

C1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

 

 


 

YEMEN - ECONOMIC OVERVIEW

 

Yemen is a low income country that is highly dependent on declining oil resources for revenue. Oil and gas revenues account for roughly 25% of GDP and 65% of government revenue. Yemen has tried to counter the effects of its declining oil resources and continuing attacks on its oil pipelines by diversifying its economy through an economic reform program initiated in 2006 that is designed to bolster non-oil sectors of the economy and foreign investment. In October 2009, Yemen exported its first liquefied natural gas as part of this diversification effort. In January 2010, the international community established the Friends of Yemen group that aims to support Yemen's efforts toward economic and political reform. In 2012, the Friends of Yemen pledged nearly $7 billion in assistance to Yemen. The Yemeni Government also endorsed a Mutual Accountability Framework to facilitate the efficient implementation of donor aid. The unrest that began in early 2011 caused GDP to plunge almost 11% in that year. Availability of basic services, including electricity, water, and fuel, has improved since the transition, but progress toward achieving more sustainable economic stability has been slow and uneven. Yemen continues to face difficult long-term challenges, including declining water resources, high unemployment, severe food scarcity, and a high population growth rate. The Yemeni Government regularly faces annual budget shortfalls. In July 2014, the government eliminated some fuel subsidies that accounted for approximately 25% of government spending in 2013; and in August 2014, the IMF approved a three-year, $570 million Extended Credit Facility for Yemen. Declining security continues to hinder economic growth and the provision of government services.

 

Source : CIA

 

 

SUMMARY

 

Company Name                                    : IBN AL KADRI MEDICAL CORPORATION

Country of Origin                                   : Yemen

Legal Form                                           : Sole Proprietorship

Start Date                                             : 2006

Registration Date                                  : 1st January 2009

Commercial Registration Number           : 6549, Sana’a

Invested Capital                                    : YR 4,000,000

Total Workforce                                     : 33

Activities                                               : Distributors of medicines, pharmaceuticals and cosmetics.

Financial Condition                                : Fair

Payments                                             : Nothing detrimental uncovered

Operating Trend                                    : Steady

Recommended Credit Limit                    : US$ 200,000

 


COMPANY NAME

 

IBN AL KADRI MEDICAL CORPORATION

 

 

ADDRESS

 

Registered & Physical Address

 

Street               : Pharmaceuticals Street

Area                 : Al Tahreer Square

 

Town                : Sana’a

Country             : Yemen

 

Telephone         : (967-1) 486457

Facsimile          : (967-1) 486456

Mobile              : (967-77) 7779277 / 3177461

Email                : info@ibnalkadri.com

 

Premises

 

Subject operates from a small suite of offices that are rented and located in the Central Business Area of Sana’a.

 

Branch Office (s)

 

     Location                                                                                           Description

 

·       Aden                                                                                                Office premises

 

·       Hodeidah                                                                                         Office premises

 

·       Taiz                                                                                                  Office premises

 

·       Dhamar                                                                                            Office premises

 

 

KEY PRINCIPALS

 

     Name                                                                                               Position

 

·       Moeen Hussain Yahya Al Kadri                                                          Proprietor & General Manager

 

·       Osama Al Komayan                                                                          Sales Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 2006, however subject was registered on 1st January 2009

 

Legal Form                  : Sole Proprietorship

 

Commercial Reg. No.   : 6549, Sana’a

 

Invested Capital           : YR 4,000,000

 

Mr Moeen Hussain Yahya Al Kadri is the sole proprietor of the business.

 

 

OPERATIONS

 

Activities: Engaged in the import and distribution of medicines, pharmaceuticals and cosmetics.

 

Import Countries: Turkey and Hong Kong

 

International Suppliers:

 

·       Sepe Natural                                    Turkey

·       Sanli Ilac Sanayi AS                          Turkey

·       Marching Pharmaceutical Ltd (MPL)   Hong Kong

 

Operating Trend: Steady

 

Subject has a workforce of 33 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Yemeni Riyal (YR)

 

                                    Year Ending 31/12/13:               Year Ending 31/12/14:

 

Total Sales                    YR 710,000,000                         YR 725,000,000

 

Local sources consider subject’s financial condition to be Fair.

 

The above financial figures are based on estimations by our local sources.

 

 

BANKERS

 

·       National Bank of Yemen

     Zubairy Street

     PO Box 198309

     Sana’a

     Tel: (967-1) 284123

     Fax: (967-1) 284128

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

CREDIT RATING

 

Recommended credit limit:                  US$ 200,000

 

 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the business is considered to be a fair trade risk.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.63.58

UK Pound

1

Rs.97.99

Euro

1

Rs.70.53

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

NIT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.