MIRA INFORM REPORT

 

 

Report No. :

320467

Report Date :

06.05.2015

 

IDENTIFICATION DETAILS

 

Name :

GALLERY ORIENTAL APOSTOLOS KARAMOUSLIS

 

 

Registered Office :

Postal Code: 10557, Attica

 

 

Country :

Greece

 

 

Date of Incorporation :

01.01.1991

 

 

Com. Reg. No.:

043020219

 

 

Legal Form :

Sole Proprietorship

 

 

Line of Business :

The subject company is involved in Imports and trade of carpets.

 

 

No. of Employees :

2 (2015)

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Greece

B2

B2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

 

 


 

GREECE - ECONOMIC OVERVIEW

 

Greece has a capitalist economy with a public sector accounting for about 40% of GDP and with per capita GDP about two-thirds that of the leading euro-zone economies. Tourism provides 18% of GDP. Immigrants make up nearly one-fifth of the work force, mainly in agricultural and unskilled jobs. Greece is a major beneficiary of EU aid, equal to about 3.3% of annual GDP. The Greek economy averaged growth of about 4% per year between 2003 and 2007, but the economy went into recession in 2009 as a result of the world financial crisis, tightening credit conditions, and Athens' failure to address a growing budget deficit. By 2013 the economy had contracted 26%, compared with the pre-crisis level of 2007. Greece met the EU's Growth and Stability Pact budget deficit criterion of no more than 3% of GDP in 2007-08, but violated it in 2009, with the deficit reaching 15% of GDP. Austerity measures reduced the deficit to about 4% in 2013, including government debt payments, but the deficit spiked to 12.7% of GDP in 2014. Deteriorating public finances, inaccurate and misreported statistics, and consistent underperformance on reforms prompted major credit rating agencies to downgrade Greece's international debt rating in late 2009, and led the country into a financial crisis. Under intense pressure from the EU and international market participants, the government adopted a medium-term austerity program that includes cutting government spending, decreasing tax evasion, overhauling the health-care and pension systems, and reforming the labor and product markets. Athens, however, faced long-term challenges to continue pushing through unpopular reforms in the face of widespread unrest from the country's powerful labor unions and the general public. In April 2010, a leading credit agency assigned Greek debt its lowest possible credit rating, and in May 2010, the International Monetary Fund and Euro-Zone governments provided Greece emergency short- and medium-term loans worth $147 billion so that the country could make debt repayments to creditors. In exchange for the largest bailout ever assembled, the government announced combined spending cuts and tax increases totaling $40 billion over three years, on top of the tough austerity measures already taken. Greece, however, struggled to meet 2010 targets set by the EU and the IMF, especially after Eurostat - the EU's statistical office - revised upward Greece's deficit and debt numbers for 2009 and 2010. European leaders and the IMF agreed in October 2011 to provide Athens a second bailout package of $169 billion. The second deal however, called for holders of Greek government bonds to write down a significant portion of their holdings. As Greek banks held a significant portion of sovereign debt, the banking system was adversely affected by the write down and $60 billion of the second bailout package was set aside to ensure the banking system was adequately capitalized. In exchange for the second loan, Greece promised to introduce an additional $7.8 billion in austerity measures during 2013-15. However, the massive austerity cuts have prolonged Greece's economic recession and depressed tax revenues. Greece's lenders have continually called on Athens to step up efforts to increase tax collection, dismiss public servants, privatize public enterprises, and rein in health spending. Investor confidence, however, began to show signs of strengthening by the end of 2013, and the decline in GDP slowed to 3.9% that year, Greece’s best performance since 2009. Greece subsequently marked three significant milestones in 2014: balancing its 2013 budget—not including debt repayments; re-entering financial markets in April with the first issue of government debt since 2010; and posting its first quarter of positive growth since 2008. Buoyed by Greece’s success, Prime Minister Antonios SAMARAS in October announced plans to exit its bailout program early, provoking a plunge in the Greek stock and debt markets that pushed Greece back to the negotiating table with its creditors and ultimately resulted in an agreement to extend the EU portion of Greece’s bailout through February 2015.

 

 

Source : CIA

 

 

Basic Information

 

Registered Name

GALLERY ORIENTAL APOSTOLOS KARAMOUSLIS

Trade Name

GALLERY ORIENTAL

Registered Address

Postal Code: 10557,, Attica, Greece

Telephone

+30 2103220218

Fax

+30 2103220218

E-mail

galleryoriental@yahoo.gr

Status

Registered and operational

Legal Type

Sole Proprietorship

 

VAT Number

043020219

Registration No

043020219

Registration Date

01/01/1991

Start Date

01/01/1991

Years of Operation

24

CINFO ID

23396022

 

 

Summary

 

Employees

May 2015

Total Number

2

 

 

Payment

 

Assessment:

Average Risk

 

Payment habits:

No complaints

 

 

 

Capital

 

 

No capital information available

 

 

Corporate Structure

 

Secretary

Position

ID

Nationality

Occupation

Age

Appointed

Other dir.

No information available

 

Other Relations

Position

ID

Nationality

Appointed

Karamouslis, Apostolos

Owner

-

Unknown

 

 

Shareholders

ID/Reg. No.

Nationality

Shares

%

Karamouslis, Apostolos

 

Unknown

 

100

 

 

Operation

 

Activity Code

Description

52.41

Retail sale of textiles

51.47

Wholesale of other household goods

 

Line of business

The subject company is involved in Imports and trade of carpets.

SECTOR: White linen and fabric

PRODUCTS: Hand-woven carpets, Machine-woven carpets

 

Sells to

No information available

 

Purchases

No information available

 

Export to

Payment terms

Percentage

No information available

 

Import from

Payment terms

Percentage

India, Iran (Islamic Republic Of), Pakistan

-

N/A

 

 

Banks

Swift code

NATIONAL BANK OF GREECE S.A.
ATHENS, Greece

 

ALPHA BANK
PLAKA, Greece

 

 

Premises

Date Updated

Operates as:

05/05/2015

Leased

Postal Code: 183349, PO Box Postal Code: 183349, Attica, Greece

 

Affiliates and Subsidiaries

Country

Relation

Date Reg.

No information available

 

Agencies and Suppliers

Country

Relation

Date Reg.

No information available

 

 

CHARGES

 

No

Date Registered

Date Prepared

Type

Description

Amount

Secondary amount

Property

Unit

Beneficiary

No information available

  

Charges History

 

No

Date Registered

Date Prepared

Date End

Type

Description

Amount

Secondary amount

Property

Unit

Beneficiary

No information available

 

 

Negatives

 

According to our against the subject no negatives have been registered.

 

 

Financial information

 

Please note that the latest financial details were not available at the file of the company at the official companies' registry house; as the law provides for all companies. No financial details were available from other public sources.

 

 

Additional Information

 

CONCLUSION

 

Subject was established in 1991 having a legal seat at Athens and is engaged in the trade of carpets.


Please note that the subject declined to release any further detailed and latest financial information neither such data was found being officially published.

 

Please note that the information provided in this report was obtained from official, publicly available sources

 

Contact Information

 

No information available

 

 

Recent Enquiries

 

Recent Enquiries on this subject

 

Last 1 months: 1

Last 3 months: 1

Last 6 months: 1

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.63.52

UK Pound

1

Rs.95.96

Euro

1

Rs.70.54

 

INFORMATION DETAILS

 

Analysis Done by :

SUB

 

 

Report Prepared by :

VNT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

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