MIRA INFORM REPORT
|
Report No. : |
321019 |
|
Report Date : |
05.05.2015 |
IDENTIFICATION DETAILS
|
Name : |
ALPI - S.P.A. |
|
|
|
|
Registered Office : |
Via Della Repubblica, 34 47015 - Modigliana (FO) |
|
|
|
|
Country : |
Italy |
|
|
|
|
Financials (as on) : |
31.12.2013 |
|
|
|
|
Date of Incorporation : |
01.10.1963 |
|
|
|
|
Legal Form : |
Joint stock company with sole shareholder |
|
|
|
|
Line of Business : |
Manufacture of veneer sheets and wood-based panels |
|
|
|
|
No. of Employee : |
From 251 to 500 |
RATING & COMMENTS
|
MIRA’s Rating : |
Ba |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
Status : |
Satisfactory |
|
|
|
|
Payment Behaviour : |
No complaints |
|
|
|
|
Litigation : |
Clear |
NOTES :
Any query related to this report can be made on
e-mail : infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – December 31, 2014
|
Country Name |
Previous Rating (30.09.2014) |
Current Rating (31.12.2014) |
|
Italy |
A2 |
A1 |
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low |
A2 |
|
Moderate |
B1 |
|
High |
B2 |
|
Very High |
C1 |
|
Restricted |
C2 |
|
Off-credit |
D |
ITALY ECONOMIC OVERVIEW
Italy has a diversified economy, which is divided into a developed industrial north, dominated by private companies, and a less-developed, highly subsidized, agricultural south, where unemployment is higher. The Italian economy is driven in large part by the manufacture of high-quality consumer goods produced by small and medium-sized enterprises, many of them family-owned. Italy also has a sizable underground economy, which by some estimates accounts for as much as 17% of GDP. These activities are most common within the agriculture, construction, and service sectors. Italy is the third-largest economy in the euro-zone, but its exceptionally high public debt and structural impediments to growth have rendered it vulnerable to scrutiny by financial markets. Public debt has increased steadily since 2007, topping 132% of GDP in 2014, but investor concerns about Italy and the broader euro-zone crisis eased in 2013, bringing down Italy's borrowing costs on sovereign government debt from euro-era. The government still faces pressure from investors and European partners to sustain its efforts to address Italy's long-standing structural impediments to growth, such as labor market inefficiencies and tax evasion. In 2014 economic growth and labor market conditions continued to deteriorate, with overall unemployment rising to 12.2% and youth unemployment around 40%. Italy's GDP is now nearly 10% below its 2007 pre-crisis level.
|
Source
: CIA |
Company
name and address
|
ALPI - S.P.A. |
|
Via Della Repubblica, 34 47015 - Modigliana (FO) -IT- |
Summary
|
Fiscal Code |
: |
00139520407 |
|
Legal Form |
: |
Joint stock company with sole shareholder |
|
start of Activities |
: |
01/10/1963 |
|
Equity |
: |
Over 2.582.254 |
|
Turnover Range |
: |
50.000.000/75.000.000 |
|
Number of Employees |
: |
from 251 to 500 |
Activity
Manufacture of veneer sheets and wood-based panels
Legal Data
Legal Form : Joint stock company with sole shareholder
|
Fiscal Code : 00139520407 |
|
Municipal Licence : of |
|
Foreign Trade Reg. no. : FO001260 since 09/01/1992 |
|
Foreign Trade Reg. no. : 1260 of Forli' since 09/01/1992 |
|
Chamber of Commerce no. : 97534 of Forli' since 23/05/1964 |
|
Chamber of Commerce no. : 1854009 of Monza e Brianza |
|
Chamber of Commerce no. : 139357 of Pesaro |
|
Firms' Register : FO012-5159 of Forli' since 19/02/1996 |
|
V.A.T. Code : 00139520407 |
|
Tribunal Co. Register : 5159 of |
|
Foundation date |
: 01/10/1963 |
|
|
Establishment date |
: 31/08/1978 |
|
|
Start of Activities |
: 01/10/1963 |
|
|
Legal duration |
: 31/12/2020 |
|
|
Nominal Capital |
: 5.160.000 |
|
|
Subscribed Capital |
: 5.160.000 |
|
|
Paid up Capital |
: 5.160.000 |
|
Legal mail : |
ALPI@PEC.IT |
Members
|
|
Ruo |
Michele |
|
|
Born in Vico del Gargano |
(FG) |
on 11/10/1959 |
- Fiscal Code : RUOMHL59R11L842T |
|
|
Residence: |
Rimini |
, 47 |
- 29122 |
Piacenza |
(PC) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Attorney with special power |
11/12/2012 |
|
|
No Prejudicial events are reported |
|
|
No Protests registered |
|
|
Bandieri |
Ettore |
|
|
Born in Torino |
(TO) |
on 28/02/1958 |
- Fiscal Code : BNDTTR58B28L219U |
|
|
Residence: |
Rodolfo Audinot |
, 21 |
- 40134 |
Bologna |
(BO) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Attorney with special power |
13/12/2013 |
|
|
No Prejudicial events are reported |
|
|
No Protests registered |
|
|
Alpi |
Valerio |
|
|
Born in Modigliana |
(FO) |
on 25/03/1927 |
- Fiscal Code : LPAVLR27C25F259A |
|
|
Residence: |
Della Repubblica |
, 33 |
- 47015 |
Modigliana |
(FO) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Director |
08/07/2014 |
||
|
Board Chairman |
08/07/2014 |
|
|
No Prejudicial events are reported |
|
|
No Protests registered |
|
|
Alpi |
Vittorio |
|
|
Born in Modigliana |
(FO) |
on 19/10/1956 |
- Fiscal Code : LPAVTR56R19F259B |
|
|
Residence: |
Della Repubblica |
, 33/A |
- 47015 |
Modigliana |
(FO) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Director |
08/07/2014 |
||
|
Managing Director |
08/07/2014 |
|
|
No Prejudicial events are reported |
|
|
No Protests registered |
|
|
Alpi |
Raffaella |
|
|
Born in Faenza |
(RA) |
on 31/03/1959 |
- Fiscal Code : LPARFL59C71D458B |
|
|
Residence: |
Bertella |
, 6 INT.1 |
- 48018 |
Faenza |
(RA) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Director |
08/07/2014 |
|
|
Senzani |
Giovanna |
|
|
Born in Modigliana |
(FO) |
on 08/06/1933 |
- Fiscal Code : SNZGNN33H48F259R |
|
|
Residence: |
Repubblica |
, 33 |
- 47015 |
Modigliana |
(FO) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Director |
08/07/2014 |
|
|
Alpi |
Maria Cristina |
|
|
Born in Faenza |
(RA) |
on 28/01/1964 |
- Fiscal Code : LPAMCR64A68D458F |
|
|
Residence: |
Valgimigli |
, 17 |
- 48018 |
Faenza |
(RA) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Director |
08/07/2014 |
|
|
Finalpi S.p.a. |
|
|
: |
Della Repubblica |
, 34 |
- 47015 |
Modigliana |
(FO) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Sole partner |
04/03/2009 |
|
|
No Prejudicial events are reported |
|
|
No Protests registered |
|
|
Sala |
Mario |
|
|
Born in Modigliana |
(FO) |
on 18/02/1975 |
- Fiscal Code : SLAMRA75B18F259S |
|
|
Residence: |
San Donato |
, 2 |
- 47015 |
Modigliana |
(FO) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Attorney with special power |
19/02/2009 |
|
|
No Prejudicial events are reported |
|
|
No Protests registered |
|
|
Rossi |
Giampiero |
|
|
Born in Modigliana |
(FO) |
on 19/10/1962 |
- Fiscal Code : RSSGPR62R19F259R |
|
|
Residence: |
Pietro Nenni |
, 1 |
- 47015 |
Modigliana |
(FO) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Attorney with special power |
20/12/2012 |
|
|
No Prejudicial events are reported |
|
|
No Protests registered |
|
|
Penaforte |
Alberto |
|
|
Born in Faenza |
(RA) |
on 26/08/1960 |
- Fiscal Code : PNFLRT60M26D458X |
|
|
Residence: |
Marziale |
, 27 |
- 47121 |
Forli' |
(FO) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Attorney with special power |
20/12/2012 |
|
|
No Prejudicial events are reported |
|
|
No Protests registered |
|
|
Rossi |
Marco |
|
|
Born in Piacenza |
(PC) |
on 09/01/1971 |
- Fiscal Code : RSSMRC71A09G535F |
|
|
Residence: |
Sanguinelli |
, 11 |
- 29012 |
Caorso |
(PC) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Attorney with special power |
13/12/2013 |
|
|
No Prejudicial events are reported |
|
|
No Protests registered |
|
|
Fiorentini |
Gabriele |
|
|
Born in Modigliana |
(FO) |
on 09/03/1964 |
- Fiscal Code : FRNGRL64C09F259A |
|
|
Residence: |
G. Carducci |
, 4 |
- 47015 |
Modigliana |
(FO) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Attorney with special power |
13/12/2013 |
|
|
No Protests registered |
|
|
Finalpi S.p.a. |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Partner |
|
|
No Prejudicial events are reported |
|
|
No Protests registered |
Companies
connected to members *
*checkings have been performed on a national scale.
In this module are listed the companies in which members hold or have
holded positions.
|
|
Alpi |
Valerio |
|
Firm's Style |
Seat |
Fiscal Code |
Position |
Position Status |
Firm's Status |
|
Finalpi S.p.a. |
Modigliana (FO) - IT - |
02343791204 |
Director |
Active |
Registered |
|
Finalpi S.p.a. |
Modigliana (FO) - IT - |
02343791204 |
Board Chairman |
Active |
Registered |
|
Alpi Valerio |
Modigliana (FO) - IT - |
LPAVLR27C25F259A |
Proprietor |
Withdrawn |
Registered |
|
|
Alpi |
Vittorio |
|
Firm's Style |
Seat |
Fiscal Code |
Position |
Position Status |
Firm's Status |
|
L.e.s. S.r.l. |
Modigliana (FO) - IT - |
01179870405 |
Sole Director |
Active |
Registered |
|
Finalpi S.p.a. |
Modigliana (FO) - IT - |
02343791204 |
Managing
Director |
Active |
Registered |
|
Finalpi S.p.a. |
Modigliana (FO) - IT - |
02343791204 |
Director |
Active |
Registered |
The indication "REGISTERED" as Firm Status could refer to
Firms in Liquidation, Active, Inactive, etc.
For more information, in this case, we advise to request further
investigations.
Capital
Shareholders
Shareholders' list as at date of data collection:
|
Firm's Style / Name |
Seat / Residence |
Fiscal Code |
Owned Shares |
% Ownership |
|
Finalpi S.p.a. |
Modigliana - IT - |
02343791204 |
100,00 |
Direct
Participations
The Company under review has participations in the following Companies:
|
Firm's Style |
Seat |
Fiscal Code |
Owned Shares
Amount |
% Ownership |
since |
until |
Share Status |
|
L.e.s. S.r.l. |
Modigliana - IT - |
01179870405 |
46.440 .Eur |
100,00 |
Active |
Firm's
location and structure
In order to carry out its activities the firm uses the following
locations:
|
- |
Legal and operative seat |
|
Della Repubblica |
, 34 |
- 47015 |
- Modigliana |
(FO) |
- IT - |
|
PHONE |
: 039/480225 |
|
PHONE |
: 0546941015 |
|
PHONE |
: 0546945411 |
|
FAX |
: 0546940251 |
|
FAX |
: 0546942700 |
|
Website |
: WWW.ALPI.IT |
|
Legal mail |
: ALPI@PEC.IT |
|
- |
Branch |
(Factory) |
since 09/07/1973 |
|
Provinciale Faentina |
- 47015 |
- Modigliana |
(FO) |
- IT - |
|
PHONE |
: 0546941777 |
|
Employees |
: 460 |
|
Assistants |
: 1 |
|
Fittings and Equipment for a value of 1.330.000 |
Eur |
|
Stocks for a value of 14.670.000 |
Eur |
Historical Information and/or Firm's Status
CHANGES TO THE LEGAL FORM:
|
Former legal form |
New legal form |
Changement Date |
|
De facto company |
Joint stock company |
25/11/1972 |
|
Joint stock company |
Limited partnership |
02/08/1973 |
|
Limited partnership |
Joint stock company |
31/08/1978 |
EX-MEMBERS / EX-POSITIONS:
|
|
Gandolfi |
Gian Paolo |
|
|
Born in Bologna |
(BO) |
on 18/01/1962 |
- Fiscal Code : GNDGPL62A18A944X |
|
|
Residence: |
Toscana |
, 28 |
- 40100 |
Bologna |
(BO) |
- IT - |
|
Ex-Postions |
|
Temporary Auditor |
|
|
Alpi |
Valerio |
|
|
Born in Modigliana |
(FO) |
on 25/03/1927 |
- Fiscal Code : LPAVLR27C25F259A |
|
|
Residence: |
Della Repubblica |
, 33 |
- 47015 |
Modigliana |
(FO) |
- IT - |
|
Ex-Postions |
|
Chairman |
|
|
Alpi |
Vittorio |
|
|
Born in Modigliana |
(FO) |
on 19/10/1956 |
- Fiscal Code : LPAVTR56R19F259B |
|
|
Residence: |
Della Repubblica |
, 33/A |
- 47015 |
Modigliana |
(FO) |
- IT - |
|
Ex-Postions |
|
Managing Director |
|
Assistant board Chairman |
|
|
Garuti |
Massimo |
|
|
Born in Bologna |
(BO) |
on 20/01/1966 |
- Fiscal Code : GRTMSM66A20A944L |
|
|
Residence: |
Di San Luca, 35 |
- 40135 |
Bologna |
(BO) |
- IT - |
|
Ex-Postions |
|
Permanent Auditor |
|
|
Soglia |
Rosalba |
|
|
Born in Modigliana |
(FO) |
on 06/12/1939 |
- Fiscal Code : SGLRLB39T46F259Z |
|
|
Residence: |
Repubblica |
, 27 |
- 47015 |
Modigliana |
(FO) |
- IT - |
|
Ex-Postions |
|
Permanent Auditor |
|
|
Prafin S.r.l. |
|
- Fiscal Code : 03624730408 |
|
Ex-Postions |
|
Sole partner |
|
|
Conti |
Romano |
|
|
Born in Bologna |
(BO) |
on 27/08/1948 |
- Fiscal Code : CNTRMN48M27A944M |
|
|
Residence: |
Castel Tialto |
, 4 |
- 40100 |
Bologna |
(BO) |
- IT - |
|
Ex-Postions |
|
Chairman of the Board of Aud. |
|
|
Finocchiaro |
Vito Renato |
|
|
Born in Milano |
(MI) |
on 06/07/1954 |
- Fiscal Code : FNCVRN54L06F205C |
|
|
Residence: |
Degli Insorti |
, 66 |
- 48018 |
Faenza |
(RA) |
- IT - |
|
Ex-Postions |
|
Attorney with special power |
|
|
Rho |
Ermanno |
|
|
Born in Robbiate |
(CO) |
on 03/08/1943 |
- Fiscal Code : RHORNN43M03G223D |
|
|
Residence: |
Mario Pagano |
, 41 |
- 20100 |
Milano |
(MI) |
- IT - |
|
Ex-Postions |
|
Director |
CEASINGS/INCORPORATIONS/MERGES:
|
|
Project of merging by taking over of |
|
|
|
|
, Lussemburgo |
- IT - |
|
|
Date |
Merging/splitting-up project: |
30/06/2010 |
|
|
Resolution of merging of |
|
|
|
|
, Lussemburgo |
- IT - |
|
|
Date |
: |
22/07/2010 |
|
|
The firm absorbed by merging of |
|
|
|
|
, Lussemburgo |
- IT - |
|
|
Date |
: |
23/11/2010 |
Protests
Protests checking on the subject firm has given a negative result.
Data
Base Prejudicial Events Search
Search performed on a National Scale
|
|
Prejudicial Events Search Result: NEGATIVE |
Search performed on a specialized data base.
Legal
Procedures
None reported, standing to the latest received edition of the Official
Publications.
Financial
and Economical Analysis
Company's starting of activities dates back to 1963.
An eco-fin analysis has been made on the base od the b/s fo the years 2011,
2012 and 2013.
Under the financial profile unstable results are noted. with a profit
(r.o.e. 1,81%) in the last financial year The turnover is growing in the last
financial year (+7,11%).
A loss is registered as to the operating result (-1,27%).
The operating result is negative (Eur. -1.042.583).
The economic management produced a gross operating margin of Eur.
436.556 with a more then 100% growth.
Very good financial situation: shareholder's equity covers short-terms
debts with an indebtedness level equal to 0,29 but slighlty increasing.
Subject can manage an equity capital funds for an amount of Eur.
57.907.437 on stable levels.
The financial management has recorded total debts amounting to Eur.
17.986.216, increasing if compared to the previous year, during which they were
equal to Eur. 14.985.756 (20,02%).
Bank and suppliers credit recourse is limited, 82,34 gg. is payment
average period below the sector's average.
The liquidity level is positive (3,37).
Trade credits average terms are slow, on average 91,94 days. within the
average values of the sector.
As far as the cash flow is concerned during the latest financial year it
amounted to Eur. 2.529.546
Labour cost expenses amount to Eur. 17.035.848 , representing 24,61% on
the total of production costs. , with a 25,35% incidence on turnover.
The financial management is positive as incomes are higher than the
charges.
Financial
Data
|
|
Complete balance-sheet for the year |
al 31/12/2013 |
(in Eur |
x 1) |
|
Item Type |
Value |
|
Sales |
67.208.867 |
|
Profit (Loss) for the period |
1.050.407 |
|
|
Complete balance-sheet for the year |
al 31/12/2012 |
(in Eur |
x 1) |
|
Item Type |
Value |
|
Sales |
62.743.920 |
|
Profit (Loss) for the period |
-2.836.065 |
|
|
Complete balance-sheet for the year |
al 31/12/2011 |
(in Eur |
x 1) |
|
Item Type |
Value |
|
Sales |
68.721.066 |
|
Profit (Loss) for the period |
-3.261.147 |
|
|
Complete balance-sheet for the year |
al 31/12/2010 |
(in Eur |
x 1) |
|
Item Type |
Value |
|
Sales |
68.857.758 |
|
Profit (Loss) for the period |
1.236.159 |
|
|
Complete balance-sheet for the year |
al 31/12/2009 |
(in Eur |
x 1) |
|
Item Type |
Value |
|
Sales |
62.239.761 |
|
Profit (Loss) for the period |
-4.427.738 |
Balance
Sheets
From our constant monitoring of the relevant Public Administration
offices, no more recent balance sheets result to have been filed.
|
- Balance Sheet as at 31/12/2013 - 12 Mesi - Currency: - Amounts x 1 |
|
- Balance Sheet as at 31/12/2012 - 12 Mesi - Currency: - Amounts x 1 |
|
- Balance Sheet as at 31/12/2011 - 12 Mesi - Currency: - Amounts x 1 |
|
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|
|
RATIOS |
Value Type |
as at 31/12/2013 |
as at 31/12/2012 |
as at 31/12/2011 |
Sector Average |
|
COMPOSITION ON
INVESTMENT |
|||||
|
Rigidity Ratio |
Units |
0,26 |
0,30 |
0,25 |
0,23 |
|
Elasticity Ratio |
Units |
0,74 |
0,70 |
0,75 |
0,75 |
|
Availability of stock |
Units |
0,18 |
0,19 |
0,20 |
0,19 |
|
Total Liquidity Ratio |
Units |
0,56 |
0,51 |
0,55 |
0,46 |
|
Quick Ratio |
Units |
0,11 |
0,12 |
0,20 |
0,02 |
|
COMPOSITION ON
SOURCE |
|||||
|
Net Short-term indebtedness |
Units |
0,29 |
0,23 |
0,30 |
3,53 |
|
Self Financing Ratio |
Units |
0,70 |
0,74 |
0,71 |
0,18 |
|
Capital protection Ratio |
Units |
0,89 |
0,96 |
0,97 |
0,74 |
|
Liabilities consolidation quotient |
Units |
0,17 |
0,23 |
0,20 |
0,19 |
|
Financing |
Units |
0,31 |
0,26 |
0,33 |
4,24 |
|
Permanent Indebtedness Ratio |
Units |
0,74 |
0,79 |
0,75 |
0,33 |
|
M/L term Debts Ratio |
Units |
0,04 |
0,04 |
0,05 |
0,11 |
|
Net Financial Indebtedness Ratio |
Units |
0,03 |
0,00 |
0,07 |
1,11 |
|
CORRELATION |
|||||
|
Fixed assets ratio |
Units |
2,84 |
2,65 |
3,05 |
1,20 |
|
Current ratio |
Units |
3,37 |
3,58 |
3,21 |
1,07 |
|
Acid Test Ratio-Liquidity Ratio |
Units |
2,55 |
2,60 |
2,34 |
0,76 |
|
Structure's primary quotient |
Units |
2,70 |
2,51 |
2,86 |
0,71 |
|
Treasury's primary quotient |
Units |
0,48 |
0,63 |
0,84 |
0,03 |
|
Rate of indebtedness ( Leverage ) |
% |
142,12 |
134,56 |
141,80 |
570,55 |
|
Current Capital ( net ) |
Value |
42.631.069 |
38.632.662 |
43.726.480 |
75.064 |
|
RETURN |
|||||
|
Return on Sales |
% |
3,76 |
-1,73 |
-2,08 |
3,19 |
|
Return on Equity - Net- ( R.O.E. ) |
% |
1,81 |
-4,99 |
-5,46 |
3,20 |
|
Return on Equity - Gross - ( R.O.E. ) |
% |
2,56 |
-4,21 |
-5,40 |
11,58 |
|
Return on Investment ( R.O.I. ) |
% |
-1,27 |
-4,67 |
-1,75 |
3,86 |
|
Return/ Sales |
% |
-1,55 |
-5,69 |
-2,16 |
4,18 |
|
Extra Management revenues/charges incid. |
% |
n.c. |
n.c. |
n.c. |
18,85 |
|
Cash Flow |
Value |
2.529.546 |
-1.086.152 |
-1.429.380 |
63.415 |
|
Operating Profit |
Value |
-1.042.583 |
-3.571.108 |
-1.482.563 |
78.946 |
|
Gross Operating Margin |
Value |
436.556 |
-1.821.195 |
349.204 |
163.908 |
|
MANAGEMENT |
|||||
|
Credits to clients average term |
Days |
91,94 |
87,76 |
79,18 |
110,14 |
|
Debts to suppliers average term |
Days |
82,34 |
88,44 |
72,36 |
125,02 |
|
Average stock waiting period |
Days |
78,61 |
84,20 |
89,92 |
68,56 |
|
Rate of capital employed return ( Turnover ) |
Units |
0,82 |
0,82 |
0,81 |
1,00 |
|
Rate of stock return |
Units |
4,58 |
4,28 |
4,00 |
5,15 |
|
Labour cost incidence |
% |
25,35 |
27,10 |
28,26 |
16,61 |
|
Net financial revenues/ charges incidence |
% |
8,21 |
0,85 |
-0,28 |
-1,99 |
|
Labour cost on purchasing expenses |
% |
24,61 |
25,79 |
27,23 |
16,95 |
|
Short-term financing charges |
% |
1,80 |
2,05 |
4,45 |
2,95 |
|
Capital on hand |
% |
122,45 |
121,94 |
123,17 |
99,54 |
|
Sales pro employee |
Value |
126.332 |
118.161 |
113.401 |
179.348 |
|
Labour cost pro employee |
Value |
32.022 |
32.020 |
32.041 |
32.046 |
Remarks
1) Protests checking (relative to the last five years) performed by
crossing and matching the members names and the Firm's Style with the reported
addresses, is supplied by the Informatic Registry managed by the Italian
Chamber of Commerce. If the fiscal code is not indicated, the eventual
homonymous cases are submitted to expert staff evaluation in order to limit
wrong matching risks.
2) The Legal Data, supplied and retrived from the Firm's Registry of the
Italian Chamber of Commerce, are in line with the last registered
modifications.
3) Risk evaluation and Credit Opinion have been performed on the base of
the actual data at the moment of their availability.
Market
/ Territory Data
|
Population living in the province |
: |
|
|
Population living in the region |
: |
|
|
Number of families in the region |
: |
|
Monthly family expences average in the region (in Eur..) :
|
- per food products |
: |
|
|
- per non food products |
: |
|
|
- per energy consume |
: |
|
Sector
Data
The values are calculated on a base of 1.333 significant companies.
The companies cash their credits on an average of 110 dd.
The average duration of suppliers debts is about 125 dd.
The sector's profitability is on an average of 3,19%.
The labour cost affects the turnover in the measure of 16,61%.
Goods are held in stock in a range of 69 dd.
The difference between the sales volume and the resources used to
realize it is about 1,00.
The employees costs represent the 16,95% of the production costs.
Statistical
Detrimental Data
Statistically the trade activity passes through serious crises.
The area is statistically considered lowly risky.
In the region 18.860 protested subjects are found; in the province they
count to 1.674.
The insolvency index for the region is 0,46, , while for the province it
is 0,46.
Total Bankrupt companies in the province : 607.
Total Bankrupt companies in the region : 14.698.
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.63.58 |
|
|
1 |
Rs.97.99 |
|
Euro |
1 |
Rs.70.53 |
INFORMATION DETAILS
|
Analysis Done by
: |
RAS |
|
|
|
|
Report Prepared
by : |
ANK |
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest capability
for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
-- |
NB |
New Business |
-- |
This score serves as a reference to assess
SC’s credit risk and to set the amount of credit to be extended. It is calculated
from a composite of weighted scores obtained from each of the major sections of
this report. The assessed factors and their relative weights (as indicated
through %) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment record
(10%)
Credit history
(10%) Market trend (10%) Operational size
(10%)
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.