MIRA INFORM REPORT

 

 

Report No. :

321376

Report Date :

09.05.2015

 

IDENTIFICATION DETAILS

 

Name :

CITY STAR CENTRAL MARKETING CO WLL

 

 

Registered Office :

Barsha Mall, Block No. 8, Tunis Street, PO Box 489, Hawalli

 

 

Country :

Kuwait

 

 

Financials (as on) :

31.12.2014

 

 

Date of Incorporation :

22.01.2011

 

 

Com. Reg. No.:

337990

 

 

Legal Form :

With Limited Liability

 

 

Line of Business :

Engaged in the wholesale and retail of household products, kitchen ware, home decor, stationery, readymade garments, cleaning products and toys.

 

 

No. of Employees :

250

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Kuwait

A2

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

KUWAIT - ECONOMIC OVERVIEW

 

Kuwait has a geographically small, but wealthy, relatively open economy with crude oil reserves of about 102 billion barrels - more than 6% of world reserves. Kuwaiti officials plan to increase oil production to 4 million barrels per day by 2020. Petroleum accounts for over half of GDP, 94% of export revenues, and 89% of government income. For the last decade, high oil prices have generated budget surpluses despite increasing budget expenditures, particularly on wage hikes for public sector employees. Despite Kuwait’s dependence on oil, the government has cushioned itself against the impact of lower oil prices by continuous saving of at least 10% of government revenue in the Fund for Future Generations. Kuwait has done little to diversify its economy, in part, due to a poor business climate and an acrimonious relationship between the National Assembly and the executive branch that has stymied most economic reforms. In 2010, Kuwait passed its first long-term economic development plan in almost twenty-five years. While the government planned to spend up $104 billion over four years to diversify the economy away from oil, attract more investment, and boost private sector participation in the economy, many of the projects did not materialize because of the tenuous political situation.

 

Source : CIA

 

SUMMARY

 

Company Name                                                : CITY STAR CENTRAL MARKETING CO WLL

Country of Origin                                   : Kuwait

Legal Form                                           : With Limited Liability - WLL

Registration Date                                  : 22nd January 2011

Commercial Registration Number                       : 337990

Chamber Membership Number               : 127675

Issued Capital                                       : KD 50,000

Paid up Capital                                     : KD 50,000

Total Workforce                                     : 250

Activities                                               : Wholesalers and retailers  of household products, kitchen ware, home

                                                               decor, stationery, readymade garments, cleaning products and toys.

Financial Condition                                : Fair

Payments                                             : Nothing detrimental uncovered

Operating Trend                                                : Steady

Person Interviewed                                : Mohamed Mazeed Faleh Al Rasheedi, Managing Director

 

 

COMPANY NAME

 

CITY STAR CENTRAL MARKETING CO WLL

 

 

ADDRESS

 

Registered & Physical Address

 

Building                        : Barsha Mall, Block No. 8

Street               : Tunis Street

PO Box                        : 489

Town                : Hawalli

Country             : Kuwait

Telephone         : (965) 22650260 / 22650270

Facsimile          : (965) 22650280

Mobile              : (965) 60665034 / 99396667

Email                : ayman.s@citystarstores.com / mazen.m@citystarstores.com / info@citystarstores.com

 

Premises

 

Subject operates from a large suite of offices and a showroom that are rented and located in the Central Business Area of Hawalli.

 

Branch Office (s)

 

Location                                                                                                           Description

 

Al Rai                                                                                                               Showroom premises

City Star Mall, Basement

4th Ring, Airport Way No. 55

Hawalli

Tel: (965) 24735038

Fax: (965) 24735039

 

Al Agilla                                                                                                                        Showroom premises

Part 4, Complex, Basement

Hawalli

 

Farwaniya                                                                                                         Showroom premises

Al Huda Complex, Basement

Habeeb Munawer Street

Hawalli

Tel: (965) 24735382

 

 

KEY PRINCIPALS

 

Name                                                               Nationality                    Position

 

Mohamed Mazeed Faleh Al Rasheedi                 Kuwaiti                          Managing Director

 

Hani Hussaim Marjee                                         Lebanese                      Director

 

Mazen Mohamed Marjee                                                Lebanese                      General Manager

 

Ayman Salloum                                                         -                           Sales Manager

 

Ismail Khedir                                                             -                           Financial Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 22nd January 2011

 

Legal Form                  : With Limited Liability - WLL

 

Commercial Reg. No.   : 337990

 

Chamber Member No.  : 127675

 

Issued Capital              : KD 50,000

 

Paid up Capital            : KD 50,000

 

Name of Shareholder (s)

 

Mohamed Mazeed Faleh Al Rasheedi                

 

Hani Hussaim Marjee                                        

 

Mazen Mohamed Marjee

 

 

OPERATIONS

 

Activities: Engaged in the wholesale and retail of household products, kitchen ware, home decor, stationery, readymade garments, cleaning products and toys.

 

Import Countries: Europe and GCC countries.

 

Operating Trend: Steady

 

Subject has a workforce of approximately 250 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Kuwaiti Dinars (KD)

 

                                                Year Ending 31/12/13:              Year Ending 31/12/14:

 

Total Sales                                KD 5,700,000                            KD 6,000,000

 

Local sources consider subject’s financial condition to be Fair.

 

The above financial figures are based on estimations by our local sources.

 

 

BANKERS

 

Kuwait Finance House (KFH)

Safat Square

Abdullah Al Mubarak Street

PO Box: 24989

Safat 13110

Tel: (965) 22445050

Fax: (965) 22455135

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

Please note that the correct name of the subject is “City Star Central Marketing Co WLL” and not “City Star Central Markets Co”.

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.64.05

UK Pound

1

Rs.99.04

Euro

1

Rs.71.76

 

 

INFORMATION DETAILS

 

Analysis Done by :

SAN

 

 

Report Prepared by :

TPT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.