MIRA INFORM REPORT
|
Report No. : |
320994 |
|
Report Date : |
12.05.2015 |
IDENTIFICATION DETAILS
|
Name : |
BOTTERO S.P.A. |
|
|
|
|
Registered Office : |
Via Genova, 82 12100 - Cuneo
(CN) |
|
|
|
|
Country : |
Italy |
|
|
|
|
Financials (as on) : |
31.12.2013 |
|
|
|
|
Date of Incorporation : |
05.01.1981 |
|
|
|
|
Legal Form : |
Joint stock company with sole shareholder |
|
|
|
|
Line of Business : |
Manufacture of hollow glass. |
|
|
|
|
No. of Employee : |
From 750 to 1000 |
RATING & COMMENTS
|
MIRA’s Rating : |
Ba |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal commitments. |
Satisfactory |
|
Status : |
Satisfactory |
|
|
|
|
Payment Behaviour : |
No complaints |
|
|
|
|
Litigation : |
Clear |
NOTES :
Any query related to this report can be made
on e-mail : infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – December 31, 2014
|
Country Name |
Previous Rating (30.09.2014) |
Current Rating (31.12.2014) |
|
Italy |
A2 |
A1 |
|
Risk Category |
ECGC Classification |
|
Insignificant |
A1 |
|
Low |
A2 |
|
Moderate |
B1 |
|
High |
B2 |
|
Very High |
C1 |
|
Restricted |
C2 |
|
Off-credit |
D |
ITALY ECONOMIC OVERVIEW
Italy has a
diversified economy, which is divided into a developed industrial north, dominated
by private companies, and a less-developed, highly subsidized, agricultural
south, where unemployment is higher. The Italian economy is driven in large
part by the manufacture of high-quality consumer goods produced by small and
medium-sized enterprises, many of them family-owned. Italy also has a sizable
underground economy, which by some estimates accounts for as much as 17% of
GDP. These activities are most common within the agriculture, construction, and
service sectors. Italy is the third-largest economy in the euro-zone, but its
exceptionally high public debt and structural impediments to growth have
rendered it vulnerable to scrutiny byFINANCIAL
markets.
Public debt has increased steadily since 2007, topping 132% of GDP in 2014, but
investor concerns about Italy and the broader euro-zone crisis eased in 2013,
bringing down Italy's borrowing costs on sovereign government debt from
euro-era. The government still faces pressure from investors and European
partners to sustain its efforts to address Italy's long-standing structural
impediments to growth, such as labor market inefficiencies and tax evasion. In
2014 economic growth and labor market conditions continued to deteriorate, with
overall unemployment rising to 12.2% and youth unemployment around 40%. Italy's
GDP is now nearly 10% below its 2007 pre-crisis level.
|
Source
: CIA |
Company
name and address
|
BOTTERO S.P.A. |
|
Via Genova, 82 12100 - Cuneo
(CN) -IT- |
Summary
|
Fiscal Code |
: |
00928730043 |
|
Legal Form |
: |
Joint stock company with sole shareholder |
|
start of Activities |
: |
05/01/1981 |
|
Equity |
: |
Over 2.582.254 |
|
Turnover Range |
: |
100.000.000/150.000.000 |
|
Number of Employees |
: |
from 750 to 1000 |
Activity
Manufacture of hollow glass
Legal
Data
Legal Form : Joint stock company with sole shareholder
|
Fiscal Code : 00928730043 |
|
Foreign Trade Reg. no. : CN003922 since 20/12/1991 |
|
Chamber of Commerce no. : 412789 of Bergamo |
|
Chamber of Commerce no. : 120959 of Cuneo since 18/12/1980 |
|
Chamber of Commerce no. : 178071 of Pesaro |
|
Chamber of Commerce no. : 815568 of Torino |
|
Chamber of Commerce no. : 366002 of Treviso |
|
Chamber of Commerce no. : 295226 of Vicenza |
|
Firms' Register : CN078-4100 of Cuneo since 19/02/1996 |
|
V.A.T. Code : 00928730043 |
|
Foundation date |
: 19/09/1980 |
|
|
Establishment date |
: 19/09/1980 |
|
|
Start of Activities |
: 05/01/1981 |
|
|
Legal duration |
: 31/12/2050 |
|
|
Nominal Capital |
: 6.000.000 |
|
|
Subscribed Capital |
: 6.000.000 |
|
|
Paid up Capital |
: 6.000.000 |
|
Legal mail : |
BOTTERO@LEGALMAIL.IT |
Members
|
|
Bottero Finanziaria S.p.a. |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Partner |
|
|
No Prejudicial events are reported |
|
|
No Protests registered |
|
|
Ramonda |
Silvio |
|
|
Born in Saluzzo |
(CN) |
on 07/02/1964 |
- Fiscal Code : RMNSLV64B07H727G |
|
|
Residence: |
Europa Unita |
, 32 |
- 12012 |
Boves |
(CN) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Procurator |
16/03/2015 |
|
|
No Protests registered |
|
|
Dutto |
Luciano |
|
|
Born in Cuneo |
(CN) |
on 24/08/1957 |
- Fiscal Code : DTTLCN57M24D205J |
|
|
Residence: |
Genova |
, 38 |
- 12100 |
Cuneo |
(CN) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Procurator |
05/03/2015 |
|
|
No Protests registered |
|
|
Meineri |
Luca |
|
|
Born in Cuneo |
(CN) |
on 18/10/1972 |
- Fiscal Code : MNRLCU72R18D205N |
|
|
Residence: |
Molini Bioera |
, 13 |
- 12016 |
Peveragno |
(CN) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Procurator |
18/02/2015 |
|
|
No Protests registered |
|
|
Chesta |
Emanuele |
|
|
Born in Cuneo |
(CN) |
on 19/08/1979 |
- Fiscal Code : CHSMNL79M19D205Y |
|
|
Residence: |
B. Dalmasso |
, 35 |
- 12010 |
Bernezzo |
(CN) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Procurator |
18/02/2015 |
|
|
No Protests registered |
|
|
Cavallera |
Claudio |
|
|
Born in Cuneo |
(CN) |
on 31/08/1974 |
- Fiscal Code : CVLCLD74M31D205Y |
|
|
Residence: |
Tetti Di' Do' |
, 45 |
- 12012 |
Boves |
(CN) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Procurator |
18/02/2015 |
|
|
No Protests registered |
|
|
Tecchio |
Marco |
|
|
Born in Vicenza |
(VI) |
on 25/02/1964 |
- Fiscal Code : TCCMRC64B25L840I |
|
|
Residence: |
Beggioni |
, 6 |
- 36040 |
San Germano dei Berici |
(VI) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Managing Director |
25/02/2015 |
||
|
Director |
25/02/2015 |
|
|
No Prejudicial events are reported |
|
|
No Protests registered |
|
|
Lanfranco |
Fausto |
|
|
Born in Tonco |
(AT) |
on 20/07/1944 |
- Fiscal Code : LNFFST44L20L203F |
|
|
Residence: |
Miniere |
, 49/H |
- 10015 |
Ivrea |
(TO) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Managing Director |
26/06/2014 |
||
|
Director |
26/06/2014 |
|
|
Prejudicial Events found with cancellations* |
Legal Mortgage - 02/12/2010. -
537.878 Euro. Event writing-off
|
|
EQUITALIA NOMOS SPA |
|
|
No Protests registered |
|
|
Balbi |
Mario |
|
|
Born in Cuneo |
(CN) |
on 01/03/1963 |
- Fiscal Code : BLBMRA63C01D205X |
|
|
Residence: |
Torre Allera |
, 23 |
- 12100 |
Cuneo |
(CN) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Procurator |
25/01/2012 |
|
|
No Protests registered |
|
|
Rombaldoni |
Luigi |
|
|
Born in Pesaro |
(PS) |
on 25/11/1966 |
- Fiscal Code : RMBLGU66S25G479B |
|
|
Residence: |
Vincenzo Rossi |
, 12 |
- 61100 |
Pesaro |
(PS) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Attorney with special power |
29/06/2010 |
|
|
No Protests registered |
|
|
Sesia |
Carlo |
|
|
Born in Cuneo |
(CN) |
on 27/03/1961 |
- Fiscal Code : SSECRL61C27D205R |
|
|
Residence: |
San Lorenzo |
, 64 |
- 12023 |
Caraglio |
(CN) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Procurator |
18/02/2015 |
|
|
No Protests registered |
|
|
Ghinamo |
Paolo |
|
|
Born in Merate |
(CO) |
on 21/03/1967 |
- Fiscal Code : GHNPLA67C21F133B |
|
|
Residence: |
Xx Settembre |
, 32 |
- 12100 |
Cuneo |
(CN) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Director |
26/06/2014 |
||
|
Managing Director |
26/06/2014 |
|
|
No Prejudicial events are reported |
|
|
No Protests registered |
|
|
Ghinamo |
Corrado |
|
|
Born in Merate |
(CO) |
on 23/01/1971 |
- Fiscal Code : GHNCRD71A23F133U |
|
|
Residence: |
Valter Tecco |
, 12 |
- 12012 |
Boves |
(CN) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Director |
26/06/2014 |
|
|
Faccenda |
Aldo |
|
|
Born in Cuneo |
(CN) |
on 26/07/1962 |
- Fiscal Code : FCCLDA62L26D205T |
|
|
Residence: |
B. Di Tornaforte |
, 19 |
- 12100 |
Cuneo |
(CN) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Managing Director |
26/06/2014 |
||
|
Attorney with special power |
06/07/2012 |
||
|
Director |
26/06/2014 |
||
|
Procurator |
28/08/2001 |
||
|
Attorney General |
10/12/1999 |
|
|
No Prejudicial events are reported |
|
|
No Protests registered |
|
|
Masoero |
Alberto |
|
|
Born in Cuneo |
(CN) |
on 13/04/1976 |
- Fiscal Code : MSRLRT76D13D205L |
|
|
Residence: |
Vecchia Di Borgo San Dalma |
, 48 |
- 12100 |
Cuneo |
(CN) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Procurator |
28/01/2009 |
|
|
No Protests registered |
|
|
Borsarelli |
Gianclaudio |
|
|
Born in Mondovi' |
(CN) |
on 18/08/1967 |
- Fiscal Code : BRSGCL67M18F351Y |
|
|
Residence: |
Xx Settembre |
, 45 |
- 12100 |
Cuneo |
(CN) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Procurator |
28/01/2009 |
|
|
No Protests registered |
|
|
De Rossi |
Antonello |
|
|
Born in Roma |
(RM) |
on 09/11/1959 |
- Fiscal Code : DRSNNL59S09H501Z |
|
|
Residence: |
Cassini |
, 40 |
- 10100 |
Torino |
(TO) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Procurator |
28/01/2009 |
|
|
No Protests registered |
|
|
Bussi |
Adriano |
|
|
Born in Cuneo |
(CN) |
on 24/09/1964 |
- Fiscal Code : BSSDRN64P24D205E |
|
|
Residence: |
Trieste |
, 112 |
- 12012 |
Boves |
(CN) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Procurator |
28/01/2009 |
|
|
No Protests registered |
|
|
Tarizzo |
Carlo |
|
|
Born in Torino |
(TO) |
on 12/03/1959 |
- Fiscal Code : TRZCRL59C12L219Q |
|
|
Residence: |
Combe |
, 36 |
- 12013 |
Chiusa di Pesio |
(CN) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Procurator |
25/06/2014 |
|
|
No Protests registered |
|
|
Olmo |
Tarcisio |
|
|
Born in Castellinaldo |
(CN) |
on 13/03/1928 |
- Fiscal Code : LMOTCS28C13C173H |
|
|
Residence: |
Ettore Rosa |
, 8 |
- 12100 |
Cuneo |
(CN) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Procurator |
|
|
No Prejudicial events are reported |
|
|
No Protests registered |
|
|
Olmo |
Iose |
|
|
Born in Torino |
(TO) |
on 15/02/1958 |
- Fiscal Code : LMOSIO58B15L219V |
|
|
Residence: |
G. Ferraris |
, 8 |
- 12100 |
Cuneo |
(CN) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Managing Director |
26/06/2014 |
||
|
Director |
26/06/2014 |
||
|
Attorney General |
04/08/1999 |
||
|
Attorney with special power |
|
|
No Prejudicial events are reported |
|
|
No Protests registered |
|
|
Ghinamo |
Leonardo |
|
|
Born in Boves |
(CN) |
on 01/06/1936 |
- Fiscal Code : GHNLRD36H01B101R |
|
|
Residence: |
Cuneo |
, 37 |
- 12012 |
Boves |
(CN) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Board Chairman |
26/06/2014 |
||
|
Director |
26/06/2014 |
|
|
No Prejudicial events are reported |
|
|
No Protests registered |
|
|
Sesia |
Giovanni |
|
|
Born in Gaiola |
(CN) |
on 05/07/1933 |
- Fiscal Code : SSEGNN33L05D856R |
|
|
Residence: |
San Lorenzo |
, 64 |
- 12023 |
Caraglio |
(CN) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Director |
26/06/2014 |
||
|
Assistant board Chairman |
26/06/2014 |
|
|
No Prejudicial events are reported |
|
|
No Protests registered |
|
|
Bottero Finanziaria S.p.a. |
|
|
Residence: |
Genova |
, 82 |
- 12100 |
Cuneo |
(CN) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Sole partner |
01/01/2004 |
|
|
No Prejudicial events are reported |
|
|
No Protests registered |
*Concerns also partially erased events.
Companies
connected to members *
*checkings have been performed on a national scale.
In this module are listed the companies in which members hold or have
holded positions.
|
|
Lanfranco |
Fausto |
|
Firm's Style |
Seat |
Fiscal Code |
Position |
Position Status |
Firm's Status |
|
PILETTI S.P.A. |
Genova (GE) - IT - |
02800140101 |
Director |
Withdrawn |
Registered |
|
Marelli Avio S.p.a. |
Milano (MI) - IT - |
08531390154 |
Director |
Withdrawn |
Ceased |
|
Fiat Gestione Partecipazioni S.p.a. |
Torino (TO) - IT - |
06672380018 |
Chairman |
Withdrawn |
Ceased |
|
Ansaldo Trasporti - Sistemi Ferroviari S.p.a. |
Napoli (NA) - IT - |
07678260634 |
Director |
Withdrawn |
Ceased |
|
Ansaldo Trasporti - Sistemi Ferroviari S.p.a. |
Napoli (NA) - IT - |
07678260634 |
Assistant board
Chairman |
Withdrawn |
Ceased |
|
ISTITUTO DEANNA M. LANFRANCO PER LA RICERCA E PER LE APPLICAZIONIDELLE
INTERAZIO |
Torino (TO) - IT - |
06873540014 |
Sole partner |
Withdrawn |
Registered |
|
Henla Srl |
Torino (TO) - IT - |
08606500018 |
Director |
Active |
Registered |
|
Bottero Ig S.r.l. |
Cuneo (CN) - IT - |
03299920045 |
Managing
Director |
Withdrawn |
Registered |
|
Bottero Ig S.r.l. |
Cuneo (CN) - IT - |
03299920045 |
Director |
Withdrawn |
Registered |
|
|
Sesia |
Giovanni |
|
Firm's Style |
Seat |
Fiscal Code |
Position |
Position Status |
Firm's Status |
|
Industrie Cometto S.p.a. |
Borgo San Dalmazzo (CN) - IT - |
02006150045 |
Director |
Active |
Registered |
|
"VALBORMIDA S.P.A." |
Cuneo (SV) - IT - |
00301220042 |
Managing
Director |
Withdrawn |
Registered |
|
Bottero Finanziaria S.p.a. |
Cuneo (CN) - IT - |
00163070048 |
Director |
Active |
Registered |
|
F M F Industriale S.r.l. |
Cuneo (CN) - IT - |
02275560049 |
Director |
Withdrawn |
Ceased |
|
"bottero Engineering - S.r.l." |
Cuneo (CN) - IT - |
02006160044 |
Director |
Withdrawn |
Ceased |
|
|
Ghinamo |
Leonardo |
|
Firm's Style |
Seat |
Fiscal Code |
Position |
Position Status |
Firm's Status |
|
Industrie Cometto S.p.a. |
Borgo San Dalmazzo (CN) - IT - |
02006150045 |
Managing
Director |
Withdrawn |
Registered |
|
Industrie Cometto S.p.a. |
Borgo San Dalmazzo (CN) - IT - |
02006150045 |
Director |
Active |
Registered |
|
Industrie Cometto S.p.a. |
Borgo San Dalmazzo (CN) - IT - |
02006150045 |
Board Chairman |
Active |
Registered |
|
Bottero Finanziaria S.p.a. |
Cuneo (CN) - IT - |
00163070048 |
Managing
Director |
Active |
Registered |
|
Bottero Finanziaria S.p.a. |
Cuneo (CN) - IT - |
00163070048 |
Director |
Active |
Registered |
|
Revimac S.r.l. |
Cuneo (CN) - IT - |
02077910046 |
Director |
Active |
Registered |
|
Revimac S.r.l. |
Cuneo (CN) - IT - |
02077910046 |
Board Chairman |
Active |
Registered |
|
F M F Industriale S.r.l. |
Cuneo (CN) - IT - |
02275560049 |
Chairman |
Withdrawn |
Ceased |
|
F M F Industriale S.r.l. |
Cuneo (CN) - IT - |
02275560049 |
Managing
Director |
Withdrawn |
Ceased |
|
Cavallo Rosso Srl |
Milano (MI) - IT - |
10535440159 |
Director |
Withdrawn |
Ceased |
|
Cavallo Rosso Srl |
Milano (MI) - IT - |
10535440159 |
Board Chairman |
Withdrawn |
Ceased |
|
Edil G.m. S.p.a. |
Cuneo (CN) - IT - |
00272220047 |
Director |
Active |
Registered |
|
Edil G.m. S.p.a. |
Cuneo (CN) - IT - |
00272220047 |
Board Chairman |
Active |
Registered |
|
G.m. Finanziaria S.r.l. |
Cuneo (CN) - IT - |
01998860041 |
Sole Director |
Withdrawn |
Ceased |
|
Fimipar S.r.l. |
Borgo San Dalmazzo (CN) - IT - |
08933410154 |
Sole Director |
Active |
Registered |
|
Bimatech S.r.l |
Cuneo (CN) - IT - |
02747320048 |
Director |
Withdrawn |
Registered |
|
Bimatech S.r.l |
Cuneo (CN) - IT - |
02747320048 |
Board Chairman |
Withdrawn |
Registered |
|
Co.v.im. Srl - In Liquidazione |
Cuneo (CN) - IT - |
02097110049 |
Chairman |
Withdrawn |
Ceased |
|
"bottero Engineering - S.r.l." |
Cuneo (CN) - IT - |
02006160044 |
Chairman |
Withdrawn |
Ceased |
|
"bottero Engineering - S.r.l." |
Cuneo (CN) - IT - |
02006160044 |
Managing
Director |
Withdrawn |
Ceased |
|
"edil Monviso Di Ghinamo Marco E C. S.a.S." |
Cuneo (CN) - IT - |
00937600047 |
Limited Partner |
Withdrawn |
Ceased |
|
La Marina |
Boves (CN) - IT - |
96012040042 |
Partner |
Active |
Registered |
|
La Marina |
Boves (CN) - IT - |
96012040042 |
Partner (in
work) |
Active |
Registered |
|
|
Olmo |
Iose |
|
Firm's Style |
Seat |
Fiscal Code |
Position |
Position Status |
Firm's Status |
|
Bottero Finanziaria S.p.a. |
Cuneo (CN) - IT - |
00163070048 |
Procurator |
Active |
Registered |
|
Revimac S.r.l. |
Cuneo (CN) - IT - |
02077910046 |
Director |
Active |
Registered |
|
Revimac S.r.l. |
Cuneo (CN) - IT - |
02077910046 |
Attorney General |
Active |
Registered |
|
Carico S.r.l. |
Borgo San Dalmazzo (CN) - IT - |
02301560047 |
Director |
Withdrawn |
Registered |
|
Bimatech S.r.l |
Cuneo (CN) - IT - |
02747320048 |
Director |
Withdrawn |
Registered |
|
Bimatech S.r.l |
Cuneo (CN) - IT - |
02747320048 |
Attorney General |
Withdrawn |
Registered |
|
Bottero Ig S.r.l. |
Cuneo (CN) - IT - |
03299920045 |
Procurator |
Active |
Registered |
|
|
Tecchio |
Marco |
|
Firm's Style |
Seat |
Fiscal Code |
Position |
Position Status |
Firm's Status |
|
Carraro S.p.a. |
Campodarsego (PD) - IT - |
00202040283 |
Attorney with
special power |
Withdrawn |
Registered |
|
Elcon Elettronica - Societa' A Responsabilita' Limitata |
Trieste (TS) - IT - |
00741540322 |
Director |
Withdrawn |
Registered |
|
Elcon Elettronica - Societa' A Responsabilita' Limitata |
Trieste (TS) - IT - |
00741540322 |
Managing
Director |
Withdrawn |
Registered |
|
Salvagnini Italia S.p.a. |
Sarego (VI) - IT - |
02338250240 |
Attorney with
special power |
Withdrawn |
Registered |
|
Elettronica Santerno S.p.a. |
Campodarsego (PD) - IT - |
03686440284 |
Director |
Withdrawn |
Registered |
|
Elettronica Santerno S.p.a. |
Campodarsego (PD) - IT - |
03686440284 |
Managing
Director |
Withdrawn |
Registered |
|
M31 S.p.a. |
Padova (PD) - IT - |
04155030283 |
Director |
Withdrawn |
Registered |
|
M31 S.p.a. |
Padova (PD) - IT - |
04155030283 |
Managing Director |
Withdrawn |
Registered |
|
Pr.en.al. S.r.l. |
Vicenza (VI) - IT - |
03271430245 |
Director |
Active |
Registered |
|
Pr.en.al. S.r.l. |
Vicenza (VI) - IT - |
03271430245 |
Responsible
technician |
Active |
Registered |
|
Carraro Drive Tech S.p.a. |
Campodarsego (PD) - IT - |
04308180282 |
Attorney with
special power |
Withdrawn |
Registered |
|
M31 Italia S.r.l. |
Padova (PD) - IT - |
04447620289 |
Director |
Withdrawn |
Registered |
|
Adant S.r.l. |
Padova (PD) - IT - |
04479530281 |
Director |
Withdrawn |
Registered |
|
|
Faccenda |
Aldo |
|
Firm's Style |
Seat |
Fiscal Code |
Position |
Position Status |
Firm's Status |
|
Industrie Cometto S.p.a. |
Borgo San Dalmazzo (CN) - IT - |
02006150045 |
Director |
Active |
Registered |
|
Revimac S.r.l. |
Cuneo (CN) - IT - |
02077910046 |
Director |
Active |
Registered |
|
Bimatech S.r.l |
Cuneo (CN) - IT - |
02747320048 |
Director |
Withdrawn |
Registered |
|
Vitrum S.r.l. |
Milano (MI) - IT - |
07177790156 |
Director |
Active |
Registered |
|
Bottero Ig S.r.l. |
Cuneo (CN) - IT - |
03299920045 |
Director |
Active |
Registered |
|
|
Ghinamo |
Paolo |
|
Firm's Style |
Seat |
Fiscal Code |
Position |
Position Status |
Firm's Status |
|
Industrie Cometto S.p.a. |
Borgo San Dalmazzo (CN) - IT - |
02006150045 |
Director |
Active |
Registered |
|
Industrie Cometto S.p.a. |
Borgo San Dalmazzo (CN) - IT - |
02006150045 |
Assistant board
Chairman |
Active |
Registered |
|
Carico S.r.l. |
Borgo San Dalmazzo (CN) - IT - |
02301560047 |
Director |
Active |
Registered |
|
Carico S.r.l. |
Borgo San Dalmazzo (CN) - IT - |
02301560047 |
Board Chairman |
Active |
Registered |
|
Cbm Tecnologie S.r.l. |
Cuneo (CN) - IT - |
03341750044 |
Director |
Withdrawn |
Registered |
The indication "REGISTERED" as Firm Status could refer to
Firms in Liquidation, Active, Inactive, etc.
For more information, in this case, we advise to request further
investigations.
Capital
Shareholders
Shareholders' list as at date of data collection:
|
Firm's Style / Name |
Seat / Residence |
Fiscal Code |
Owned Shares |
% Ownership |
|
Bottero Finanziaria S.p.a. |
Cuneo - IT - |
00163070048 |
100,00 |
Direct
Participations
The Company under review has participations in the following Companies:
|
Firm's Style |
Seat |
Fiscal Code |
Owned Shares
Amount |
% Ownership |
since |
until |
Share Status |
|
Tecnogranda S.p.a. |
Dronero - IT - |
02885170049 |
4.615 .Eur |
0,26 |
Active |
||
|
Granda Energia |
Cuneo - IT - |
02765730045 |
Active |
Firm's
location and structure
In order to carry out its activities the firm uses the following
locations:
|
- |
Legal and operative seat |
|
Genova |
, 82 |
- 12100 |
- Cuneo |
(CN) |
- IT - |
|
PHONE |
: 0171310611 |
|
FAX |
: 0171401611 |
|
Legal mail |
: BOTTERO@LEGALMAIL.IT |
|
- |
Branch |
(Factory) |
since 06/05/2000 |
|
22 |
, 39 |
- 12040 |
- Margarita |
(CN) |
- IT - |
|
- |
Branch |
(Store) |
since 02/04/2001 |
|
Genova |
, 92 |
- 12100 |
- Cuneo |
(CN) |
- IT - |
|
- |
Branch |
(Workshop) |
since 03/02/2014 |
|
Cuneo |
, 20 |
- 12011 |
- Borgo San Dalmazzo |
(CN) |
- IT - |
|
- |
Branch |
(Factory) |
since 01/12/2009 |
|
Lago Maggiore |
, 214 |
- 61100 |
- Pesaro |
(PS) |
- IT - |
|
- |
Branch |
(Factory) |
since 27/12/1994 |
|
Sangano |
, 36/38 |
- 10090 |
- Trana |
(TO) |
- IT - |
|
- |
Branch |
(office) |
since 01/07/2014 |
|
Cendrole |
, 66 |
- 31039 |
- Riese Pio X |
(TV) |
- IT - |
|
Employees |
: 757 |
|
Fittings and Equipment for a value of 1.040.000 |
Eur |
|
Stocks for a value of 30.930.000 |
Eur |
The firm operates abroad as importer / exporter..
Export represents more than 50% of the global turnover.
Products abroad are placed by :
|
- importers |
|
- direct orders from foreign companies |
Export is mainly towards:
|
- Italy |
|
- Ireland |
Historical Information and/or Firm's Status
CHANGES TO THE LEGAL FORM:
|
Former legal form |
New legal form |
Changement Date |
|
Limited liability company |
Joint stock company |
14/11/1980 |
EX-MEMBERS / EX-POSITIONS:
|
|
Lanfranco |
Fausto |
|
|
Born in Tonco |
(AT) |
on 20/07/1944 |
- Fiscal Code : LNFFST44L20L203F |
|
|
Residence: |
Miniere |
, 49/H |
- 10015 |
Ivrea |
(TO) |
- IT - |
|
Ex-Postions |
|
Managing Director |
|
|
Cordero |
Grazia |
|
|
Born in Cuneo |
(CN) |
on 08/03/1932 |
- Fiscal Code : CRDGRZ32C48D205W |
|
|
Residence: |
Massimo D'azeglio |
, 15 |
- 12100 |
Cuneo |
(CN) |
- IT - |
|
Ex-Postions |
|
Board Chairman |
|
Director |
|
|
Sesia |
Giovanni |
|
|
Born in Gaiola |
(CN) |
on 05/07/1933 |
- Fiscal Code : SSEGNN33L05D856R |
|
|
Residence: |
San Lorenzo |
, 64 |
- 12023 |
Caraglio |
(CN) |
- IT - |
|
Ex-Postions |
|
Managing Director |
|
|
Ghinamo |
Leonardo |
|
|
Born in Boves |
(CN) |
on 01/06/1936 |
- Fiscal Code : GHNLRD36H01B101R |
|
|
Residence: |
Cuneo |
, 37 |
- 12012 |
Boves |
(CN) |
- IT - |
|
Ex-Postions |
|
Managing Director |
|
|
Olmo |
Tarcisio |
|
|
Born in Castellinaldo |
(CN) |
on 13/03/1928 |
- Fiscal Code : LMOTCS28C13C173H |
|
|
Residence: |
Ettore Rosa |
, 8 |
- 12100 |
Cuneo |
(CN) |
- IT - |
|
Ex-Postions |
|
Director |
|
|
Margaria |
Pierfranco |
|
|
Born in Cuneo |
(CN) |
on 16/09/1965 |
- Fiscal Code : MRGPFR65P16D205Z |
|
|
Residence: |
Monte Garbella |
, 6 |
- 12010 |
Vignolo |
(CN) |
- IT - |
|
Ex-Postions |
|
Procurator |
|
|
Gramolelli |
Roberto |
|
|
Born in Berra |
(FE) |
on 12/02/1954 |
- Fiscal Code : GRMRRT54B12A806V |
|
|
Residence: |
Cavour |
, 21/1 |
- 10045 |
Piossasco |
(TO) |
- IT - |
|
Ex-Postions |
|
Procurator |
|
|
Ghinamo |
Paolo |
|
|
Born in Merate |
(CO) |
on 21/03/1967 |
- Fiscal Code : GHNPLA67C21F133B |
|
|
Residence: |
Xx Settembre |
, 32 |
- 12100 |
Cuneo |
(CN) |
- IT - |
|
Ex-Postions |
|
Director |
|
|
Sesia |
Carlo |
|
|
Born in Cuneo |
(CN) |
on 27/03/1961 |
- Fiscal Code : SSECRL61C27D205R |
|
|
Residence: |
San Lorenzo |
, 64 |
- 12023 |
Caraglio |
(CN) |
- IT - |
|
Ex-Postions |
|
Director |
|
|
DAMIANO |
BRUNO |
|
|
Born in DRONERO |
(CN) |
on 06/11/1948 |
- Fiscal Code : DMNBRN48S06D372X |
|
|
Residence: |
G. BIANCANI |
, 22 |
- 12100 |
Cuneo |
(CN) |
- IT - |
|
Ex-Postions |
|
Procurator |
|
|
QUAGLIA |
TERESIO |
|
|
Born in CUNEO |
(CN) |
on 02/02/1949 |
- Fiscal Code : QGLTRS49B02D205B |
|
|
Residence: |
VERNANTE |
, 26 |
- 12100 |
Cuneo |
(CN) |
- IT - |
|
Ex-Postions |
|
Procurator |
|
|
SIMONDI |
CARLO |
|
|
Born in DRONERO |
(CN) |
on 20/05/1950 |
- Fiscal Code : SMNCRL50E20D372I |
|
|
Residence: |
G. PEANO |
, 10 |
- 12100 |
Cuneo |
(CN) |
- IT - |
|
Ex-Postions |
|
Procurator |
|
|
Olmo |
Silvia |
|
|
Born in Torino |
(TO) |
on 09/07/1961 |
- Fiscal Code : LMOSLV61L49L219X |
|
|
Residence: |
Nizza |
, 63 |
- 12100 |
Cuneo |
(CN) |
- IT - |
|
Ex-Postions |
|
Director |
|
|
Rovere |
Fabrizio |
|
|
Born in Cuneo |
(CN) |
on 29/03/1965 |
- Fiscal Code : RVRFRZ65C29D205O |
|
|
Residence: |
Divisione Alpina Cuneense |
, 11 |
- 12049 |
Trinita' |
(CN) |
- IT - |
|
Ex-Postions |
|
Attorney with special power |
|
|
Dogliani |
Luca |
|
|
Born in Cuneo |
(CN) |
on 24/10/1923 |
- Fiscal Code : DGLLCU23R24D205X |
|
|
Residence: |
Amedeo Rossi |
, 2 |
- 12100 |
Cuneo |
(CN) |
- IT - |
|
Ex-Postions |
|
Permanent Auditor |
|
|
Colombini |
Paolo |
|
|
Born in ANCONA |
(AN) |
on 25/07/1939 |
- Fiscal Code : CLMPLA39L25A271W |
|
|
Residence: |
SPINETTA |
, 120/G |
- 12100 |
Cuneo |
(CN) |
- IT - |
|
Ex-Postions |
|
Chairman of the Board of Aud. |
|
|
Dalmasso |
Angelo |
|
|
Born in Boves |
(CN) |
on 10/03/1936 |
- Fiscal Code : DLMNGL36C10D856H |
|
|
Residence: |
Mons. Calandri |
, 15 |
- 12012 |
Boves |
(CN) |
- IT - |
|
Ex-Postions |
|
Temporary Auditor |
|
|
Franco |
Epifanio |
|
|
Born in Beinette |
(CN) |
on 01/01/1936 |
- Fiscal Code : FRNPFN36A01A735I |
|
|
Residence: |
Gandolfi |
, 5 |
- 12081 |
Beinette |
(CN) |
- IT - |
|
Ex-Postions |
|
Permanent Auditor |
|
Temporary Auditor |
|
|
D'altoe' |
Domenico |
|
|
Born in Cuneo |
(CN) |
on 21/06/1933 |
- Fiscal Code : DLTDNC33H21D205D |
|
|
Residence: |
Siccardi |
, 11 |
- 10122 |
Torino |
(TO) |
- IT - |
|
Ex-Postions |
|
Director |
|
|
Piccardi |
Bruno |
|
|
Born in Cuneo |
(CN) |
on 24/07/1964 |
- Fiscal Code : PCCBRN64L24D205J |
|
|
Residence: |
Attilio Fontana |
, 18/D |
- 12011 |
Borgo San Dalmazzo |
(CN) |
- IT - |
|
Ex-Postions |
|
Temporary Auditor |
CEASINGS/INCORPORATIONS/MERGES:
|
|
The firm absorved |
|
|
|
|
Genova |
, 82 |
, 12100 |
, Cuneo |
(CN) |
- IT - |
|
|
Fiscal Code: 01865740045 |
|
|
Date |
: |
23/12/1989 |
|
|
The firm absorved |
|
|
|
|
Genova |
, 82 |
, 12100 |
, Cuneo |
(CN) |
- IT - |
|
|
Fiscal Code: 02275560049 |
|
|
Date |
: |
16/12/1994 |
|
|
The firm absorbed by merging of |
|
|
|
|
Genova |
, 82 |
, 12100 |
, Cuneo |
(CN) |
- IT - |
|
|
Fiscal Code: 01865740045 |
|
|
Date |
: |
23/12/1989 |
|
|
The firm absorbed by merging of |
|
|
|
|
Genova |
, 82 |
, 12100 |
, Cuneo |
(CN) |
- IT - |
|
|
Fiscal Code: 02275560049 |
|
|
Date |
: |
16/12/1994 |
|
|
Project of merging by taking over of |
|
|
|
|
Genova |
, 82 |
, 12100 |
, Cuneo |
(CN) |
- IT - |
|
|
Fiscal Code: 02747320048 |
|
|
Date |
Merging/splitting-up project: |
21/01/2008 |
|
|
The firm absorbed by merging of |
|
|
|
|
Genova |
, 82 |
, 12100 |
, Cuneo |
(CN) |
- IT - |
|
|
Fiscal Code: 02747320048 |
|
|
Date |
: |
02/02/2008 |
|
|
Resolution of merging of |
|
|
|
|
Genova |
, 82 |
, 12100 |
, Cuneo |
(CN) |
- IT - |
|
|
Fiscal Code: 02747320048 |
|
|
Date |
: |
02/02/2008 |
|
|
Project of merging by taking over of |
|
|
|
|
Genova |
, 82 |
, 12100 |
, Cuneo |
(CN) |
- IT - |
|
|
Fiscal Code: 02747320048 |
|
|
Date |
Merging/splitting-up project: |
26/06/2009 |
|
|
The firm absorbed by merging of |
|
|
|
|
Genova |
, 82 |
, 12100 |
, Cuneo |
(CN) |
- IT - |
|
|
Fiscal Code: 02747320048 |
|
|
Date |
: |
25/11/2009 |
Protests
Protests checking on the subject firm has given a negative result.
Data
Base Prejudicial Events Search
Search performed on a National Scale
|
|
Prejudicial Events Search Result: NEGATIVE |
Search performed on a specialized data base.
Legal
Procedures
None reported, standing to the latest received edition of the Official
Publications.
Financial
and Economical Analysis
Company's starting of activities dates back to 1981.
The analysis is based on the latest 3 balance sheets.
Last two financial years were marked by losses; in 2013 r.o.e. is
-2,19%.
The operating result in 2013 was positive (0,21%) and in line with the
sector's average.
The amount of the operating result for the year 2013 is of Eur. 280.332
with a more then 100% growth.
A gross operating margine for a value of Eur. 2.891.806 was reached. ,
stable if compared to the year before.
Company's financial status is balanced since indebtedness is not high
(2,18) and falling as against the previous year (2,63).
The equity capital is equal to Eur. 30.073.112 on the same levels as the
year before.
During the last financial year debts totalled Eur. 80.390.971 (Eur.
5.765.714 of which were m/l term debts) , decreasing if compared to 2012
(-24,25%).
The recourse to financial credit is within the limits; on the other hand
the recourse to suppliers' credit is rated as fairly high besides being higher
than sector's average.
Liquidity is however good.
On average trade credits are collected in 62,78 days. , a better value
than the sector's average.
The financial management generated a cash flow of Eur. 1.951.559.
In the last financial year labour cost was of Eur. 38.922.846, with a
29,99% incidence on total costs of production. , whereas 26,14% is the
incidence on sales revenues.
No incidence of financial charges as lower than the incomes.
Financial
Data
|
|
Complete balance-sheet for the year |
al 31/12/2013 |
(in Eur |
x 1) |
|
Item Type |
Value |
|
Sales |
148.875.987 |
|
Profit (Loss) for the period |
-659.915 |
|
|
Complete balance-sheet for the year |
al 31/12/2012 |
(in Eur |
x 1) |
|
Item Type |
Value |
|
Sales |
146.236.221 |
|
Profit (Loss) for the period |
-526.159 |
|
|
Complete balance-sheet for the year |
al 31/12/2011 |
(in Eur |
x 1) |
|
Item Type |
Value |
|
Sales |
131.812.296 |
|
Profit (Loss) for the period |
-950.632 |
|
|
Complete balance-sheet for the year |
al 31/12/2010 |
(in Eur |
x 1) |
|
Item Type |
Value |
|
Sales |
127.498.865 |
|
Profit (Loss) for the period |
-1.649.690 |
|
|
Complete balance-sheet for the year |
al 31/12/2009 |
(in Eur |
x 1) |
|
Item Type |
Value |
|
Sales |
132.926.530 |
|
Profit (Loss) for the period |
-201.281 |
Balance
Sheets
From our constant monitoring of the relevant Public Administration
offices, no more recent balance sheets result to have been filed.
|
- Balance Sheet as at 31/12/2013 - 12 Mesi - Currency: - Amounts x 1 |
|
- Balance Sheet as at 31/12/2012 - 12 Mesi - Currency: - Amounts x 1 |
|
- Balance Sheet as at 31/12/2011 - 12 Mesi - Currency: - Amounts x 1 |
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
|
RATIOS |
Value Type |
as at 31/12/2013 |
as at 31/12/2012 |
as at 31/12/2011 |
Sector Average |
|
COMPOSITION ON
INVESTMENT |
|||||
|
Rigidity Ratio |
Units |
0,30 |
0,26 |
0,29 |
0,30 |
|
Elasticity Ratio |
Units |
0,70 |
0,74 |
0,71 |
0,66 |
|
Availability of stock |
Units |
0,23 |
0,31 |
0,29 |
0,15 |
|
Total Liquidity Ratio |
Units |
0,47 |
0,43 |
0,41 |
0,44 |
|
Quick Ratio |
Units |
0,11 |
0,10 |
0,10 |
0,02 |
|
COMPOSITION ON
SOURCE |
|||||
|
Net Short-term indebtedness |
Units |
2,18 |
2,63 |
1,84 |
2,50 |
|
Self Financing Ratio |
Units |
0,23 |
0,21 |
0,24 |
0,21 |
|
Capital protection Ratio |
Units |
0,82 |
0,84 |
0,85 |
0,64 |
|
Liabilities consolidation quotient |
Units |
0,21 |
0,16 |
0,23 |
0,29 |
|
Financing |
Units |
2,67 |
3,10 |
2,47 |
3,40 |
|
Permanent Indebtedness Ratio |
Units |
0,34 |
0,31 |
0,37 |
0,41 |
|
M/L term Debts Ratio |
Units |
0,12 |
0,10 |
0,13 |
0,15 |
|
Net Financial Indebtedness Ratio |
Units |
0,29 |
0,27 |
0,00 |
0,68 |
|
CORRELATION |
|||||
|
Fixed assets ratio |
Units |
1,16 |
1,20 |
1,28 |
1,30 |
|
Current ratio |
Units |
1,25 |
1,21 |
1,31 |
1,18 |
|
Acid Test Ratio-Liquidity Ratio |
Units |
0,84 |
0,70 |
0,77 |
0,84 |
|
Structure's primary quotient |
Units |
0,76 |
0,81 |
0,84 |
0,68 |
|
Treasury's primary quotient |
Units |
0,20 |
0,16 |
0,18 |
0,04 |
|
Rate of indebtedness ( Leverage ) |
% |
443,54 |
477,33 |
413,50 |
441,03 |
|
Current Capital ( net ) |
Value |
18.985.518 |
21.376.399 |
24.303.977 |
97.133 |
|
RETURN |
|||||
|
Return on Sales |
% |
1,31 |
1,40 |
1,30 |
4,81 |
|
Return on Equity - Net- ( R.O.E. ) |
% |
-2,19 |
-1,53 |
-2,73 |
4,41 |
|
Return on Equity - Gross - ( R.O.E. ) |
% |
0,45 |
0,71 |
0,15 |
14,30 |
|
Return on Investment ( R.O.I. ) |
% |
0,21 |
0,08 |
-0,36 |
4,16 |
|
Return/ Sales |
% |
0,19 |
0,09 |
-0,40 |
4,40 |
|
Extra Management revenues/charges incid. |
% |
-235,40 |
-416,63 |
n.c. |
23,79 |
|
Cash Flow |
Value |
1.951.559 |
2.050.605 |
1.714.718 |
85.628 |
|
Operating Profit |
Value |
280.332 |
126.289 |
-521.469 |
75.073 |
|
Gross Operating Margin |
Value |
2.891.806 |
2.703.053 |
2.143.881 |
198.441 |
|
MANAGEMENT |
|||||
|
Credits to clients average term |
Days |
62,78 |
73,22 |
68,29 |
110,77 |
|
Debts to suppliers average term |
Days |
157,24 |
139,93 |
145,24 |
124,20 |
|
Average stock waiting period |
Days |
74,78 |
126,36 |
115,75 |
53,64 |
|
Rate of capital employed return ( Turnover ) |
Units |
1,12 |
0,89 |
0,92 |
1,02 |
|
Rate of stock return |
Units |
4,81 |
2,85 |
3,11 |
6,62 |
|
Labour cost incidence |
% |
26,14 |
28,02 |
29,46 |
19,95 |
|
Net financial revenues/ charges incidence |
% |
0,13 |
0,25 |
-0,09 |
-1,87 |
|
Labour cost on purchasing expenses |
% |
29,99 |
26,10 |
27,89 |
20,58 |
|
Short-term financing charges |
% |
0,46 |
0,33 |
0,30 |
3,00 |
|
Capital on hand |
% |
89,60 |
111,90 |
109,20 |
97,63 |
|
Sales pro employee |
Value |
122.430 |
114.247 |
108.666 |
155.908 |
|
Labour cost pro employee |
Value |
32.008 |
32.009 |
32.008 |
33.115 |
Remarks
1) Protests checking (relative to the last five years) performed by crossing
and matching the members names and the Firm's Style with the reported
addresses, is supplied by the Informatic Registry managed by the Italian
Chamber of Commerce. If the fiscal code is not indicated, the eventual
homonymous cases are submitted to expert staff evaluation in order to limit
wrong matching risks.
2) The Legal Data, supplied and retrived from the Firm's Registry of the
Italian Chamber of Commerce, are in line with the last registered
modifications.
3) Risk evaluation and Credit Opinion have been performed on the base of
the actual data at the moment of their availability.
Market
/ Territory Data
|
Population living in the province |
: |
|
|
Population living in the region |
: |
|
|
Number of families in the region |
: |
|
Monthly family expences average in the region (in Eur..) :
|
- per food products |
: |
|
|
- per non food products |
: |
|
|
- per energy consume |
: |
|
Sector
Data
The values are calculated on a base of 434 significant companies.
The companies cash their credits on an average of 111 dd.
The average duration of suppliers debts is about 124 dd.
The sector's profitability is on an average of 4,81%.
The labour cost affects the turnover in the measure of 19,95%.
Goods are held in stock in a range of 54 dd.
The difference between the sales volume and the resources used to
realize it is about 1,02.
The employees costs represent the 20,58% of the production costs.
Statistical
Detrimental Data
Statistcally the trade activity shows periods of crisis.
The area is statistically considered lowly risky.
In the region 27.019 protested subjects are found; in the province they
count to 1.458.
The insolvency index for the region is 0,63, , while for the province it
is 0,26.
Total Bankrupt companies in the province : 1.299.
Total Bankrupt companies in the region : 14.165.
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.63.85 |
|
|
1 |
Rs.98.47 |
|
Euro |
1 |
Rs.71.51 |
INFORMATION DETAILS
|
Analysis Done by
: |
SUB |
|
|
|
|
Report Prepared
by : |
ANK |
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest capability
for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
-- |
NB |
New Business |
-- |
This score serves as a reference to assess
SC’s credit risk and to set the amount of credit to be extended. It is calculated
from a composite of weighted scores obtained from each of the major sections of
this report. The assessed factors and their relative weights (as indicated
through %) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment record
(10%)
Credit history
(10%) Market trend (10%) Operational size
(10%)
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.