MIRA INFORM REPORT

 

 

Report No. :

319822

Report Date :

05.05.2015

 

IDENTIFICATION DETAILS

 

Name :

ANDALOSSIA COMPANY

 

 

Registered Office :

Al Horeya Street, 9th Street Block No 5, Nasr City Cairo

 

 

Country :

Egypt

 

 

Date of Incorporation :

2002

 

 

Com. Reg. No.:

2159, Cairo

 

 

Legal Form :

Limited Liability Partnership

 

 

Line of Business :

Engaged in the import and distribution of seafood including shrimps, sole fish, squid tubes, pangasuis fillet, lobster, mackerel and mullet fish, as well as fruits such as pineapple, apple, pear and banana.

 

 

No. of Employee :

25

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No complaints

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Egypt

B2

B2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

EGYPT ECONOMIC OVERVIEW

 

Occupying the northeast corner of the African continent, Egypt is bisected by the highly fertile Nile valley, where most economic activity takes place. Egypt's economy was highly centralized during the rule of former President Gamal Abdel NASSER but opened up considerably under former Presidents Anwar EL-SADAT and Mohamed Hosni MUBARAK. Cairo from 2004 to 2008 pursued business climate reforms to attract foreign investment and facilitate growth. Poor living conditions and limited job opportunities for the average Egyptian contribute to public discontent, a major factor leading to the January 2011 revolution that ousted Mubarak. The uncertain political, security, and policy environment since 2011 caused economic growth to slow significantly, hurting tourism, manufacturing, and other sectors and pushing up unemployment. Weak growth and limited foreign exchange earnings have made public finances unsustainable, leaving authorities dependent on expensive borrowing for deficit finance and on Gulf allies to help cover the import bill.

 

Source : CIA

 

 

SUMMARY

 

Company Name                                    : ANDALOSSIA COMPANY

Country of Origin                                   : Egypt

Legal Form                                           : Limited Liability Partnership

Start Date                                             : 2002

Commercial Registration Number           : 2159, Cairo

Issued Capital                                       : £E 100,000

Paid up Capital                                     : £E 100,000

Total Workforce                                     : 25

Activities                                               : Distributors of seafood and fruit.

Financial Condition                                : Fair

Payments                                             : Nothing detrimental uncovered

Operating Trend                                    : Steady

 


COMPANY NAME

 

ANDALOSSIA COMPANY

 

 

ADDRESS

 

Registered & Physical Address

 

Street               : Al Horeya Street, 9th Street

Area                 : Block No 5, Nasr City

 

Town                : Cairo

Country             : Egypt

 

Telephone         : (20-2) 24734578

Facsimile          : (20-2) 24734579

Mobile              : (20-100) 8880351 / 1486342 / (20-11) 6000633

Email                : sales@andalossia.net / rle38@yahoo.com / dwoody@andalossiagroup.com

 

Please note that subject’s previous address was, Building No. 510, Apt No. 30, 11th Floor, El Bata Ahmed Abdulaziz Street, Mohandessin, Cairo.

 

Premises

 

Subject operates from a medium sized suite of offices that are rented and located in the Industrial Area of Cairo.

 

Branch Office (s)

 

     Location                                                                                           Description

 

·       Beta Golf House Building                                                                  Office premises

Building No. 1

El Obour City

Kaliobeya

 

·       Shop No. 58                                                                                     Showroom premises

Anbar No. 1

El Obour City

Kaliobeya

 

Subject also operates branches located in Fanar Al Mahya, Said City, Ismailia, Alexandria and Damietta.

 

 

KEY PRINCIPALS

 

     Name                                                                                               Position

 

·       Dawood Mahmoud El Dawoody                                                        Managing Partner

 

·       Mostafa Mohamed Ahmed                                                                Partner

 

·       Alaa Eddine Hassan                                                                         Partner

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 2002

 

History                         : Subject began in 2002 as a Sole Proprietorship called “Andalossia for Import and Export

  Company”. However on 25th September 2010 it re-registered as a Limited Liability

  Partnership under the current style of “Andalossia Company”.

 

Legal Form                  : Limited Liability Partnership

 

Commercial Reg. No.   : 2159, Cairo

 

Issued Capital              : £E 100,000

 

Paid up Capital            : £E 100,000

 

Name of Shareholder (s)

 

·       Dawood Mahmoud El Dawoody

 

·       Mostafa Mohamed Ahmed

 

·       Alaa Eddine Hassan

 

 

OPERATIONS

 

Activities: Engaged in the import and distribution of seafood including shrimps, sole fish, squid tubes, pangasuis

     fillet, lobster, mackerel and mullet fish, as well as fruits such as pineapple, apple, pear and banana.

 

Import Countries: China, Thailand, Vietnam, India, Pakistan, Iran, Yemen, United Arab Emirates, Saudi Arabia,

Indonesia, Cuba, Panama, Ecuador, Chile, Italy, Spain, Taiwan, Japan, Cameron, Nigeria and Angola

 

Operating Trend: Steady

 

Subject has a workforce of 25 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Egyptian Pound (£E)

 

                                                Year Ending 31/12/13:               Year Ending 31/12/14:

 

Total Sales                                £E 31,130,000                           £E 30,200,000

 

Local sources consider subject’s financial condition to be Fair.

 

The above financial figures are based on estimations by our local sources.

 

 

BANKERS

 

·       National Bank of Egypt

24 Sherif Street

     Cairo

     Tel: (20-2) 33924175

     Fax: (20-2) 33924143

 

·       Arab Banking Corporation

PO Box: 781

Cairo

Tel: (20-2) 25745488 / 25780417

Fax: (20-2) 25780416

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

Date of transaction                               September 2008

Credit amount                                       100,000

Amount overdue                                    0

Payment terms                                      60 days

Payment Method                                   Letters of Credit

Paying record                                       No Complaints

Currency                                               US Dollars

 

 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.63.58

UK Pound

1

Rs.97.99

Euro

1

Rs.70.53

 

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

ANK

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.